SOLD JAN 9, 2026

Off market jan 2026 for $550K

$567,803

Est. refi paymentEst. refi $4,191/mo

•

2,109

sq ft

103 Cold Spring Rd, Saratoga Springs, NY 12866

About this home

If you're looking for a move-in ready, fully updated townhome just a short walk from Saratoga Lake, this one checks all the boxes. The gorgeous chef's kitchen features 40'' soft-close cabinetry, quartz countertops and waterfall island, tiled backsplash, stainless appliances including double oven and gas 4-burner stove with hood, and plenty of room for multiple helpers. The bright breakfast area opens out to a Trex deck overlooking the beautifully maintained yard. The dramatic two-story great room offers walls of windows, a gas fireplace, and sleek custom railings leading to an open loft above. The spacious primary suite includes a private covered balcony with awning, walk-in closet, and a spa-like marble bath with tiled walk-in shower, double sinks, and convenient second-floor laundry in closet. Additional highlights include a full, dry basement with half bath and a 2-car garage. Large foyer with powder room as well. Quick walk to Saratoga Lake and just minutes to the Tech Park and area conveniences.

TownhomeProperty Type

2005Year Built

0.26 acresLot Size

$269Est. Price/Sq.Ft.

2 garage spacesParking

Listing by Anthony Gucciardo • Gucciardo Real Estate Group LLC

•518-331-3785 (agent)

•amg329@aol.com (agent)

Listing by Michael Gucciardo • Gucciardo Real Estate Group LLC

Bought with Shaun McQuiston • KW Platform

Redfin checked: 2 minutes ago

•Source:Global MLS #202528093

Listing provided courtesy of Global Multiple Listing Service, Inc.

Redfin Estimate

$567,803

$18K since sold in January 2026$31K since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 17.1% higher than the average sale price ($485K) of 6 comparable homes.

SOLD SEP 18, 2026
$430,000
A
2 beds2.5 baths2,109 sq ft
105 Cold Spring Rd, Saratoga Springs, NY 12866
Listing by KW Platform
SOLD JUL 20, 2026
$532,250
B
3 beds2.5 baths1,770 sq ft
44 Whitney Rd Unit South, Saratoga Springs, NY 12866
Listing by Julie & Co Realty LLC
SOLD JUL 20, 2026
$485,000
C
3 beds2 baths1,443 sq ft
48 S Whitney Rd, Saratoga Springs, NY 12866
Listing by Hunt ERA
SOLD JUN 3, 2026
$495,000
D
3 beds3 baths1,231 sq ft
47 Native Dancer Ln, Saratoga Springs, NY 12866
Listing by Coldwell Banker Prime Properties
SOLD SEP 11, 2026
$550,000
E
3 beds2.5 baths1,680 sq ft
4 S Whitney Rd, Saratoga Springs, NY 12866
Listing by Coldwell Banker Prime Properties
SOLD APR 30, 2026
$417,000
F
2 beds2.5 baths1,914 sq ft
3 Pine Ridge Rd, Saratoga Springs, NY 12866
Listing by KW Platform

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$3,090/mo

Redfin rental estimate

List your home for rent

Market trends in 12866, NY

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

101.3%

0.7% MoM

Median sale price

$746K

$4K MoM

Avg. days on market

28d

13 days MoM

Recently sold homes

147

7 MoM

New listings for sale

NEW 7 HRS AGO
$729,900
5 beds3 baths1,640 sq ft
257 West Circular St, Saratoga Springs, NY 12866
Listing by Julie & Co Realty LLC
OPEN SAT, 12PM TO 2PM
$750,000
4 beds2 baths1,974 sq ft
47 Benedict St, Saratoga Springs, NY 12866
Listing by KW Platform
OPEN SAT, 11AM TO 1PM
$755,500
4 beds2 baths1,862 sq ft
119 East Ave, Saratoga Springs, NY 12866
Listing by KW Platform
OPEN SUN, 11AM TO 1PM
$359,900
3 beds1 bath1,368 sq ft
4 White Birch Path, Saratoga Springs, NY 12866
Listing by KW Platform
NEW 31 HRS AGO
$445,000
4 beds2 baths1,944 sq ft
90 Middle Ave, Saratoga Springs, NY 12866
Listing by Berkshire Hathaway Home Services Blake
NEW 32 HRS AGO
$975,000
5 beds3 baths2,286 sq ft
146 Caroline St, Saratoga Springs, NY 12866
Listing by Berkshire Hathaway Home Services Blake
NEW 1 DAY AGO
$575,000
3 beds2.5 baths1,730 sq ft
9 Oxford Dr, Saratoga Springs, NY 12866
Listing by KW Platform
$599,000
4 beds2 baths2,056 sq ft
131 Beekman St, Saratoga Springs, NY 12866
Listing by Cartier Real Estate Group LLC
$699,900
1 bed1 bath825 sq ft
112 2nd St, Saratoga Springs, NY 12866
Listing by Roohan Realty
3D WALKTHROUGH
$1,879,900
5 beds3.5 baths3,105 sq ft
63A Springwater Dr, Saratoga Springs, NY 12866
Listing by Howard Hanna Capital Inc
See all

