Off market jan 2015 for $360K

$636,216

Est. refi paymentEst. refi $2,780/mo

•

2,751

sq ft

21 Cove Rd, Putnam Valley, NY 10579

About this home

SHORT SALE... 1 hour drive from NYC via Taconic Pkwy, 20 minutes to Cold Spring and MetroNorth...89'of Waterfront property. Perfect year round home for sailing and kayaking enthusiasts.Good sized Raised Ranch nicely situated on level Lakefront property. Being sold complete with mooring dock,swimming platform, and your own private beach, or the use of 6 available beaches.Beautiful Sunsets & Water views from deck***.TAXES DO NOT REFLECT STAR EXEMPTION*** Additional Information: ParkingFeatures:2 Car Attached,

Single-familyProperty Type

1976Year Built

0.46 acresLot Size

$231Est. Price/Sq.Ft.

2 spacesParking

Listing by Lisa Bucolo • Houlihan Lawrence Inc.

Listing by Leon Madoian • Houlihan Lawrence Inc.

Bought with Leon Madoian • Houlihan Lawrence Inc.

Redfin checked: 3 minutes ago

•Source:OneKey® MLS as Distributed by MLS Grid #H3332476

Redfin Estimate

$636,216

$276K since sold in January 2015$8,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 18% lower than the average sale price ($776K) of 5 comparable homes.

SOLD JAN 21, 2026
$545,000
A
3 beds2 baths2,080 sq ft
20 Watson Way, Putnam Valley, NY 10579
Listing by Houlihan Lawrence Inc.
SOLD OCT 29, 2026
$935,000
B
3 beds1.5 baths1,536 sq ft
174 Lake Shore Rd, Putnam Valley, NY 10579
Listing by Compass Greater NY, LLC
SOLD AUG 28, 2026
$575,000
C
3 beds1.5 baths2,278 sq ft
15 Oskar Dr, Mahopac, NY 10541
Listing by RE/MAX Classic Realty
SOLD JAN 15, 2026
$1,150,000
D
3 beds2 baths2,112 sq ft
224 Lake Shore Rd, Putnam Valley, NY 10579
Listing by Robert A. McCaffrey Realty Inc
SOLD AUG 25, 2026
$672,500
E
3 beds2.5 baths2,578 sq ft
18 Hillside View Rd, Mahopac, NY 10541
Listing by Debellis Real Estate LLC

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Sell

$385,612

Est. take-home

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Rent

$3,247/mo

Redfin rental estimate

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Market trends in 10579, NY

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

101.0%

0.8% MoM

Median sale price

$673K

$33K MoM

Avg. days on market

41d

12 days MoM

Recently sold homes

3 MoM

New listings for sale

3D WALKTHROUGH
$639,000
4 beds2 baths2,249 sq ft
39 Gilbert Ln, Putnam Valley, NY 10579
Listing by Coldwell Banker Realty
$635,000
2 beds2 baths1,211 sq ft
112 Eastern Rd, Putnam Valley, NY 10579
Listing by Coldwell Banker Realty
See all

Provided by Redfin

Sale history for 21 Cove Rd

Date

Event

Price

HGMLS #3332476

Jan 8, 2015

Sold

$360,000

$131/sq ft

Jan 9, 2015

Price Changed

$360,000

$131/sq ft

Jun 16, 2014

Price Changed

$375,000

$136/sq ft

May 20, 2014

Price Changed

$375,000

$136/sq ft

May 20, 2014

Contingent

—

Jan 21, 2014

Price Changed

$399,900

$145/sq ft

Oct 27, 2013

Listed

$419,000

$152/sq ft

SHORT SALE. .. 1 hour drive from NYC via Taconic Pkwy, 20 minutes to Cold Spring and MetroNorth. .. 89'of Waterfront property. Perfect year round home for sailing and kayaking enthusiasts. Good sized Raised Ranch nicely situated on level Lakefront property. Being sold complete with mooring dock, swimming platform, and your own private beach, or the use of 6 available beaches. Beautiful Sunsets & Water views from deck * * * . TAXES DO NOT REFLECT STAR EXEMPTION * * *

OneKey® MLS as Distributed by MLS Grid #H3332476

Jan 8, 2015

Sold

$360,000

$131/sq ft

Oct 26, 2013

Listed

$375,000

$136/sq ft

Public Records

Aug 28, 1997

Sold

$200,000

$73/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$21,363

$192,500 + $527,500

$720,000

2025

$21,363 (+2.9%)

$192,500 + $527,500

$720,000

2024

$20,756 (+3.5%)

