495 Swaggertown Rd, Schenectady, NY 12302

Off market jul 2015 for $190K

$378,316

Est. refi paymentEst. refi $1,358/mo

•

2,100

sq ft

495 Swaggertown Rd, Schenectady, NY 12302

About this home

Single-familyProperty Type

1977Year Built

0.91 acresLot Size

$180Est. Price/Sq.Ft.

2 garage spacesParking

Listing by Jessica Bedard • 518 Realty.Com Inc

Bought with Neil Macbale • Big Blue Realty Group Inc

Redfin checked: a few seconds ago

•Source:Global MLS #201506723

Listing provided courtesy of Global Multiple Listing Service, Inc.

Redfin Estimate

$378,316

$188K since sold in July 2015$2,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 14.4% lower than the average sale price ($442K) of 6 comparable homes.

SOLD SEP 24, 2026
$370,000
A
4 beds1.5 baths1,827 sq ft
12 Lancaster Dr, Schenectady, NY 12302
Listing by Miranda Real Estate Group Inc
SOLD JUL 9, 2026
$418,000
B
4 beds2 baths2,035 sq ft
8 Lancaster Dr, Schenectady, NY 12302
Listing by Miranda Real Estate Group Inc
SOLD SEP 30, 2026
$565,000
C
4 beds2.5 baths2,286 sq ft
4 Stottle Ln, Schenectady, NY 12302
Listing by CYC Realty Management Inc
SOLD JUL 28, 2026
$449,900
D
4 beds2 baths1,608 sq ft
36 Snake Hill Rd, Schenectady, NY 12302
Listing by Howard Hanna Capital Inc
SOLD MAY 28, 2026
$375,000
E
4 beds2 baths2,096 sq ft
119 Birch Ln, Schenectady, NY 12302
Listing by Staged Nest Real Estate LLC
SOLD JUL 10, 2026
$475,000
F
4 beds2.5 baths1,979 sq ft
4 Country Fair Ln, Schenectady, NY 12302
Listing by Miranda Real Estate Group Inc

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Earn from this home

Refinance

Est. cash available

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Rent

$2,917/mo

Redfin rental estimate

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Market trends in 12302, NY

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

103.9%

0.5% MoM

Median sale price

$332K

$98 MoM

Avg. days on market

0 days MoM

Recently sold homes

109

16 MoM

New listings for sale

NEW 22 HRS AGO
$220,000
2 beds1 bath1,136 sq ft
1503 Cambridge Manor Dr, Schenectady, NY 12302
Listing by Howard Hanna Capital Inc
$439,999
3 beds2 baths2,184 sq ft
5 Anita Dr, Schenectady, NY 12302
Listing by Scott Ronda Realty LLC
$399,900
4 beds2.5 baths2,640 sq ft
135 Bruce St, Schenectady, NY 12302
Listing by Coldwell Banker Prime Properties
$305,000
3 beds2 baths1,080 sq ft
170 Birch Ln, Schenectady, NY 12302
Listing by Howard Hanna Capital Inc
$274,900
3 beds2 baths1,344 sq ft
610 Riverside Ave, Schenectady, NY 12302
Listing by Real Broker NY LLC
$475,000
4 beds2.5 baths2,344 sq ft
26 Country Fair Ln, Schenectady, NY 12302
Listing by Purdy Realty LLC
$269,900
3 beds1 bath1,110 sq ft
11 Craigie Ave, Schenectady, NY 12302
Listing by Miranda Real Estate Group Inc
$249,900
3 beds1 bath1,300 sq ft
405 Charles St, Schenectady, NY 12302
Listing by KW Platform
$339,900
4 beds2 baths1,776 sq ft
9 Ridgewood Ln, Schenectady, NY 12302
Listing by Howard Hanna Capital Inc
$339,000
4 beds1 bath1,458 sq ft
13 Droms Rd Ext, Schenectady, NY 12302
Listing by Realty One Group Key
See all

Provided by Redfin

Sale history for 495 Swaggertown Rd

Date

Event

Price

Global MLS #201506723

Jul 14, 2015

Sold

$190,000

$90/sq ft

Apr 23, 2015

Listing Removed

—

Apr 16, 2015

Listed

$199,900

$95/sq ft

Global MLS #201423521

Apr 16, 2015

Listing Removed

—

Nov 12, 2014

Listed

$209,500

$100/sq ft

Global MLS #201210441

Mar 20, 2013

Sold

$159,000

$76/sq ft

Feb 13, 2013

Listing Removed

—

Apr 11, 2012

Listed

$167,000

$80/sq ft

Great opportunity. House priced below market value & assessment. Main floor has wood floors updated kitchen & bay windows. Rooms need a fresh coat of paint & minor touch ups. Ground floor boasts a beautiful glass enclosed 4 season rm/w sliding glass doors to patio & fenced yiard. The rest of ground floor contains FR, BR/bonus room/ and full bath. Updating & TLC are needed here. Electrical & new furnace in 2011. Newer windows. Price also reflects need of 1 garage door hardware & front stairs repair. Very Good Condition

