OFF MARKET

Off Market Jul 2025 for $305K

$302,354

Est. refi paymentEst. refi $1,948/mo

•

2,172

sq ft

1648 Rugby Rd, Schenectady, NY 12309

About this home

Multiple offer deadline of Tuesday, April 29th at noon. This two family is turn key and structurally reinforced by a professional contractor! The upper unit is available to move into and the lower to be your next investment! The upper unit has two large bedrooms plus a smaller bedroom/office ! You will find a large open dining room to living room, a spacious kitchen with brand new countertop and sink. Out back there is a brand new covered porch. The lower unit has two spacious bedrooms, large dining area to living room and a spacious kitchen with pantry and a full bath. The basement of the property and the garage have been structurally reinforced due to prior termite damage by a professional contractor. All documentation provided

Multi-familyProperty Type

1930Year Built

6,969 sq ftLot Size

$139Est. Price/Sq.Ft.

2 garage spacesParking

Listing by Brenda Ziegler • Howard Hanna Capital Inc

•518-421-1816 (agent)

•BrendaZiegler@HowardHanna.com (agent)

Bought with Pricella Bhatti • Howard Hanna Capital Inc

Redfin checked: a few seconds ago

•Source:Global MLS #202512007

Listing provided courtesy of Global Multiple Listing Service, Inc.

Redfin Estimate

$302,354

$2,646 since sold in July 2025$5,000 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 13.2% lower than the average sale price ($348K) of 6 comparable homes.

SOLD APR 8, 2026
$318,000
A
4 beds2 baths2,052 sq ft
1039 Parkwood Blvd, Schenectady, NY 12308
Listing by Henley Homes, Inc
SOLD FEB 11, 2026
$319,300
B
4 beds2.5 baths2,132 sq ft
1185 Ardsley Rd, Schenectady, NY 12308
Listing by Scorzafava Real Estate Group LLC
SOLD JUN 9, 2026
$375,000
C
4 beds2 baths2,150 sq ft
1110 Waverly Pl, Schenectady, NY 12308
Listing by Romeo Team Realty
SOLD JUN 26, 2026
$237,500
D
3 beds1.5 baths1,986 sq ft
1125 Mc Clellan St, Schenectady, NY 12309
Listing by RE/MAX Capital
SOLD AUG 4, 2026
$413,000
E
5 beds2 baths2,900 sq ft
1831 Eastern Pkwy, Schenectady, NY 12309
Listing by Howard Hanna Capital Inc
SOLD JUN 12, 2026
$427,000
F
3 beds2 baths1,754 sq ft
846 Wright Ave, Schenectady, NY 12309
Listing by Hunt Real Estate ERA

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Earn from this home

Refinance

Est. cash available

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Market trends in 12309, NY

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

105.0%

+1.7% MoM

Median sale price

$393K

$8K MoM

Avg. days on market

1 days MoM

Recently sold homes

22 MoM

New listings for sale

$325,000
5 beds2 baths1,950 sq ft
1154 Palmer Ave, Schenectady, NY 12309
Listing by Realty One Group Key
$725,000
4 beds3 baths3,122 sq ft
48 Victoria Ct, Schenectady, NY 12309
Listing by Coldwell Banker Prime Properties
$250,000
4 beds1 bath1,324 sq ft
889 Oregon Ave, Schenectady, NY 12309
Listing by Howard Hanna Capital Inc
$515,000
3 beds2.5 baths1,877 sq ft
16 Napa Ct, Schenectady, NY 12309
Listing by Romeo Team Realty
3D WALKTHROUGH
$525,000
3 beds2 baths1,758 sq ft
39 Schwaber Dr, Schenectady, NY 12309
Listing by Coldwell Banker Prime Properties
OPEN THU, 5PM TO 7PM
$679,000
4 beds2.5 baths2,290 sq ft
2368 Rosendale Rd, Schenectady, NY 12309
Listing by Sterling Real Estate Group
$369,000
4 beds4 baths1,804 sq ft
1595 Union St, Schenectady, NY 12309
Listing by Miranda Real Estate Group Inc
$349,900
3 beds2 baths1,771 sq ft
1309 Sumner Ave, Schenectady, NY 12309
Listing by Clancy Real Estate
$565,000
5 beds2.5 baths2,788 sq ft
1354 Rowe Rd, Schenectady, NY 12309
Listing by Coldwell Banker Prime Properties
$850,000
4 beds2.5 baths3,840 sq ft
1 Milan Ct, Schenectady, NY 12309
Listing by Coldwell Banker Prime Properties
See all

Provided by Redfin

Sale history for 1648 Rugby Rd

Year

Property tax

Land + Additions

Assessment*

2026

$5,640

$13,300 + $75,500

$88,800

2025

$5,640 (+4.4%)

$13,300 + $75,500

$88,800

2024

$5,400 (+3.0%)

$13,300 + $75,500

$88,800

2023

$5,244 (+3.2%)

$13,300 + $75,500

$88,800

2022

$5,081 (+0.8%)

$13,300 + $75,500

$88,800

2021

$5,041 (+91.0%)

$13,300 + $75,500

$88,800

2020

$2,639 (−46.7%)

$13,300 + $75,500

$88,800

2019

$4,956 (−0.7%)

$13,300 + $75,500

$88,800

2018

$4,992 (+86.5%)

$13,300 + $75,500

$88,800

2017

$2,677 (−47.5%)

$13,300 + $75,500

$88,800

2016

$5,103 (−1.4%)

$13,300 + $75,500

$88,800

2015

$5,178 (+0.3%)

