Off market dec 2024 for $650K

$604,970

Est. refi paymentEst. refi $4,351/mo

•

927

sq ft

15 Chippewa Rd, Putnam Valley, NY 10579

About this home

Spectacular direct waterfront! Enjoy stunning views from this charming lakeside cottage w/ western exposures. Located on desirable Oscawana Lake, this home boasts 50 feet of private lakefront access, spectacular sunsets + views of the distant hills, all framed by the protected lands of Fahnestock State Park. Immerse yourself in the tranquility of this lakefront home complete with a private floating dock PLUS a boathouse. Enjoy these vistas from your expansive deck, ideal for grilling, sunbathing or simply enjoying the view. Step inside to discover a welcoming entry that leads to a sunlit living room boasting a stone fireplace and vaulted ceilings. The open floor plan dining and living room both boast water views. The family area includes 2 cozy bedrooms plus a third room which is perfect for a home office. A detached garage currently used as workout area/yoga studio offers plenty of storage. Outdoor enthusiasts will relish the activities available on and around the lake, from swimming in clear waters to paddle boarding, kayaking, boating & bird watching. Nearby, explore galleries, restaurants, & shops in Putnam Valley, Carmel, Cold Spring, & Garrison. The Hudson Valley's art and cultural scene, including the renowned Magazzino Italian Art museum, is just a short drive away. Fahnestock State Park is just minutes from your doorstep and offers fabulous trails for hikers and bikers. This is a rare opportunity to own a piece of paradise in Putnam Valley. Updates and Improvements include a new roof (2024), boiler, appliances (refrigerator, stove, and dishwasher), new well pump, new retaining wall under detached garage/studio, fireplace insert, and Nest thermostat. Simply magical! Additional Information: HeatingFuel:Oil Above Ground,ParkingFeatures:1 Car Detached,

Single-familyProperty Type

1940Year Built

9,801 sq ftLot Size

$653Est. Price/Sq.Ft.

1 spaceParking

Listing by Catherine Duff-Poritzky • Compass Greater NY, LLC

Listing by Patricia Wagner • Compass Greater NY, LLC

Contact: 914-214-8922

Bought with Melanie Benson • Robert A. McCaffrey Realty Inc

Redfin checked: 2 minutes ago

•Source:OneKey® MLS as Distributed by MLS Grid #H6327164

Redfin Estimate

$604,970

$45K since sold in December 2024$1,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 42.3% higher than the average sale price ($425K) of 6 comparable homes.

SOLD SEP 25, 2026
$265,000
A
2 beds1 bath1,250 sq ft
29 Cedar Ledges, Putnam Valley, NY 10579
Listing by RE/MAX Classic Realty
SOLD JUL 31, 2026
$452,525
B
2 beds1.5 baths784 sq ft
40 Chippewa Rd, Putnam Valley, NY 10579
Listing by American Family Realty
SOLD MAY 29, 2026
$399,000
C
2 beds1 bath722 sq ft
11 Oakdale Rd, Putnam Valley, NY 10579
Listing by Tompkins Realty
SOLD AUG 24, 2026
$450,000
D
2 beds2 baths1,060 sq ft
49 Lakeview Dr, Putnam Valley, NY 10579
Listing by Keller Williams NY Realty
SOLD MAY 12, 2026
$450,000
E
2 beds1 bath970 sq ft
37 Saw Mill Rd, Putnam Valley, NY 10579
Listing by American Family Realty
SOLD AUG 23, 2026
$535,000
F
3 beds2 baths1,250 sq ft
9 Starview Ave, Putnam Valley, NY 10579
Listing by Coldwell Banker Realty

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Sell

$65,160

Est. take-home

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Refinance

Est. cash available

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Rent

$1,757/mo

Redfin rental estimate

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Market trends in 10579, NY

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

101.0%

0.8% MoM

Median sale price

$673K

$33K MoM

Avg. days on market

41d

12 days MoM

Recently sold homes

3 MoM

New listings for sale

$450,000
2 beds2 baths1,462 sq ft
60 Pembrooke Ct, Putnam Valley, NY 10579
Listing by Coldwell Banker Realty
$669,000
3 beds1.5 baths1,300 sq ft
122 Pudding St, Putnam Valley, NY 10579
Listing by Patricia Schiller Real Est Co.
$585,000
3 beds2.5 baths1,508 sq ft
16 Cold Spring Rd, Putnam Valley, NY 10579
Listing by eXp Realty
$700,000
3 beds3 baths2,164 sq ft
137 W Shore Dr, Putnam Valley, NY 10579
Listing by Houlihan Lawrence Inc.
See all

Provided by Redfin

Redfin agents who toured

Although this homes needs some TLC, it is worth taking a look at. Beautiful views from this lake front property!
5 years ago• May not reflect the current state of the home
Donna Gray
Redfin Premier agent