$192,500 + $527,500

$720,000

2023

$20,064 (+5.0%)

$181,600 + $490,900

$672,500

2022

$19,100 (+1.8%)

$122,100 + $462,700

$584,800

2021

$18,761 (+1.9%)

$122,100 + $409,500

$531,600

2020

$18,410 (+8.6%)

$122,100 + $381,500

$503,600

2019

$16,947 (+3.4%)

$122,100 + $366,800

$488,900

2018

$16,387 (+3.6%)

$122,100 + $366,800

$488,900

2017

$15,825 (+1.6%)

$122,100 + $352,600

$474,700

2016

$15,582 (+2.2%)

$122,100 + $334,200

$456,300

2015

$15,239 (−8.6%)

$122,100 + $325,300

$447,400

2014

$16,678 (+25.6%)

$118,500 + $315,900

$434,400

2013

$13,279 (+21.0%)

$122,600 + $325,200

$447,800

2012

$10,972 (+36.8%)

$120,900 + $326,900

$447,800

2011

$8,020 (+105.0%)

$129,400 + $327,500

$456,900

2010

$3,913 (+7.9%)

$129,400 + $356,600

$486,000

2009

$3,628

$129,400 + $375,600

$505,000

Tax history for 21 Cove Rd

Year

Property tax

Land + Additions

Assessment*

2026

$21,363

$192,500 + $527,500

$720,000

2025

$21,363 (+2.9%)

$192,500 + $527,500

$720,000

2024

$20,756 (+3.5%)

$192,500 + $527,500

$720,000

2023

$20,064 (+5.0%)

$181,600 + $490,900

$672,500

2022

$19,100 (+1.8%)

$122,100 + $462,700

$584,800

2021

$18,761 (+1.9%)

$122,100 + $409,500

$531,600

2020

$18,410 (+8.6%)

$122,100 + $381,500

$503,600

2019

$16,947 (+3.4%)

$122,100 + $366,800

$488,900

2018

$16,387 (+3.6%)

$122,100 + $366,800

$488,900

2017

$15,825 (+1.6%)

$122,100 + $352,600

$474,700

2016

$15,582 (+2.2%)

$122,100 + $334,200

$456,300

2015

$15,239 (−8.6%)

$122,100 + $325,300

$447,400

2014

$16,678 (+25.6%)

$118,500 + $315,900

$434,400

2013

$13,279 (+21.0%)

$122,600 + $325,200

$447,800

2012

$10,972 (+36.8%)

$120,900 + $326,900

$447,800

2011

$8,020 (+105.0%)

$129,400 + $327,500

$456,900

2010

$3,913 (+7.9%)

$129,400 + $356,600

$486,000

2009

$3,628

$129,400 + $375,600

$505,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

75 ft.

Lot depth

250 ft.

Lot size

0.42 Acres

Year renovated

—

Sq. Ft.

2,751

Year built

1976

Style

Single Family Residential

County

Putnam County

APN

372800A04100900010230000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 14, 2026.

Low-Density Residence District

The R-3 District is a low-density residentially zoned district. The land included in this district is considered to have substantial environmental constraints that significantly affect the development potential and development pattern of the land. The purpose and intent of the R-3 District is to: Provide for the establishment and control of low-density residential areas located and maintained in accordance with the Master Plan.; Encourage the preservation of the rural character of the community.; Encourage the permanent preservation of open space, agricultural lands and other natural resources.; Maintain the existing rural character and land use pattern of the town.; Encourage development that consumes less open land.; Protect adjacent open space from negative impacts.

Property details

Parking

Parking Information
Parking Total: 2
Parking Features: Attached, Garage Door Opener

Interior

Heating & Cooling
Cooling: Central Air
Heating: Hot Air, Hot Water, Oil

Interior Features
Interior Features: Ceiling Fan(s),Eat-in Kitchen,First Floor Bedroom,Primary Bathroom,Walk-In Closet(s)
Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Washer
Flooring: Carpet
Levels: Two
Patio And Porch Features: Deck

Room Information
Basement YN: No
Attic: Unfinished
Rooms Total: 8

Bathroom Information
Bathrooms Full: 2

Exterior

Exterior Features
Exterior Features: Awning(s), Dock, Mailbox
Construction Materials: Brick, Shingle Siding
Waterfront YN: Yes

Lot Information
Lot Features: Cul-De-Sac, Views
Zoning: Residential

Property Information
Stories: 2
Building Features: Awning(s)
Property Sub Type: Single Family Residence

