OFF MARKET

Off market jun 2025 for $430K

$489,826

Est. refi paymentEst. refi $2,835/mo

•

1,855

sq ft

20 Ridge Ct, Saratoga Springs, NY 12866

About this home

Great opportunity at Saratoga Ridge to own a 3 bedroom, 2.5 bath townhouse near Saratoga Lake.This established community offers maintenance-free living, social events and wonderful amenities, such as heated pool with pool house and tennis/pickleball courts.This prime location is only a short drive to recreation, downtown Saratoga, historic Race Track, SPAC and the shops of Malta.The inviting first floor features a newly renovated half bath, hand scraped hardwood flooring, wood burning fireplace, sun-filled eat-in kitchen and private rear deck area.The spacious primary suite offers a serene retreat with private balcony and ensuite bathroom. Two bedrooms, one with vaulted ceilings and partial views of the lake. Newer gas furnace, HVAC, water softener, 2 car garage and finished lower level.

Single-familyProperty Type

1991Year Built

6,098 sq ftLot Size

$264Est. Price/Sq.Ft.

2 garage spacesParking

Listing by Laura DeLuca • Field Realty

•617-501-3998 (agent)

•lauradeluca@fieldrealty.com (agent)

Bought with Terri Easterly • Coldwell Banker Prime Properties

Redfin checked: 2 minutes ago

•Source:Global MLS #202515933

Listing provided courtesy of Global Multiple Listing Service, Inc.

Redfin Estimate

$489,826

$60K since sold in June 2025$9,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 35.1% higher than the average sale price ($363K) of 5 comparable homes.

SOLD AUG 10, 2026
$340,000
A
3 beds2.5 baths1,600 sq ft
237 Thimbleberry Rd, Ballston Spa, NY 12020
Listing by Renee Farley Realty Group Inc
SOLD JUL 6, 2026
$330,000
B
3 beds2 baths2,120 sq ft
28 Thimbleberry Rd, Ballston Spa, NY 12020
Listing by Howard Hanna Capital Inc
SOLD APR 30, 2026
$417,000
C
2 beds2.5 baths1,914 sq ft
3 Pine Ridge Rd, Saratoga Springs, NY 12866
Listing by KW Platform
SOLD JUN 9, 2026
$366,000
D
3 beds2.5 baths1,628 sq ft
50 Arrow Wood Pl, Ballston Spa, NY 12020
Listing by Howard Hanna Capital Inc
SOLD MAR 12, 2026
$360,000
E
3 beds2.5 baths1,628 sq ft
62 Arrowwood Pl, Ballston Spa, NY 12020
Listing by Howard Hanna Capital Inc

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$2,817/mo

Redfin rental estimate

List your home for rent

Market trends in 12866, NY

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

101.3%

0.7% MoM

Median sale price

$746K

$4K MoM

Avg. days on market

28d

13 days MoM

Recently sold homes

147

7 MoM

New listings for sale

$675,000
3 beds2.5 baths1,598 sq ft
64 Edie Rd, Saratoga Springs, NY 12866
Listing by Coldwell Banker Prime Properties
$484,900
3 beds2 baths1,428 sq ft
5 White Pine Ln, Saratoga Springs, NY 12866
Listing by Coldwell Banker Prime Properties
$599,900
3 beds2 baths1,987 sq ft
24 Patricia Ln, Saratoga Springs, NY 12866
Listing by Coldwell Banker Prime Properties
$264,900
4 beds1.5 baths1,776 sq ft
17 Meditation Way, Saratoga Springs, NY 12866
Listing by Coldwell Banker Prime Properties
3D WALKTHROUGH
$585,000
4 beds2 baths1,926 sq ft
3 Glenmore Ave, Saratoga Springs, NY 12866
Listing by Tailored Real Estate Group
3D WALKTHROUGH
$2,150,000
6 beds4.5 baths4,315 sq ft
2 Snake Hill Rd, Saratoga Springs, NY 12866
Listing by eXp Realty
FOR SALE BY OWNER
$859,900
6 beds3 baths2,248 sq ft
23 Forest Ave, Saratoga Springs, NY 12866
$349,900
3 beds1 bath1,104 sq ft
27 Ferndell Spring Dr, Saratoga Springs, NY 12866
Listing by High Rock Realty Inc
$999,777
4 beds2.5 baths2,343 sq ft
35 Chloes Way, Saratoga Springs, NY 12866
Listing by KW Platform
$719,000
4 beds2.5 baths2,100 sq ft
34 Ruggles Rd, Saratoga Springs, NY 12866
Listing by Renee Farley Realty Group Inc
See all

Provided by Redfin

Sale history for 20 Ridge Ct

Date

Event

Price

Global MLS #202515933

Jun 16, 2025

Sold

$430,000

$232/sq ft

May 6, 2025

Pending

—

Apr 24, 2025

Listed

$445,000

$240/sq ft

Global MLS #202216686

Jul 14, 2022

Sold

$385,000

$208/sq ft

May 23, 2022

Pending

—

May 2, 2022

Listed

$395,000

$213/sq ft

+29

Enjoy Maintenance Free Living in the very Desirable Saratoga Ridge Community! This 3 bedroom 2.5 bath unit comes with a 2 car garage and full finished basement. Enjoy the sun-soaked eating space and private rear deck area. Hand scraped Hardwood floors, Fireplace, Primary Bath with Double sinks and a Primary Bedroom Balcony. Plenty of storage! Newer Natural Gas Furnace and Water softening system. Only a short walk to Browns Beach and lakeside restaurants and a short drive to downtown Saratoga and the Track! Access to the Saratoga Ridge Pool and tennis/pickle ball courts. Easy access to shopping and Exit 12. Come see and make this your home!

