For sale

$549,000

Est. $3,302/mo —

•

1,248

sq ft

690 Smith Rd, Worcester, NY 12197

About this home

Two homes, one property, and 44.65 acres to spread across: this Worcester ranch in Otsego County pairs a main residence with a separate 1-bedroom, 1-bathroom cottage and a 5-acre fenced pasture. The main home offers single-level living with 2 bedrooms and 2 bathrooms, centered around an open great room with cathedral ceilings, exposed beams, and sliding glass doors. The first floor holds the primary bedroom and laundry, with radiant heated floors run by a tankless propane system and a wood auxiliary unit. The primary shower in the main house remains unfinished. Outside, a deck, patio, and fire pit anchor the outdoor space, alongside a 24x12 storage shed with electric service, a barn, a chicken coop, and an additional shed. Both homes share the well, septic system, and heating setup. Located at 690 Smith Rd in Worcester, NY, with easy access to regional thoroughfares, this multi-dwelling property offers space for family, guests, or extra living quarters all in one place.

Single-familyProperty Type

2025Year Built

44.65 acresLot Size

$440Price/Sq.Ft.

6 spacesParking

Listing by Christy Dahms • Charlotteville Realty LLC

•607-434-5993 (agent)

•christy@charlottevillerealty.com (agent)

Listing updated: Sep 6, 2026 at 01:14am

Redfin checked: 2 minutes ago

•Source:Global MLS #202625517

Listing provided courtesy of Global Multiple Listing Service, Inc.

Payment calculator

$3,302 per month

Principal and interest$3,071

Property taxes

$185

HOA dues

Home insurance

$46

Utilities

Add

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Affordability tools

Open houses

No upcoming open houses.

Around this home

Schools

K - 12
Preschool & daycare

Worcester School

Public K-12 • Assigned • 2.6mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

690 Smith Rd · $549,000

Strong offer

$549K and above

75% chance or better to win

Why $549K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 48 days.

SALE-TO-LIST

Most homes are selling 3% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Cathedral ceilings
Paddle fan(s)
Sliding doors
Storm door(s)
ENERGY STAR qualified windows
Tankless water heater

Bedrooms
Primary bedroom on the first floor
Additional bedrooms on the first floor

Bathrooms
Three full bathrooms (all on the first floor)

Kitchen
Gas oven
Range
Range hood
Dishwasher
Refrigerator

Laundry & utility
Washer and dryer included
Laundry located on the main level (in bathroom)

Flooring
Vinyl flooring

Heating & cooling
Hot water heating
Radiant heating
Wood stove or wood heating
Window cooling unit(s)

Sale and tax history for 690 Smith Rd

Sale History
Tax History

Date

Event

Price

Global MLS #202625517

Sep 3, 2026

Listed

$549,000

$440/sq ft

UNYREIS #R1711762

Sep 3, 2026

Listed

$549,000

$440/sq ft

+41

Two homes, one property, and 44.65 acres to spread across: this Worcester ranch in Otsego County pairs a main residence with a separate 1-bedroom, 1-bathroom cottage and a 5-acre fenced pasture. The main home offers single-level living with 2 bedrooms and 2 bathrooms, centered on an open great room with cathedral ceilings, exposed beams, and sliding glass doors that capture the amazing views! The first floor holds the 2 bedrooms and hall bath, as well as laundry, with radiant-heated floors powered by a wood boiler. The primary shower in the main bedroom remains unfinished; you decide on the finishes. Outside, a deck, patio, and fire pit anchor the outdoor space, alongside a 24x12 storage/work shed with electric service and an additional shed. Both homes share the well, septic system, and heating setup. Located at 690 Smith Rd in Worcester, NY, with easy access to regional thoroughfares, this multi-dwelling property offers space for family, guests, or extra living quarters all in one place.

Public Records

Dec 29, 2022

Sold

$100,000

$80/sq ft

UNYREIS #OD133081

Feb 2, 2022

Listing Removed

—

Nov 6, 2021

Listed

$525,000

$421/sq ft

Public record

Beds

—

Baths

—

Stories

—

Lot width

—

Lot depth

—

Lot size

44.65 Acres

Year renovated

—

Finished Sq. Ft.

—

Unfinished Sq. Ft.

—

Total Sq. Ft.

—

Year built

—

Style

Vacant Land

County

Otsego County

APN

366600A21600000010410030000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 31, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

1/10 Heat Factor

7 days above 88° expected this year, 16 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Worcester, NY • 12197

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

97/ 100

Exceptional sunlight

Sunscore

This home ranks in the top 14% for direct sun exposure in Worcester. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.4 hrs

6.5 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 690 Smith Rd

$526,965

$22K under list price of $549K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $45K to $302K.

SOLD SEP 24, 2026
$150,000 Last sold price
3 beds1 bath1,100 sq ft
45 Main St, Worcester, NY 12064
Listing by Keller Williams Upstate NY Properties
$304/sq ft
smaller lot
125 years older
SOLD JUN 30, 2026
$219,700 Last sold price
3 beds1.5 baths1,463 sq ft
56 Church St, Worcester, NY 12197
Listing by Keller Williams Upstate NY Properties
$290/sq ft
smaller lot
110 years older
SOLD APR 24, 2026
$145,000 Last sold price
2 beds1 bath1,500 sq ft
106 County Highway 38, East Worcester, NY 12064
Listing by Keller Williams Upstate NY Properties
$343/sq ft
smaller lot
65 years older
SOLD SEP 22, 2026
$302,000 Last sold price
4 beds2 baths3,200 sq ft
43 Church St, Worcester, NY 12197
Listing by Keller Williams Upstate NY Properties
$346/sq ft
smaller lot
145 years older
SOLD SEP 21, 2026
$45,000 Last sold price
3 beds2 baths1,250 sq ft
11 S Hill Rd, East Worcester, NY 12064
Listing by Keller Williams Upstate NY Properties
$404/sq ft
smaller lot
45 years older
SOLD AUG 25, 2026
$192,000 Last sold price
3 beds2 baths1,000 sq ft
414 Smith Rd, Worcester, NY 12197
Listing by Coldwell Banker Village Green
$248/sq ft
smaller lot
33 years older

Contact listing agent

Christy Dahms

Charlotteville Realty LLC

607-434-5993

christy@charlottevillerealty.com

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