Off market jan 2022 for $135K

$225,987

Est. refi paymentEst. refi $939/mo

•

1,100

sq ft

21 Commerce St, Schenectady, NY 12302

About this home

Back on market, as buyer lost their job. Lovely neighborhood home, on a quiet street. This home sits on a corner double lot & is conveniently located. Bright & cheery, hardwood floors, some original woodwork and lots of charm. First floor has Living room, dining room w/ wood floors & Retro Kitchen. Enclosed back porch for extra room or storage. Hardwood floors continue up stairs. Large full bathroom with tub & separate shower. 2 bedrooms upstairs. Master has double closets. Walk up attic for more storage or ready for expansion. The extra large yard has so much potential. Visit today & make this house your home! Very Good Condition

Single-familyProperty Type

1902Year Built

0.29 acresLot Size

$205Est. Price/Sq.Ft.

4 spacesParking

Listing by John Mooney • Howard Hanna Capital Inc

•518-495-3629 (agent)

•johnmooney@howardhanna.com (agent)

Bought with Irene Forlini • Howard Hanna Capital Inc

Redfin checked: 2 minutes ago

•Source:Global MLS #202121598

Listing provided courtesy of Global Multiple Listing Service, Inc.

Redfin Estimate

$225,987

$91K since sold in January 2022$1,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 19.4% lower than the average sale price ($280K) of 6 comparable homes.

SOLD OCT 1, 2026
$244,000
A
2 beds1 bath1,012 sq ft
317 Vley Rd, Schenectady, NY 12302
Listing by Re Max Solutions
SOLD SEP 25, 2026
$253,000
B
2 beds1 bath940 sq ft
17 Wilmarth St, Schenectady, NY 12302
Listing by Empire Real Estate Firm LLC
SOLD OCT 5, 2026
$270,000
C
3 beds1 bath1,336 sq ft
55 Cuthbert St, Schenectady, NY 12302
Listing by Clancy Real Estate
SOLD SEP 25, 2026
$315,000
D
3 beds2 baths1,276 sq ft
24 Halcyon St, Schenectady, NY 12302
Listing by Sinkoff Realty Group LLC
SOLD JUL 16, 2026
$330,000
E
3 beds1 bath1,176 sq ft
22 5th St, Schenectady, NY 12302
Listing by Miranda Real Estate Group Inc
SOLD JUL 6, 2026
$270,000
F
2 beds2 baths1,426 sq ft
22 Heatherington St, Schenectady, NY 12302
Listing by Coldwell Banker Prime Properties

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$1,875/mo

Redfin rental estimate

List your home for rent

Market trends in 12302, NY

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

103.9%

0.5% MoM

Median sale price

$332K

$98 MoM

Avg. days on market

0 days MoM

Recently sold homes

109

16 MoM

New listings for sale

COMING SOON
$475,000
4 beds2.5 baths2,344 sq ft
26 Country Fair Ln, Schenectady, NY 12302
Listing by Purdy Realty LLC
$269,900
3 beds1 bath1,110 sq ft
11 Craigie Ave, Schenectady, NY 12302
Listing by Miranda Real Estate Group Inc
OPEN SAT, 11AM TO 1PM
$249,900
3 beds1 bath1,300 sq ft
405 Charles St, Schenectady, NY 12302
Listing by KW Platform
$330,000
3 beds1.5 baths1,620 sq ft
225 Alexander Ave, Schenectady, NY 12302
Listing by KW Platform
$459,900
4 beds2 baths2,250 sq ft
1 Red Coach Dr, Schenectady, NY 12302
Listing by Miranda Real Estate Group Inc
$339,900
4 beds2 baths1,776 sq ft
9 Ridgewood Ln, Schenectady, NY 12302
Listing by Howard Hanna Capital Inc
$339,000
4 beds1 bath1,458 sq ft
13 Droms Rd Ext, Schenectady, NY 12302
Listing by Realty One Group Key
$374,500
3 beds1.5 baths1,560 sq ft
409 S Reynolds St, Schenectady, NY 12302
Listing by Coldwell Banker Prime Properties
$195,000
3 beds1 bath1,305 sq ft
2995 Amsterdam Rd, Schenectady, NY 12302
Listing by Miranda Real Estate Group Inc
See all