Provided by Redfin

Sale history for 103 Cold Spring Rd

Date

Event

Price

Global MLS #202528093

Jan 9, 2026

Sold

$550,000

$261/sq ft

Oct 28, 2025

Pending

—

Oct 20, 2025

Listed

$549,800

$261/sq ft

Public Records

Mar 29, 2021

Sold

$280,000

$133/sq ft

Global MLS #201501002

Mar 20, 2015

Sold

$224,000

$106/sq ft

Jan 27, 2015

Listing Removed

—

Jan 13, 2015

Listed

$229,900

$109/sq ft

this is a fannie mae homepath property. go to homepath .com for more details! Here is a 2 story custom townhome that is turnkey! Built in 2005, this home has it all! Gas FP, Full basement, Central air, public water /sewer, GHA heat! 2 spacious bedrooms , 2.5 baths, Open floor plan. EZ commute to I87 and Global Foundries! Just minutes to DT Saratoga!!.. Don't miss out on this opportunity! Must see! Very Good Condition

Global MLS #201420718

Jan 15, 2015

Listing Removed

—

Sep 27, 2014

Listed

$234,900

$111/sq ft

Public Records

Mar 8, 2006

Sold

$325,000

$154/sq ft

Global MLS #25111458

Jan 25, 2006

Sold

$325,000

$154/sq ft

Dec 15, 2005

Listing Removed

—

Jun 27, 2005

Listed

$329,900

$156/sq ft

Global MLS #24112369

Jan 20, 2005

Sold

$259,900

$123/sq ft

Jul 29, 2004

Listing Removed

—

Jul 29, 2004

Listed

$259,900

$123/sq ft

Global MLS #2324229

Sep 22, 2004

Sold

$191,125

$91/sq ft

Sep 23, 2003

Listing Removed

—

Sep 22, 2003

Listed

$191,125

$91/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$7,237

$40,000 + $227,000

$267,000

2025

$7,237 (+1.3%)

$40,000 + $227,000

$267,000

2024

$7,143 (+2.7%)

$40,000 + $227,000

$267,000

2023

$6,953 (+3.9%)

$40,000 + $227,000

$267,000

2022

$6,695 (+165.2%)

$40,000 + $227,000

$267,000

2021

$2,524 (−61.4%)

$40,000 + $227,000

$267,000

2020

$6,538 (+3.3%)

$40,000 + $227,000

$267,000

2019

$6,330 (+0.7%)

$40,000 + $227,000

$267,000

2018

$6,283 (+1.3%)

$40,000 + $227,000

$267,000

2017

$6,203 (+2.9%)

$40,000 + $227,000

$267,000

2016

$6,030 (−13.5%)

$40,000 + $227,000

$267,000

2015

$6,973 (+2.7%)

$40,000 + $227,000

$267,000

2014

$6,787

$40,000 + $280,000

$320,000

Tax history for 103 Cold Spring Rd

Year

Property tax

Land + Additions

Assessment*

2026

$7,237

$40,000 + $227,000

$267,000

2025

$7,237 (+1.3%)

$40,000 + $227,000

$267,000

2024

$7,143 (+2.7%)

$40,000 + $227,000

$267,000

2023

$6,953 (+3.9%)

$40,000 + $227,000

$267,000

2022

$6,695 (+165.2%)

$40,000 + $227,000

$267,000

2021

$2,524 (−61.4%)

$40,000 + $227,000

$267,000

2020

$6,538 (+3.3%)

$40,000 + $227,000

$267,000

2019

$6,330 (+0.7%)

$40,000 + $227,000

$267,000

2018

$6,283 (+1.3%)

$40,000 + $227,000

$267,000

2017

$6,203 (+2.9%)

$40,000 + $227,000

$267,000

2016

$6,030 (−13.5%)

$40,000 + $227,000

$267,000

2015

$6,973 (+2.7%)

$40,000 + $227,000

$267,000

2014

$6,787

$40,000 + $280,000

$320,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

2.5

Stories

Lot width

53 ft.

Lot depth

—

Lot size

0.26 Acres

Year renovated

—

Sq. Ft.

2,109

Year built

2005

Style

Townhouse

County

Saratoga County

APN

415289A23001200040030020000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 16, 2026.

