Off market jan 2022 for $299K

$415,985

Est. refi paymentEst. refi $2,356/mo

•

2,800

sq ft

20974 Cagwin Rd, Watertown, NY 13601

About this home

Who's looking to host a New Years' Eve Pool Party - we've found you the pool! Just imagine the fun you'll have all year long in this Contemporary home located on Cagwin Road just outside the city. This property offers you 3 bedrooms and 2.5 baths, a family room plus an open living/dining area accented with an impressive stone fireplace and vaulted ceilings, a good-sized kitchen with more than enough storage as there's a separate WALK-IN pantry! Plus - there's more. .. . the current owners have used the 30 x 40 addition for a studio however it could be used for a number of options such as an "in-law suite" your very own in-home gym or classroom or . .. .. opened up to become an attached 4 car garage! Conveniently located just south of the city and situated on 5 acres this property offers you privacy and extra space to call your very own. Don't wait. .. call, click, or text today for an appt to see!

Single-familyProperty Type

1986Year Built

5.02 acresLot Size

$149Est. Price/Sq.Ft.

Listing by Lori Gervera • Keller Williams Northern New York

•315-459-6619 (broker)

Listing by Nicholas Gervera • Keller Williams Northern New York

•315-459-6619 (broker)

Bought with Bertha Flores • Gilbo Realty LLC

•315-752-9513 (broker)

•gilborealty@gmail.com (broker)

Redfin checked: 2 minutes ago

•Source:CNYIS #S1373132

Redfin Estimate

$415,985

$116K since sold in January 2022$2,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 2.9% lower than the average sale price ($428K) of 6 comparable homes.

SOLD SEP 24, 2026
$422,500
A
3 beds2.5 baths1,932 sq ft
19749 Minkler Rd, Adams Center, NY 13606
Listing by North Country Realty Group
SOLD MAY 27, 2026
$339,900
B
3 beds2.5 baths2,477 sq ft
16251 Sandy Creek Valley Rd, Watertown, NY 13601
Listing by Keller Williams Northern New York
SOLD AUG 14, 2026
$520,000
C
4 beds2.5 baths3,855 sq ft
17698 Us Route 11, Watertown, NY 13601
Listing by Keller Williams Northern New York
SOLD MAY 26, 2026
$540,000
D
3 beds2.5 baths2,648 sq ft
1220 Ives St, Watertown, NY 13601
Listing by Keller Williams Northern New York
SOLD NOV 13, 2025
$367,500
E
3 beds2.5 baths2,108 sq ft
17363 Sandy Creek Valley Rd, Watertown, NY 13601
Listing by Howard Hanna-Watertown
SOLD MAR 4, 2026
$381,000
F
3 beds2.5 baths2,436 sq ft
1412 Loomus Dr, Watertown, NY 13601
Listing by Keller Williams Northern New York

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$2,075/mo

Redfin rental estimate

List your home for rent

Market trends in 13601, NY

Last updated September 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

99.4%

+0.1% MoM

Median sale price

$219K

$10K MoM

Avg. days on market

77d

5 days MoM

Recently sold homes

119

18 MoM

New listings for sale

NEW 13 HRS AGO
$99,900
4 beds2 baths1,554 sq ft
414 S Hamilton St, Watertown, NY 13601
Listing by First Choice Real Estate, (315) 221-4673
NEW 25 HRS AGO
$182,000
3 beds1.5 baths1,056 sq ft
106 Girard Ave, Watertown, NY 13601
Listing by Keller Williams Northern New York, (315) 459-6619
$214,900
4 beds2 baths2,353 sq ft
133 Central St, Watertown, NY 13601
Listing by Grey Arrow Realty, Inc., (315) 921-5034
$189,900
4 beds1 bath1,248 sq ft
238 Seymour St, Watertown, NY 13601
Listing by eXp Realty, (888) 276-0630
VIDEO TOUR
$429,000
3 beds2.5 baths2,206 sq ft
26158 Allen Dr, Watertown, NY 13601
Listing by Bridgeview Real Estate, (315) 782-9292
$269,000
6 beds2 baths2,162 sq ft
140 Seymour St, Watertown, NY 13601
Listing by NNY Homes Inc, (315) 782-4476
$225,000
4 beds1.5 baths1,807 sq ft
341 Mullin St, Watertown, NY 13601
Listing by Grey Arrow Realty, Inc., (315) 921-5034
OPEN SUN, 11AM TO 1PM
$335,000
3 beds2.5 baths2,306 sq ft
521 Holcomb St, Watertown, NY 13601
Listing by Berkshire Hathaway HomeServices CNY Realty Watn, (315) 232-7355
FOR SALE BY OWNER
$350,000
4 beds2 baths2,104 sq ft
16480 Churchill Rd, Copenhagen, NY 13626
$359,900
4 beds3 baths1,981 sq ft
22168 Swan Rd, Watertown, NY 13601
Listing by Marble Key Realty LLC, (315) 783-0191
See all

