Off market oct 2025 for $225K

$244,851

Est. refi paymentEst. refi $1,470/mo

•

813

sq ft

289 Bear Gulch Rd, Summit, NY 12175

About this home

Enjoy lakefront living at this charming 2-bedroom, 2-bath home offers 49 feet of private shoreline on serene Bear Gulch Lake. An open floor plan seamlessly connects the living, dining, and kitchen areas—ideal for entertaining with beautiful lake views as your backdrop. Step out onto the expansive deck from the sliding glass door and enjoy the sounds of nature or host gatherings with ease. Upstairs, two bedrooms and a full bath provide a cozy retreat. Whether you're spending the day swimming, kayaking, or relaxing on the dock, this inviting home is your perfect lake escape.

Single-familyProperty Type

1940Year Built

9,583 sq ftLot Size

$301Est. Price/Sq.Ft.

4 spacesParking

Listing by Matthew Loder • Country Boy Realty

•518-378-1235 (agent)

•MLoderCBR@gmail.com (agent)

Bought with Danielle Bartholomew • Miranda Real Estate Group Inc

Redfin checked: a minute ago

•Source:Global MLS #202523208

Listing provided courtesy of Global Multiple Listing Service, Inc.

Redfin Estimate

$244,851

$20K since sold in October 2025$2,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 10.4% higher than the average sale price ($222K) of 6 comparable homes.

SOLD SEP 21, 2026
$45,000
A
3 beds2 baths1,250 sq ft
11 S Hill Rd, East Worcester, NY 12064
Listing by Keller Williams Upstate NY Properties
SOLD JUN 30, 2026
$212,000
B
2 beds1 bath831 sq ft
342 Bear Gulch Rd, Summit, NY 12175
Listing by Charlotteville Realty LLC
SOLD OCT 29, 2026
$300,000
C
2 beds2 baths934 sq ft
298 Meade Rd, Charlotteville, NY 12036
Listing by Charlotteville Realty LLC
SOLD SEP 1, 2026
$345,000
D
3 beds1.5 baths1,320 sq ft
145 Summit Lake Rd, Summit, NY 12175
Listing by Krutz Properties LLC
SOLD MAR 19, 2026
$139,000
E
2 beds1 bath816 sq ft
143 Main St, Richmondville, NY 12149
Listing by Keller Williams Upstate NY Properties
SOLD AUG 4, 2026
$289,900
F
3 beds1.5 baths1,200 sq ft
181 Elm St, Cobleskill, NY 12043
Listing by Howard Hanna Capital Inc

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$1,511/mo

Redfin rental estimate

List your home for rent

Market trends in 12175, NY

Last updated October 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-list price

91.3%

+15.1% MoM

Median sale price

$377K

$164K MoM

Avg. days on market

124d

55 days MoM

Recently sold homes

0 MoM

Provided by Redfin

Sale history for 289 Bear Gulch Rd

Year

Property tax

Land + Additions

Assessment*

2026

$4,152 (+9.6%)

$9,400 + $47,800

$57,200

2025

$3,789 (+7.6%)

$9,400 + $47,800

$57,200

2024

$3,523 (+2.2%)

$9,400 + $43,700

$53,100

2023

$3,447 (−1.7%)

$9,400 + $43,700

$53,100

2022

$3,505 (+33.8%)

$9,400 + $43,700

$53,100

2021

$2,620 (−1.5%)

$9,400 + $32,900

$42,300

2020

$2,659 (+0.3%)

$9,400 + $32,900

$42,300

2019

$2,651 (−1.0%)

$9,400 + $32,900

$42,300

2018

$2,677 (+7.1%)

$9,400 + $32,900

$42,300

2017

$2,498 (+1.4%)

$9,400 + $32,900

$42,300

2016

$2,464 (+0.2%)

$9,400 + $32,900

$42,300

2015

$2,460 (+2.8%)

$9,400 + $32,900

$42,300

2014

$2,393

$9,400 + $32,900

$42,300

Tax history for 289 Bear Gulch Rd

Year

Property tax

Land + Additions

Assessment*

2026

$4,152 (+9.6%)

$9,400 + $47,800

$57,200

2025

$3,789 (+7.6%)

$9,400 + $47,800

$57,200

2024

$3,523 (+2.2%)

$9,400 + $43,700

$53,100

2023

$3,447 (−1.7%)

$9,400 + $43,700

$53,100

2022

$3,505 (+33.8%)

$9,400 + $43,700

$53,100

2021

$2,620 (−1.5%)

$9,400 + $32,900

$42,300

2020

$2,659 (+0.3%)

$9,400 + $32,900

$42,300

2019

$2,651 (−1.0%)

$9,400 + $32,900

$42,300

2018

$2,677 (+7.1%)

$9,400 + $32,900

$42,300

2017

$2,498 (+1.4%)

$9,400 + $32,900

$42,300

2016

$2,464 (+0.2%)

$9,400 + $32,900

$42,300

2015

$2,460 (+2.8%)

$9,400 + $32,900

$42,300

2014

$2,393

$9,400 + $32,900

$42,300

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

1.7

Lot width

60 ft.

