Off market mar 2015 for $90K

$219,635

•

2,200

sq ft

509 Spruce Lake Rd, Summit, NY 12175

About this home

Single-familyProperty Type

1964Year Built

1.2 acresLot Size

$100Est. Price/Sq.Ft.

Listing by Matthew Loder • Country Boy Realty

•518-378-1235 (agent)

•MLoderCBR@gmail.com (agent)

Bought with Matthew Loder • Country Boy Realty

Redfin checked: a minute ago

•Source:Global MLS #201418605

Listing provided courtesy of Global Multiple Listing Service, Inc.

Redfin Estimate

$219,635

$130K since sold in March 2015$4,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 21.9% lower than the average sale price ($281K) of 6 comparable homes.

SOLD SEP 21, 2026
$235,000
A
4 beds2 baths1,872 sq ft
124 High St, Richmondville, NY 12149
Listing by Keller Williams Upstate NY Properties
SOLD SEP 10, 2026
$233,200
B
3 beds3 baths1,728 sq ft
147 High St, Richmondville, NY 12149
Listing by Country Boy Realty
SOLD NOV 18, 2025
$550,400
C
4 beds2.5 baths2,088 sq ft
183 Summit Lake Rd, Summit, NY 12175
Listing by Country Boy Realty
SOLD SEP 8, 2026
$312,000
D
4 beds2.5 baths2,382 sq ft
316 Main St, Richmondville, NY 12149
Listing by Keller Williams Realty Hudson Valley North
SOLD AUG 28, 2026
$106,000
E
4 beds2 baths1,758 sq ft
1020 W Richmondville Rd, Cobleskill, NY 12043
Listing by Next Chapter Real Estate Advisors
SOLD DEC 24, 2025
$250,000
F
4 beds2 baths1,800 sq ft
1102 Brooker Hollow Rd, Richmondville, NY 12149
Listing by Howard Hanna Capital Inc

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Market trends in 12175, NY

Last updated October 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-list price

91.3%

+15.1% MoM

Median sale price

$377K

$164K MoM

Avg. days on market

124d

55 days MoM

Recently sold homes

0 MoM

Provided by Redfin

Sale history for 509 Spruce Lake Rd

Year

Property tax

Land + Additions

Assessment*

2026

$4,682 (+9.6%)

$10,200 + $54,300

$64,500

2025

$4,272 (−0.2%)

$10,200 + $54,300

$64,500

2024

$4,279 (+2.2%)

$10,200 + $54,300

$64,500

2023

$4,187 (−1.7%)

$10,200 + $54,300

$64,500

2022

$4,257 (+6.6%)

$10,200 + $54,300

$64,500

2021

$3,996 (−1.5%)

$10,200 + $54,300

$64,500

2020

$4,055 (+0.3%)

$10,200 + $54,300

$64,500

2019

$4,042 (+9.9%)

$10,200 + $54,300

$64,500

2018

$3,676 (+7.1%)

$10,200 + $54,300

$64,500

2017

$3,431 (+1.4%)

$10,200 + $47,900

$58,100

2016

$3,384 (+0.1%)

$10,200 + $47,900

$58,100

2015

$3,380 (+201.8%)

$10,200 + $47,900

$58,100

2014

$1,120

$10,200 + $47,900

$58,100

Tax history for 509 Spruce Lake Rd

Year

Property tax

Land + Additions

Assessment*

2026

$4,682 (+9.6%)

$10,200 + $54,300

$64,500

2025

$4,272 (−0.2%)

$10,200 + $54,300

$64,500

2024

$4,279 (+2.2%)

$10,200 + $54,300

$64,500

2023

$4,187 (−1.7%)

$10,200 + $54,300

$64,500

2022

$4,257 (+6.6%)

$10,200 + $54,300

$64,500

2021

$3,996 (−1.5%)

$10,200 + $54,300

$64,500

2020

$4,055 (+0.3%)

$10,200 + $54,300

$64,500

2019

$4,042 (+9.9%)

$10,200 + $54,300

$64,500

2018

$3,676 (+7.1%)

$10,200 + $54,300

$64,500

2017

$3,431 (+1.4%)

$10,200 + $47,900

$58,100

2016

$3,384 (+0.1%)

$10,200 + $47,900

$58,100

2015

$3,380 (+201.8%)

$10,200 + $47,900

$58,100

2014

$1,120

$10,200 + $47,900

$58,100

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

335 ft.

Lot depth

—

Lot size

1.2 Acres

Year renovated

—

Sq. Ft.

3,528

Year built

1975

Style

Multi-Family (2-4 Unit)

County

Schoharie County

APN

434800A11100400010150000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Nov 2, 2026.