Provided by Redfin

Sale history for 20974 Cagwin Rd

Year

Property tax

Land + Additions

Assessment*

2026

$7,478

$16,200 + $176,800

$193,000

2025

$7,478 (+68.6%)

$16,200 + $176,800

$193,000

2024

$4,436 (+8.5%)

$16,200 + $100,300

$116,500

2023

$4,088 (+7.4%)

$16,200 + $100,300

$116,500

2022

$3,806 (−9.0%)

$16,200 + $100,300

$116,500

2021

$4,183 (+17.3%)

$16,200 + $100,300

$116,500

2020

$3,566 (+3.4%)

$16,200 + $100,300

$116,500

2019

$3,448 (+4.2%)

$16,200 + $100,300

$116,500

2018

$3,310 (+3.1%)

$16,200 + $100,300

$116,500

2017

$3,211 (−0.7%)

$16,200 + $100,300

$116,500

2016

$3,232 (+0.8%)

$16,200 + $100,300

$116,500

2015

$3,205 (+1.4%)

$16,200 + $100,300

$116,500

2014

$3,161

$16,200 + $100,300

$116,500

Tax history for 20974 Cagwin Rd

Year

Property tax

Land + Additions

Assessment*

2026

$7,478

$16,200 + $176,800

$193,000

2025

$7,478 (+68.6%)

$16,200 + $176,800

$193,000

2024

$4,436 (+8.5%)

$16,200 + $100,300

$116,500

2023

$4,088 (+7.4%)

$16,200 + $100,300

$116,500

2022

$3,806 (−9.0%)

$16,200 + $100,300

$116,500

2021

$4,183 (+17.3%)

$16,200 + $100,300

$116,500

2020

$3,566 (+3.4%)

$16,200 + $100,300

$116,500

2019

$3,448 (+4.2%)

$16,200 + $100,300

$116,500

2018

$3,310 (+3.1%)

$16,200 + $100,300

$116,500

2017

$3,211 (−0.7%)

$16,200 + $100,300

$116,500

2016

$3,232 (+0.8%)

$16,200 + $100,300

$116,500

2015

$3,205 (+1.4%)

$16,200 + $100,300

$116,500

2014

$3,161

$16,200 + $100,300

$116,500

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

2.5

Stories

Lot width

—

Lot depth

—

Lot size

218,671

Year renovated

1997

Sq. Ft.

2,800

Year built

1986

Style

Single Family Residential

County

Jefferson County

APN

225800A1000080001009000

Parking Spaces

Basement

Accessible

Yes

HOA Dues

—

Garage

Features

Pool

Last updated by owner on May 14, 2026.

Property details

Parking

Parking
Features: No Garage

Interior

Virtual Tour

Bedroom Information
# of Main Level Bedrooms: 2

Bathroom Information
# of Full Bathrooms: 2
# of Half Bathrooms: 1
# of Main Level Bathrooms: 2

Room Information
# of Rooms (Total): 8
Room Types: Bedroom, Laundry, Living Room, Entry Foyer, Family Room

Laundry Information
Features: Accessible Utilities Or Laundry, Main Level

Fireplace Information
Has Fireplace
# of Fireplaces: 1

Equipment
Appliances: Dishwasher, Propane Water Heater

Interior Features
Window Features: Skylight(s)
Accessibility Features: Accessible Entrance
Flooring: Carpet, Hardwood, Laminate, Tile, Varies, Vinyl
Other Features: Ceiling Fan(s), Entrance Foyer, Separate/Formal Living Room, Living/Dining Room, Skylights, Walk-In Pantry, Bedroom on Main Level, Main Level Primary

Exterior

Building Information
Stories: 2
Stories (Total): 2
Year Built Details: Existing
Roof Details: Metal
Construction Details: See Remarks, Vinyl Siding, Wood Siding

Exterior Features
Exterior Features: Dirt Driveway, Gravel Driveway, Propane Tank - Owned
Other Structures: Shed(s), Storage

Pool and Spa Information
Pool Features: Indoor

Lot Information
Lot Size Area: 5.02
Lot Size Acres: 5.02
Lot Size Dimensions: 200X1093
Lot Features: Rural Lot, Wooded

