OFF MARKET

Off market jul 2021 for $250K

—

Est. refi paymentEst. refi $1,534/mo

•

3,396

sq ft

28 Ray St, Schenectady, NY 12309

About this home

Lovely 'Side by Side' Two Family in desirable Old Nisky location. Family owned for the better part of a century, this charming home offers loads of potential to any discerning buyer. The mirroring units feature tall windows, original hardwood floors, pocket doors & gorgeous wood-work throughout each of their 1600 +/- SF multi-level living spaces. The layouts include formal living & dining rooms, kitchen, & a bonus room downstairs & 3 bedrooms up. Each side has their own full basement w/ separate utilities. The vacant unit has a partial bath/laundry room off of the kitchen & access to a huge walk up attic w/ a full working bath & expansion possibilities. Outside, occupants can enjoy a cozy front porch & separate back porches w/ stairs to the large backyard & detached garage. SOLD AS-IS. Very Good Condition

Multi-familyProperty Type

1920Year Built

0.3 acresLot Size

$74Price/Sq.Ft.

2 garage spacesParking

Listing by Robert Bradley • Miuccio Real Estate Group

•518-764-2180 (agent)

•Bob@miucciogroup.com (agent)

Bought with Juchien Ruth Tso • Coldwell Banker Prime Properties

Redfin checked: 3 minutes ago

•Source:Global MLS #202115524

Listing provided courtesy of Global Multiple Listing Service, Inc.

Redfin Estimate

Unfortunately, we don't have enough data to generate an accurate Estimate at this time.

Market trends in 12309, NY

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

102.2%

1.2% MoM

Median sale price

$390K

$7K MoM

Avg. days on market

0 days MoM

Recently sold homes

132

3 MoM

New listings for sale

$229,900
2 beds2 baths1,130 sq ft
1200 Hillside Ave Apt 602, Schenectady, NY 12309
Listing by Miranda Real Estate Group Inc
3D WALKTHROUGH
$285,000
3 beds1.5 baths1,771 sq ft
1115 Lexington Ave, Schenectady, NY 12309
Listing by Berkshire Hathaway Home Services Blake
$379,900
3 beds2 baths1,487 sq ft
2217 Niskayuna Dr, Schenectady, NY 12309
Listing by KW Platform
$549,900
4 beds2.5 baths2,496 sq ft
744 John Paul Ct, Schenectady, NY 12309
Listing by Park Pro Realty LLC
$389,900
3 beds1.5 baths1,962 sq ft
2232 Balltown Rd, Schenectady, NY 12309
Listing by Empire Real Estate Firm LLC
$449,900
3 beds1.5 baths1,596 sq ft
1937 Dean St, Schenectady, NY 12309
Listing by Miranda Real Estate Group Inc
$289,000
4 beds2 baths1,560 sq ft
2208 Balltown Rd, Schenectady, NY 12309
Listing by Howard Hanna Capital Inc
$584,890
3 beds2 baths1,609 sq ft
5 Highcroft Ct, Schenectady, NY 12309
Listing by Gucciardo Real Estate Group LLC
$299,900
2 beds1 bath1,612 sq ft
1189 Mcclellan St, Schenectady, NY 12309
Listing by Re Max Solutions
See all

Provided by Redfin

Sale history for 28 Ray St

Year

Property tax

Land + Additions

Assessment*

2026

$12,650 (+1.3%)

$43,600 + $231,400

$275,000

2025

$12,489 (+0.5%)

$43,600 + $231,400

$275,000

2024

$12,429 (−1.4%)

$43,600 + $231,400

$275,000

2023

$12,600 (+2.3%)

$43,600 + $231,400

$275,000

2022

$12,322 (+22.9%)

$43,600 + $231,400

$275,000

2021

$10,030 (+7.5%)

$43,600 + $201,400

$245,000

2020

$9,329 (+1.6%)

$43,600 + $201,400

$245,000

2019

$9,183 (−35.0%)

$43,600 + $201,400

$245,000

2018

$14,126 (+55.4%)

$43,600 + $201,400

$245,000

2017

$9,091 (−0.7%)

