OFF MARKET

Off Market Nov 2024 for $280K

$298,937

Est. refi paymentEst. refi $2,118/mo

•

1,456

sq ft

2045 Cardiff Rd, Schenectady, NY 12303

About this home

*Offers due Monday 9/30 4PM* You will immediately love the charm and updates at 2045 Cardiff. From the moment you pull into your new driveway, you will feel at home. Your first floor features your main living room with custom fireplace, eat-in kitchen, formal dining room, main bedroom and full bathroom. There is even a bonus room off your garage that is ready for you to make your own. Upstairs you have two additional bedrooms ready for you to move right in and your semi finished basement allows you to stretch out and enjoy every inch of your new home. Great neighborhood! Updates include: full bathroom renovation (2021), new 1st floor flooring (2023), new fence (2023), new Hot water heater (2022), custom fireplace (2023), appliances - W+D(2021), DW(2023) and kitchen sink (2024)

Single-familyProperty Type

1949Year Built

9,147 sq ftLot Size

$205Est. Price/Sq.Ft.

1 garage spacesParking

Listing by Courtney Gettings • KW Platform

•518-421-6490 (agent)

•courtney@gettingshometeam.com (agent)

Listing by Gettings Home Team • KW Platform

Bought with Anthony Savini • Miranda Real Estate Group Inc

Redfin checked: 2 minutes ago

•Source:Global MLS #202426279

Listing provided courtesy of Global Multiple Listing Service, Inc.

Redfin Estimate

$298,937

$19K since sold in November 2024$4,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 14% higher than the average sale price ($262K) of 6 comparable homes.

SOLD SEP 3, 2026
$286,500
A
3 beds1 bath1,152 sq ft
1005 Wayne Rd, Schenectady, NY 12303
Listing by Romeo Team Realty
SOLD AUG 25, 2026
$315,000
B
3 beds1 bath1,402 sq ft
1022 Riggi Ave, Schenectady, NY 12303
Listing by Heartland Home Properties LLC
SOLD JUL 14, 2026
$200,000
C
3 beds1 bath1,407 sq ft
1735 Suffolk Ave, Schenectady, NY 12303
Listing by Capital Tech Real Estate Group LLC
SOLD MAY 22, 2026
$282,000
D
3 beds1 bath1,296 sq ft
2088 Caldicott Rd, Schenectady, NY 12303
Listing by Signature Premier Realty, Inc
SOLD JAN 16, 2026
$235,000
E
3 beds1 bath1,389 sq ft
1030 Helen St, Schenectady, NY 12303
Listing by Miranda Real Estate Group Inc
SOLD JUN 10, 2026
$255,000
F
3 beds1 bath1,404 sq ft
1615 Bernice St, Schenectady, NY 12303
Listing by Schuyler Valuation Services

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$1,516/mo

Redfin rental estimate

List your home for rent

Market trends in 12303, NY

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

104.2%

+0.3% MoM

Median sale price

$339K

$22K MoM

Avg. days on market

0 days MoM

Recently sold homes

114

13 MoM

New listings for sale

NEW 30 HRS AGO
$169,900
4 beds2 baths1,834 sq ft
1106 2nd Ave, Schenectady, NY 12303
Listing by The Thompson Real Estate Team
$695,000
4 beds3.5 baths3,342 sq ft
223 Stanford Dr, Schenectady, NY 12303
Listing by Kellie Kieley Realty LLC
$160,000
4 beds2 baths1,376 sq ft
1059 Chrisler Ave, Schenectady, NY 12303
Listing by Signature Premier Realty Inc
$285,000
4 beds2 baths1,836 sq ft
1101 Van Velsen St, Schenectady, NY 12303
Listing by Coldwell Banker Prime Properties
$249,900
3 beds1.5 baths1,668 sq ft
1039 Bill Rd, Schenectady, NY 12303
Listing by Clancy Real Estate
$224,900
3 beds1 bath1,224 sq ft
1718 Dorsett St, Schenectady, NY 12303
Listing by Coldwell Banker Prime Properties
$250,000
3 beds1 bath1,428 sq ft
219 Stoodley Pl, Schenectady, NY 12303
Listing by KW Platform
$419,900
4 beds3 baths1,600 sq ft
1 Gilmore Ter, Schenectady, NY 12303
Listing by The Park Agency LLC
$239,999
4 beds1 bath1,125 sq ft
1083 Inner Dr, Schenectady, NY 12303
Listing by KW Platform
$199,900
2 beds1 bath1,025 sq ft
1976 Curry Rd Unit E134, Schenectady, NY 12303
Listing by Miranda Real Estate Group Inc
See all

