Welcome home! This charming cape cod was meticulously RENOVATED in 2024! Taken down to the studs, nothing has been left untouched from the siding to the sheetrock, ensuring that everything from the electric and plumbing to the heating and cooling is a brand-new system. The entire home has been outfitted with new windows and doors, and the result is a bright, airy space that seamlessly integrates the modern comfort of a beautiful open floor plan, allowing for the perfect place to entertain, with the original comfort and old-world charm. Foam insulation in the ceiling guarantees optimal energy efficiency, paired with high CRI, warm LED lighting to create an inviting atmosphere while minimizing energy use. Set on a side street, yet close to all, this home is minutes from public transportation, and local parks with tons of shopping and restaurants nearby. Additional Information: Amenities:Storage,
Single-familyProperty Type
1956Year Built
3,554 sq ftLot Size
$466Est. Price/Sq.Ft.
Listing by Maria Araujo• Coldwell Banker Realty
Listing by Silvia Delgado• Keller Williams Realty Partner
Contact: 914 7692950
Bought with Silvia Delgado• Keller Williams Realty Partner
Opportunity is knocking loud on this exciting endeavor! Bring your skills and vision to beautify a clean canvas. Calling all investors and handy buyers looking for a wonderful new project. This 3 bedroom cape sits on a corner lot on delightful Division Street. Enjoy sidewalks filled with great restaurants, live music, art studios and coffee shops. Catch a show at the historic Paramount theatre, then head over to Riverfront park to watch the sunset above the Hudson River. Take the train, ride the bus and drive Route 9 or the Taconic to NYC with ease. Make this place into a lovely home with your personal touches. Enter the kitchen from a spacious front porch, then continue to the living room, dining room, bedroom and bathroom on the first floor. Next walk upstairs and find two more bedrooms. There is a basement for storage, a driveway to park several vehicles and a nice level property with outdoor space. Extremely low taxes, just $3,718 with basic star. Schedule a tour now and don't miss your chance at this amazing price! Final and Best by 5pm today 6/20 Additional Information: HeatingFuel:Oil Above Ground,
Year
Property tax
Land + Additions
Assessment*
2026
$10,966
$1,400 + $7,300
$8,700
2025
$10,976 (+73.7%)
$1,400 + $7,300
$8,700
2024
$6,319 (+4.2%)
$1,400 + $7,300
$8,700
2023
$6,066 (+1.1%)
$1,400 + $3,600
$5,000
2022
$5,999 (+2.1%)
$1,400 + $3,600
$5,000
2021
$5,874 (+2.0%)
$1,400 + $3,600
$5,000
2020
$5,761 (+3.6%)
$1,400 + $3,600
$5,000
2019
$5,561
$1,400 + $3,600
$5,000
2018
$1,400 + $3,600
$5,000
2017
$1,400 + $3,600
$5,000
2016
$1,400 + $3,600
$5,000
2014
$1,400 + $3,600
$5,000
2013
$1,400 + $3,600
$5,000
2012
$1,400 + $3,600
$5,000
2011
$1,400 + $3,600
$5,000
2010
$1,400 + $3,600
$5,000
2009
$1,400 + $3,600
$5,000
2008
$1,400 + $3,600
$5,000
Tax history for 431 N Division St
Year
Property tax
Land + Additions
Assessment*
2026
$10,966
$1,400 + $7,300
$8,700
2025
$10,976 (+73.7%)
$1,400 + $7,300
$8,700
2024
$6,319 (+4.2%)
$1,400 + $7,300
$8,700
2023
$6,066 (+1.1%)
$1,400 + $3,600
$5,000
2022
$5,999 (+2.1%)
$1,400 + $3,600
$5,000
2021
$5,874 (+2.0%)
$1,400 + $3,600
$5,000
2020
$5,761 (+3.6%)
$1,400 + $3,600
$5,000
2019
$5,561
$1,400 + $3,600
$5,000
2018
$1,400 + $3,600
$5,000
2017
$1,400 + $3,600
$5,000
2016
$1,400 + $3,600
$5,000
2014
$1,400 + $3,600
$5,000
2013
$1,400 + $3,600
$5,000
2012
$1,400 + $3,600
$5,000
2011
$1,400 + $3,600
$5,000
2010
$1,400 + $3,600
$5,000
2009
$1,400 + $3,600
$5,000
2008
$1,400 + $3,600
$5,000
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
—
Baths
—
Stories
—
Lot width
50 ft.