Sale history for 15 Chippewa Rd

Date

Event

Price

OneKey® MLS as Distributed by MLS Grid #H6327164

Dec 18, 2024

Sold

$650,000

$701/sq ft

Oct 15, 2024

Pending

—

Sep 20, 2024

Listed

$489,900

$528/sq ft

Sep 17, 2024

Coming Soon

$489,900

$528/sq ft

OneKey® MLS as Distributed by MLS Grid #H6144228

Dec 9, 2021

Sold

$480,000

$518/sq ft

Nov 11, 2021

Pending

—

Oct 20, 2021

Listing Removed

—

Oct 14, 2021

Listed

$380,000

$410/sq ft

Oct 8, 2021

Coming Soon

$380,000

$410/sq ft

Watch the seasons change from this charming cottage on beautiful Lake Oscawana. Enjoy deep water swimming with your own private dock or take your motor boat out for a ride and park it in your boat house with electric lift. Morning coffee or afternoon cocktails on your newly painted deck overlooking the lake is the perfect spot to unwind. The living room is the heart of the home with its vaulted ceiling and stone fireplace with custom wood burning stove insert. The dining area features gorgeous unobstructed lake/mountain views and has ample space for entertaining. All this plus 2 bedrooms, a sitting room, laundry room and large foyer complete this one level living space. The garage and workshop is roadside with a deck and storage on the lower level, plus 2 additional off street parking spaces. This home has incredible charm and potential with some TLC - and is being sold 'as is' Additional Information: HeatingFuel:Oil Above Ground,ParkingFeatures:1 Car Detached,

OneKey® MLS as Distributed by MLS Grid #H4818855

Dec 25, 2018

Listing Removed

—

May 2, 2018

Listed

$399,900

$431/sq ft

Public Records

Oct 14, 1998

Sold

$204,000

$220/sq ft

Public Records

Apr 9, 1987

Sold

$188,000

$203/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$14,646

$138,600 + $374,800

$513,400

2025

$14,646 (+2.9%)

$138,600 + $374,800

$513,400

2024

$14,240 (+4.2%)

$138,600 + $374,800

$513,400

2023

$13,669 (+5.2%)

$128,400 + $347,000

$475,400

2022

$12,996 (+1.4%)

$86,200 + $327,200

$413,400

2021

$12,817 (+13.1%)

$86,200 + $289,600

$375,800

2020

$11,329 (+1.6%)

$86,200 + $269,900

$356,100

2019

$11,153 (+2.9%)

$86,200 + $259,500

$345,700

2018

$10,834 (+4.0%)

$86,200 + $259,500

$345,700

2017

$10,417 (+1.8%)

$86,200 + $249,400

$335,600

2016

$10,235 (+2.7%)

$86,200 + $236,300

$322,500

2015

$9,969 (−13.3%)

$86,200 + $230,000

$316,200

2014

$11,494 (+16.7%)

$83,700 + $223,300

$307,000

2013

$9,846 (−0.4%)

$74,800 + $241,600

$316,400

2012

$9,882 (−10.5%)

$91,600 + $247,500

$339,100

2011

$11,045 (+310.8%)

$107,800 + $238,200

$346,000

2010

$2,688 (+10.4%)

$107,800 + $260,200

$368,000

2009

$2,435

$107,800 + $286,200

$394,000

Tax history for 15 Chippewa Rd

Year

Property tax

Land + Additions

Assessment*

2026

$14,646

$138,600 + $374,800

$513,400

2025

$14,646 (+2.9%)

$138,600 + $374,800

$513,400

2024

$14,240 (+4.2%)

$138,600 + $374,800

$513,400

2023

$13,669 (+5.2%)

$128,400 + $347,000

$475,400

2022

$12,996 (+1.4%)

$86,200 + $327,200

$413,400

2021

$12,817 (+13.1%)

$86,200 + $289,600

$375,800

2020

$11,329 (+1.6%)

$86,200 + $269,900

$356,100

2019

$11,153 (+2.9%)

$86,200 + $259,500

$345,700

2018

$10,834 (+4.0%)

$86,200 + $259,500

$345,700

2017

$10,417 (+1.8%)

$86,200 + $249,400

$335,600

2016

$10,235 (+2.7%)

$86,200 + $236,300

$322,500

2015

$9,969 (−13.3%)

$86,200 + $230,000

$316,200

2014

$11,494 (+16.7%)

$83,700 + $223,300

$307,000

2013

$9,846 (−0.4%)

$74,800 + $241,600

$316,400

2012

$9,882 (−10.5%)

$91,600 + $247,500

$339,100

2011

$11,045 (+310.8%)

$107,800 + $238,200

$346,000

2010

$2,688 (+10.4%)

$107,800 + $260,200

$368,000

2009

$2,435

$107,800 + $286,200

$394,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

50 ft.

