Why pay rent, when your mortgage payment would be cheaper? Check out this move in ready two bedroom, one bath home located in the Village of Waverly. The first floor offers you a comfortable living room, eat in kitchen and upstairs you will find two bedrooms and a full bath. All recently updated with new flooring, windows, paint, electric, plumbing and furnace. Off street parking and a partially fenced in back yard, check this one out !
Single-familyProperty Type
1854Year Built
3,484 sq ftLot Size
$106Est. Price/Sq.Ft.
Listing by Carrie Ann Henry• Century 21 Jackson Real Estate-Athens
With a mortgage payment that is cheaper than renting, you'll be able to invest in your future while building equity. Check out this move in ready two bedroom, one bath home located in the Village of Waverly. The first floor of this house offers you a comfortable living room, eat-in kitchen and upstairs you will find two bedrooms and a full bath. All recently updated with new paint, new flooring , vinyl replacement windows, new natural gas furnace and updated electric. Off street parking with a partially fenced in back yard, there is just no reason to not fall in love with this house offered at this price.
Public Records
Nov 14, 2016
Sold
$15,500
$13/sq ft
UNYREIS #EC232686
Jun 25, 2013
Listing Removed
—
May 27, 2013
Listed
$6,000
$5/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$3,530 (+37.5%)
$7,300 + $59,824
$67,124
2024
$2,566 (+137.4%)
$7,300 + $59,824
$67,124
2023
$1,081 (−45.8%)
$7,300 + $10,000
$17,300
2022
$1,997 (+35.2%)
$7,300 + $10,000
$17,300
2021
$1,477 (+16.8%)
$7,300 + $10,000
$17,300
2020
$1,264 (+11.6%)
$7,300 + $10,000
$17,300
2019
$1,133 (−37.0%)
$7,300 + $10,000
$17,300
2018
$1,799 (+62.4%)
$7,300 + $10,000
$17,300
2017
$1,108 (−37.1%)
$7,300 + $10,000
$17,300
2016
$1,761 (+63.4%)
$7,300 + $10,000
$17,300
2015
$1,078 (+117.8%)
$7,300 + $10,000
$17,300
2014
$495
$7,300 + $10,000
$17,300
Tax history for 434 Loder St
Year
Property tax
Land + Additions
Assessment*
2025
$3,530 (+37.5%)
$7,300 + $59,824
$67,124
2024
$2,566 (+137.4%)
$7,300 + $59,824
$67,124
2023
$1,081 (−45.8%)
$7,300 + $10,000
$17,300
2022
$1,997 (+35.2%)
$7,300 + $10,000
$17,300
2021
$1,477 (+16.8%)
$7,300 + $10,000
$17,300
2020
$1,264 (+11.6%)
$7,300 + $10,000
$17,300
2019
$1,133 (−37.0%)
$7,300 + $10,000
$17,300
2018
$1,799 (+62.4%)
$7,300 + $10,000
$17,300
2017
$1,108 (−37.1%)
$7,300 + $10,000
$17,300
2016
$1,761 (+63.4%)
$7,300 + $10,000
$17,300
2015
$1,078 (+117.8%)
$7,300 + $10,000
$17,300
2014
$495
$7,300 + $10,000
$17,300
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
3
Baths
2
Stories
2
Lot width
40 ft.
Lot depth
93 ft.
Lot size
3,733 Sq. Ft.
Year renovated
2012
Sq. Ft.
1,592
Year built
1854
Style
Single Family Residential
County
Tioga County
APN
492001A16601900010330000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 17, 2026.
Property details
Parking
Parking
Features: Off Street
Interior
Bathroom Information
# of Full Bathrooms: 1
Room Information
# of Rooms (Total): 5
Room 1 Information
Bedroom 3
Room 2 Information
Bedroom 4
Room 3 Information
Other
Room 4 Information
Other
Room 5 Information
Bedroom 2
Level: Second
Room 6 Information
Other
Room 7 Information
Laundry
Room 8 Information
Living Room
Level: First
Room 9 Information
Other
Room 10 Information
Dining Room
Room 11 Information
Bedroom 1
Level: Second
Room 12 Information
Bedroom 5
Room 13 Information
Kitchen
Level: First
Room 14 Information
Other
Room 15 Information
Other
Room 16 Information
Other
Equipment
Appliances: Electric Water Heater
Interior Features
Flooring: Carpet, Varies, Vinyl
Exterior
Building Information
Year Built Details: Existing
Roof Details: Shingle
Construction Details: Vinyl Siding
Exterior Features
Exterior Features: Fully Fenced
Fencing: Full
Lot Information
Lot Size Area: 0.08
Lot Size Acres: 0.08
Lot Size Dimensions: 93X40
Water Body Name: None
Zoning: Resid
Property Information
Foundation Details: Stone
Resale
Financial
Assessments and Fees
Assessed Value: $17,300
Tax Information
Annual Tax Amount: $834
Utilities
Utility Information
Utilities: Cable Available, Sewer Connected, Water Available
Electric: Circuit Breakers
Sewer: Connected
Water Source: Not Connected, Public
Heating & Cooling
Has Heating
Heating: Gas, Forced Air
Public facts
Beds: 3
Baths: 2.0
Sq. Ft.: 1,592
Stories: 2.0
Lot Size: 3,733 square feet
Style: Single Family Residential
Year Built: 1854
Year Renovated: 2012
County: Tioga County
APN: 492001A16601900010330000000
Home facts updated by county records on Jul 17, 2026
Around this home
Schools
Lincoln Street Elementary School
Public PreK-K • Assigned • 0.5mi
Waverly Middle School
Public 5-8 • Assigned • 1.0mi
8/10
Waverly High School
Public 9-12 • Assigned • 1.0mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 96° expected this year, 16 days in 30 years
2/10 Wind Factor
2% chance of strong winds in next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Waverly, NY • 14892
Average low and high temperatures (°F)
28
16
33
19
51
30
60
39
64
46
78
58
83
63
77
55
74
52
62
41
47
33
34
20
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.2 hours in
June and 2.6 hours in December, placing it below the
U.S. average for solar exposure.
9.2 hrs
2.6 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$119,000 – $144,000
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