Lot depth
69 ft.
Lot size
3,549 Sq. Ft.
Year renovated
—
Sq. Ft.
—
Year built
—
Style
Single Family Residential
County
Westchester County
APN
551200A02307800020150000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 30, 2026.
C - 3
General Commercial District
These districts are designed to provide for a wide range of commercial and limited manufacturing activity along major transportation routes. In areas with close proximity to the Downtown Business District and public services, mixed-use residential buildings are intended to introduce a diverse twenty-four-hour-a-day residential population to the City's downtown area to support downtown businesses and to increase the range of housing available near the City's Downtown Business District. In addition, it is expected that the additional traffic generated by mixed-use residential developments will require that convenient off-street parking be available on site and within the immediately surrounding neighborhood. Therefore, in an effort to reduce car dependency, utilize existing parking resources, and maintain a walkable, pedestrian-friendly community, all mixed-use residential buildings must be located in proximity to the City's Downtown District where such additional parking resources exist.
Permitted uses
Include but are not limited to:
Bank
Laundromat
General retail
Restaurant
Office
Educational/school
Library
Museum / gallery
Death related/funeral home
Property details
Parking
Parking Information
Parking Features: Driveway
Interior
Heating & Cooling
Cooling: Central Air, ENERGY STAR Qualified Equipment
Heating: Electric, ENERGY STAR Qualified Equipment
Interior Features
Interior Features: First Floor Bedroom,First Floor Full Bath,Eat-in Kitchen,Granite Counters,Open Kitchen
Window Features: ENERGY STAR Qualified Windows, New Windows
Laundry Features: Inside
Appliances: Gas Water Heater, ENERGY STAR Qualified Appliances, Refrigerator
Flooring: Hardwood
Room Information
Basement YN: Yes
Attic: Finished,Full
Rooms Total: 3
Basement: Walk-Out Access, Partial
Bathroom Information
Bathrooms Full: 1
Exterior
Exterior Features
Construction Materials: Frame
Fencing: Fenced
Waterfront YN: No
Lot Information
Lot Features: Near School, Near Shops, Near Public Transit
Property Information
Living Area Source: Public Records
Property Sub Type: Single Family Residence
Financial
Tax Information
Tax Year: 2023
Tax Source: Municipality
Tax Annual Amount: $6,282
Financial Information
Buyer Financing: Conventional
Utilities
Utility Information
Sewer: Public Sewer
Utilities: Trash Collection Public
Location
HOA Information
Association Amenities: Park
School Information
Middle Or Junior School: Peekskill Middle School
High School: Peekskill High School
High School District: Peekskill
Location Information
County Or Parish: Westchester County
Public facts
Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 3,549 square feet
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Westchester County
APN: 551200A02307800020150000000
Home facts updated by county records on Jul 30, 2026
Around this home
Schools
Oakside School
Public 2-4 • Assigned • 0.4mi
3/10
Peekskill Middle School
Public 6-8 • Assigned • 0.7mi
3/10
Peekskill High School
Public 9-12 • Assigned • 0.5mi
3/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.62% chance of being in a wildfire in next 30 years
6/10 Heat Factor
7 days above 99° expected this year, 16 days in 30 years
4/10 Wind Factor
19% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Peekskill, NY • 10566
Average low and high temperatures (°F)
35
21
37
23
55
35
64
44
71
53
83
63
88
69
83
63
78
59
68
48
56
38
40
26
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.7 hours in
June and 4.2 hours in December, placing it below the
U.S. average for solar exposure.
8.7 hrs
4.2 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$493,000 – $597,000
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