OFF MARKET

Off market feb 2020 for $245K

$494,511

•

1,573

sq ft

20 Top St, Westerly, RI 02891

About this home

Plantation style home in the heart of Westerly boasts four bedrooms and two baths with laundry and in law on first floor, unfinished basement with walkout stairs. Very well maintained, freshly painted exterior and updates. Walk to shopping, Westerly high School, Wilcox park, downtown, nightlife. Just a few minutes from highway. 10 minute drive to Westerly Town beaches and beautiful Watch Hill. See showing instructions.

Single-familyProperty Type

1950Year Built

7,307 sq ftLot Size

$314Est. Price/Sq.Ft.

4 spacesParking

Listed by Brian Marvelle • Connect Realty.com

Bought with The Donovan Group • Keller Williams Coastal

Redfin checked: 2 minutes ago

•Source:RIS #1231126

Redfin Estimate

$494,511

$250K since sold in February 2020$21K since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 11.9% lower than the average sale price ($562K) of 6 comparable homes.

SOLD OCT 2, 2026
$567,500
A
3 beds2 baths1,646 sq ft
6 Holmes St, Westerly, RI 02891
SOLD MAR 4, 2026
$489,000
B
4 beds2 baths1,676 sq ft
24 George St, Westerly, RI 02891
SOLD JUN 25, 2026
$530,000
C
3 beds2 baths1,946 sq ft
5 Benjamin St, Westerly, RI 02891
SOLD SEP 1, 2026
$618,000
D
5 beds2 baths2,448 sq ft
8 Longvue Ave, Westerly, RI 02891
SOLD JAN 22, 2026
$565,000
E
4 beds2 baths1,388 sq ft
44 George St, Westerly, RI 02891
SOLD SEP 30, 2026
$600,000
F
3 beds2 baths1,560 sq ft
15 Clay Ln, Westerly, RI 02891

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Earn from this home

Sell

$294,041

Est. take-home

List your home with Redfin and save $4,945

Rent

$2,748/mo

Redfin rental estimate

List your home for rent

Market trends in 02891, RI

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

98.5%

0.9% MoM

Median sale price

$715K

$10K MoM

Avg. days on market

29d

4 days MoM

Recently sold homes

4 MoM

New listings for sale

OPEN SAT, 11:30AM TO 1PM
$639,300
3 beds2 baths2,904 sq ft
316 Post Rd, Westerly, RI 02891
NEW 9 HRS AGO
$1,650,000
4 beds3 baths2,878 sq ft
3 Rock Ridge Rd, Westerly, RI 02891
OPEN SAT, 11AM TO 12PM
$450,000
3 beds1 bath1,503 sq ft
100 John St, Westerly, RI 02891
OPEN SAT, 11AM TO 12:30PM
$925,000
3 beds3.5 baths2,898 sq ft
8 Pond View Ave, Westerly, RI 02891
$495,000
4 beds2 baths2,090 sq ft
148 Canal St, Westerly, RI 02891
$625,000
4 beds2 baths4,357 sq ft
69 School St, Westerly, RI 02891
OPEN SUN, 11AM TO 1PM
$1,200,000
4 beds3.5 baths4,236 sq ft
6 Shoreline Dr, Westerly, RI 02891
$635,000
3 beds1.5 baths1,562 sq ft
4 Wampanoag Ave, Westerly, RI 02891
$2,995,000
3 beds2 baths1,516 sq ft
88 Rossini Rd, Westerly, RI 02891
$299,000
3 beds1 bath1,280 sq ft
12 Midland Rd, Westerly, RI 02891
See all

Provided by Redfin

Sale history for 20 Top St

Date

Event

Price

RIS #1231126

Feb 28, 2020

Sold

$245,000

$156/sq ft

Jan 16, 2020

Pending

—

Dec 26, 2019

Price Changed

$249,900

$159/sq ft

Nov 29, 2019

Price Changed

$255,000

$162/sq ft

Nov 18, 2019

Relisted

—

Nov 14, 2019

Pending

—

Sep 12, 2019

Price Changed

$269,900

$172/sq ft

Aug 1, 2019

Listed

$279,900

$178/sq ft

RIS #1209557

Dec 31, 2018

Listing Removed

—

Nov 14, 2018

Listed

$244,900

$156/sq ft

RIS #1200345

Nov 14, 2018

Listing Removed

—

Aug 6, 2018

Listed

$249,900

$159/sq ft

RIS #1177604

Mar 8, 2018

Listing Removed

—

Feb 7, 2018

Price Changed

$249,900

$159/sq ft

Nov 9, 2017

Listed

$259,900

$165/sq ft

RIS #1157630

Oct 14, 2017

Listing Removed

—

Apr 25, 2017

Listed

$275,000

$175/sq ft

RIS #1084630

Apr 28, 2015

Listing Removed

—

Mar 26, 2015

Contingent

—

Mar 4, 2015

Price Changed

$169,000

$107/sq ft

Feb 6, 2015

Price Changed

$175,000

$111/sq ft

Jan 14, 2015

Price Changed

$205,000

$130/sq ft

Dec 6, 2014

Listed

$225,000

$143/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$3,208 (+17.9%)