$13,300 + $75,500

$88,800

2014

$5,163

$13,300 + $75,500

$88,800

Tax history for 1648 Rugby Rd

Year

Property tax

Land + Additions

Assessment*

2026

$5,640

$13,300 + $75,500

$88,800

2025

$5,640 (+4.4%)

$13,300 + $75,500

$88,800

2024

$5,400 (+3.0%)

$13,300 + $75,500

$88,800

2023

$5,244 (+3.2%)

$13,300 + $75,500

$88,800

2022

$5,081 (+0.8%)

$13,300 + $75,500

$88,800

2021

$5,041 (+91.0%)

$13,300 + $75,500

$88,800

2020

$2,639 (−46.7%)

$13,300 + $75,500

$88,800

2019

$4,956 (−0.7%)

$13,300 + $75,500

$88,800

2018

$4,992 (+86.5%)

$13,300 + $75,500

$88,800

2017

$2,677 (−47.5%)

$13,300 + $75,500

$88,800

2016

$5,103 (−1.4%)

$13,300 + $75,500

$88,800

2015

$5,178 (+0.3%)

$13,300 + $75,500

$88,800

2014

$5,163

$13,300 + $75,500

$88,800

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

39 ft.

Lot depth

175 ft.

Lot size

6,825 Sq. Ft.

Year renovated

—

Sq. Ft.

2,172

Year built

1930

Style

Multi-Family (2-4 Unit)

County

Schenectady County

APN

421500A05002100020410000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 7, 2026.

R-1

Single-Family Residential District

The Single-Family Residential R-1 District is intended to maintain the residential quality and desirability of areas characterized primarily by owner-occupied single-family detached dwellings and, where suitable, to provide areas for single-family residential development.

Permitted uses

Include but are not limited to:

Religious facility
Housing-Single unit
Educational/school
Park & open space

Property details

Parking

Parking Information
# of Garage Spaces: 2
# of Parking Total: 6
Parking Features: Detached, Driveway, Garage

Interior

Bathroom Information
# of Bathrooms (Full): 2
# of Bathrooms (Total Integer): 2
Bath Levels: Full Bath 1: 1st
Bath Levels: Full Bath 2: 2nd

Basement Information
Basement: Full, Unfinished

Laundry Features
Laundry Features: In Basement

Interior Features
Flooring: Hardwood

Multi-Family Information
# of Units (Total): 2
Tenant Pays: Electricity, Gas
Owner Pays: Trash Collection, Water

Unit Type 1 Information
Total Rooms: 5
Total Bedrooms: 2
Total Bedrooms: 2
Total Full Baths: 1
Total Full Baths: 1
Bedrooms on 1st Floor: 2

Unit Type 2 Information
Total Rooms: 6
Total Bedrooms: 3
Total Bedrooms: 3
Total Full Baths: 1
Total Full Baths: 1

Exterior

Exterior Features
Patio And Porch Features: Rear Porch, Covered, Front Porch, Glass Enclosed
Roof: Slate

Property Information
Property Sub Type: Duplex
Living Area: 2,172
Construction Materials: Aluminum Siding

Lot Information
Lot Size Acres: 0.16
Lot Size Square Feet: 6,969.6

Financial

Tax Information
Tax Annual Amount: $5,400
Tax Annual Amount: $5,400
Financial Details: General Taxes: $3,629
Financial Details: School Taxes: $1,771

Utilities

Heating & Cooling
Has Heating
Heating: Forced Air, Natural Gas

Utility Information
Sewer: Public Sewer
Water Source: Public

Location

School Information
High School: Schenectady
School District: Schenectady

Location Information
Directions: Union St to Morningside, left on Rugby.

Public facts

Beds: 6
Baths: 2.0
Sq. Ft.: 2,172
Stories: 2.0
Lot Size: 6,825 square feet
Style: Multi-Family (2-4 Unit)
Year Built: 1930
Year Renovated: —
County: Schenectady County
APN: 421500A05002100020410000000

Home facts updated by county records on Aug 7, 2026

Around this home

Schools

Howe Elementary School

Public PreK-5 • Assigned • 0.3mi

5/10

Oneida Middle School

Public 6-8 • Assigned • 0.8mi

2/10

Schenectady High School

Public 9-12 • Assigned • 0.4mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 95° expected this year, 16 days in 30 years

3/10 Wind Factor

5% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Schenectady, NY • 12309

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.7 hours in June and 3.4 hours in December, placing it below the U.S. average for solar exposure.

8.7 hrs

3.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$288,000 – $348,000

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Listing by Miranda Real Estate Group Inc

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Listing by Clancy Real Estate

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Home values near 1648 Rugby Rd

Data from public records.

Address	Redfin Estimate
1643 Rugby Road, Schenectady, NY 4 Beds \| 1.5 Baths \| 1680 Sq. Ft.	$209,700
1642 Rugby Road, Schenectady, NY 4 Beds \| 2 Baths \| 2172 Sq. Ft.	$281,301

Address	Redfin Estimate
1680 Rugby Road, Schenectady, NY 3 Beds \| 1 Baths \| 1380 Sq. Ft.	$263,140
1636 Rugby Road, Schenectady, NY 6 Beds \| 2 Baths \| 2288 Sq. Ft.	$277,491

Address	Redfin Estimate
1619 Rugby Road, Schenectady, NY 6 Beds \| 2 Baths \| - Sq. Ft.	$316,651
1628 Rugby Road, Schenectady, NY 5 Beds \| 3 Baths \| 2392 Sq. Ft.	$329,915

Property information provided by Global MLS when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 12309, NY

Sale history for 1648 Rugby Rd

Tax history for 1648 Rugby Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 12309

Home values near 1648 Rugby Rd

More real estate resources