Lot depth

165 ft.

Lot size

9,583 Sq. Ft.

Year renovated

—

Sq. Ft.

612

Year built

1940

Style

Single Family Residential

County

Schoharie County

APN

434800A10000400030160000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Nov 2, 2026.

Property details

Parking

Parking Information
# of Parking Total: 4
Parking Features: Driveway

Interior

Bathroom Information
# of Bathrooms (Full): 2
# of Bathrooms (Total Integer): 2
Bath Levels: Full Bath 1: 1st
Bath Levels: Full Bath 2: 2nd

Room 1 Information
Type: Foyer
Level: First

Room 2 Information
Type: Living Room
Level: First

Room 3 Information
Type: Kitchen
Level: First

Room 4 Information
Type: Dining Room
Description: area
Level: First

Room 5 Information
Type: Primary Bedroom
Level: Second

Room 6 Information
Type: Bedroom
Level: Second

Room 7 Information
Type: Full Bathroom
Level: First

Room 8 Information
Type: Full Bathroom
Level: Second

Basement Information
Basement: Pillar/Post/Pier

Interior Features
# of Rooms Total: 8
Interior Features: High Speed Internet
Appliances: Range, Refrigerator
Flooring: Wood

Exterior

Exterior Features
Patio And Porch Features: Deck
Roof: Shingle, Asphalt
Other Structures: Shed(s)

Property Information
Property Sub Type: Single Family Residence
Foundation Details: Pillar/Post/Pier
Living Area: 813
Construction Materials: Vinyl Siding

Lot Information
Lot Size Acres: 0.22
Lot Size Square Feet: 9,583.2
Lot Size Dimensions: 60X165
Lot Features: Road Frontage, Views
WaterfrontYN: Yes
Waterfront Features: Lake Front
Water Body Name: Bear Gulch Lake

Financial

Tax Information
Tax Annual Amount: $3,523
Tax Annual Amount: $3,523
Financial Details: General Taxes: $1,563
Financial Details: School Taxes: $1,960

Utilities

Heating & Cooling
Has Heating
Heating: Baseboard, Electric, Propane, Space Heater

Utility Information
Electric: 100 Amp Service
Sewer: Septic Tank
Utilities: Cable Available

Location

School Information
School District: Cobleskill-Richmondville

Location Information
Directions: From Cobleskill Country Boy office, West on E. Main Street, Left on NY10S, Right on Charlotte VAlley Rd, Rith on Bear Gulch Rd. Home will be on the Left.

Public facts

Beds: 1
Baths: 1.0
Sq. Ft.: 612
Stories: 1.7
Lot Size: 9,583 square feet
Style: Single Family Residential
Year Built: 1940
Year Renovated: —
County: Schoharie County
APN: 434800A10000400030160000000

Home facts updated by county records on Nov 2, 2026

Other

Listing Information
FloorPlansChangeTimestamp: 2025-08-05T20:13:26Z

Around this home

Schools

K - 12
Preschool & daycare

Joseph B Radez Elementary School

Public 3-5 • Assigned • 3.4mi

4/10

William H Golding Middle School

Public 6-9 • Assigned • 7.8mi

4/10

Cobleskill Richmondville High School

Public 9-12 • Assigned • 5.3mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

1/10 Heat Factor

6 days above 87° expected this year, 14 days in 30 years

2/10 Wind Factor

2% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Summit, NY • 12175

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.4 hours in June and 3 hours in December, placing it below the U.S. average for solar exposure.

8.4 hrs

3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$233,000 – $282,000

Sell confidently with a local market expert in Summit. 3 minutes to get started.

Nearby similar homes

$159,000

2 beds2 baths980 sq ft

355 Meeghan Rd, Gilboa, NY 12076

3.86 acre lot • Built 1994 • Listed 33 days

Listing by Keller Williams Upstate NY Properties, (607) 652-3311

3D WALKTHROUGH

$255,000

2 beds1 bath1,144 sq ft

144 Easy St, Stamford, NY 12167

Fully renovated • Galley-type kitchen • Bright living space

Listing by Windstar Realty Group LLC, (607) 442-4000

$309,000

2 beds2 baths1,100 sq ft

135 Mahogany Rdg, Jefferson, NY 12167

Private pond • Own island • Waterfront setting

$375,000

4 beds1 bath1,224 sq ft

519 Shew Hollow Rd, Stamford, NY 12167

Over 7 acres • Screened patio • Bonus attic space

Listing by Vera Cohen Realty LLC

$419,900

3 beds2.5 baths1,593 sq ft

679 W Kill Rd, Jefferson, NY 12093

Wrap around porch • Private pond • Fire ring

Listing by Four Star Realty Group Inc

$650,000

3 beds2 baths2,021 sq ft

580 Ecker Hollow Rd, Schoharie, NY 12157

Gorgeous pond • Mountain views • Pear and apple trees

Home values near 289 Bear Gulch Rd

Data from public records.