Provided by Redfin

Sale history for 2045 Cardiff Rd

Date

Event

Price

CONNECTLINX #1

Nov 23, 2024

Rental Removed

$1,080

$1/sq ft

Nov 21, 2024

Listed for Rent

$1,080

$1/sq ft

Global MLS #202426279

Nov 19, 2024

Sold

$280,000

$192/sq ft

Oct 1, 2024

Pending

—

Sep 26, 2024

Listed

$249,900

$172/sq ft

Public Records

Dec 30, 2020

Sold

$180,000

$124/sq ft

Global MLS #202029655

Nov 25, 2020

Sold

$179,900

$124/sq ft

Oct 5, 2020

Pending

—

Oct 1, 2020

Listed

$179,900

$124/sq ft

+29

This beautiful, well maintained 3 bedroom Cape Cod can be yours! Freshly painted, carpet over hardwood floors, semi finished basement with lots of potential. The warm inviting family room is also a plus. Upstairs has 2 bedrooms with storage and potential for bathroom. Oversized driveway with ability to park multiple cars and 1-car garage/enclosed porch leads to big fenced backyard (above ground pool potential) with shed. Low taxes. Great location to gyms, supermarkets and highways. Make your appointment today! Excellent Condition

Global MLS #201032210

Jul 6, 2011

Listing Removed

—

Nov 5, 2010

Listed

$165,500

$114/sq ft

Global MLS #27101443

Jun 29, 2007

Sold

$179,000

$123/sq ft

May 8, 2007

Listing Removed

—

Jan 23, 2007

Listed

$179,900

$124/sq ft

Global MLS #9929297

Sep 1, 1999

Sold

$73,500

$50/sq ft

Jun 23, 1999

Listed

$78,870

$54/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$5,778

$9,500 + $144,500

$154,000

2025

$5,778 (+2.0%)

$9,500 + $144,500

$154,000

2024

$5,664 (+10.2%)

$9,500 + $144,500

$154,000

2023

$5,140 (−10.2%)

$9,500 + $144,500

$154,000

2022

$5,724 (+2.8%)

$9,500 + $144,500

$154,000

2021

$5,570 (+12.9%)

$9,500 + $144,500

$154,000

2020

$4,935 (+1.6%)

$9,500 + $144,500

$154,000

2019

$4,855 (+70.9%)

$9,500 + $144,500

$154,000

2018

$2,841 (−40.0%)

$9,500 + $144,500

$154,000

2017

$4,732 (+0.5%)

$9,500 + $144,500

$154,000

2016

$4,710 (+0.5%)

$9,500 + $144,500

$154,000

2015

$4,686 (−28.6%)

$9,500 + $144,500

$154,000

2014

$6,564

$10,100 + $143,900

$154,000

Tax history for 2045 Cardiff Rd

Year

Property tax

Land + Additions

Assessment*

2026

$5,778

$9,500 + $144,500

$154,000

2025

$5,778 (+2.0%)

$9,500 + $144,500

$154,000

2024

$5,664 (+10.2%)

$9,500 + $144,500

$154,000

2023

$5,140 (−10.2%)

$9,500 + $144,500

$154,000

2022

$5,724 (+2.8%)

$9,500 + $144,500

$154,000

2021

$5,570 (+12.9%)

$9,500 + $144,500

$154,000

2020

$4,935 (+1.6%)

$9,500 + $144,500

$154,000

2019

$4,855 (+70.9%)

$9,500 + $144,500

$154,000

2018

$2,841 (−40.0%)

$9,500 + $144,500

$154,000

2017

$4,732 (+0.5%)

$9,500 + $144,500

$154,000

2016

$4,710 (+0.5%)

$9,500 + $144,500

$154,000

2015

$4,686 (−28.6%)

$9,500 + $144,500

$154,000

2014

$6,564

$10,100 + $143,900

$154,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

1.5

Lot width

—

Lot depth

—

Lot size

9,148 Sq. Ft.

Year renovated

2000

Sq. Ft.

1,344

Year built

1949

Style

Single Family Residential

County

Schenectady County

APN

422800A05901100060060000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 7, 2026.