Property Information
Foundation Details: Slab
Resale

Financial

Assessments and Fees
Assessed Value: $116,500

Tax Information
Annual Tax Amount: $3,617

Utilities

Utility Information
Utilities: Cable Available
Electric: Circuit Breakers
Sewer: Septic Tank
Water Source: Well

Heating & Cooling
Has Cooling
Cooling: Wall Unit(s)
Has Heating
Heating: Electric, Propane, See Remarks, Baseboard, Space Heater

Public facts

Beds: 3
Baths: 2.5
Sq. Ft.: 2,800
Stories: 2.0
Parking Spaces: 0
Basement: No
Accessible: Yes
Lot Size: 5.02 acres
Style: Single Family Residential
Year Built: 1986
Year Renovated: 1997
County: Jefferson County
APN: 225800A1000080001009000
HOA Dues: —
Garage: No
Features: Pool

Home facts updated by owner on May 14, 2026

Around this home

Schools

Maynard P Wilson Elementary School

Public PreK-5 • Assigned • 3.8mi

3/10

Clarke Middle School

Public 6-8 • Assigned • 5.8mi

7/10

South Jefferson High School

Public 9-12 • Assigned • 5.8mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

1/10 Heat Factor

7 days above 89° expected this year, 15 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Watertown, NY • 13601

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.4 hours in June and 2.2 hours in December, placing it below the U.S. average for solar exposure.

8.4 hrs

2.2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$396,000 – $479,000

Sell confidently with a local market expert in Watertown. 3 minutes to get started.

Nearby similar homes

$35,000

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NEW 2 HRS AGO

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New listings for sale in 13601

NEW 13 HRS AGO

$99,900

4 beds2 baths1,554 sq ft

414 S Hamilton St, Watertown, NY 13601

Listing by First Choice Real Estate, (315) 221-4673

NEW 25 HRS AGO

$182,000

3 beds1.5 baths1,056 sq ft

106 Girard Ave, Watertown, NY 13601

Listing by Keller Williams Northern New York, (315) 459-6619

$214,900

4 beds2 baths2,353 sq ft

133 Central St, Watertown, NY 13601

Listing by Grey Arrow Realty, Inc., (315) 921-5034

$189,900

4 beds1 bath1,248 sq ft

238 Seymour St, Watertown, NY 13601

Listing by eXp Realty, (888) 276-0630

VIDEO TOUR

$429,000

3 beds2.5 baths2,206 sq ft

26158 Allen Dr, Watertown, NY 13601

Listing by Bridgeview Real Estate, (315) 782-9292

$269,000

6 beds2 baths2,162 sq ft

140 Seymour St, Watertown, NY 13601

Listing by NNY Homes Inc, (315) 782-4476

$225,000

4 beds1.5 baths1,807 sq ft

341 Mullin St, Watertown, NY 13601

Listing by Grey Arrow Realty, Inc., (315) 921-5034

OPEN SUN, 11AM TO 1PM

$335,000

3 beds2.5 baths2,306 sq ft

521 Holcomb St, Watertown, NY 13601

Listing by Berkshire Hathaway HomeServices CNY Realty Watn, (315) 232-7355

FOR SALE BY OWNER

$350,000

4 beds2 baths2,104 sq ft

16480 Churchill Rd, Copenhagen, NY 13626

Home values near 20974 Cagwin Rd

Data from public records.

Address	Redfin Estimate
20897 Cagwin Rd, Watertown, NY 5 Beds \| 4 Baths \| 4457 Sq. Ft.	$782,496
21060 Cagwin Rd, Watertown, NY 4 Beds \| 3 Baths \| 4207 Sq. Ft.	$509,067

Address	Redfin Estimate
20950 Cagwin Rd, Watertown, NY 3 Beds \| 2 Baths \| 2179 Sq. Ft.	$469,580
21100 Cagwin Rd, Watertown, NY 4 Beds \| 3 Baths \| 3126 Sq. Ft.	$569,282

Address	Redfin Estimate
21044 Cagwin Rd, Watertown, NY 2 Beds \| 2 Baths \| 1445 Sq. Ft.	$305,719
21137 Cagwin Rd, Watertown, NY 3 Beds \| 2 Baths \| 1738 Sq. Ft.	$306,607

Property information provided by CNYIS when last listed in 2021. This data may not show owner updates. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 13601, NY

Sale history for 20974 Cagwin Rd

Tax history for 20974 Cagwin Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 13601

Home values near 20974 Cagwin Rd

More real estate resources