Address	Redfin Estimate
317 Bear Gulch Road, Summit, NY 3 Beds \| 1 Baths \| 925 Sq. Ft.	$165,204
315 Bear Gulch Road, Summit, NY 2 Beds \| 0.5 Baths \| 520 Sq. Ft.	$220,468
305 Bear Gulch Road, Summit, NY 1 Beds \| 1 Baths \| 344 Sq. Ft.	$133,185
275 Bear Gulch Road, Summit, NY 1 Beds \| 1 Baths \| 629 Sq. Ft.	$137,002
271 Bear Gulch Road, Summit, NY 3 Beds \| 2 Baths \| 1456 Sq. Ft.	$235,647
295 Bear Gulch Road, Summit, NY 3 Beds \| 1 Baths \| 770 Sq. Ft.	$189,527
285 Bear Gulch Road, Summit, NY 3 Beds \| 1 Baths \| 986 Sq. Ft.	$243,986

Address	Redfin Estimate
293 Bear Gulch Road, Summit, NY 3 Beds \| 2 Baths \| 842 Sq. Ft.	$329,423
311 Bear Gulch Road, Summit, NY 3 Beds \| 1 Baths \| 971 Sq. Ft.	$295,271
301 Bear Gulch Road, Summit, NY 2 Beds \| 1 Baths \| 700 Sq. Ft.	$180,089
280 Bear Gulch Road, Summit, NY 1 Beds \| 1 Baths \| 425 Sq. Ft.	$93,151
290 Bear Gulch Road, Summit, NY 1 Beds \| 1 Baths \| 720 Sq. Ft.	$158,357
291 Bear Gulch Road, Summit, NY 3 Beds \| 1 Baths \| 1000 Sq. Ft.	$259,559
321 Bear Gulch Road, Summit, NY 2 Beds \| 1 Baths \| - Sq. Ft.	$254,277

Address	Redfin Estimate
283 Bear Gulch Road, Summit, NY 2 Beds \| 1 Baths \| 850 Sq. Ft.	$283,339
307 Bear Gulch Road, Summit, NY 1 Beds \| 1 Baths \| 592 Sq. Ft.	$177,701
279 Bear Gulch Road, Summit, NY 2 Beds \| 1 Baths \| 1084 Sq. Ft.	$210,967
274 Bear Gulch Road, Summit, NY 2 Beds \| - Baths \| 288 Sq. Ft.	$24,100
297 Bear Gulch Road, Summit, NY 3 Beds \| 1.5 Baths \| 1200 Sq. Ft.	$383,398
287 Bear Gulch Road, Summit, NY 2 Beds \| 1 Baths \| 760 Sq. Ft.	$201,587
121 Bears Den Road, Summit, NY 1 Beds \| 1 Baths \| 600 Sq. Ft.	$130,450

Property information provided by Global MLS when last listed in 2025. This data may not match . Learn more.

Download the Redfin App on the Apple App Store

Download the Redfin App from the Google Play Store

Join us

Become an Agent

Get referrals

Careers

Find homes faster

About us

Find us

Subsidiaries

Affiliated Business

Countries

United States

Canada

Updated September 2025: By searching, you agree to the Terms of Use, and Privacy Policy.

Do not sell or share my personal information.

REDFIN and all REDFIN variants, WALK SCORE, and the R logos, are trademarks of Redfin Corporation, registered or pending in the USPTO.

Redfin Brokerage Licenses

California DRE #01521930

Redfin is licensed to do business in New York as Redfin Real Estate. NY Standard Operating Procedures

New Mexico Real Estate Licenses

TREC: Info About Brokerage Services, Consumer Protection Notice

All mortgage lending products and information are provided by Rocket Mortgage, LLC | NMLS #3030; www.NMLSConsumerAccess.org. Licensed in 50 states. This site is not authorized by the New York State Department of Financial Services for mortgage solicitation or loan applications activities related to properties located in the State of New York.

Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company, and their subsidiaries, are separate legal entities operated and managed through its own management and governance structures.

If you are using a screen reader, or having trouble reading this website, please call Redfin Customer Support for help at 1-844-759-7732.

REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE.

GreatSchools Ratings provided by GreatSchools.org.

12093 homes for sale
12149 homes for sale
12043 homes for sale
12175 homes for sale
12064 homes for sale

Houses for sale near me	New York, NY homes for sale	Yonkers, NY homes for sale
Land for sale near me	Manhattan, NY homes for sale	Scarsdale, NY homes for sale
Open Houses near me	Rochester, NY homes for sale	Summit Property Records
Condos for sale near me	Buffalo, NY homes for sale	NY New Listings
Agents near me	White Plains, NY homes for sale	Summit Housing Market

Hobart homes for sale
Cooperstown homes for sale
Sharon Springs homes for sale

About this home

Redfin Estimate

Earn from this home

Market trends in 12175, NY

Sale history for 289 Bear Gulch Rd

Tax history for 289 Bear Gulch Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

Home values near 289 Bear Gulch Rd

More real estate resources