Public Records

Nov 13, 2006

Sold

$310,100

$167/sq ft

Global MLS #26109921

Oct 16, 2006

Sold

$310,000

$167/sq ft

Sep 19, 2006

Listing Removed

—

May 22, 2006

Listed

$319,977

$172/sq ft

ENJOY YOUR SUMMERS BOATING, GOLFING, FISHING & VISITING YOUR FRIENDS & RELATIVES. THIS GORG., MAINT. FREE TWNHMEON SARA LAKE IS PERFECT FOR ENTERTAINING, OVERLOOKS A GORG. PRIVATE GREEN ARENA, ITS REALLY LOVELY, THERE'S A POOL & TENNIS CTS, A FIN BSMNT & A KILLER MSTR SUITE W/A BALCONY. DOUBLE DRIVE W/ ATTACHED 2 CAR GARAGE,SEVERAL DECKS/BALCONIES OVERLOOK PRIVATE TREED YARD,LOOKS REALLY NICE -- Excellent Condition

Global MLS #2326880

Jun 15, 2004

Sold

$245,000

$132/sq ft

Apr 28, 2004

Listing Removed

—

Nov 19, 2003

Listed

$249,900

$135/sq ft

Public Records

Aug 10, 1995

Sold

$168,000

$91/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$7,762

$40,000 + $238,000

$278,000

2025

$7,762 (+1.2%)

$40,000 + $238,000

$278,000

2024

$7,671 (+2.7%)

$40,000 + $238,000

$278,000

2023

$7,472 (+3.9%)

$40,000 + $238,000

$278,000

2022

$7,195 (+153.6%)

$40,000 + $238,000

$278,000

2021

$2,837 (−59.6%)

$40,000 + $238,000

$278,000

2020

$7,025 (+3.3%)

$40,000 + $238,000

$278,000

2019

$6,799 (+0.5%)

$40,000 + $238,000

$278,000

2018

$6,763 (+1.2%)

$40,000 + $238,000

$278,000

2017

$6,682 (+2.5%)

$40,000 + $238,000

$278,000

2016

$6,520 (+2.6%)

$40,000 + $238,000

$278,000

2015

$6,356 (+3.1%)

$40,000 + $238,000

$278,000

2014

$6,166

$40,000 + $238,000

$278,000

Tax history for 20 Ridge Ct

Year

Property tax

Land + Additions

Assessment*

2026

$7,762

$40,000 + $238,000

$278,000

2025

$7,762 (+1.2%)

$40,000 + $238,000

$278,000

2024

$7,671 (+2.7%)

$40,000 + $238,000

$278,000

2023

$7,472 (+3.9%)

$40,000 + $238,000

$278,000

2022

$7,195 (+153.6%)

$40,000 + $238,000

$278,000

2021

$2,837 (−59.6%)

$40,000 + $238,000

$278,000

2020

$7,025 (+3.3%)

$40,000 + $238,000

$278,000

2019

$6,799 (+0.5%)

$40,000 + $238,000

$278,000

2018

$6,763 (+1.2%)

$40,000 + $238,000

$278,000

2017

$6,682 (+2.5%)

$40,000 + $238,000

$278,000

2016

$6,520 (+2.6%)

$40,000 + $238,000

$278,000

2015

$6,356 (+3.1%)

$40,000 + $238,000

$278,000

2014

$6,166

$40,000 + $238,000

$278,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

2.5

Stories

Lot width

28 ft.

Lot depth

—

Lot size

6,098 Sq. Ft.

Year renovated

—

Sq. Ft.

1,855

Year built

1991

Style

Townhouse

County

Saratoga County

APN

415289A23002700010100000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 16, 2026.

