Off market feb 2026 for $275K

$315,157

Est. refi paymentEst. refi $1,799/mo

•

2,232

sq ft

309 Division St, Schenectady, NY 12304

About this home

Multi-Family Investment Opportunity whether you're a seasoned investor, just starting your portfolio, or looking for a place to live and have rental income. Updated Apartments: Each unit features 3 bedrooms, full bathroom, living room, dining room, and kitchen. Separate Utilities: Outdoor Appeal: Deep lot with shed and deck adds storage and tenant-friendly amenities. Walking distance to Central Park, State Street shops and convenient access to the bus line. Strong Rental Potential: Move in condition makes this property ideal for consistent occupancy and income.

Multi-familyProperty Type

1910Year Built

5,662 sq ftLot Size

$141Est. Price/Sq.Ft.

2 spacesParking

Listing by Frances Callahan • Staged Nest Real Estate LLC

•518-265-9295 (agent)

•fcallahan@stagednest.com (agent)

Bought with Tracy Thompson • The Thompson Real Estate Team

Redfin checked: a minute ago

•Source:Global MLS #202530633

Listing provided courtesy of Global Multiple Listing Service, Inc.

Redfin Estimate

$315,157

$40K since sold in February 2026$11K since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 9.7% higher than the average sale price ($287K) of 6 comparable homes.

SOLD SEP 18, 2026
$248,000
A
6 beds2 baths2,162 sq ft
49 Mcclellan St, Schenectady, NY 12304
Listing by Miranda Real Estate Group Inc
SOLD SEP 3, 2026
$301,000
B
6 beds2 baths2,280 sq ft
943 State St, Schenectady, NY 12307
Listing by Miranda Real Estate Group Inc
SOLD APR 20, 2026
$280,000
C
4 beds2 baths2,376 sq ft
423 Division St, Schenectady, NY 12304
Listing by KW Platform
SOLD AUG 28, 2026
$210,000
D
6 beds2 baths2,222 sq ft
79 Robinson St, Schenectady, NY 12304
Listing by Miranda Real Estate Group Inc
SOLD JUL 21, 2026
$350,000
E
6 beds2 baths2,084 sq ft
79 Western Pkwy, Schenectady, NY 12304
Listing by Miranda Real Estate Group Inc
SOLD JUN 5, 2026
$334,750
F
6 beds2 baths2,294 sq ft
21 Hawk St, Schenectady, NY 12307
Listing by KW Platform

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Earn from this home

Refinance

Est. cash available

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Market trends in 12304, NY

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

101.2%

0.9% MoM

Median sale price

$289K

$1K MoM

Avg. days on market

10d

0 days MoM

Recently sold homes

12 MoM

New listings for sale

OPEN SAT, 1PM TO 3PM
$250,000
3 beds1 bath1,092 sq ft
520 Kings Rd, Schenectady, NY 12304
Listing by Miranda Real Estate Group Inc
OPEN SAT, 12PM TO 3PM
$515,000
3 beds2.5 baths2,400 sq ft
171 Fieldstone Dr, Schenectady, NY 12304
Listing by Big Blue Realty Group Inc
$290,000
4 beds1.5 baths1,132 sq ft
3289 Mcdonald Ave, Schenectady, NY 12304
Listing by Renovo Real Estate LLC
$275,000
3 beds1 bath950 sq ft
72 Cordell Rd, Schenectady, NY 12304
Listing by New Scotland Realty
$235,000
3 beds1 bath1,091 sq ft
432 Clayton Rd, Schenectady, NY 12304
Listing by The Peoples Real Estate Group
$199,900
4 beds2 baths1,232 sq ft
4 Starr Ave, Schenectady, NY 12304
Listing by Miranda Real Estate Group Inc
$299,900
3 beds1 bath1,040 sq ft
215 Van Buren Ave, Schenectady, NY 12304
Listing by Howard Hanna Capital Inc
See all

Provided by Redfin

Sale history for 309 Division St

Year

Property tax

Land + Additions

Assessment*

2026

$5,802 (+0.2%)

$13,400 + $75,700

$89,100

2025

$5,793 (+3.4%)

$13,400 + $75,700

$89,100

2024

$5,600 (+2.9%)

$13,400 + $75,700

$89,100

2023

$5,444 (+3.6%)

$13,400 + $75,700

$89,100

2022

$5,255 (+20.5%)

$13,400 + $75,700

$89,100

2021

$4,361 (+62.4%)

$13,400 + $75,700

$89,100

2020

$2,686 (−47.6%)

$13,400 + $75,700

$89,100

2019

$5,125 (−0.7%)

$13,400 + $75,700

$89,100

2018

$5,161 (−0.3%)

$13,400 + $75,700

$89,100

2017

$5,176 (−1.7%)

