Charming Renovated Cottage on the Susquehanna River! Escape to this beautifully updated seasonal cottage perched 15–20 feet above the scenic Susquehanna River. Fully renovated over the past two years, this riverfront retreat blends rustic charm with modern upgrades. Step inside to a bright, refreshed interior featuring an updated kitchen and bathroom, leveled floors, and a cozy porch that’s been transformed into a welcoming bar room—perfect for entertaining. A brand-new metal roof was added to the front porch, along with a spacious, river-facing deck ideal for relaxing summer evenings with friends. Enjoy the outdoors with a flat, partially shaded side yard. A convenient shed provides storage for lawn tools and gear. The private driveway accommodates two vehicles. Whether you’re into fishing, boating, or kayaking, this property is a perfect riverside getaway. Don’t miss your chance to own this turnkey cottage with stunning water views and modern comforts!
Single-familyProperty Type
1960Year Built
10,018 sq ftLot Size
$229Est. Price/Sq.Ft.
Listing by Larry Butts• HOWARD HANNA
Bought with Charlene Lewis• EXIT REALTY FRONT AND CENTER
Quiet, peaceful Susquehanna Riverfront! This seasonal 2-bedroom cottage sits above the river approximately 15-20 feet. The yard is flat and partly shaded by the trees. The cottage has a nice flowing, open floor plan. This won't last, call today to set up your appointment!
Year
Property tax
Land + Additions
Assessment*
2026
$1,073
$10,000 + $10,000
$20,000
2025
$1,073 (+4.6%)
$10,000 + $10,000
$20,000
2024
$1,026 (+2.0%)
$10,000 + $10,000
$20,000
2023
$1,006 (+6.7%)
$10,000 + $10,000
$20,000
2022
$943 (−0.2%)
$10,000 + $10,000
$20,000
2021
$945 (+2.7%)
$10,000 + $10,000
$20,000
2020
$919 (−2.0%)
$10,000 + $10,000
$20,000
2019
$939 (+3.7%)
$10,000 + $10,000
$20,000
2018
$905 (+0.6%)
$10,000 + $10,000
$20,000
2017
$900 (−0.3%)
$10,000 + $10,000
$20,000
2016
$903 (+0.7%)
$10,000 + $10,000
$20,000
2015
$897 (−1.1%)
$10,000 + $10,000
$20,000
2014
$907
$10,000 + $10,000
$20,000
Tax history for 109 Mountain Rd
Year
Property tax
Land + Additions
Assessment*
2026
$1,073
$10,000 + $10,000
$20,000
2025
$1,073 (+4.6%)
$10,000 + $10,000
$20,000
2024
$1,026 (+2.0%)
$10,000 + $10,000
$20,000
2023
$1,006 (+6.7%)
$10,000 + $10,000
$20,000
2022
$943 (−0.2%)
$10,000 + $10,000
$20,000
2021
$945 (+2.7%)
$10,000 + $10,000
$20,000
2020
$919 (−2.0%)
$10,000 + $10,000
$20,000
2019
$939 (+3.7%)
$10,000 + $10,000
$20,000
2018
$905 (+0.6%)
$10,000 + $10,000
$20,000
2017
$900 (−0.3%)
$10,000 + $10,000
$20,000
2016
$903 (+0.7%)
$10,000 + $10,000
$20,000
2015
$897 (−1.1%)
$10,000 + $10,000
$20,000
2014
$907
$10,000 + $10,000
$20,000
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
2
Baths
1
Stories
1
Lot width
100 ft.
Lot depth
—
Lot size
10,019 Sq. Ft.
Year renovated
—
Sq. Ft.
580
Year built
1960
Style
Single Family Residential
County
Broome County
APN
035089A15000700010150000000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 10, 2026.
Property details
Interior
Virtual Tour
Bathroom Information
# of Full Bathrooms: 1
Heating & Cooling
Cooling: None
Has Heating
Heating: Propane, Wall Furnace
Interior Features
Appliances: Range, Electric Water Heater, Free-Standing Range, Microwave, Refrigerator
Flooring: Tile, Vinyl, Wood
Room Information
# of Rooms Total: 4
Exterior
Exterior Features
Patio And Porch Features: Deck, Porch, Covered
Building Information
Above Grade Finished Area: 580
Construction Materials: Aluminum Siding
Foundation Details: Pillar/Post/Pier
Property Features
On Waterfront
Waterfront Features: River Front
Has View
Other Structures: Shed(s)
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: SingleFamilyResidence
Lot Information
Lot Features: Level, Waterfront
Lot Size : 0.23
Lot Size Dimensions: 100 x 100
Lot Size Area: 0.23
Lot Size Units: Acres
Financial
Tax Information
Tax Annual Amount: $1,099
Utilities
Utility Information
Water Source: Well
Sewer: Septic Tank
Location
Schools Information
Elementary School District: Windsor
Elementary School: Alice Freeman Palmer
Middle Or Junior School District: Windsor
High School District: Windsor
Location Information
Directions: Main St in Windsor about 3.5 miles outside the village. Take a right onto Doolittle Rd. Doolittle turns into Dutchtown Rd. Take a left onto Mountain Rd. Then take a left onto Miller's Flat Dr. It looks like a driveway. Follow down to the river.
Public facts
Beds: 2
Baths: 1.0
Sq. Ft.: 580
Stories: 1.0
Lot Size: 10,019 square feet
Style: Single Family Residential
Year Built: 1960
Year Renovated: —
County: Broome County
APN: 035089A15000700010150000000
Home facts updated by county records on Aug 10, 2026
Other
Listing Information
List AOR: GreaterBinghamtonAssociationOfRealtors
Around this home
Schools
A F Palmer Elementary School / Windsor Central Middle School
Public PreK-8 • Assigned • 3.0mi
8/10
Windsor Central High School
Public 9-12 • Assigned • 4.1mi
8/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
5/10 Flood Factor
Estimated 16-24% chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
2/10 Heat Factor
7 days above 92° expected this year, 17 days in 30 years
2/10 Wind Factor
2% chance of strong winds in next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Windsor, NY • 13865
Average low and high temperatures (°F)
28
16
32
19
50
31
60
40
66
48
78
59
83
64
78
57
75
53
62
43
48
34
34
21
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.9 hours in
June and 2.7 hours in December, placing it below the
U.S. average for solar exposure.
8.9 hrs
2.7 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$127,000 – $153,000
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