Off market apr 2022 for $87K

$117,755

Est. refi paymentEst. refi $574/mo

—

•

2 ba

•

1,803

sq ft

46 Swift St, Waterloo, NY 13165

About this home

Fantastic Investment Property! Start Making An Income Right Away As It's Currently Fully Rented. Easily Rentable Multi Family 2 Unit with 2 Huge Bedrooms and Living Areas in Each Unit, Newer Water Heaters, Washer Dryer hookups Plus a Bonus Room in Lower Unit. Deep Back Yard to Enjoy From Back Patio. Separate NYSEG For Each Unit. 2 Separate Driveways--One For Each Unit Plus Amazing Location With Walking Distance to D & M Grocery, Connies Restaurant and Downtown Waterloo.

Multi-familyProperty Type

1860Year Built

0.3 acresLot Size

$65Est. Price/Sq.Ft.

Listing by Stephanie Incarnato • Lake To Lake Real Estate

•315-789-4414 (broker)

•jennfitzgerald@msn.com (broker)

Bought with Lisa Leon • Coldwell Banker Finger Lakes

•315-789-6768 (broker)

•waterloo@coldwellbanker.com (broker)

Redfin checked: 2 minutes ago

•Source:UNYREIS #R1384811

Redfin Estimate

$117,755

$31K since sold in April 2022$12K since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 38.1% lower than the average sale price ($190K) of 6 comparable homes.

SOLD SEP 21, 2026
$118,000
A
4 beds2 baths1,672 sq ft
111 E Elizabeth St, Waterloo, NY 13165
Listing by Lake To Lake Real Estate
SOLD MAR 17, 2026
$175,000
B
3 beds2 baths1,774 sq ft
28 Miller St, Seneca Falls, NY 13148
Listing by Howard Hanna
SOLD JUL 20, 2026
$225,000
C
3 beds2 baths1,786 sq ft
74 Bridge St, Seneca Falls, NY 13148
Listing by Robert Markel Real Estate LLC
SOLD SEP 25, 2026
$155,000
D
3 beds2 baths1,502 sq ft
55 Church St, Waterloo, NY 13165
Listing by Century 21 Steve Davoli RE
SOLD NOV 4, 2026
$235,000
E
4 beds2 baths1,756 sq ft
148 N Virginia St, Waterloo, NY 13165
Listing by Keller Williams Realty Gateway
SOLD OCT 30, 2026
$234,000
F
3 beds2 baths1,533 sq ft
3 Walnut St S, Waterloo, NY 13165
Listing by Howard Hanna

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Market trends in 13165, NY

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

103.3%

+0.0% MoM

Median sale price

$234K

$34K MoM

Avg. days on market

11d

1 days MoM

Recently sold homes

1 MoM

New listings for sale

$144,400
2 beds2 baths1,890 sq ft
102 E Williams St, Waterloo, NY 13165
Listing by Empire Realty Group, (315) 871-4000
$69,900
3 beds1 bath1,036 sq ft
890 #16 Waterloo Geneva Rd, Waterloo, NY 13165
Listing by The Young Agency, (315) 539-3323
$199,777
4 beds2 baths2,070 sq ft
26 W River St, Waterloo, NY 13165
Listing by Empire Realty Group, (315) 871-4000
See all

Provided by Redfin

Sale history for 46 Swift St

Year

Property tax

Land + Additions

Assessment*

2026

$3,553 (+1.1%)

$14,600 + $54,900

$69,500

2025

$3,512 (+5.4%)

$14,600 + $54,900

$69,500

2024

$3,334 (+1.7%)

$14,600 + $54,900

$69,500

2023

$3,277 (−1.5%)

$14,600 + $54,900

$69,500

2022

$3,327 (+3.9%)

$14,600 + $54,900

$69,500

2021

$3,202 (+1.3%)

$14,600 + $54,900

$69,500

2020

$3,160 (+2.5%)

$14,600 + $54,900

$69,500

2019

$3,084

$14,600 + $54,900

$69,500

2018

$3,085 (+0.3%)

$14,600 + $54,900

$69,500

2017

$3,076 (−6.9%)

$14,600 + $54,900

$69,500

2016

$3,304 (+1.9%)