Property details

Parking

Parking Information
Has Garage
Attached Garage YN: Yes
# of Garage Spaces: 1
# of Parking Total: 4
Parking Features: Off Street, Paved, Attached, Driveway

Interior

Virtual Tour Information

Bathroom Information
# of Bathrooms (Full): 1
# of Bathrooms (Total Integer): 1
Bath Levels: Full Bath 1: 1st

Room 1 Information
Type: Family Room
Level: First

Room 2 Information
Type: Kitchen
Level: First

Room 3 Information
Type: Dining Room
Level: First

Room 4 Information
Type: Primary Bedroom
Level: First

Room 5 Information
Type: Full Bathroom
Level: First

Room 6 Information
Type: Other
Level: First

Room 7 Information
Type: Bedroom
Level: Second

Room 8 Information
Type: Bedroom
Level: Second

Room 9 Information
Type: Laundry
Level: Basement

Room 10 Information
Type: Great Room
Level: Basement

Basement Information
Basement: Finished, Interior Entry

Laundry Features
Laundry Features: In Basement

Fireplace Information
Fireplace Features: Family Room

Interior Features
# of Rooms Total: 10
Interior Features: Paddle Fan, Solid Surface Counters
Appliances: Dishwasher, Microwave, Oven, Range, Refrigerator
Flooring: Vinyl, Carpet, Ceramic Tile
Window Features: Shutters

Exterior

Exterior Features
Patio And Porch Features: Enclosed, Patio, Porch
Roof: Asphalt
Fencing: Wood, Fenced
Exterior Features: Drive-Paved
Other Structures: Shed(s)

Property Information
Property Sub Type: Single Family Residence
Property Condition: Updated/Remodeled
Living Area: 1,456
Construction Materials: Vinyl Siding
Security Features: Smoke Detector(s)

Lot Information
Lot Size Acres: 0.21
Lot Size Square Feet: 9,147.6
Lot Size Dimensions: 9,148 sqft
Lot Features: Level, Cleared, Landscaped

Financial

Tax Information
Tax Annual Amount: $5,174
Tax Annual Amount: $5,174

Utilities

Heating & Cooling
Has Heating
Heating: Forced Air, Natural Gas
Has Cooling
Cooling: Central Air

Utility Information
Sewer: Septic Tank
Utilities: Cable Available
Water Source: Public

Location

School Information
School District: Mohonasen

Location Information
Directions: Hamburg to Cardiff Rd

Public facts

Beds: 2
Baths: 1.0
Sq. Ft.: 1,344
Stories: 1.5
Lot Size: 9,148 square feet
Style: Single Family Residential
Year Built: 1949
Year Renovated: 2000
County: Schenectady County
APN: 422800A05901100060060000000

Home facts updated by county records on Aug 7, 2026

Around this home

Schools

Herman L Bradt Elementary School

Public K-2 • Assigned • 0.5mi

Draper Middle School

Public 6-8 • Assigned • 1.2mi

3/10

Mohonasen Senior High School

Public 9-12 • Assigned • 1.3mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 96° expected this year, 16 days in 30 years

2/10 Wind Factor

4% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Schenectady, NY • 12303

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.7 hours in June and 3.4 hours in December, placing it below the U.S. average for solar exposure.

8.7 hrs

3.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$284,000 – $344,000

Sell confidently with a local market expert in Schenectady. 3 minutes to get started.