Property details

Parking

Parking Information
Has Garage
Attached Garage YN: Yes
# of Garage Spaces: 2
# of Parking Total: 6
Parking Features: Paved, Attached, Driveway

Interior

Virtual Tour Information

Bathroom Information
# of Bathrooms (Full): 2
# of Bathrooms (Half): 2
# of Bathrooms (Total Integer): 4
Bath Levels: Full Bath 1: 2nd
Bath Levels: Full Bath 2: 2nd
Bath Levels: Half Bath 1: 1st
Bath Levels: Half Bath 2: Basement

Room 1 Information
Type: Bedroom
Level: Second

Room 2 Information
Type: Bedroom
Level: Second

Room 3 Information
Type: Living Room
Level: First

Room 4 Information
Type: Kitchen
Level: First

Room 5 Information
Type: Loft
Level: Second

Room 6 Information
Type: Entry
Level: First

Basement Information
Basement: Full, Unfinished

Laundry Features
Laundry Features: Laundry Closet, Upper Level

Fireplace Information
Has Fireplace
# of Fireplaces Total: 1
Fireplace Features: Gas, Living Room

Interior Features
# of Rooms Total: 6
Interior Features: High Speed Internet, Vaulted Ceiling(s), Walk-In Closet(s), Cathedral Ceiling(s), Ceramic Tile Bath, Crown Molding
Appliances: Built-In Gas Oven, Cooktop, Dishwasher, Disposal, Gas Water Heater, Oven, Range, Range Hood, Refrigerator
Flooring: Carpet, Ceramic Tile, Hardwood

Exterior

Exterior Features
Patio And Porch Features: Deck, Porch
Roof: Asphalt
Exterior Features: Drive-Paved, Lighting

Property Information
Property Sub Type: Townhouse
Property Condition: Updated/Remodeled
Foundation Details: Concrete Perimeter
Living Area: 2,109
Entry Location: First
Construction Materials: Vinyl Siding

Lot Information
Lot Size Acres: 0.26
Lot Size Square Feet: 11,325.6
Lot Size Dimensions: 52 x 75
Lot Features: Corner Lot, Landscaped
Main Road Frontage: 52

Financial

Tax Information
Tax Annual Amount: $6,578.47
Tax Annual Amount: $6,578.47

Utilities

Heating & Cooling
Has Heating
Heating: Forced Air, Natural Gas
Has Cooling
Cooling: Central Air

Utility Information
Sewer: Public Sewer
Water Source: Public

Location

School Information
Elementary School: Stillwater
High School: Stillwater
School District: Stillwater

Location Information
Directions: Malta Rt 9P Going north at county rt 76 take right onto Cold Springs rd house on left

Public facts

Beds: 2
Baths: 2.5
Sq. Ft.: 2,109
Stories: 2.0
Lot Size: 0.26 acres
Style: Townhouse
Year Built: 2005
Year Renovated: —
County: Saratoga County
APN: 415289A23001200040030020000

Home facts updated by county records on Oct 16, 2026

Other

Listing Information
FloorPlansChangeTimestamp: 2025-10-20T13:57:17Z

Around this home

Schools

Stillwater Elementary School

Public PreK-5 • Assigned • 5.7mi

8/10

Stillwater Middle School High School

Public 6-12 • Assigned • 5.7mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 96° expected this year, 16 days in 30 years

3/10 Wind Factor

5% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Saratoga Springs, NY • 12866

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.7 hours in June and 3.4 hours in December, placing it below the U.S. average for solar exposure.

8.7 hrs

3.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$540,000 – $653,000

Sell confidently with a local market expert in Saratoga Springs. 3 minutes to get started.

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NEW 32 HRS AGO3D WALKTHROUGH

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NEW 1 DAY AGO

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Listing by KW Platform

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131 Beekman St, Saratoga Springs, NY 12866

Listing by Cartier Real Estate Group LLC

$699,900

1 bed1 bath825 sq ft

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Home values near 103 Cold Spring Rd

Data from public records.

Address	Redfin Estimate
105 Cold Spring Road, Saratoga Springs, NY 2 Beds \| 2.5 Baths \| 2109 Sq. Ft.	$488,319
66 Whitney Road South, Saratoga Springs, NY 3 Beds \| 2.5 Baths \| - Sq. Ft.	$562,013

Address	Redfin Estimate
109 Cold Spring Road, Saratoga Springs, NY 2 Beds \| 2.5 Baths \| 2200 Sq. Ft.	$532,185
20 Secretariat Lane, Saratoga Springs, NY 2 Beds \| 2 Baths \| 1378 Sq. Ft.	$500,022

Address	Redfin Estimate
107 Cold Spring Road, Saratoga Springs, NY 2 Beds \| 2.5 Baths \| 2109 Sq. Ft.	$511,911
14 Secretariat Lane, Saratoga Springs, NY 2 Beds \| 2 Baths \| - Sq. Ft.	$437,287

Property information provided by Global MLS when last listed in 2025. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 12866, NY

Sale history for 103 Cold Spring Rd

Tax history for 103 Cold Spring Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 12866

Home values near 103 Cold Spring Rd

More real estate resources