$14,600 + $54,900

$69,500

2015

$3,241 (+0.2%)

$13,100 + $53,300

$66,400

2014

$3,233

$13,100 + $53,300

$66,400

Tax history for 46 Swift St

Year

Property tax

Land + Additions

Assessment*

2026

$3,553 (+1.1%)

$14,600 + $54,900

$69,500

2025

$3,512 (+5.4%)

$14,600 + $54,900

$69,500

2024

$3,334 (+1.7%)

$14,600 + $54,900

$69,500

2023

$3,277 (−1.5%)

$14,600 + $54,900

$69,500

2022

$3,327 (+3.9%)

$14,600 + $54,900

$69,500

2021

$3,202 (+1.3%)

$14,600 + $54,900

$69,500

2020

$3,160 (+2.5%)

$14,600 + $54,900

$69,500

2019

$3,084

$14,600 + $54,900

$69,500

2018

$3,085 (+0.3%)

$14,600 + $54,900

$69,500

2017

$3,076 (−6.9%)

$14,600 + $54,900

$69,500

2016

$3,304 (+1.9%)

$14,600 + $54,900

$69,500

2015

$3,241 (+0.2%)

$13,100 + $53,300

$66,400

2014

$3,233

$13,100 + $53,300

$66,400

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.3 Acres

Year renovated

—

Sq. Ft.

1,803

Year built

1860

Style

Multi-Family (2-4 Unit)

County

Seneca County

APN

453801A00600000020470000000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Nov 11, 2026.

Property details

Parking

Parking
Features: Gravel

Interior

Room Information
Has Basement
Basement Information: Partial

Laundry Information
Features: Washer Hookup

Equipment
Appliances: Gas Water Heater

Interior Features
Flooring: Carpet, Varies, Vinyl

Multi Unit Information
# Of Units Total: 2
# Of Units In Community: 2
# Of Separate Gas Meters: 2
# Of Separate Electric Meters: 2

Multi Unit Financial Information
Operating Expense Includes: Electric, Fuel, Maintenance, Snow Removal

Unit Type 1
Unit Description: Oven/ Range,Refrigerator,Living Room
# of Bathrooms Total: 1

Unit Type 2
Unit Description: Oven/ Range,Refrigerator,Eat-In Kitchen,Living Room,Porch
# of Bathrooms Total: 1

Exterior

Building Information
Stories: 2
Stories (Total): 2
Year Built Details: Existing
Roof Details: Asphalt
Construction Details: Aluminum Siding, Steel Siding, Copper Plumbing

Exterior Features
Exterior Features: Awning(s)

Lot Information
Lot Size Area: 0.3
Lot Size Acres: 0.3
Lot Size Dimensions: 65X198
Road Frontage Type: Main Thoroughfare

Property Information
Foundation Details: Stone
Resale

Financial

Assessments and Fees
Assessed Value: $69,500

Tax Information
Annual Tax Amount: $3,148

Rental Information
Owner Pays: Grounds Care, Hot Water, Water
Rent Includes: Gardener, Hot Water, Water

Utilities

Utility Information
Utilities: Sewer Connected, Water Connected
Electric: Circuit Breakers
Sewer: Connected
Water Source: Connected, Public

Heating & Cooling
Has Heating
Heating: Gas, Forced Air

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,803
Stories: 2.0
Lot Size: 0.3 acres
Style: Multi-Family (2-4 Unit)
Year Built: 1860
Year Renovated: —
County: Seneca County
APN: 453801A00600000020470000000

Home facts updated by county records on Nov 11, 2026

Around this home

Schools

K - 12
Preschool & daycare

La Fayette School

Public 3-5 • Assigned • 0.2mi

7/10

Waterloo Middle School

Public 6-8 • Assigned • 0.9mi

3/10

Waterloo High School

Public 9-12 • Assigned • 0.9mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 97° expected this year, 15 days in 30 years

1/10 Wind Factor

0% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Waterloo, NY • 13165

Average low and high temperatures (°F)

30°

20°

33°

20°

50°

31°

59°

40°

66°

48°

79°

61°

84°

65°

80°

59°

76°

53°

62°

45°

49°

36°

37°

25°

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.2 hours in June and 2.4 hours in December, placing it below the U.S. average for solar exposure.