Global MLS #25112411

Sep 21, 2005

Sold

$196,500

$94/sq ft

Aug 6, 2005

Listing Removed

—

Jul 9, 2005

Listed

$209,900

$100/sq ft

Global MLS #25112711

Sep 15, 2005

Sold

$196,500

$94/sq ft

Aug 6, 2005

Listing Removed

—

Jul 7, 2005

Listed

$209,900

$100/sq ft

Public Records

Jun 24, 1996

Sold

$79,000

$38/sq ft

Public Records

Oct 18, 1994

Sold

$39,000

$19/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$2,553

$33,800 + $151,800

$185,600

2025

$2,553 (−67.2%)

$33,800 + $151,800

$185,600

2024

$7,785 (+9.4%)

$33,800 + $151,800

$185,600

2023

$7,117

$33,800 + $151,800

$185,600

2022

$7,122 (+2.5%)

$33,800 + $151,800

$185,600

2021

$6,948 (−1.6%)

$33,800 + $151,800

$185,600

2020

$7,063 (+0.9%)

$33,800 + $151,800

$185,600

2019

$6,997 (+176.5%)

$33,800 + $151,800

$185,600

2018

$2,531 (+1.6%)

$33,800 + $151,800

$185,600

2017

$2,492 (−0.2%)

$33,800 + $151,800

$185,600

2016

$2,496 (−0.4%)

$33,800 + $151,800

$185,600

2015

$2,506 (−69.9%)

$33,800 + $151,800

$185,600

2014

$8,333

$33,800 + $151,800

$185,600

Tax history for 495 Swaggertown Rd

Year

Property tax

Land + Additions

Assessment*

2026

$2,553

$33,800 + $151,800

$185,600

2025

$2,553 (−67.2%)

$33,800 + $151,800

$185,600

2024

$7,785 (+9.4%)

$33,800 + $151,800

$185,600

2023

$7,117

$33,800 + $151,800

$185,600

2022

$7,122 (+2.5%)

$33,800 + $151,800

$185,600

2021

$6,948 (−1.6%)

$33,800 + $151,800

$185,600

2020

$7,063 (+0.9%)

$33,800 + $151,800

$185,600

2019

$6,997 (+176.5%)

$33,800 + $151,800

$185,600

2018

$2,531 (+1.6%)

$33,800 + $151,800

$185,600

2017

$2,492 (−0.2%)

$33,800 + $151,800

$185,600

2016

$2,496 (−0.4%)

$33,800 + $151,800

$185,600

2015

$2,506 (−69.9%)

$33,800 + $151,800

$185,600

2014

$8,333

$33,800 + $151,800

$185,600

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

185 ft.

Lot depth

213 ft.

Lot size

0.91 Acres

Year renovated

—

Sq. Ft.

2,188

Year built

1975

Style

Single Family Residential

County

Schenectady County

APN

422289A01500300020630000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 26, 2026.

Property details

Parking

Parking Information
Has Garage
Attached Garage YN: Yes
# of Garage Spaces: 2
# of Parking Total: 6
Parking Features: Off Street, Attached

Interior

Bathroom Information
# of Bathrooms (Full): 2
# of Bathrooms (Total Integer): 2

Room 1 Information
Type: Full Bathroom
Level: First

Room 2 Information
Type: Bedroom
Level: First

Basement Information
Basement: Slab

Laundry Features
Laundry Features: Common Area, In Basement

Interior Features
# of Rooms Total: 2
Appliances: Dishwasher, Oven, Range, Refrigerator
Flooring: Ceramic Tile
Door Features: Sliding Doors
Window Features: Bay Window(s)

Exterior

Exterior Features
Roof: Asphalt
Other Structures: Shed(s)

Property Information
Property Sub Type: Single Family Residence
Foundation Details: Slab
Living Area: 2,100
Construction Materials: Vinyl Siding

Lot Information
Lot Size Dimensions: 184.9x213.4
Lot Features: Level, Private, Wooded, Landscaped

Financial

Tax Information
Tax Annual Amount: $6,420
Tax Annual Amount: $6,420
Financial Details: General Taxes: $2,412
Financial Details: School Taxes: $4,008

Utilities

Heating & Cooling
Has Heating
Heating: Forced Air, Natural Gas
Has Cooling
Cooling: Central Air

