SOLD NOV 14, 2025

Off Market Nov 2025 for $382K

$365,393

Est. refi paymentEst. refi $2,799/mo

•

2,059

sq ft

195 Vly Rd, Schenectady, NY 12309

About this home

Welcome to 195 Vly Rd! This 4-bedroom, 2-bath home offers over 2,000 sq ft of living space and an attached 2-car garage. Situated on a .65-acre lot, it features a spacious backyard with a storage shed—perfect for outdoor activities or gardening. The home is priced with consideration for a new roof and some updating, giving you the opportunity to add your own style and value. Conveniently located near shopping, dining, and other amenities. This home is being sold ''As is''

Single-familyProperty Type

1989Year Built

0.65 acresLot Size

$177Est. Price/Sq.Ft.

2 garage spacesParking

Listing by Timothy See • Howard Hanna Capital Inc

•518-414-6510 (agent)

•timothysee@howardhanna.com (agent)

Bought with Danielle Minuto • Howard Hanna Capital Inc

Redfin checked: a minute ago

•Source:Global MLS #202527110

Listing provided courtesy of Global Multiple Listing Service, Inc.

Redfin Estimate

$365,393

$17K since sold in November 2025$22K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 24.8% lower than the average sale price ($486K) of 6 comparable homes.

SOLD JUL 24, 2026
$520,000
A
3 beds2.5 baths2,135 sq ft
23 Rolling Hills Rd, Schenectady, NY 12309
Listing by Gucciardo Real Estate LLC
SOLD JUL 29, 2026
$580,000
B
3 beds2.5 baths2,130 sq ft
32 Willoughby Dr, Albany, NY 12205
Listing by Field Realty
SOLD OCT 27, 2025
$455,000
C
4 beds2 baths2,080 sq ft
8 Scott Pl, Schenectady, NY 12309
Listing by Fortune Realty Group LLC
SOLD MAY 15, 2026
$535,000
D
3 beds2.5 baths2,090 sq ft
20 Valleywood Dr, Niskayuna, NY 12309
Listing by Miranda Real Estate Group Inc
SOLD JUL 21, 2026
$376,500
E
3 beds2 baths1,560 sq ft
6 Rolling Hills Rd, Schenectady, NY 12309
Listing by Howard Hanna Capital Inc
SOLD JUL 23, 2026
$450,000
F
4 beds2.5 baths1,812 sq ft
41 Wicken Sq, Albany, NY 12205
Listing by Field Realty

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$2,392/mo

Redfin rental estimate

List your home for rent

Market trends in 12309, NY

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

104.3%

0.6% MoM

Median sale price

$397K

$7K MoM

Avg. days on market

0 days MoM

Recently sold homes

123

30 MoM

New listings for sale

$133,000
3 beds1 bath1,356 sq ft
1346 Hillside Ave, Schenectady, NY 12309
Listing by Elliott Property Services LLC
$325,000
3 beds1 bath1,236 sq ft
2023 Fairlawn Pkwy, Schenectady, NY 12309
Listing by Miranda Real Estate Group Inc
$585,000
4 beds2.5 baths2,574 sq ft
5 Brookhaven Dr, Schenectady, NY 12309
Listing by Gucciardo Real Estate Group LLC
$250,000
4 beds1 bath1,324 sq ft
889 Oregon Ave, Schenectady, NY 12309
Listing by Howard Hanna Capital Inc
See all

Provided by Redfin

Sale history for 195 Vly Rd

Year

Property tax

Land + Additions

Assessment*

2026

$6,374

$35,300 + $106,000

$141,300

2025

$6,374 (+2.3%)

$35,300 + $106,000

$141,300

2024

$6,233 (+3.4%)

$35,300 + $106,000

$141,300

2023

$6,030 (+1.8%)

$35,300 + $106,000

$141,300

2022

$5,922 (−2.0%)

$35,300 + $106,000

$141,300

2021

$6,041 (+33.9%)

$35,300 + $106,000

$141,300

2020

$4,512 (+154.6%)

$35,300 + $106,000

$141,300

2019

$1,772 (−59.0%)

$35,300 + $106,000

$141,300

2018

$4,318 (+71.4%)

$35,300 + $106,000

$141,300

2017

$2,520 (−41.4%)

$35,300 + $106,000

$141,300

2016

$4,300 (−21.8%)

$35,300 + $106,000

$141,300

2015

$5,500 (+25.8%)

$35,300 + $106,000

$141,300

2014

$4,372

$35,300 + $106,000

$141,300

Tax history for 195 Vly Rd

Year

Property tax

Land + Additions

Assessment*

2026

$6,374

$35,300 + $106,000

$141,300

2025

$6,374 (+2.3%)

$35,300 + $106,000

$141,300

2024

$6,233 (+3.4%)

