For sale
$105,000
Est. $722/mo —
3
bd
•
1 ba
•
1,408
sq ft

3964 Putnam Rd, Schenectady, NY 12306

map-entry
Price tag
Price drop
List price was lowered by $20K. Tour it before it's gone!

About this home

Single-familyProperty Type
1900Year Built
0.62 acresLot Size
$75Price/Sq.Ft.
1 garage spacesParking
Listing by Blair Kline • Saratoga Spa Realty LLC
•518-775-9591 (agent)
Listing by Erin Roth • Saratoga Spa Realty LLC
Listing updated:
Redfin checked: 3 minutes ago
•Source:Global MLS #202611419
Listing provided courtesy of Global Multiple Listing Service, Inc.
208 days on Redfin • 753 views • 6 favorites

Payment calculator

$722 per month

Principal and interest$552
Property taxes
HOA dues
Home insurance
Utilities
Down payment
20% ($21,000)
Home price
$105,000
Loan details
30-yr fixed, 6.88%
5 minutes to get started. No credit impact. 
Discover your buying power
Find out if this home is within budget
Down payment assistance

View down payment assistance programs for this home

See this home in person

We'll connect you with a local agent to show you this home, answer your questions, and assist you on your buying journey.
Next available tour time: Today
Open houses
No upcoming open houses.

Around this home

Schools

Schalmont Middle School

Public 5-8 • Assigned • 3.7mi

3/10
Schalmont High School

Public 9-12 • Assigned • 3.8mi

5/10
Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

3964 Putnam Rd · $105,000
$105K and above
75% chance or better to win
Why $105K+ is a strong offer
DAYS ON MARKET
209 days
The average home goes pending in 7 days.
SALE-TO-LIST
103.5%
Most homes are selling 3% above list price.
About offer insights

Property details

Kitchen

Kitchen

Living

Living

  • Interior features
  • Seven total rooms
  • Full basement with sump pump
  • Gas water heater
  • Bedrooms
  • Three bedrooms on the second level
  • Bathrooms
  • One full bathroom on the first level
  • Kitchen
  • Kitchen on the first level
  • Laundry & utility
  • Gas water heater (utility included)
  • Heating & cooling
  • Forced air heating
  • Natural gas heating

Sale and tax history for 3964 Putnam Rd

Public record

Beds
3
Baths
1
Stories
2
Lot width
—
Lot depth
—
Lot size
0.62 Acres
Year renovated
1960
Finished Sq. Ft.
1,408
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,408
Year built
1900
Style
Single Family Residential
County
Schenectady County
APN
422800A03600000030310000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 7, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

2/10 Heat Factor

7 days above 93° expected this year, 17 days in 30 years

3/10 Wind Factor

5% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Schenectady, NY • 12306
Average low and high temperatures (°F)
28
16
31
16
48
29
59
38
66
48
79
59
84
64
78
59
74
52
62
42
47
33
33
20
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec

Sun exposure

97/ 100

Exceptional sunlight

Sunscore

This home ranks in the top 22% for direct sun exposure in the zip code. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.7 hrs
5.7 hrs
JuneDecember
Provided by Shadowmap

Redfin Estimate for 3964 Putnam Rd

$99,195
$5,805 under list price of $105K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $165K to $525K.

More resources

Rental earnings

Est. $1,947 per month, based on comparable rentals

Tour for free, no strings attached

Takes about 5 minutes & won't affect your credit 
Start an offer

Nearby similar homes

$165,000
3 beds1 bath1,474 sq ft
418 Charles St, Schenectady, NY 12302
Listing by Miranda Real Estate Group Inc
$99,900
3 beds1 bath1,208 sq ft
352 Hillside Rd, Pattersonville, NY 12137
Listing by Howard Hanna Capital Inc
$449,999
4 beds2 baths2,224 sq ft
7283 Skyline Dr, Delanson, NY 12053
Listing by The Greene Realty Group
$399,000
3 beds1.5 baths1,728 sq ft
1715 Amsterdam Rd, Schenectady, NY 12302
Listing by Howard Hanna Capital Inc
$129,000
2 beds2 baths1,279 sq ft
3798 Duanesburg Rd, Duanesburg, NY 12056
Listing by Jandali Realty
$264,900
3 beds1 bath1,062 sq ft
612 Sanders Ave, Schenectady, NY 12302
Listing by Purdy Realty LLC