$43,600 + $201,400

$245,000

2016

$9,154 (+6.3%)

$43,600 + $201,400

$245,000

2015

$8,612 (+1.5%)

$43,600 + $201,400

$245,000

2014

$8,487

$43,600 + $201,400

$245,000

Tax history for 28 Ray St

Year

Property tax

Land + Additions

Assessment*

2026

$12,650 (+1.3%)

$43,600 + $231,400

$275,000

2025

$12,489 (+0.5%)

$43,600 + $231,400

$275,000

2024

$12,429 (−1.4%)

$43,600 + $231,400

$275,000

2023

$12,600 (+2.3%)

$43,600 + $231,400

$275,000

2022

$12,322 (+22.9%)

$43,600 + $231,400

$275,000

2021

$10,030 (+7.5%)

$43,600 + $201,400

$245,000

2020

$9,329 (+1.6%)

$43,600 + $201,400

$245,000

2019

$9,183 (−35.0%)

$43,600 + $201,400

$245,000

2018

$14,126 (+55.4%)

$43,600 + $201,400

$245,000

2017

$9,091 (−0.7%)

$43,600 + $201,400

$245,000

2016

$9,154 (+6.3%)

$43,600 + $201,400

$245,000

2015

$8,612 (+1.5%)

$43,600 + $201,400

$245,000

2014

$8,487

$43,600 + $201,400

$245,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

2.5

Stories

Lot width

60 ft.

Lot depth

216 ft.

Lot size

13,068

Year renovated

2021

Sq. Ft.

3,396

Year built

1920

Style

Multi-Family (2-4 Unit)

County

Schenectady County

APN

422400A05001000020750000000

Parking Spaces

Basement

Yes

Accessible

HOA Dues

—

Garage

Yes

Features

—

Last updated by owner on Jan 10, 2022.

Property details

Parking

Parking Information
# of Garage Spaces: 2
# of Parking Total: 4
Parking Features: Off Street, Detached

Interior

Bathroom Information
# of Bathrooms (Total Integer): 2

Basement Information
Basement: Full

Laundry Features
Laundry Features: Main Level

Interior Features
Flooring: Ceramic Tile, Hardwood

Multi-Family Information
# of Units (Total): 8
Tenant Pays: Hot Water, Heat, Central Air, Electricity, Gas

Unit Type 1 Information
Total Bedrooms: 3
Total Full Baths: 1
Total Half Baths: 1
Full Baths 2nd Floor: 1
Partial Baths 1st Floor: 1
Bedrooms on 2nd Floor: 3
Living Rooms 1st Floor: 1
Dining Rooms 1st Floor: 1
Kitchens 1st Floor: 1
Other Rooms 1st Floor: 1
Other Rooms 2nd Floor: 1

Unit Type 2 Information
Total Bedrooms: 3
Total Full Baths: 1
Full Baths 2nd Floor: 1
Bedrooms on 2nd Floor: 3
Living Rooms 1st Floor: 1
Dining Rooms 1st Floor: 1
Kitchens 1st Floor: 1
Other Rooms 1st Floor: 1

Exterior

Exterior Features
Patio And Porch Features: Porch
Roof: Asbestos Shingle
Fencing: Fenced

Property Information
Property Sub Type: Multi Family
Living Area: 3,396
Construction Materials: Aluminum Siding, Vinyl Siding

Lot Information
Lot Size Acres: 0.3
Lot Size Square Feet: 13,068
Lot Size Dimensions: 60 X 215.5
Lot Features: Private, Level, Landscaped, Cleared

Financial

Tax Information
Tax Annual Amount: $9,329
Tax Annual Amount: $9,329
Financial Details: General Taxes: $4,469
Financial Details: School Taxes: $4,860

Utilities

Heating & Cooling
Has Heating
Heating: Forced Air, Natural Gas
Has Cooling
Cooling: Central Air

Utility Information
Sewer: Public Sewer
Water Source: Public

Location

School Information
School District: Niskayuna

Location Information
Directions: Balltown Rd to Ray St. Property on Left.