$35,300 + $106,000

$141,300

2023

$6,030 (+1.8%)

$35,300 + $106,000

$141,300

2022

$5,922 (−2.0%)

$35,300 + $106,000

$141,300

2021

$6,041 (+33.9%)

$35,300 + $106,000

$141,300

2020

$4,512 (+154.6%)

$35,300 + $106,000

$141,300

2019

$1,772 (−59.0%)

$35,300 + $106,000

$141,300

2018

$4,318 (+71.4%)

$35,300 + $106,000

$141,300

2017

$2,520 (−41.4%)

$35,300 + $106,000

$141,300

2016

$4,300 (−21.8%)

$35,300 + $106,000

$141,300

2015

$5,500 (+25.8%)

$35,300 + $106,000

$141,300

2014

$4,372

$35,300 + $106,000

$141,300

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

1.5

Stories

1.7

Lot width

—

Lot depth

—

Lot size

0.65 Acres

Year renovated

—

Sq. Ft.

2,059

Year built

1989

Style

Single Family Residential

County

Albany County

APN

012689A01700400100030000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 19, 2026.

SFR

Single Family Residential District

The purpose of the Single Family Residential District (SFR) is to provide areas primarily for single-family residential development in the form of detached dwellings. The purpose is to create neighborhoods where people live and conduct their domestic activities. The Single Family Residential District is characterized by traditional suburban residential development.

Property details

Parking

Parking Information
Has Garage
Attached Garage YN: Yes
# of Garage Spaces: 2
# of Parking Total: 6
Parking Features: Off Street, Paved, Attached, Driveway, Garage Door Opener

Interior

Bathroom Information
# of Bathrooms (Full): 2
# of Bathrooms (Total Integer): 2
Bath Levels: Full Bath 1: 1st
Bath Levels: Full Bath 2: 2nd

Room 1 Information
Type: Foyer
Level: First

Room 2 Information
Type: Mud Room
Level: First

Room 3 Information
Type: Kitchen
Level: First

Room 4 Information
Type: Dining Room
Level: First

Room 5 Information
Type: Living Room
Level: First

Room 6 Information
Type: Family Room
Level: First

Room 7 Information
Type: Full Bathroom
Level: First

Room 8 Information
Type: Full Bathroom
Level: Second

Room 9 Information
Type: Bedroom
Level: Second

Room 10 Information
Type: Bedroom
Level: Second

Room 11 Information
Type: Bedroom
Level: Second

Room 12 Information
Type: Bedroom
Level: Second

Basement Information
Basement: Full, Heated, Sump Pump, Unfinished

Laundry Features
Laundry Features: Other

Interior Features
# of Rooms Total: 12
Appliances: Dishwasher, Dryer, Electric Oven, Range Hood, Refrigerator, Washer
Flooring: Tile, Hardwood
Door Features: Sliding Doors
Window Features: Blinds, Curtain Rods

Exterior

Exterior Features
Patio And Porch Features: Deck, Porch
Roof: Asphalt
Fencing: Wood, Back Yard
Exterior Features: Drive-Paved
Other Structures: Shed(s)

Property Information
Property Sub Type: Single Family Residence
Property Condition: Fixer
Foundation Details: Concrete Perimeter
Living Area: 2,059
Construction Materials: Vinyl Siding

Lot Information
Lot Size Acres: 0.65
Lot Size Square Feet: 28,314
Lot Features: Level, Road Frontage, Landscaped

Financial

Tax Information
Tax Annual Amount: $6,644.52
Tax Annual Amount: $6,644.52
Financial Details: General Taxes: $2,186.88
Financial Details: School Taxes: $4,457.64

Utilities

Heating & Cooling
Has Heating
Heating: Forced Air, Natural Gas
Has Cooling
Cooling: Central Air

Utility Information
Sewer: Public Sewer
Utilities: Cable Available
Water Source: Public

Location

School Information
High School: Colonie Central HS
School District: South Colonie

Location Information
Directions: New Karner Rd to Vly Rd Watervliet Shaker Rd to Vly Rd Birchwood Lane to Denison Rd to Vly Rd

Public facts

Beds: 4
Baths: 1.5
Sq. Ft.: 2,059
Stories: 1.7
Lot Size: 0.65 acres
Style: Single Family Residential
Year Built: 1989
Year Renovated: —
County: Albany County
APN: 012689A01700400100030000000

Home facts updated by county records on Aug 19, 2026

Around this home

Schools

Lisha Kill Middle School

Public 5-8 • Assigned • 1.0mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 96° expected this year, 16 days in 30 years

3/10 Wind Factor

6% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Schenectady, NY • 12309

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.7 hours in June and 3.4 hours in December, placing it below the U.S. average for solar exposure.

8.7 hrs

3.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$348,000 – $421,000

Sell confidently with a local market expert in Schenectady. 3 minutes to get started.