Nearby similar homes

3D WALKTHROUGH

$229,900

3 beds1 bath1,521 sq ft

1162 Forest Rd, Schenectady, NY 12303

Listing by Rijo Realty Group LLC

$205,000

3 beds1 bath1,200 sq ft

3027 Albany St, Schenectady, NY 12304

Listing by Renovo Real Estate LLC

$324,900

3 beds1 bath912 sq ft

2932 Gibson St, Schenectady, NY 12304

Listing by TriStar Real Estate LLC

$245,000

4 beds1.5 baths1,412 sq ft

37 Chiswell St, Schenectady, NY 12304

Listing by Howard Hanna Capital Inc

$255,000

3 beds1.5 baths1,144 sq ft

1230 Chrisler Ave, Schenectady, NY 12303

Listing by Bonafide Realty Group LLC

$289,000

3 beds1.5 baths1,170 sq ft

1956 Clement Rd, Schenectady, NY 12303

Listing by Scott Ronda Realty LLC

New listings for sale in 12303

NEW 30 HRS AGO

$169,900

4 beds2 baths1,834 sq ft

1106 2nd Ave, Schenectady, NY 12303

Listing by The Thompson Real Estate Team

$695,000

4 beds3.5 baths3,342 sq ft

223 Stanford Dr, Schenectady, NY 12303

Listing by Kellie Kieley Realty LLC

$160,000

4 beds2 baths1,376 sq ft

1059 Chrisler Ave, Schenectady, NY 12303

Listing by Signature Premier Realty Inc

$285,000

4 beds2 baths1,836 sq ft

1101 Van Velsen St, Schenectady, NY 12303

Listing by Coldwell Banker Prime Properties

$249,900

3 beds1.5 baths1,668 sq ft

1039 Bill Rd, Schenectady, NY 12303

Listing by Clancy Real Estate

$224,900

3 beds1 bath1,224 sq ft

1718 Dorsett St, Schenectady, NY 12303

Listing by Coldwell Banker Prime Properties

$250,000

3 beds1 bath1,428 sq ft

219 Stoodley Pl, Schenectady, NY 12303

Listing by KW Platform

$419,900

4 beds3 baths1,600 sq ft

1 Gilmore Ter, Schenectady, NY 12303

Listing by The Park Agency LLC

$239,999

4 beds1 bath1,125 sq ft

1083 Inner Dr, Schenectady, NY 12303

Listing by KW Platform

Home values near 2045 Cardiff Rd

Data from public records.

Address	Redfin Estimate
2060 Cardiff Rd, Schenectady, NY 4 Beds \| 2 Baths \| 1811 Sq. Ft.	$307,756
2048 Cardiff Rd, Schenectady, NY 3 Beds \| 2 Baths \| 1170 Sq. Ft.	$300,871

Address	Redfin Estimate
2064 Cardiff Rd, Schenectady, NY 4 Beds \| 1 Baths \| 1547 Sq. Ft.	$260,533
2044 Cardiff Rd, Schenectady, NY 3 Beds \| 1 Baths \| - Sq. Ft.	$291,701

Address	Redfin Estimate
2036 Cardiff Rd, Schenectady, NY 2 Beds \| 1 Baths \| 1330 Sq. Ft.	$282,721
2033 Cardiff Rd, Schenectady, NY 3 Beds \| 1.5 Baths \| 1638 Sq. Ft.	$278,173

Property information provided by undefined .

Download the Redfin App on the Apple App Store

Download the Redfin App from the Google Play Store

Join us

Become an Agent

Get referrals

Careers

Find homes faster

About us

Find us

Subsidiaries

Affiliated Business

Countries

United States

Canada

Updated September 2025: By searching, you agree to the Terms of Use, and Privacy Policy.

Do not sell or share my personal information.

REDFIN and all REDFIN variants, WALK SCORE, and the R logos, are trademarks of Redfin Corporation, registered or pending in the USPTO.

California DRE #01521930

Redfin is licensed to do business in New York as Redfin Real Estate. NY Standard Operating Procedures

New Mexico Real Estate Licenses

TREC: Info About Brokerage Services, Consumer Protection Notice

All mortgage lending products and information are provided by Rocket Mortgage, LLC | NMLS #3030; www.NMLSConsumerAccess.org. Licensed in 50 states. This site is not authorized by the New York State Department of Financial Services for mortgage solicitation or loan applications activities related to properties located in the State of New York.

Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company, and their subsidiaries, are separate legal entities operated and managed through its own management and governance structures.

If you are using a screen reader, or having trouble reading this website, please call Redfin Customer Support for help at 1-844-759-7732.

REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE.

GreatSchools Ratings provided by GreatSchools.org.

12303 homes for sale
12304 homes for sale
12306 homes for sale
12309 homes for sale
12345 homes for sale

Downtown Schenectady homes for sale
Woodlawn homes for sale
Mount Pleasant homes for sale
Central State homes for sale
Vale & Eastern Ave homes for sale

Houses for sale near me	New York, NY homes for sale	Yonkers, NY homes for sale
Land for sale near me	Manhattan, NY homes for sale	Scarsdale, NY homes for sale
Open Houses near me	Rochester, NY homes for sale	Rotterdam Property Records
Condos for sale near me	Buffalo, NY homes for sale	NY New Listings
Agents near me	White Plains, NY homes for sale	Rotterdam Housing Market

Albany homes for sale
Troy homes for sale
Saratoga Springs homes for sale

About this home

Redfin Estimate

Earn from this home

Market trends in 12303, NY

Sale history for 2045 Cardiff Rd

Tax history for 2045 Cardiff Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 12303

Home values near 2045 Cardiff Rd

More real estate resources