Utility Information
Sewer: Septic Tank
Water Source: Public

Location

School Information
School District: Burnt Hills-Ballston Lake CSD (BHBL)

Location Information
Directions: From rt 50, north on Swaggertown; house on left near Droms rd intersection

Public facts

Beds: 4
Baths: 2.0
Sq. Ft.: 2,188
Stories: 1.0
Lot Size: 0.91 acres
Style: Single Family Residential
Year Built: 1975
Year Renovated: —
County: Schenectady County
APN: 422289A01500300020630000000

Home facts updated by county records on Oct 26, 2026

Around this home

Schools

K - 12
Preschool & daycare

Charlton Heights Elementary School

Public K-5 • Assigned • 2.1mi

7/10

Richard H O Rourke Middle School

Public 6-8 • Assigned • 2.9mi

8/10

Burnt Hills Ballston Lake Senior High School

Public 9-12 • Assigned • 3.8mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 95° expected this year, 16 days in 30 years

2/10 Wind Factor

4% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Schenectady, NY • 12302

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.7 hours in June and 3.3 hours in December, placing it below the U.S. average for solar exposure.

8.7 hrs

3.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$360,000 – $436,000

Sell confidently with a local market expert in Schenectady. 3 minutes to get started.

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New listings for sale in 12302

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Listing by Coldwell Banker Prime Properties

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Listing by Purdy Realty LLC

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Listing by Miranda Real Estate Group Inc

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Home values near 495 Swaggertown Rd

Data from public records.

Address	Redfin Estimate
451 Swaggertown Rd, Schenectady, NY 3 Beds \| 2 Baths \| 2680 Sq. Ft.	$354,976
447 Swaggertown Rd, Schenectady, NY 5 Beds \| 1 Baths \| 1656 Sq. Ft.	$262,826
444 Swaggertown Rd, Schenectady, NY 3 Beds \| 1.5 Baths \| 1806 Sq. Ft.	$345,643
515 Swaggertown Rd, Schenectady, NY 3 Beds \| 1.5 Baths \| - Sq. Ft.	$337,860
446 Swaggertown Rd, Schenectady, NY - Beds \| 1.5 Baths \| 1950 Sq. Ft.	$358,823
508 Swaggertown Rd, Schenectady, NY 3 Beds \| 1.5 Baths \| 1252 Sq. Ft.	$329,304
445 Swaggertown Rd, Schenectady, NY 3 Beds \| 2 Baths \| 1633 Sq. Ft.	$315,638

Address	Redfin Estimate
453 Swaggertown Rd, Schenectady, NY 2 Beds \| 1 Baths \| 1344 Sq. Ft.	$233,327
449 Swaggertown Rd, Schenectady, NY 3 Beds \| 1 Baths \| 1052 Sq. Ft.	$284,220
502 Swaggertown Rd, Schenectady, NY 3 Beds \| 2 Baths \| 1571 Sq. Ft.	$359,978
505 Swaggertown Rd, Schenectady, NY 3 Beds \| 1.5 Baths \| 1376 Sq. Ft.	$336,342
500 Swaggertown Rd, Schenectady, NY 3 Beds \| 2 Baths \| 1323 Sq. Ft.	$322,008
504 Swaggertown Rd, Schenectady, NY 4 Beds \| 1.5 Baths \| 1600 Sq. Ft.	$392,416
455 Swaggertown Rd, Schenectady, NY 4 Beds \| 2 Baths \| 2796 Sq. Ft.	$423,677

Address	Redfin Estimate
499 Swaggertown Rd, Schenectady, NY 3 Beds \| 1.5 Baths \| 1664 Sq. Ft.	$316,330
442 Swaggertown Rd, Schenectady, NY 3 Beds \| 1 Baths \| 1422 Sq. Ft.	$246,728
516 Swaggertown Rd, Schenectady, NY 3 Beds \| 2.5 Baths \| 1912 Sq. Ft.	$370,518
509 Swaggertown Rd, Schenectady, NY 3 Beds \| 1.5 Baths \| 1536 Sq. Ft.	$343,405
512 Swaggertown Rd, Schenectady, NY 4 Beds \| 2.5 Baths \| 2498 Sq. Ft.	$424,059
443 Swaggertown Rd, Schenectady, NY 4 Beds \| 1.5 Baths \| 1544 Sq. Ft.	$341,766
503 Swaggertown Rd, Schenectady, NY 3 Beds \| 2 Baths \| 1505 Sq. Ft.	$381,875

Property information provided by Global MLS when last listed in 2015. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 12302, NY

Sale history for 495 Swaggertown Rd

Tax history for 495 Swaggertown Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 12302

Home values near 495 Swaggertown Rd

More real estate resources