Property details

Parking

Parking Information
Has Garage
Attached Garage YN: Yes
# of Garage Spaces: 2
# of Parking Total: 6
Parking Features: Off Street, Paved, Attached, Driveway, Garage Door Opener

Interior

Bathroom Information
# of Bathrooms (Full): 2
# of Bathrooms (Half): 1
# of Bathrooms (Total Integer): 3
Bath Levels: Full Bath 1: 2nd
Bath Levels: Full Bath 2: 2nd
Bath Levels: Half Bath 1: 1st

Room 1 Information
Type: Foyer
Level: First

Room 2 Information
Type: Half Bathroom
Level: First

Room 3 Information
Type: Living Room
Level: First

Room 4 Information
Type: Kitchen
Level: First

Room 5 Information
Type: Dining Room
Level: First

Room 6 Information
Type: Bedroom
Level: Second

Room 7 Information
Type: Bedroom
Level: Second

Room 8 Information
Type: Primary Bedroom
Level: Second

Room 9 Information
Type: Primary Bathroom
Level: Second

Room 10 Information
Type: Full Bathroom
Level: Second

Room 11 Information
Type: Basement
Level: Basement

Basement Information
Basement: Finished, Full, Heated, Interior Entry

Laundry Features
Laundry Features: Electric Dryer Hookup, In Bathroom, Upper Level, Washer Hookup

Fireplace Information
Has Fireplace
# of Fireplaces Total: 1
Fireplace Features: Living Room, Wood Burning

Interior Features
# of Rooms Total: 11
Interior Features: High Speed Internet, Vaulted Ceiling(s), Walk-In Closet(s), Ceramic Tile Bath
Appliances: Dishwasher, Disposal, Electric Oven, Gas Water Heater, Humidifier, Microwave, Range Hood, Refrigerator, Washer/Dryer, Water Purifier, Water Softener
Flooring: Wood, Carpet, Ceramic Tile, Hardwood, Linoleum
Window Features: Screens, Skylight(s), Wood Frames, Blinds, Curtain Rods, Double Pane Windows

Exterior

Exterior Features
Patio And Porch Features: Rear Porch, Deck
Roof: Asphalt
Exterior Features: Drive-Paved, Tennis Court(s)

Pool Information
Pool Features: In Ground, Outdoor Pool

Property Information
Property Sub Type: Single Family Residence
Foundation Details: Concrete Perimeter
Living Area: 1,855
Below Grade Finished Area: 900
Construction Materials: Cedar, Wood Siding
Security Features: Smoke Detector(s), Carbon Monoxide Detector(s)

Lot Information
Lot Size Acres: 0.14
Lot Size Square Feet: 6,098.4
Lot Size Dimensions: 28x211x32x226
Lot Features: Level, Views, Cleared, Cul-De-Sac, Landscaped
Water Body Name: Saratoga Lake
Main Road Frontage: 28

Financial

Tax Information
Tax Annual Amount: $7,782.39
Tax Annual Amount: $7,782.39
Financial Details: General Taxes: $3,265.23
Financial Details: School Taxes: $4,517.16

Utilities

Heating & Cooling
Has Heating
Heating: Forced Air, Natural Gas
Has Cooling
Cooling: Central Air

Utility Information
Sewer: Public Sewer
Utilities: Cable Available
Water Source: Public

Location

HOA Information
Has Association
Association Amenities: Recreation Facilities
Association Fee: $220
Association Fee Frequency: Monthly
Association Fee Includes: Maintenance Grounds, Snow Removal

School Information
Elementary School: Stillwater
High School: Stillwater
School District: Stillwater

Location Information
Directions: Route 9P to County Rd 76, Left on Pine Ridge to Left on Ridge Ct

Public facts

Beds: 3
Baths: 2.5
Sq. Ft.: 1,855
Stories: 2.0
Lot Size: 6,098 square feet
Style: Townhouse
Year Built: 1991
Year Renovated: —
County: Saratoga County
APN: 415289A23002700010100000000

Home facts updated by county records on Oct 16, 2026

Around this home

Schools

Stillwater Elementary School

Public PreK-5 • Assigned • 5.8mi

8/10

Stillwater Middle School High School

Public 6-12 • Assigned • 5.8mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 96° expected this year, 16 days in 30 years

3/10 Wind Factor

5% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Saratoga Springs, NY • 12866

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.7 hours in June and 3.4 hours in December, placing it below the U.S. average for solar exposure.

8.7 hrs

3.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$466,000 – $564,000

Sell confidently with a local market expert in Saratoga Springs. 3 minutes to get started.

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Home values near 20 Ridge Ct

Data from public records.

Address	Redfin Estimate
18 Ridge Ct, Saratoga Springs, NY 3 Beds \| 2.5 Baths \| 1807 Sq. Ft.	$510,871
38 Ridge Ct, Saratoga Springs, NY 2 Beds \| 2.5 Baths \| 1872 Sq. Ft.	$508,628

Address	Redfin Estimate
40 Ridge Ct, Saratoga Springs, NY 2 Beds \| 2.5 Baths \| 1846 Sq. Ft.	$536,144
32 Ridge Ct, Saratoga Springs, NY 2 Beds \| 2.5 Baths \| 1846 Sq. Ft.	$525,218

Address	Redfin Estimate
36 Ridge Ct, Saratoga Springs, NY 3 Beds \| 2.5 Baths \| 1855 Sq. Ft.	$587,967
34 Ridge Ct, Saratoga Springs, NY 2 Beds \| 2.5 Baths \| 1846 Sq. Ft.	$539,725

Property information provided by Global MLS when last listed in 2025. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 12866, NY

Sale history for 20 Ridge Ct

Tax history for 20 Ridge Ct

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 12866

Home values near 20 Ridge Ct

More real estate resources