New listings for sale in 12306

NEW 15 HRS AGO
$322,500
2 beds2 baths1,724 sq ft
94 Annabelle Pl, Schenectady, NY 12306
Listing by Howard Hanna Capital Inc
NEW 1 DAY AGO
$289,900
4 beds2 baths1,920 sq ft
1928 Broad St, Schenectady, NY 12306
Listing by Scorzafava Real Estate Group LLC
$239,900
3 beds1 bath1,092 sq ft
1313 Palma Ave, Schenectady, NY 12306
Listing by Henley Homes Inc
OPEN TODAY, 1PM TO 3PM
$599,000
4 beds2.5 baths2,204 sq ft
4204 Bostonian Dr, Schenectady, NY 12306
Listing by Gabler Realty LLC
$335,000
3 beds1 bath1,209 sq ft
2644 Van Dyke Ave, Schenectady, NY 12306
Listing by Berkshire Hathaway Home Services Blake
FOR SALE BY OWNER
$325,000
3 beds1 bath1,260 sq ft
3285 Franklin St, Schenectady, NY 12306
$399,000
5 beds1.5 baths1,696 sq ft
1384 Lawn Ave, Schenectady, NY 12306
Listing by TriStar Real Estate LLC
$279,900
2 beds1.5 baths1,102 sq ft
540 Harrison Ave, Schenectady, NY 12306
Listing by Scorzafava Real Estate Group LLC
$185,000
3 beds1 bath1,164 sq ft
259 Thirteenth St, Schenectady, NY 12306
Listing by Miranda Real Estate Group Inc
Details provided by Global MLS and may not match the public record. Learn more.

More real estate resources

Albany homes for sale
Troy homes for sale
Saratoga Springs homes for sale
Download the Redfin App on the Apple App Store
Download the Redfin App from the Google Play Store

Join us

Become an Agent
Get referrals
Careers

Find homes faster

Download the Redfin App on the Apple App Store
Download the Redfin App from the Google Play Store

About us

Why Redfin?
Community Impact
Inclusion
Culture
Press
Investors
Blog
Real Estate News

Find us

Contact Us
Help Center
Advertise

Subsidiaries

Rent.
ApartmentGuide

Affiliated Business

Rocket Close
Rocket Mortgage

Countries

US flagUnited States

Canadian flagCanada

Copyright: © 2026 Redfin. All rights reserved.

Updated September 2025: By searching, you agree to the Terms of Use, and Privacy Policy.

Do not sell or share my personal information.

REDFIN and all REDFIN variants, WALK SCORE, and the R logos, are trademarks of Redfin Corporation, registered or pending in the USPTO.

California DRE #01521930

Redfin is licensed to do business in New York as Redfin Real Estate. NY Standard Operating Procedures

New Mexico Real Estate Licenses

TREC: Info About Brokerage Services, Consumer Protection Notice

All mortgage lending products and information are provided by Rocket Mortgage, LLC | NMLS #3030; www.NMLSConsumerAccess.org. Licensed in 50 states. This site is not authorized by the New York State Department of Financial Services for mortgage solicitation or loan applications activities related to properties located in the State of New York.

Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company, and their subsidiaries, are separate legal entities operated and managed through its own management and governance structures.

If you are using a screen reader, or having trouble reading this website, please call Redfin Customer Support for help at 1-844-759-7732.

REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE.

GreatSchools Ratings provided by GreatSchools.org.