Property details

Parking

Parking Information
Parking Features: Off Street

Interior

Bathroom Information
# of Bathrooms (Full): 2
# of Bathrooms (Half): 1
# of Bathrooms (Total Integer): 3

Room 1 Information
Type: Full Bathroom
Level: First

Room 2 Information
Type: Bedroom
Level: First

Basement Information
Basement: Slab

Laundry Features
Laundry Features: Laundry Closet, Main Level, Upper Level

Fireplace Information
Has Fireplace
# of Fireplaces Total: 1
Fireplace Features: Family Room, Wood Burning

Interior Features
# of Rooms Total: 2
Interior Features: High Speed Internet, Paddle Fan
Appliances: Microwave, Oven, Range, Refrigerator
Flooring: Ceramic Tile
Door Features: Sliding Doors

Exterior

Exterior Features
Patio And Porch Features: Deck
Roof: Asphalt
Other Structures: Shed(s)

Property Information
Property Sub Type: Single Family Residence
Foundation Details: Slab
Living Area: 2,200
Construction Materials: Vinyl Siding

Lot Information
Lot Size Acres: 1.2
Lot Size Square Feet: 52,272
Lot Features: Level, Views, Landscaped

Financial

Tax Information
Tax Annual Amount: $3,241
Tax Annual Amount: $3,241
Financial Details: General Taxes: $1,481
Financial Details: School Taxes: $1,760

Utilities

Heating & Cooling
Has Heating
Heating: Forced Air, Oil

Utility Information
Sewer: Septic Tank
Utilities: Cable Available
Water Source: Other, See Remarks

Location

School Information
School District: Cobleskill-Richmondville

Location Information
Directions: State Hwy 10 to Summit, take Charlotte Valley Rd to second right on Spruce Lake Road.

Public facts

Beds: 4
Baths: 2.0
Sq. Ft.: 3,528
Stories: 1.0
Lot Size: 1.2 acres
Style: Multi-Family (2-4 Unit)
Year Built: 1975
Year Renovated: —
County: Schoharie County
APN: 434800A11100400010150000000

Home facts updated by county records on Nov 2, 2026

Around this home

Schools

K - 12
Preschool & daycare

Joseph B Radez Elementary School

Public 3-5 • Assigned • 4.1mi

4/10

William H Golding Middle School

Public 6-9 • Assigned • 8.5mi

4/10

Cobleskill Richmondville High School

Public 9-12 • Assigned • 5.9mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

1/10 Heat Factor

7 days above 87° expected this year, 16 days in 30 years

2/10 Wind Factor

2% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Summit, NY • 12175

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.4 hours in June and 3 hours in December, placing it below the U.S. average for solar exposure.

8.4 hrs

3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$209,000 – $253,000

Sell confidently with a local market expert in Summit. 3 minutes to get started.

Nearby similar homes

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$419,900

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Listing by Four Star Realty Group Inc

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Listing by Country Boy Realty

Home values near 509 Spruce Lake Rd

Data from public records.

Address	Redfin Estimate
496 Spruce Lake Rd, Summit, NY 3 Beds \| 1 Baths \| 1482 Sq. Ft.	$270,292
103 Bear Gulch Rd, Summit, NY 2 Beds \| 1 Baths \| 1750 Sq. Ft.	$153,351
1566 Charlotte Valley Rd, Summit, NY 3 Beds \| 2 Baths \| 1040 Sq. Ft.	$123,832
1600 Charlotte Valley Rd, Summit, NY 3 Beds \| 2 Baths \| 2109 Sq. Ft.	$270,234
1613 Charlotte Valley Rd, Summit, NY 3 Beds \| 1 Baths \| 870 Sq. Ft.	$64,638
1610 Charlotte Valley Rd, Summit, NY 3 Beds \| 2 Baths \| 1560 Sq. Ft.	$213,716
1597 Charlotte Valley Rd, Summit, NY 5 Beds \| 1.5 Baths \| 2500 Sq. Ft.	$275,531

Address	Redfin Estimate
504 Spruce Lake Rd, Summit, NY 2 Beds \| 1 Baths \| 1226 Sq. Ft.	$274,589
1592 Charlotte Valley Rd, Summit, NY 3 Beds \| 1 Baths \| 1104 Sq. Ft.	$197,068
1560 Charlotte Valley Rd, Summit, NY 3 Beds \| - Baths \| 720 Sq. Ft.	$70,181
117 Bear Gulch Rd, Summit, NY 3 Beds \| 1 Baths \| 960 Sq. Ft.	$188,157
1609 Charlotte Valley Rd, Summit, NY 3 Beds \| 2 Baths \| 2040 Sq. Ft.	$205,531
1623 Charlotte Valley Rd, Summit, NY 5 Beds \| 2 Baths \| 2280 Sq. Ft.	$80,091
1549 Charlotte Valley Rd, Summit, NY 3 Beds \| 1 Baths \| 844 Sq. Ft.	$156,960

Address	Redfin Estimate
115 South Meadow Dr, Summit, NY 4 Beds \| 2 Baths \| 1500 Sq. Ft.	$273,384
1607 Charlotte Valley Rd, Summit, NY 3 Beds \| 1 Baths \| 1600 Sq. Ft.	$154,374
124 Bear Gulch Rd, Summit, NY 3 Beds \| 1.5 Baths \| 1800 Sq. Ft.	$376,049
1618 Charlotte Valley Rd, Summit, NY 3 Beds \| 1 Baths \| 2090 Sq. Ft.	$174,082
1602 Charlotte Valley Rd, Summit, NY 3 Beds \| 1 Baths \| 2214 Sq. Ft.	$101,875
1603 Charlotte Valley Rd, Summit, NY 4 Beds \| 1 Baths \| 1500 Sq. Ft.	$183,363
118 Bear Gulch Rd, Summit, NY 3 Beds \| 1 Baths \| 1000 Sq. Ft.	$177,796

Property information provided by Global MLS when last listed in 2014. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Market trends in 12175, NY

Sale history for 509 Spruce Lake Rd

Tax history for 509 Spruce Lake Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

Home values near 509 Spruce Lake Rd

More real estate resources