Welcome to your dream home nestled on a tranquil cul-de-sac in the sought-after Mortgage Hill area of Peekskill. Step inside and be greeted by the open concept living space, creating an airy and inviting atmosphere ideal for family gatherings and entertaining guests. The wood-burning fireplace and built-in hardwired speakers add convenience and enhance your living experience. The modern kitchen boasts stainless steel appliances, quartz countertops, and custom cabinetry (all updated in 2020). Step outside your kitchen onto the Trex deck, perfect for your morning coffee or summer barbecues. The first floor includes a guest bath and two bedrooms - one featuring an ensuite bath. The lower level offers a large family room, a full bath, a third bedroom, updated laundry room (2022), and access to the screened-in porch - ideal for unwinding in the evenings. The fenced-in yard provides a private and secure space for outdoor activities. With the fully owned (entirely paid off) solar panels, you can enjoy significantly reduced electric bills, making this home both economical and environmentally friendly. This serene retreat offers peace and privacy while still being close to all the amenities that Peekskill has to offer. Don't miss the opportunity to make this wonderful house your new home - move-in ready and waiting for you! Basic STAR can reduce your taxes by $1,759. Hot Water Heater (2022), Central Air (2018), Washer/Dryer (2022), GE/Profile Slate Appliances (2020). Additional Information: HeatingFuel:Oil Above Ground,
Single-familyProperty Type
1960Year Built
5,297 sq ftLot Size
$309Est. Price/Sq.Ft.
Listing by Kaitlyn D'Ambrosio• Compass Greater NY, LLC
Listing by Geno George• Compass Greater NY, LLC
Contact: (914) 238-0676
Bought with Raymond Magnani• Houlihan Lawrence Inc.
The only thing this move-in ready Peekskill Mortgage Hill home needs is its new owner! Get ready to be impressed! Reduce your carbon footprint and have low energy costs with the owned solar panels. Connect your electric cars to the dedicated plug stations in the driveway. Walk in and enjoy the open concept LR/DR and kitchen featuring newer GE Slate finish appliances, quartz counters and custom cabinetry. Relax on your Trex 2-level deck, easily accessed from the kitchen and the lower level. The main level rounds out with a guest bath and two flexible bedrooms - one with an ensuite full bath. Go through the glass door to your completely finished lower level with a large gathering room with access to the lower deck and backyard, full bath, laundry, storage and a generously sized third bedroom. There is easy access to all that this historic and charming Hudson River town has to offer - food, entertainment, music, and art. STAR can reduce taxes to $8,773 and low low energy costs. Additional Information: HeatingFuel:Oil Above Ground,
Public Records
May 27, 2010
Sold
$265,000
$127/sq ft
HGMLS #3008673
Apr 5, 2010
Contingent
—
HGMLS #2908673
May 18, 2009
Contingent
—
Public Records
Dec 28, 2000
Sold
$108,000
$52/sq ft
Public Records
Dec 13, 2000
Sold
$108,406
$52/sq ft
Public Records
Jun 5, 1987
Sold
$11,500
$6/sq ft
Year
Property tax
Land + Additions
Assessment*
2026
$11,973 (+3.7%)
$1,400 + $8,500
$9,900
2025
$11,551 (+1.4%)
$1,400 + $8,500
$9,900
2024
$11,391 (+1.5%)
$1,400 + $7,850
$9,250
2023
$11,221 (+1.1%)
$1,400 + $7,850
$9,250
2022
$11,099 (+2.1%)
$1,400 + $7,850
$9,250
2021
$10,867 (+26.4%)
$1,400 + $7,850
$9,250
2020
$8,597 (+4.5%)
$1,400 + $7,850
$9,250
2019
$8,226
$1,400 + $7,850
$9,250
2018
$1,400 + $7,850
$9,250
2017
$1,400 + $7,850
$9,250
2016
$1,400 + $7,850
$9,250
2014
$1,400 + $7,850
$9,250
2013
$1,400 + $7,850
$9,250
2012
$1,400 + $7,850
$9,250
2011
$1,400 + $7,850
$9,250
2010
$1,400 + $10,095
$11,495
2009
$1,400 + $10,700
$12,100
2008
$1,400 + $10,700
$12,100
Tax history for 1628 Prospect Ter
Year
Property tax
Land + Additions
Assessment*
2026
$11,973 (+3.7%)
$1,400 + $8,500
$9,900
2025
$11,551 (+1.4%)
$1,400 + $8,500
$9,900
2024
$11,391 (+1.5%)
$1,400 + $7,850
$9,250
2023
$11,221 (+1.1%)
$1,400 + $7,850
$9,250
2022
$11,099 (+2.1%)
$1,400 + $7,850
$9,250
2021
$10,867 (+26.4%)
$1,400 + $7,850
$9,250
2020
$8,597 (+4.5%)
$1,400 + $7,850
$9,250
2019
$8,226
$1,400 + $7,850
$9,250
2018
$1,400 + $7,850
$9,250
2017
$1,400 + $7,850
$9,250
2016
$1,400 + $7,850
$9,250
2014
$1,400 + $7,850
$9,250
2013
$1,400 + $7,850
$9,250
2012
$1,400 + $7,850
$9,250
2011
$1,400 + $7,850
$9,250
2010
$1,400 + $10,095
$11,495
2009
$1,400 + $10,700
$12,100
2008
$1,400 + $10,700
$12,100
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
2
Baths
1.5
Stories
—
Lot width
64 ft.