Provided by Redfin

Sale history for 21 Commerce St

Date

Event

Price

Public Records

Jan 13, 2022

Sold

$145,000

$132/sq ft

Global MLS #202121598

Jan 10, 2022

Sold

$135,000

$123/sq ft

Dec 21, 2021

Pending

—

Dec 14, 2021

Listing Removed

—

Nov 29, 2021

Pending

—

Nov 8, 2021

Price Changed

$155,000

$141/sq ft

Sep 20, 2021

Price Changed

$163,500

$149/sq ft

Sep 2, 2021

Relisted

—

Jun 28, 2021

Pending

—

Jun 21, 2021

Listed

$168,500

$153/sq ft

Public Records

Dec 23, 2013

Sold

$136,000

$124/sq ft

Global MLS #2211492

Jun 11, 2002

Sold

$49,000

$45/sq ft

Feb 4, 2002

Listed

$54,900

$50/sq ft

Public Records

Nov 8, 2001

Sold

$60,860

$55/sq ft

Public Records

Jan 25, 1996

Sold

$63,000

$57/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$5,543 (+3.1%)

$18,700 + $86,300

$105,000

2025

$5,378 (+3.0%)

$18,700 + $86,300

$105,000

2024

$5,222 (−31.3%)

$18,700 + $86,300

$105,000

2023

$7,598 (+52.4%)

$18,700 + $86,300

$105,000

2022

$4,985 (+1.2%)

$18,700 + $86,300

$105,000

2021

$4,927 (+14.4%)

$18,700 + $86,300

$105,000

2020

$4,308 (+83.0%)

$18,700 + $86,300

$105,000

2019

$2,354 (−42.0%)

$18,700 + $86,300

$105,000

2018

$4,061 (+2.1%)

$18,700 + $86,300

$105,000

2017

$3,979 (+1.6%)

$18,700 + $86,300

$105,000

2016

$3,917 (−0.8%)

$18,700 + $86,300

$105,000

2015

$3,948 (−1.0%)

$18,700 + $86,300

$105,000

2014

$3,986

$18,700 + $86,300

$105,000

Tax history for 21 Commerce St

Year

Property tax

Land + Additions

Assessment*

2026

$5,543 (+3.1%)

$18,700 + $86,300

$105,000

2025

$5,378 (+3.0%)

$18,700 + $86,300

$105,000

2024

$5,222 (−31.3%)

$18,700 + $86,300

$105,000

2023

$7,598 (+52.4%)

$18,700 + $86,300

$105,000

2022

$4,985 (+1.2%)

$18,700 + $86,300

$105,000

2021

$4,927 (+14.4%)

$18,700 + $86,300

$105,000

2020

$4,308 (+83.0%)

$18,700 + $86,300

$105,000

2019

$2,354 (−42.0%)

$18,700 + $86,300

$105,000

2018

$4,061 (+2.1%)

$18,700 + $86,300

$105,000

2017

$3,979 (+1.6%)

$18,700 + $86,300

$105,000

2016

$3,917 (−0.8%)

$18,700 + $86,300

$105,000

2015

$3,948 (−1.0%)

$18,700 + $86,300

$105,000

2014

$3,986

$18,700 + $86,300

$105,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

80 ft.

Lot depth

150 ft.

Lot size

0.28 Acres

Year renovated

—

Sq. Ft.

1,040

Year built

1902

Style

Single Family Residential

County

Schenectady County

APN

422201A02906800020160000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 26, 2026.

