Fantastic investment opportunity! This fully rented 2-family home in Schenectady offers separate utilities paid by tenants and a rare 3-car garage. The first-floor unit features 3 bedrooms, 1 full bath, a spacious living room, and a dining room. The second-floor unit includes 2 bedrooms plus a den, 1 full bath, a living room, and a dining room. Both units have front and rear porches for added outdoor space. Additional features include a full basement with laundry hookups and a full walk-up attic for extra storage. Conveniently located near schools, shopping, and transportation, this property is ideal for investors or owner-occupants.
Multi-familyProperty Type
1906Year Built
5,662 sq ftLot Size
$141Est. Price/Sq.Ft.
3 garage spacesParking
Listing by Christine Serafini• Miranda Real Estate Group Inc
•518-514-8830 (agent)
•SerafiniSellsHomes@gmail.com (agent)
Bought with Terryann Abdu• Miranda Real Estate Group Inc
Great income property or first-time home buyer opportunity. Unit 1 - 3 Bedrooms + 1 Bath and spacious living areas and Eat-in kitchen. Plenty of storage and closet space throughout. Unit 2 - 2 Bedrooms + 1 Bath and spacious living areas, office w/ closet and Eat-in kitchen and walk-out balcony. Near Union St. Great location, near shopping centers and walking distance to Schenectady School's and Union College.. Rare 3-car garage and drive-way. GARAGE SOLD AS-IS. Separate washer/dryer hook-ups in basement. Washer and Dryer machines are not sold with property. FOR ALL SHOWING - PLEASE WEAR MASKS DURING TOUR.
Global MLS #25122897
Jan 31, 2006
Sold
$95,000
$38/sq ft
Dec 16, 2005
Listing Removed
—
Dec 12, 2005
Listed
$89,900
$36/sq ft
GREAT 2 FAMILY IN VERY CONVENIENT LOCATION. RARE FIND WITH 3 CAR GARAGE, NEW WINDOWS T/O, NEW VINYL SIDING. 2ND FLOOR WITH 2 BR, OFFICE WITH CLOSET. Excellent Condition
Public Records
Feb 23, 2000
Sold
$50,550
$20/sq ft
Year
Property tax
Land + Additions
Assessment*
2026
$5,888
$14,200 + $80,600
$94,800
2025
$5,888 (+3.4%)
$14,200 + $80,600
$94,800
2024
$5,693 (+2.9%)
$14,200 + $80,600
$94,800
2023
$5,533 (+3.1%)
$14,200 + $80,600
$94,800
2022
$5,368 (+0.8%)
$14,200 + $80,600
$94,800
2021
$5,326 (+90.0%)
$14,200 + $80,600
$94,800
2020
$2,804 (−46.5%)
$14,200 + $80,600
$94,800
2019
$5,239 (−0.7%)
$14,200 + $80,600
$94,800
2018
$5,277 (−0.3%)
$14,200 + $80,600
$94,800
2017
$5,293 (−1.9%)
$14,200 + $80,600
$94,800
2016
$5,397 (−1.5%)
$14,200 + $80,600
$94,800
2015
$5,477 (+0.3%)
$14,200 + $80,600
$94,800
2014
$5,461
$14,200 + $80,600
$94,800
Tax history for 1491 Rugby Rd
Year
Property tax
Land + Additions
Assessment*
2026
$5,888
$14,200 + $80,600
$94,800
2025
$5,888 (+3.4%)
$14,200 + $80,600
$94,800
2024
$5,693 (+2.9%)
$14,200 + $80,600
$94,800
2023
$5,533 (+3.1%)
$14,200 + $80,600
$94,800
2022
$5,368 (+0.8%)
$14,200 + $80,600
$94,800
2021
$5,326 (+90.0%)
$14,200 + $80,600
$94,800
2020
$2,804 (−46.5%)
$14,200 + $80,600
$94,800
2019
$5,239 (−0.7%)
$14,200 + $80,600
$94,800
2018
$5,277 (−0.3%)
$14,200 + $80,600
$94,800
2017
$5,293 (−1.9%)
$14,200 + $80,600
$94,800
2016
$5,397 (−1.5%)
$14,200 + $80,600
$94,800
2015
$5,477 (+0.3%)
$14,200 + $80,600
$94,800
2014
$5,461
$14,200 + $80,600
$94,800
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
5
Baths
2
Stories
2
Lot width
40 ft.