Nearby similar homes

NEW 13 HRS AGO

$340,000

4 beds1.5 baths1,603 sq ft

16 Rapple Dr, Albany, NY 12205

Listing by Darby Real Estate of New York Inc

$349,000

4 beds3 baths2,111 sq ft

4116 Albany St, Schenectady, NY 12304

Listing by Howard Hanna Capital Inc

$289,000

3 beds1 bath1,125 sq ft

3 Charles Rd, Latham, NY 12110

Listing by North 40 Real Estate LLC

$319,900

5 beds1 bath1,392 sq ft

65 Locust Park, Albany, NY 12205

Listing by Coldwell Banker Prime Properties

$359,900

4 beds2 baths1,272 sq ft

5 Knauf Ln, Albany, NY 12211

$365,000

3 beds1.5 baths1,144 sq ft

4 Cedar Ct, Schenectady, NY 12309

Listing by Hunt Real Estate ERA

New listings for sale in 12309

$133,000

3 beds1 bath1,356 sq ft

1346 Hillside Ave, Schenectady, NY 12309

Listing by Elliott Property Services LLC

$325,000

3 beds1 bath1,236 sq ft

2023 Fairlawn Pkwy, Schenectady, NY 12309

Listing by Miranda Real Estate Group Inc

$585,000

4 beds2.5 baths2,574 sq ft

5 Brookhaven Dr, Schenectady, NY 12309

Listing by Gucciardo Real Estate Group LLC

$250,000

4 beds1 bath1,324 sq ft

889 Oregon Ave, Schenectady, NY 12309

Listing by Howard Hanna Capital Inc

Home values near 195 Vly Rd

Data from public records.

Address	Redfin Estimate
204 Vly Road, Schenectady, NY 3 Beds \| 1.5 Baths \| 1264 Sq. Ft.	$304,258
194 Vly Road, Schenectady, NY 3 Beds \| 1.5 Baths \| 2344 Sq. Ft.	$377,954

Address	Redfin Estimate
199 Vly Road, Schenectady, NY 5 Beds \| 2 Baths \| 2233 Sq. Ft.	$385,471
200 Vly Road, Schenectady, NY 3 Beds \| 1.5 Baths \| 1144 Sq. Ft.	$371,340

Address	Redfin Estimate
196 Vly Road, Schenectady, NY 3 Beds \| 1.5 Baths \| 1948 Sq. Ft.	$342,473
198 Vly Road, Schenectady, NY 3 Beds \| 1.5 Baths \| 1700 Sq. Ft.	$372,053

Property information provided by Global MLS when last listed in 2025. This data may not match . Learn more.

Download the Redfin App on the Apple App Store

Download the Redfin App from the Google Play Store

Join us

Become an Agent

Get referrals

Careers

Find homes faster

About us

Find us

Subsidiaries

Affiliated Business

Countries

United States

Canada

Updated September 2025: By searching, you agree to the Terms of Use, and Privacy Policy.

Do not sell or share my personal information.

REDFIN and all REDFIN variants, WALK SCORE, and the R logos, are trademarks of Redfin Corporation, registered or pending in the USPTO.

California DRE #01521930

Redfin is licensed to do business in New York as Redfin Real Estate. NY Standard Operating Procedures

New Mexico Real Estate Licenses

TREC: Info About Brokerage Services, Consumer Protection Notice

All mortgage lending products and information are provided by Rocket Mortgage, LLC | NMLS #3030; www.NMLSConsumerAccess.org. Licensed in 50 states. This site is not authorized by the New York State Department of Financial Services for mortgage solicitation or loan applications activities related to properties located in the State of New York.

Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company, and their subsidiaries, are separate legal entities operated and managed through its own management and governance structures.

If you are using a screen reader, or having trouble reading this website, please call Redfin Customer Support for help at 1-844-759-7732.

REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE.

GreatSchools Ratings provided by GreatSchools.org.

12225 homes for sale
12203 homes for sale
12205 homes for sale
12110 homes for sale
12214 homes for sale

Houses for rent in Colonie	Agents near me	White Plains, NY homes for sale	Colonie Housing Market
Houses for sale near me	New York, NY homes for sale	Yonkers, NY homes for sale
Land for sale near me	Manhattan, NY homes for sale	Scarsdale, NY homes for sale
Open Houses near me	Rochester, NY homes for sale	Colonie Property Records
Condos for sale near me	Buffalo, NY homes for sale	NY New Listings

Albany homes for sale
Clifton Park homes for sale
Troy homes for sale

About this home

Redfin Estimate

Earn from this home

Market trends in 12309, NY

Sale history for 195 Vly Rd

Tax history for 195 Vly Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 12309

Home values near 195 Vly Rd

More real estate resources