Property details

Parking

Parking Information
# of Parking Total: 4
Parking Features: Off Street

Interior

Bathroom Information
# of Bathrooms (Full): 1
# of Bathrooms (Total Integer): 1

Room 1 Information
Type: Living Room
Level: First

Room 2 Information
Type: Dining Room
Level: First

Room 3 Information
Type: Kitchen
Level: First

Room 4 Information
Type: Bedroom
Level: Second

Room 5 Information
Type: Full Bathroom
Level: Second

Basement Information
Basement: Unfinished

Laundry Features
Laundry Features: Common Area, In Basement

Interior Features
# of Rooms Total: 5
Interior Features: High Speed Internet
Appliances: Electric Oven, Gas Water Heater, Microwave, Refrigerator
Flooring: Wood, Carpet, Linoleum
Window Features: Blinds, Curtain Rods

Exterior

Exterior Features
Patio And Porch Features: Screened, Enclosed, Porch
Roof: Asphalt
Exterior Features: Lighting, Storm Door(s)
Other Structures: Shed(s)

Property Information
Property Sub Type: Single Family Residence
Living Area: 1,100
Below Grade Finished Area: 1,100
Building Area Total: 1,100
Construction Materials: Wood Siding

Lot Information
Lot Size Acres: 0.29
Lot Size Square Feet: 12,632.4
Lot Size Dimensions: 80 x150
Lot Features: Level, Private, Cleared, Corner Lot
Main Road Frontage: 80

Financial

Tax Information
Tax Annual Amount: $5,034
Tax Annual Amount: $5,034
Financial Details: General Taxes: $1,000
Financial Details: Village Taxes: $1,539
Financial Details: School Taxes: $2,495

Utilities

Heating & Cooling
Has Heating
Heating: Natural Gas, Radiant, Steam

Utility Information
Sewer: Public Sewer
Utilities: Cable Available
Water Source: Public

Location

School Information
School District: Scotia Glenville

Location Information
Directions: Rt 50 to Cuthbert , Right onto Commerce St

Public facts

Beds: 2
Baths: 1.0
Sq. Ft.: 1,040
Stories: 2.0
Lot Size: 0.28 acres
Style: Single Family Residential
Year Built: 1902
Year Renovated: —
County: Schenectady County
APN: 422201A02906800020160000000

Home facts updated by county records on Oct 26, 2026

Around this home

Schools

K - 12
Preschool & daycare

Lincoln School

Public K-5 • Assigned • 0.3mi

8/10

Scotia Glenville Middle School

Public 6-8 • Assigned • 0.8mi

7/10

Scotia Glenville Senior High School

Public 9-12 • Assigned • 0.6mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 96° expected this year, 17 days in 30 years

2/10 Wind Factor

4% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Schenectady, NY • 12302

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.7 hours in June and 3.3 hours in December, placing it below the U.S. average for solar exposure.

8.7 hrs

3.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$215,000 – $260,000

Sell confidently with a local market expert in Schenectady. 3 minutes to get started.

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Home values near 21 Commerce St

Data from public records.

Address	Redfin Estimate
30 Commerce Street, Schenectady, NY 3 Beds \| 1 Baths \| 1040 Sq. Ft.	$240,152
36 Commerce Street, Schenectady, NY 2 Beds \| 1 Baths \| - Sq. Ft.	$175,747

Address	Redfin Estimate
29 Commerce Street, Schenectady, NY 3 Beds \| 1 Baths \| 1499 Sq. Ft.	$263,767
34 Commerce Street, Schenectady, NY 5 Beds \| 1 Baths \| 1600 Sq. Ft.	$262,963

Address	Redfin Estimate
33 Commerce Street, Schenectady, NY 3 Beds \| 1 Baths \| 1854 Sq. Ft.	$286,479
11 Commerce Street, Schenectady, NY 3 Beds \| 1.5 Baths \| - Sq. Ft.	$272,859

Property information provided by Global MLS when last listed in 2021. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 12302, NY

Sale history for 21 Commerce St

Tax history for 21 Commerce St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 12302

Home values near 21 Commerce St

More real estate resources