Lot depth
140 ft.
Lot size
5,600 Sq. Ft.
Year renovated
—
Sq. Ft.
2,472
Year built
1900
Style
Multi-Family (2-4 Unit)
County
Schenectady County
APN
421500A04007700020280000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 7, 2026.
R-1
Single-Family Residential District
The Single-Family Residential R-1 District is intended to maintain the residential quality and desirability of areas characterized primarily by owner-occupied single-family detached dwellings and, where suitable, to provide areas for single-family residential development.
Permitted uses
Include but are not limited to:
Religious facility
Housing-Single unit
Educational/school
Park & open space
Property details
Parking
Parking Information
# of Garage Spaces: 3
# of Parking Total: 4
Parking Features: Off Street, Detached, Garage
Interior
Bathroom Information
# of Bathrooms (Full): 2
# of Bathrooms (Total Integer): 2
Bath Levels: Full Bath 1: 1st
Bath Levels: Full Bath 2: 2nd
Basement Information
Basement: Full
Laundry Features
Laundry Features: In Basement
Interior Features
Flooring: Ceramic Tile, Hardwood
Multi-Family Information
# of Units (Total): 2
Tenant Pays: Hot Water, Heat, Electricity
Owner Pays: Trash Collection, Sewer, Water
Unit Type 1 Information
Total Rooms: 8
Total Rooms Unit 1: 8
Total Bedrooms: 3
Total Bedrooms: 3
Total Full Baths: 1
Total Full Baths: 1
Full Baths 1st Floor: 1
Bedrooms on 1st Floor: 3
Unit Type 2 Information
Total Rooms: 8
Total Rooms: 8
Total Bedrooms: 2
Total Bedrooms: 2
Total Full Baths: 1
Total Full Baths: 1
Full Baths 2nd Floor: 1
Bedrooms on 2nd Floor: 2
Exterior
Exterior Features
Exterior Features: Other
Other Structures: Garage(s)
Property Information
Property Sub Type: Duplex
Living Area: 2,472
Construction Materials: Vinyl Siding
Lot Information
Lot Size Acres: 0.13
Lot Size Square Feet: 5,662.8
Lot Size Dimensions: 40X140
Lot Features: Level
Financial
Tax Information
Tax Annual Amount: $5,693.03
Tax Annual Amount: $5,693.03
Financial Details: General Taxes: $3,802.23
Financial Details: School Taxes: $1,890.80
Utilities
Heating & Cooling
Has Heating
Heating: Hot Water, Radiant, Natural Gas
Utility Information
Sewer: Public Sewer
Water Source: Public
Location
School Information
High School: Schenectady
School District: Schenectady
Location Information
Directions: Union St to N Brandywine Ave heading north to Rugby Rd, right at intersection.
Public facts
Beds: 5
Baths: 2.0
Sq. Ft.: 2,472
Stories: 2.0
Lot Size: 5,600 square feet
Style: Multi-Family (2-4 Unit)
Year Built: 1900
Year Renovated: —
County: Schenectady County
APN: 421500A04007700020280000000
Home facts updated by county records on Aug 7, 2026
Around this home
Schools
Places
Transit
Howe Elementary School
Public PreK-5 • Assigned • 0.5mi
5/10
Oneida Middle School
Public 6-8 • Assigned • 0.7mi
2/10
Schenectady High School
Public 9-12 • Assigned • 0.3mi
3/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
4/10 Heat Factor
7 days above 95° expected this year, 16 days in 30 years
3/10 Wind Factor
5% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Schenectady, NY • 12308
Average low and high temperatures (°F)
29
17
32
18
49
30
60
40
68
50
80
60
87
66
81
61
77
54
64
43
49
34
34
21
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.7 hours in
June and 3.4 hours in December, placing it below the
U.S. average for solar exposure.
8.7 hrs
3.4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$331,000 – $400,000
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