Tucked away on a peaceful dead-end street in Putnam Valley, this beautifully rebuilt residence offers an elevated lake-living experience with deeded access and a designated dock slip on sought-after Lake Oscawana. Just a short stroll from your front door, spend sun-filled days boating, swimming, and enjoying everything this motorboat-friendly lake has to offer. Reconstructed from the framing up, the home blends the ease of new construction with timeless warmth and style. Nearly every element has been thoughtfully renewed, including the insulation, electrical, plumbing, roof, siding, windows, doors, walls, ceilings, flooring, and more. A charming screened-in porch with recessed lighting welcomes you and creates the perfect setting for morning coffee or relaxing evenings. Inside, hardwood floors flow throughout a bright, open-concept layout. The newly designed kitchen connects seamlessly to the main living areas, while beautifully updated bathrooms and refined finishes add to the home’s polished feel. A spacious laundry room with pantry storage and a convenient powder room complete the first floor. Double doors open to a newly built rear deck, ideal for alfresco dining, entertaining, or unwinding after a day on the water. Upstairs, discover two generously sized bedrooms, a full hall bath, ample closet space, and a serene primary suite featuring a private bath with a double vanity and two separate closets. The unfinished basement provides additional storage and houses the home’s utilities. Offering modern luxury, peaceful surroundings, and year-round lake access, this exceptional home is more than a residence—it is a private escape. Conveniently located just four miles from the Taconic State Parkway and approximately 9.5 miles from the Garrison Metro-North station, it delivers the perfect balance of serenity and accessibility. Experience the Lake Oscawana lifestyle for yourself.
Contractor/Investor special! Perfect opportunity! Restore this 4 Bed, 2 Bath Colonial to it's original glory! Property has deeded lake and dock rights less than a quarter of a mile down the road. Simply continue down the road to the docks and the slip is the one with the Flag at the end of the dock. Enjoy a multitude of motorized water sports on the breathtaking Lake Oscawana! Sold 'as is'. New upgrades include: New Oil Burner, 2 New Above Ground Oil Tank and Holding Tank. Additional Information: HeatingFuel:Oil Above Ground,
Year
Property tax
Land + Additions
Assessment*
2026
$9,793
$93,200 + $255,300
$348,500
2025
$9,793 (+2.8%)
$93,200 + $255,300
$348,500
2024
$9,522 (+3.2%)
$93,200 + $255,300
$348,500
2023
$9,222 (+2.5%)
$87,900 + $237,600
$325,500
2022
$8,996 (+1.4%)
$57,600 + $233,000
$290,600
2021
$8,871 (+18.3%)
$57,600 + $206,600
$264,200
2020
$7,497 (+1.6%)
$57,600 + $192,700
$250,300
2019
$7,376 (+30.1%)
$57,600 + $185,400
$243,000
2018
$5,668 (+18.3%)
$57,600 + $185,400
$243,000
2017
$4,792 (+0.9%)
$57,600 + $180,600
$238,200
2016
$4,749 (+1.8%)
$57,600 + $155,500
$213,100
2015
$4,665 (−39.7%)
$57,600 + $153,400
$211,000
2014
$7,741 (+44.4%)
$57,000 + $151,900
$208,900
2013
$5,361 (+1.1%)
$63,300 + $171,100
$234,400
2012
$5,300 (−34.2%)
$66,000 + $178,600
$244,600
2011
$8,058 (+338.4%)
$113,400 + $141,400
$254,800
2010
$1,838 (+7.4%)
$113,400 + $157,600
$271,000
2009
$1,712
$113,400 + $166,600
$280,000
Public record
Public record
Zoning
Beds
4
Baths
2
Stories
2
Lot width
100 ft.
Lot depth
157 ft.
Lot size
0.36 Acres
Year renovated
—
Finished Sq. Ft.
1,508
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,508
Year built
1927
Style
Single Family Residential
County
Putnam County
APN
372800A06202500010110000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 14, 2026.
R3
Low-Density Residence District
The R-3 District is a low-density residentially zoned district. The land included in this district is considered to have substantial environmental constraints that significantly affect the development potential and development pattern of the land. The purpose and intent of the R-3 District is to: Provide for the establishment and control of low-density residential areas located and maintained in accordance with the Master Plan.; Encourage the preservation of the rural character of the community.; Encourage the permanent preservation of open space, agricultural lands and other natural resources.; Maintain the existing rural character and land use pattern of the town.; Encourage development that consumes less open land.; Protect adjacent open space from negative impacts.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.15% chance of being in a wildfire in next 30 years
4/10 Heat Factor
7 days above 97° expected this year, 15 days in 30 years
4/10 Wind Factor
18% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Putnam Valley, NY • 10579
Average low and high temperatures (°F)
33
20
35
21
53
33
62
42
70
51
80
61
84
66
81
61
78
57
66
46
54
36
38
24
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
89/ 100
Very good sunlight
Sunscore
This home receives average direct sun exposure in Putnam Valley. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
8.4 hrs
5.4 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 16 Cold Spring Rd
We cannot show automated home-value estimates for this home.
Nearby homes have recently sold between $450,000 and $615,000.
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $450K to $615K.