9.2 hrs

2.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$112,000 – $136,000

Sell confidently with a local market expert in Waterloo. 3 minutes to get started.

Nearby similar homes

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Listing by The Real Estate Agency, (315) 604-0718

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Separate utilities • Enclosed porch • Convenient location

Listing by Candy Costa Real Estate LLC, (315) 505-6609

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Close to schools • Close to shopping • 5,080 sq ft lot

Listing by Candy Costa Real Estate LLC, (315) 505-6609

New listings for sale in 13165

$144,400

2 beds2 baths1,890 sq ft

102 E Williams St, Waterloo, NY 13165

Original woodwork • In-unit laundry • Updated kitchen

Listing by Empire Realty Group, (315) 871-4000

$69,900

3 beds1 bath1,036 sq ft

890 #16 Waterloo Geneva Rd, Waterloo, NY 13165

Community dock • Existing shed • Built 2017

Listing by The Young Agency, (315) 539-3323

$199,777

4 beds2 baths2,070 sq ft

26 W River St, Waterloo, NY 13165

Brand new kitchen • Gas stove • New flooring

Listing by Empire Realty Group, (315) 871-4000

Home values near 46 Swift St

Data from public records.

Address	Redfin Estimate
48 Swift Street, Waterloo, NY 4 Beds \| 1 Baths \| 1736 Sq. Ft.	$170,449
39 Swift Street, Waterloo, NY 3 Beds \| 1 Baths \| 1511 Sq. Ft.	$147,246
45 Swift Street, Waterloo, NY 3 Beds \| 1.5 Baths \| 1526 Sq. Ft.	$162,417
56 Swift Street, Waterloo, NY 4 Beds \| 1 Baths \| 1736 Sq. Ft.	$74,108
53 Swift Street, Waterloo, NY 2 Beds \| 1 Baths \| 1024 Sq. Ft.	$154,395
38 Swift Street, Waterloo, NY 3 Beds \| 1.5 Baths \| 1497 Sq. Ft.	$187,586
8 Rollins Avenue, Waterloo, NY - Beds \| 2 Baths \| 1904 Sq. Ft.	$158,046

Address	Redfin Estimate
47 Swift Street, Waterloo, NY 3 Beds \| 1 Baths \| 1888 Sq. Ft.	$177,977
36 Swift Street, Waterloo, NY 3 Beds \| 1 Baths \| 1314 Sq. Ft.	$130,883
52 Swift Street, Waterloo, NY 4 Beds \| 3 Baths \| 2566 Sq. Ft.	$150,453
51 Swift Street, Waterloo, NY 2 Beds \| 1 Baths \| 1152 Sq. Ft.	$182,874
40 Swift Street, Waterloo, NY 3 Beds \| 1.5 Baths \| 1680 Sq. Ft.	$148,601
133 E Elizabeth Street, Waterloo, NY 3 Beds \| 1 Baths \| 1242 Sq. Ft.	$129,612
6 Rollins Avenue, Waterloo, NY 3 Beds \| 1 Baths \| 889 Sq. Ft.	$125,008

Address	Redfin Estimate
42 Swift Street, Waterloo, NY 3 Beds \| 1 Baths \| 916 Sq. Ft.	$120,473
54 Swift Street, Waterloo, NY 4 Beds \| 1.5 Baths \| 1554 Sq. Ft.	$145,628
43 Swift Street, Waterloo, NY 3 Beds \| 2 Baths \| 2384 Sq. Ft.	$203,519
38 Swift Street, Waterloo, NY 3 Beds \| 2 Baths \| 1497 Sq. Ft.	$216,415
44 Swift Street, Waterloo, NY - Beds \| 2 Baths \| 1632 Sq. Ft.	$132,396
131 E Elizabeth Street, Waterloo, NY 2 Beds \| 1 Baths \| 1143 Sq. Ft.	$117,676
137 E Elizabeth Street, Waterloo, NY 3 Beds \| 1 Baths \| 1250 Sq. Ft.	$63,880

Property information provided by UNYREIS when last listed in 2022. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 13165, NY

Sale history for 46 Swift St

Tax history for 46 Swift St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 13165

Home values near 46 Swift St

More real estate resources