$13,400 + $75,700

$89,100

2016

$5,267 (−1.4%)

$13,400 + $75,700

$89,100

2015

$5,342 (+0.3%)

$13,400 + $75,700

$89,100

2014

$5,327

$13,400 + $75,700

$89,100

Tax history for 309 Division St

Year

Property tax

Land + Additions

Assessment*

2026

$5,802 (+0.2%)

$13,400 + $75,700

$89,100

2025

$5,793 (+3.4%)

$13,400 + $75,700

$89,100

2024

$5,600 (+2.9%)

$13,400 + $75,700

$89,100

2023

$5,444 (+3.6%)

$13,400 + $75,700

$89,100

2022

$5,255 (+20.5%)

$13,400 + $75,700

$89,100

2021

$4,361 (+62.4%)

$13,400 + $75,700

$89,100

2020

$2,686 (−47.6%)

$13,400 + $75,700

$89,100

2019

$5,125 (−0.7%)

$13,400 + $75,700

$89,100

2018

$5,161 (−0.3%)

$13,400 + $75,700

$89,100

2017

$5,176 (−1.7%)

$13,400 + $75,700

$89,100

2016

$5,267 (−1.4%)

$13,400 + $75,700

$89,100

2015

$5,342 (+0.3%)

$13,400 + $75,700

$89,100

2014

$5,327

$13,400 + $75,700

$89,100

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

32 ft.

Lot depth

176 ft.

Lot size

5,686 Sq. Ft.

Year renovated

—

Sq. Ft.

2,232

Year built

1910

Style

Multi-Family (2-4 Unit)

County

Schenectady County

APN

421500A04904400020520000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 26, 2026.

Property details

Parking

Parking Information
# of Parking Total: 2
Parking Features: Off Street

Interior

Bathroom Information
# of Bathrooms (Full): 2
# of Bathrooms (Total Integer): 2
Bath Levels: Full Bath 1: 1st
Bath Levels: Full Bath 2: 2nd

Basement Information
Basement: Full, Unfinished

Interior Features
Interior Features: Built-in Features
Flooring: Vinyl

Multi-Family Information
# of Units (Total): 2
Tenant Pays: Hot Water, Heat, Cable TV, Electricity, Gas
Owner Pays: Water

Unit Type 1 Information
Total Rooms: 6
Total Rooms Unit 1: 6
Total Bedrooms: 3
Total Bedrooms: 3
Total Full Baths: 1
Total Full Baths: 1
Full Baths 1st Floor: 1
Bedrooms on 1st Floor: 3
Living Rooms 1st Floor: 1
Dining Rooms 1st Floor: 1
Kitchens 1st Floor: 1

Unit Type 2 Information
Total Rooms: 7
Total Rooms: 7
Total Bedrooms: 3
Total Bedrooms: 3
Total Full Baths: 1
Total Full Baths: 1
Full Baths 2nd Floor: 1
Bedrooms on 2nd Floor: 3
Living Rooms 2nd Floor: 1
Dining Rooms 2nd Floor: 1
Kitchens 2nd Floor: 1
Other Rooms 2nd Floor: 1

Exterior

Exterior Features
Patio And Porch Features: Rear Porch, Front Porch
Roof: Asphalt
Fencing: Back Yard
Other Structures: Shed(s)

Property Information
Property Sub Type: Duplex
Living Area: 2,232
Construction Materials: Vinyl Siding
Security Features: Smoke Detector(s), Carbon Monoxide Detector(s)

Lot Information
Lot Size Acres: 0.13
Lot Size Square Feet: 5,662.8
Main Road Frontage: 31

Financial

Tax Information
Tax Annual Amount: $4,894
Tax Annual Amount: $4,894
Financial Details: General Taxes: $3,118
Financial Details: School Taxes: $1,776

Utilities

Heating & Cooling
Has Heating
Heating: Steam, Natural Gas

Utility Information
Electric: Circuit Breakers
Sewer: Public Sewer
Water Source: Public

Location

School Information
High School: Schenectady
School District: Schenectady

Location Information
Directions: State St to Division St, between Becker and Bradley

Public facts

Beds: 6
Baths: 2.0
Sq. Ft.: 2,232
Stories: 2.0
Lot Size: 5,686 square feet
Style: Multi-Family (2-4 Unit)
Year Built: 1910
Year Renovated: —
County: Schenectady County
APN: 421500A04904400020520000000

Home facts updated by county records on Oct 26, 2026

Other

Listing Information
FloorPlansChangeTimestamp: 2025-12-10T06:57:32Z

Around this home

Schools

K - 12
Preschool & daycare

Lincoln School

Public PreK-5 • Assigned • 0.5mi

5/10

Central Park International Magnet School

Public 6-8 • Assigned • 0.1mi

2/10

Schenectady High School

Public 9-12 • Assigned • 1.0mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 95° expected this year, 16 days in 30 years

3/10 Wind Factor

5% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Schenectady, NY • 12304

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.7 hours in June and 3.4 hours in December, placing it below the U.S. average for solar exposure.