Financial

Tax Information
Tax Year: 2013
Tax Annual Amount: $16,343

Financial Information
Buyer Financing: FHA

Utilities

Utility Information
Electric Company: NYSEG
Sewer: Septic Tank
Utilities: Trash Collection Public

Location

HOA Information
Has Association
Association Amenities: Park
Association Fee 2: $30

School Information
Elementary School: Putnam Valley Elementary School
Middle Or Junior School: Putnam Valley Middle School
High School: Putnam Valley High School
High School District: Putnam Valley

Location Information
Directions: TSP N to Rt on Pudding St.Make left at stop sign to Cove, bear left at fork, house on Lft. No sign
County Or Parish: Putnam County

Community Information
Community Features: Park

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 2,751
Stories: 1.0
Lot Size: 0.42 acres
Style: Single Family Residential
Year Built: 1976
Year Renovated: —
County: Putnam County
APN: 372800A04100900010230000000

Home facts updated by county records on Sep 14, 2026

Around this home

Schools

K - 12
Preschool & daycare

Putnam Valley Elementary School

Public K-4 • Assigned • 6.5mi

7/10

Putnam Valley Middle School

Public 5-8 • Assigned • 7.5mi

6/10

Putnam Valley High School

Public 9-12 • Assigned • 7.4mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

4/10 Heat Factor

7 days above 97° expected this year, 15 days in 30 years

4/10 Wind Factor

17% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Putnam Valley, NY • 10579

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.6 hours in June and 4.1 hours in December, placing it below the U.S. average for solar exposure.

8.6 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$605,000 – $732,000

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Home values near 21 Cove Rd

Data from public records.

Address	Redfin Estimate
11 Cove Road, Putnam Valley, NY 4 Beds \| 2.5 Baths \| 2246 Sq. Ft.	$768,414
19 Cove Road, Putnam Valley, NY 2 Beds \| 2 Baths \| 1654 Sq. Ft.	$727,612
20 Cove Road, Putnam Valley, NY 2 Beds \| 1 Baths \| 1721 Sq. Ft.	$760,292
120 Lake Shore Road, Putnam Valley, NY 3 Beds \| 2.5 Baths \| 2650 Sq. Ft.	$808,507
178 Lake Shore Road, Putnam Valley, NY 2 Beds \| 2 Baths \| 1743 Sq. Ft.	$819,315
188 Lake Shore Road, Putnam Valley, NY 3 Beds \| 2.5 Baths \| 1710 Sq. Ft.	$794,064
10 Spur Road, Putnam Valley, NY 2 Beds \| 2 Baths \| 1612 Sq. Ft.	$892,735

Address	Redfin Estimate
7 Cove Road, Putnam Valley, NY 4 Beds \| 2 Baths \| 1820 Sq. Ft.	$638,221
2 Cove Road, Putnam Valley, NY 2 Beds \| 3 Baths \| 2421 Sq. Ft.	$863,420
22 Cove Road, Putnam Valley, NY 3 Beds \| 2 Baths \| 1200 Sq. Ft.	$777,095
9 Spur Road, Putnam Valley, NY 3 Beds \| 1 Baths \| 1732 Sq. Ft.	$769,557
159 Lake Shore Road, Putnam Valley, NY 3 Beds \| 2 Baths \| 1779 Sq. Ft.	$739,808
5 Spur Road, Putnam Valley, NY 3 Beds \| 2 Baths \| 2492 Sq. Ft.	$813,981
174 Lake Shore Road, Putnam Valley, NY 3 Beds \| 1.5 Baths \| 1536 Sq. Ft.	$890,047

Address	Redfin Estimate
25 Cove Road, Putnam Valley, NY 3 Beds \| 2.5 Baths \| 2920 Sq. Ft.	$871,402
6 Cove Road, Putnam Valley, NY 3 Beds \| 2 Baths \| 1904 Sq. Ft.	$696,084
184 Lake Shore Road, Putnam Valley, NY 2 Beds \| 1 Baths \| 1022 Sq. Ft.	$530,912
170 Lake Shore Road, Putnam Valley, NY 3 Beds \| 2.5 Baths \| 1872 Sq. Ft.	$798,433
149 Lake Shore Road, Putnam Valley, NY 3 Beds \| 1.5 Baths \| 2011 Sq. Ft.	$600,735
14 Spur Road, Putnam Valley, NY 4 Beds \| 2.5 Baths \| 2291 Sq. Ft.	$1,222,940
145 Lake Shore Road, Putnam Valley, NY 3 Beds \| 2 Baths \| 2474 Sq. Ft.	$665,936

Property information provided by OneKey® MLS as Distributed by MLS Grid when last listed in 2013. This data may not match . Learn more.

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