Well-maintained Ranch home in North Utica offering 3 bedrooms and 1 bathroom. Many updates including a new roof, remodeled bathroom, stamped concrete patio in the back yard and a new insulated overhead garage door. It list as a 3 bedroom home but has the flexibility of using one as a den. The garage also offers use as a three season room or pull your car in to keep it warm in the winter. The fenced yard and deck create a private outdoor retreat. Single floor living with curb appeal and modern updates, this home is a turnkey opportunity!
Single-familyProperty Type
1955Year Built
6,359 sq ftLot Size
$185Price/Sq.Ft.
1 car garageParking
Listing by Gregory Sacco• Pondras Homes & Hearth Realty LLC
•315-853-7251 (broker)
•homesandhearthrealty@gmail.com (broker)
Contact: 315-264-9014
Bought with Alen Zekic• Assist2Sell Buyers & Sellers 1st Choice
Listing by River Hills Properties LLC Barn, (315) 896-1009
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Rental estimate
Est. $1,108 per month, based on comparable rentals
Sale and tax history for 409 Cosby Rd
Sale History
Tax History
Date
Event
Price
CNYIS #S1654133
Apr 20, 2026
Sold
$212,500
$185/sq ft
Feb 10, 2026
Listed
$215,000
$188/sq ft
CNYIS #1002339
Sep 7, 2010
Sold
$93,280
$81/sq ft
Jul 15, 2010
Listed
$89,900
$78/sq ft
The minute you walk in the door your reflection off the gleaming hardwoods will floor ya! Offering one level living w/ many updates, newly refinished hardwood floors, bath inc new vanity & floor, new electric devices(receptacles/switches), new lighting in entry hall, hallway & basement, GFI's in kit & bath
Public Records
Nov 19, 1996
Sold
$60,000
$52/sq ft
CNYIS #41872
Oct 26, 1995
Listing Removed
—
Jun 6, 1994
Listed
$76,000
$66/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$2,119 (+8.9%)
$12,100 + $45,200
$57,300
2024
$1,946 (+46.7%)
$12,100 + $45,200
$57,300
2023
$1,326 (−27.4%)
$12,100 + $45,200
$57,300
2022
$1,826 (+0.8%)
$12,100 + $45,200
$57,300
2021
$1,811 (+3.4%)
$12,100 + $45,200
$57,300
2020
$1,752 (+1.3%)
$12,100 + $45,200
$57,300
2019
$1,731 (−23.9%)
$12,100 + $45,200
$57,300
2018
$2,274 (+2.3%)
$12,100 + $45,200
$57,300
2017
$2,223 (−27.0%)
$12,100 + $45,200
$57,300
2016
$3,045 (+39.1%)
$12,100 + $45,200
$57,300
2015
$2,188 (+37.0%)
$12,100 + $45,200
$57,300
2014
$1,597
$12,100 + $45,200
$57,300
Public record
Beds
3
Baths
1
Stories
1
Lot width
60 ft.
Lot depth
106 ft.
Lot size
6,360 Sq. Ft.
Year renovated
—
Sq. Ft.
1,146
Year built
1955
Style
Single Family Residential
County
Oneida County
APN
301600A30601200010280000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 5, 2026.
Property details
Parking
Garage/Carport Information
Has Garage
Has Attached Garage
# of Garage Spaces: 1
Parking
Features: Attached, Garage
Interior
Virtual Tour
Bedroom Information
# of Main Level Bedrooms: 3
Bathroom Information
# of Full Bathrooms: 1
# of Main Level Bathrooms: 1
Room Information
# of Rooms (Total): 6
Room Types: Den
Has Basement
Basement Information: Full
Room 1 Information
Living Room
Level: First
Dimensions: 17.00 x 12.00
Length: 17.0
Width: 12.0
Room 2 Information
Kitchen
Level: First
Dimensions: 15.00 x 10.00
Length: 15.0
Width: 10.0
Room 3 Information
Bedroom 3
Level: First
Dimensions: 12.00 x 11.00
Length: 12.0
Width: 11.0
Room 4 Information
Bedroom 2
Level: First
Dimensions: 11.00 x 9.00
Length: 11.0
Width: 9.0
Room 5 Information
Bedroom 1
Level: First
Dimensions: 14.00 x 11.00
Length: 14.0
Width: 11.0
Equipment
Appliances: Dryer, Dishwasher, Gas Oven, Gas Range, Gas Water Heater, Refrigerator, Washer
Interior Features
Flooring: Hardwood, Varies, Vinyl
Other Features: Den, Eat-in Kitchen
Exterior
Building Information
Stories: 1
Stories (Total): 1
Year Built Details: Existing
Construction Details: Vinyl Siding
Exterior Features
Exterior Features: Blacktop Driveway
Lot Information
Lot Size Area: 0.146
Lot Size Acres: 0.146
Lot Size Dimensions: 60X106
Lot Features: Rectangular, Rectangular Lot
Property Information
Foundation Details: Poured
Resale
Financial
Assessments and Fees
Assessed Value: $57,300
Other Annual Assessment Amount: $100
Tax Information
Annual Tax Amount: $3,900
Utilities
Utility Information
Utilities: Sewer Connected, Water Connected
Sewer: Connected
Water Source: Connected, Public
Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Gas, Forced Air
Public facts
Beds: 3
Baths: 1.0
Sq. Ft.: 1,146
Stories: 1.0
Lot Size: 6,360 square feet
Style: Single Family Residential
Year Built: 1955
Year Renovated: —
County: Oneida County
APN: 301600A30601200010280000000
Home facts updated by county records on Aug 5, 2026
Around this home
Schools
Thomas Jefferson Elementary School
Public K-6 • Assigned • 0.3mi
7/10
John F Kennedy Middle School
Public 7-8 • Assigned • 1.3mi
6/10
Thomas R Proctor High School
Public 9-12 • Assigned • 2.8mi
3/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 96° expected this year, 16 days in 30 years
2/10 Wind Factor
1% chance of strong winds in next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Utica, NY • 13502
Average low and high temperatures (°F)
27
16
30
15
48
29
59
38
65
47
79
58
84
64
80
57
75
53
62
41
47
33
33
19
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
92/ 100
Exceptional sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.3 hrs
6.1 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$232,000 – $281,000
Sell confidently with a local market expert in Utica.