Public facts

Beds: 6
Baths: 2.5
Sq. Ft.: 3,396
Stories: 2.0
Parking Spaces: 6
Basement: Yes
Accessible: No
Lot Size: 0.3 acres
Style: Multi-Family (2-4 Unit)
Year Built: 1920
Year Renovated: 2021
County: Schenectady County
APN: 422400A05001000020750000000
HOA Dues: —
Garage: Yes
Features: —

Home facts updated by owner on Jan 10, 2022

Around this home

Schools

K - 12
Preschool & daycare

Hillside School

Public K-5 • Assigned • 0.3mi

8/10

Van Antwerp Middle School

Public 6-8 • Assigned • 0.4mi

9/10

Niskayuna High School

Public 9-12 • Assigned • 1.2mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 95° expected this year, 16 days in 30 years

3/10 Wind Factor

5% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Schenectady, NY • 12309

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.7 hours in June and 3.4 hours in December, placing it below the U.S. average for solar exposure.

8.7 hrs

3.4 hrs

JuneDecember

Provided by Shadowmap

Sell confidently with a local market expert in Schenectady. 3 minutes to get started.

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Home values near 28 Ray St

Data from public records.

Address	Redfin Estimate
23 Ray St, Schenectady, NY 4 Beds \| 1.5 Baths \| 2261 Sq. Ft.	$373,629
37 Ray St, Schenectady, NY 3 Beds \| 2.5 Baths \| 2050 Sq. Ft.	$453,534
15 Ray St, Schenectady, NY 3 Beds \| 2.5 Baths \| 1900 Sq. Ft.	$429,723
30 Ray St, Schenectady, NY 2 Beds \| 1.5 Baths \| 1099 Sq. Ft.	$277,995
27 Ray St, Schenectady, NY 2 Beds \| 2 Baths \| 1167 Sq. Ft.	$357,463
24 Ray St, Schenectady, NY 3 Beds \| 1.5 Baths \| 2302 Sq. Ft.	$421,083
2326 Shirl Ln, Schenectady, NY 3 Beds \| 1.5 Baths \| 1508 Sq. Ft.	$356,859

Address	Redfin Estimate
25 Ray St, Schenectady, NY 4 Beds \| 1.5 Baths \| 1756 Sq. Ft.	$403,832
33 Ray St, Schenectady, NY 3 Beds \| 1.5 Baths \| 1824 Sq. Ft.	$334,684
32 Ray St, Schenectady, NY 2 Beds \| 1 Baths \| 1908 Sq. Ft.	$267,695
36 Ray St, Schenectady, NY 4 Beds \| 1.5 Baths \| 1758 Sq. Ft.	$315,145
20 Ray St, Schenectady, NY 3 Beds \| 1.5 Baths \| 1725 Sq. Ft.	$309,500
2318 Shirl Ln, Schenectady, NY 2 Beds \| 1 Baths \| 960 Sq. Ft.	$256,890
2330 Shirl Ln, Schenectady, NY 3 Beds \| 2 Baths \| 1252 Sq. Ft.	$329,039

Address	Redfin Estimate
29 Ray St, Schenectady, NY 4 Beds \| 1.5 Baths \| 2160 Sq. Ft.	$296,272
9 Ray St, Schenectady, NY 3 Beds \| 2.5 Baths \| 1872 Sq. Ft.	$349,898
34 Ray St, Schenectady, NY 3 Beds \| 1.5 Baths \| 1530 Sq. Ft.	$307,817
19 Ray St, Schenectady, NY 4 Beds \| 2 Baths \| 2262 Sq. Ft.	$423,174
22 Ray St, Schenectady, NY 4 Beds \| 1.5 Baths \| 1829 Sq. Ft.	$343,239
10 Troy Pl, Schenectady, NY 2 Beds \| 2 Baths \| 1374 Sq. Ft.	$288,477
3 Nicholas Ave, Schenectady, NY 3 Beds \| 1.5 Baths \| 1481 Sq. Ft.	$323,331

Property information provided by Global MLS when last listed in 2021. This data may not show owner updates. Learn more.

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About this home

Redfin Estimate

Market trends in 12309, NY

Sale history for 28 Ray St

Tax history for 28 Ray St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 12309

Home values near 28 Ray St

More real estate resources