Located on a quiet dead end street in Putnam Valley, this completely rebuilt home offers deeded lake and dock rights to the beautiful Lake Oscawana. A short stroll down the road brings you to the dock area where your designated slip awaits. Spend your summers simply enjoying this motorboat friendly lake. The home was taken down to the framing and thoughtfully reconstructed throughout. Nearly everything is new including insulation, electrical, plumbing, flooring, walls, ceilings, siding, roof, windows, doors and so much more, creating the feel of new construction with timeless style. A welcoming screened in front porch with recessed lighting sets the tone for relaxed mornings and peaceful evenings. Inside, hardwood floors run throughout the bright open layout. The newly designed kitchen flows seamlessly into the main living space and is complemented by beautifully updated baths. A spacious laundry room with pantry storage and a convenient first floor powder room add everyday functionality. Step out through the double doors leading to a newly built rear deck, perfect for outdoor dining, entertaining, or unwinding after a day on the water. Upstairs features two generously sized bedrooms, two hallway closets for added storage, a full hall bath, and a primary suite complete with a private bath featuring a double vanity and two separate closets. The unfinished basement provides additional storage and the houses utilities. Offering modern updates, peaceful surroundings, and true lake living, this home is ready to be enjoyed year round on one of Putnam Valley’s most desirable lakes. Conveniently located just 4 miles from the Taconic State Parkway and approximately 9.5 miles to the Garrison Metro North train station, this property provides easy access for commuters while still delivering a private retreat setting. Experience it for yourself.
Contractor/Investor special! Perfect opportunity! Restore this 4 Bed, 2 Bath Colonial to it's original glory! Property has deeded lake and dock rights less than a quarter of a mile down the road. Simply continue down the road to the docks and the slip is the one with the Flag at the end of the dock. Enjoy a multitude of motorized water sports on the breathtaking Lake Oscawana! Sold 'as is'. New upgrades include: New Oil Burner, 2 New Above Ground Oil Tank and Holding Tank. Additional Information: HeatingFuel:Oil Above Ground,
Year
Property tax
Land + Additions
Assessment*
2025
$9,793 (+2.8%)
$93,200 + $255,300
$348,500
2024
$9,522 (+3.2%)
$93,200 + $255,300
$348,500
2023
$9,222 (+2.5%)
$87,900 + $237,600
$325,500
2022
$8,996 (+1.4%)
$57,600 + $233,000
$290,600
2021
$8,871 (+18.3%)
$57,600 + $206,600
$264,200
2020
$7,497 (+1.6%)
$57,600 + $192,700
$250,300
2019
$7,376 (+30.1%)
$57,600 + $185,400
$243,000
2018
$5,668 (+18.3%)
$57,600 + $185,400
$243,000
2017
$4,792 (+0.9%)
$57,600 + $180,600
$238,200
2016
$4,749 (+1.8%)
$57,600 + $155,500
$213,100
2015
$4,665 (−39.7%)
$57,600 + $153,400
$211,000
2014
$7,741 (+44.4%)
$57,000 + $151,900
$208,900
2013
$5,361 (+1.1%)
$63,300 + $171,100
$234,400
2012
$5,300 (−34.2%)
$66,000 + $178,600
$244,600
2011
$8,058 (+338.4%)
$113,400 + $141,400
$254,800
2010
$1,838 (+7.4%)
$113,400 + $157,600
$271,000
2009
$1,712
$113,400 + $166,600
$280,000
Public record
Public record
Zoning
Beds
4
Baths
2
Stories
2
Lot width
100 ft.
Lot depth
157 ft.
Lot size
0.36 Acres
Year renovated
—
Finished Sq. Ft.
1,508
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,508
Year built
1927
Style
Single Family Residential
County
Putnam County
APN
372800A06202500010110000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 17, 2026.
R3
Low-Density Residence District
The R-3 District is a low-density residentially zoned district. The land included in this district is considered to have substantial environmental constraints that significantly affect the development potential and development pattern of the land. The purpose and intent of the R-3 District is to: Provide for the establishment and control of low-density residential areas located and maintained in accordance with the Master Plan.; Encourage the preservation of the rural character of the community.; Encourage the permanent preservation of open space, agricultural lands and other natural resources.; Maintain the existing rural character and land use pattern of the town.; Encourage development that consumes less open land.; Protect adjacent open space from negative impacts.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.15% chance of being in a wildfire in next 30 years
4/10 Heat Factor
7 days above 97° expected this year, 15 days in 30 years
4/10 Wind Factor
18% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Putnam Valley, NY • 10579
Average low and high temperatures (°F)
33
20
35
21
53
33
62
42
70
51
80
61
86
68
81
63
77
57
66
46
54
36
38
24
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
89/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
8.4 hrs
5.4 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 16 Cold Spring Rd
We cannot show automated home-value estimates for this home.
Nearby homes have recently sold between $399,000 and $700,000.
Nearby comparable homes
The Redfin Estimate uses 5 recent nearby sales, priced between $399K to $700K.