Lot depth

196 ft.

Lot size

9,800 Sq. Ft.

Year renovated

—

Sq. Ft.

927

Year built

1940

Style

Single Family Residential

County

Putnam County

APN

372800A05108100010410000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 14, 2026.

Low-Density Residence District

The R-3 District is a low-density residentially zoned district. The land included in this district is considered to have substantial environmental constraints that significantly affect the development potential and development pattern of the land. The purpose and intent of the R-3 District is to: Provide for the establishment and control of low-density residential areas located and maintained in accordance with the Master Plan.; Encourage the preservation of the rural character of the community.; Encourage the permanent preservation of open space, agricultural lands and other natural resources.; Maintain the existing rural character and land use pattern of the town.; Encourage development that consumes less open land.; Protect adjacent open space from negative impacts.

Property details

Parking

Parking Information
Parking Total: 1
Parking Features: Detached, Driveway

Interior

Fireplace Information
Has Fireplace
Fireplaces Total: 1
Fireplace Features: Wood Burning Stove

Heating & Cooling
Cooling: Wall/Window Unit(s)
Heating: Oil, Baseboard, Hot Water

Interior Features
Interior Features: Ceiling Fan(s),Master Downstairs,First Floor Bedroom,Formal Dining,Pantry
Appliances: Tankless Water Heater, Dishwasher, Dryer, Refrigerator, Washer
Flooring: Hardwood
Levels: One
Patio And Porch Features: Porch

Room Information
Basement YN: Yes
Attic: None
Rooms Total: 7
Basement: Partial
Additional Rooms: Dining Area

Bathroom Information
Bathrooms Full: 1

Exterior

Exterior Features
Exterior Features: Dock
Construction Materials: Frame, Vinyl Siding, Wood Siding
Waterfront YN: Yes

Lot Information
Additional Parcels YN: No
Lot Features: Views, Sloped, Wooded

Property Information
Stories: 1
Living Area Source: Public Records
Property Sub Type: Single Family Residence
Property Condition: Actual

Financial

Tax Information
Tax Year: 2024
Tax Source: Municipality
Tax Annual Amount: $13,556

Financial Information
Buyer Financing: Cash

Utilities

Utility Information
Electric Company: NYSEG
Sewer: Septic Tank
Utilities: Trash Collection Private

Location

School Information
Elementary School: Putnam Valley Elementary School
Middle Or Junior School: Putnam Valley Middle School
High School: Putnam Valley High School
High School District: Putnam Valley

Location Information
County Or Parish: Putnam County

Public facts

Beds: 2
Baths: 1.0
Sq. Ft.: 927
Stories: 1.0
Lot Size: 9,800 square feet
Style: Single Family Residential
Year Built: 1940
Year Renovated: —
County: Putnam County
APN: 372800A05108100010410000000

Home facts updated by county records on Sep 14, 2026

Around this home

Schools

Putnam Valley Elementary School

Public K-4 • Assigned • 3.7mi

7/10

Putnam Valley Middle School

Public 5-8 • Assigned • 4.8mi

6/10

Putnam Valley High School

Public 9-12 • Assigned • 4.7mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.15% chance of being in a wildfire in next 30 years

4/10 Heat Factor

7 days above 97° expected this year, 15 days in 30 years

4/10 Wind Factor

21% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Putnam Valley, NY • 10579

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.6 hours in June and 4 hours in December, placing it below the U.S. average for solar exposure.

8.6 hrs

4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$575,000 – $696,000

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Home values near 15 Chippewa Rd

Data from public records.

Address	Redfin Estimate
17 Chippewa Road, Putnam Valley, NY 4 Beds \| 3 Baths \| 1716 Sq. Ft.	$1,106,971
4 Chippewa Road, Putnam Valley, NY 2 Beds \| 1 Baths \| 1218 Sq. Ft.	$389,024

Address	Redfin Estimate
9 Chippewa Road, Putnam Valley, NY 3 Beds \| 2 Baths \| 1752 Sq. Ft.	$714,794
11 Chippewa Road, Putnam Valley, NY 3 Beds \| 2 Baths \| 1299 Sq. Ft.	$773,376

Address	Redfin Estimate
1 Chippewa Road, Putnam Valley, NY 2 Beds \| 1.5 Baths \| 1684 Sq. Ft.	$547,855
5 Chippewa Road, Putnam Valley, NY 3 Beds \| 3 Baths \| 2169 Sq. Ft.	$878,229

Property information provided by OneKey® MLS as Distributed by MLS Grid when last listed in 2024. This data may not match . Learn more.

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