Lot depth
80 ft.
Lot size
4,959 Sq. Ft.
Year renovated
—
Sq. Ft.
1,040
Year built
1960
Style
Single Family Residential
County
Westchester County
APN
551200A03300600250160000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 25, 2026.
R - 1A
One-Family Residence District
These districts are designed to provide a suitable open character for single-family detached dwellings at low densities. These districts also include community facilities and open uses which serve the residents of these districts or are benefited by an open residential environment.
Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Washer, Gas Water Heater
Flooring: Carpet, Hardwood
Levels: Two
Patio And Porch Features: Deck, Porch
Room Information
Basement YN: Yes
Attic: Pull Stairs
Rooms Total: 11
Basement: Finished, Full, Walk-Out Access
Additional Rooms: Dining Area
Bathroom Information
Bathrooms Full: 2
Bathrooms Half: 1
Green Information
Green Energy Generation: Solar
Exterior
Exterior Features
Exterior Features: Mailbox
Construction Materials: Frame, Vinyl Siding
Fencing: Fenced
Waterfront YN: No
Lot Information
Additional Parcels YN: No
Lot Features: Cul-De-Sac, Level, Near Public Transit, Near School, Near Shops, Views
Property Information
Stories: 2
Living Area Source: Public Records
Property Sub Type: Single Family Residence
Property Condition: Actual
Financial
Tax Information
Tax Year: 2023
Tax Source: Municipality
Tax Annual Amount: $11,221
Financial Information
Buyer Financing: Conventional
Utilities
Utility Information
Electric Company: Con-Edison
Sewer: Public Sewer
Utilities: Trash Collection Public
Location
HOA Information
Association Amenities: Park
School Information
Middle Or Junior School: Peekskill Middle School
High School: Peekskill High School
High School District: Peekskill
Location Information
Directions: Route 202 (Crompond Road), to Arch Street, continue straight on Boulevard, left onto Prospect Terrace, veer left to stay on Prospect Terrace, 3rd house on the left.
County Or Parish: Westchester County
Public facts
Beds: 2
Baths: 1.5
Sq. Ft.: 1,040
Stories: —
Lot Size: 4,959 square feet
Style: Single Family Residential
Year Built: 1960
Year Renovated: —
County: Westchester County
APN: 551200A03300600250160000000
Home facts updated by county records on Sep 25, 2026
Around this home
Schools
Hillcrest School
Public 3-5 • Assigned • 0.5mi
6/10
Peekskill Middle School
Public 6-8 • Assigned • 1.0mi
3/10
Peekskill High School
Public 9-12 • Assigned • 0.6mi
3/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.46% chance of being in a wildfire in next 30 years
5/10 Heat Factor
7 days above 99° expected this year, 15 days in 30 years
4/10 Wind Factor
21% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Peekskill, NY • 10566
Average low and high temperatures (°F)
35
21
37
23
55
35
64
44
71
53
83
63
87
68
83
63
80
59
68
48
56
38
40
26
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.7 hours in
June and 4.2 hours in December, placing it below the
U.S. average for solar exposure.
8.7 hrs
4.2 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$612,000 – $741,000
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