8.7 hrs

3.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$300,000 – $363,000

Sell confidently with a local market expert in Schenectady. 3 minutes to get started.

Nearby similar homes

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New listings for sale in 12304

OPEN SAT, 1PM TO 3PM

$250,000

3 beds1 bath1,092 sq ft

520 Kings Rd, Schenectady, NY 12304

Fenced in yard • Bonus basement space • New furnace

Listing by Miranda Real Estate Group Inc

OPEN SAT, 12PM TO 3PM

$515,000

3 beds2.5 baths2,400 sq ft

171 Fieldstone Dr, Schenectady, NY 12304

Updated kitchen • Granite counters • Tile backsplash

Listing by Big Blue Realty Group Inc

$290,000

4 beds1.5 baths1,132 sq ft

3289 Mcdonald Ave, Schenectady, NY 12304

Updated kitchen • Updated bathroom • Backyard

Listing by Renovo Real Estate LLC

$275,000

3 beds1 bath950 sq ft

72 Cordell Rd, Schenectady, NY 12304

Renovated kitchen • Granite countertops • Recessed lighting

Listing by New Scotland Realty

$235,000

3 beds1 bath1,091 sq ft

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Listing by The Peoples Real Estate Group

$199,900

4 beds2 baths1,232 sq ft

4 Starr Ave, Schenectady, NY 12304

Fenced backyard • Side yard • 2,613 sq ft lot

Listing by Miranda Real Estate Group Inc

$299,900

3 beds1 bath1,040 sq ft

215 Van Buren Ave, Schenectady, NY 12304

Woodlawn preserve • 4-yr old roof • One year old furnace

Listing by Howard Hanna Capital Inc

Home values near 309 Division St

Data from public records.

Address	Redfin Estimate
306 Division Street, Schenectady, NY 3 Beds \| 1 Baths \| 1322 Sq. Ft.	$78,791
331 Division Street, Schenectady, NY 6 Beds \| 2 Baths \| 2376 Sq. Ft.	$270,227
302 Division Street, Schenectady, NY 3 Beds \| 1 Baths \| 1322 Sq. Ft.	$187,828
310 Division Street, Schenectady, NY 6 Beds \| 2 Baths \| 2332 Sq. Ft.	—
245 Division Street, Schenectady, NY 6 Beds \| - Baths \| - Sq. Ft.	$229,286
305 Division Street, Schenectady, NY 6 Beds \| 2 Baths \| 2232 Sq. Ft.	$270,735
323 Division Street, Schenectady, NY 6 Beds \| 3 Baths \| 2376 Sq. Ft.	$286,481

Address	Redfin Estimate
237 Division Street, Schenectady, NY 4 Beds \| 2 Baths \| 1272 Sq. Ft.	$205,021
335 Division Street, Schenectady, NY 6 Beds \| 2 Baths \| 2376 Sq. Ft.	$240,274
322 Division Street, Schenectady, NY 5 Beds \| 2 Baths \| 2272 Sq. Ft.	$215,407
233 Division Street, Schenectady, NY 6 Beds \| 2 Baths \| 2472 Sq. Ft.	$233,331
249 Division Street, Schenectady, NY 5 Beds \| 2 Baths \| 1900 Sq. Ft.	$212,109
315 Division Street, Schenectady, NY 6 Beds \| 2 Baths \| 2220 Sq. Ft.	$289,062
327 Division Street, Schenectady, NY 6 Beds \| 2 Baths \| 2736 Sq. Ft.	—

Address	Redfin Estimate
326 Division Street, Schenectady, NY 3 Beds \| 2 Baths \| 1620 Sq. Ft.	$234,952
242 Division Street, Schenectady, NY - Beds \| - Baths \| 1692 Sq. Ft.	—
314 Division Street, Schenectady, NY 3 Beds \| 1.5 Baths \| 1708 Sq. Ft.	$189,074
241 Division Street, Schenectady, NY 3 Beds \| 1.5 Baths \| 1056 Sq. Ft.	$183,499
301 Division Street, Schenectady, NY 4 Beds \| 2 Baths \| 1900 Sq. Ft.	$218,198
319 Division Street, Schenectady, NY 6 Beds \| 2 Baths \| 2364 Sq. Ft.	$245,737
339 Division Street, Schenectady, NY 4 Beds \| 2 Baths \| 2376 Sq. Ft.	$217,738

Property information provided by Global MLS when last listed in 2025. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 12304, NY

Sale history for 309 Division St

Tax history for 309 Division St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 12304

Home values near 309 Division St

More real estate resources