$159,800 + $252,600

$412,400

2024

$2,722 (+2.3%)

$114,300 + $146,200

$260,500

2023

$2,661 (+0.6%)

$114,300 + $147,600

$261,900

2022

$2,645 (+9.4%)

$114,300 + $147,600

$261,900

2021

$2,417 (+1.8%)

$99,400 + $101,000

$200,400

2020

$2,375 (+0.9%)

$99,400 + $101,000

$200,400

2019

$2,353 (+1.3%)

$99,400 + $101,000

$200,400

2018

$2,322 (+2.9%)

$99,400 + $88,600

$188,000

2017

$2,256

$99,400 + $88,600

$188,000

2016

$2,256 (+1.6%)

$99,400 + $88,600

$188,000

2015

$2,220 (+1.6%)

$101,400 + $96,300

$197,700

2014

$2,185 (+1.4%)

$101,400 + $96,300

$197,700

2013

$2,155 (−6.1%)

$101,400 + $96,300

$197,700

2012

$2,296

$112,700 + $114,400

$227,100

Tax history for 20 Top St

Year

Property tax

Land + Additions

Assessment*

2025

$3,208 (+17.9%)

$159,800 + $252,600

$412,400

2024

$2,722 (+2.3%)

$114,300 + $146,200

$260,500

2023

$2,661 (+0.6%)

$114,300 + $147,600

$261,900

2022

$2,645 (+9.4%)

$114,300 + $147,600

$261,900

2021

$2,417 (+1.8%)

$99,400 + $101,000

$200,400

2020

$2,375 (+0.9%)

$99,400 + $101,000

$200,400

2019

$2,353 (+1.3%)

$99,400 + $101,000

$200,400

2018

$2,322 (+2.9%)

$99,400 + $88,600

$188,000

2017

$2,256

$99,400 + $88,600

$188,000

2016

$2,256 (+1.6%)

$99,400 + $88,600

$188,000

2015

$2,220 (+1.6%)

$101,400 + $96,300

$197,700

2014

$2,185 (+1.4%)

$101,400 + $96,300

$197,700

2013

$2,155 (−6.1%)

$101,400 + $96,300

$197,700

2012

$2,296

$112,700 + $114,400

$227,100

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

7,405 Sq. Ft.

Year renovated

—

Sq. Ft.

1,752

Year built

1950

Style

Single Family Residential

County

Washington County

APN

241889

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jun 22, 2026.

HDR-6

High-Density Residential 6 District

High-Density Residential 6 Zoning Districts are intended primarily for areas of existing residential development. These zoning districts are designed for areas where existing densities are high, close to saturation, which include a variety of housing types. These areas are served by municipal water. Also except Misquamicut, they are served by municipal sewers

Permitted uses

Include but are not limited to:

Housing-Group
Housing-Single unit
Park & open space
Water related

Property details

Parking

Parking
Features: No Garage
# of Parking (Total): 4

Interior

Bathroom Information
# of Full Bathrooms: 2

Room Information
# of Rooms (Total): 8
Has Basement
Basement Information: Full, Interior Entry, Unfinished

Equipment
Appliances: Electric Water Heater, Water Heater

Interior Features
Flooring: Ceramic Tile, Vinyl
Other Features: Tub Shower

Exterior

Building Information
Stories: 2
Stories (Total): 2
Construction Details: Drywall, Plaster, Brick

Lot Information
Lot Size Area: 7,307
Lot Size Acres: 0.1677

Property Information
Above Grade Finished Area: 1,573

Financial

Assessments and Fees
Assessed Value: $188,000

Tax Information
Annual Tax Amount: $2,256
Tax Year: 2018

Utilities

Utility Information
Utilities: Sewer Connected
Electric: Circuit Breakers
Sewer: Connected
Water Source: Connected

Heating & Cooling
Has Heating
Heating: Oil, Radiant, Steam

Location

Community Information
Community Features: Near Hospital, Near Schools, Shopping

Public facts

Beds: 4
Baths: 2.0
Sq. Ft.: 1,752
Stories: 2.0
Lot Size: 7,405 square feet
Style: Single Family Residential
Year Built: 1950
Year Renovated: —
County: Washington County
APN: 241889

Home facts updated by county records on Jun 22, 2026

Around this home

Schools

State Street School

Public K-4 • Assigned • 1.1mi

9/10

Westerly Middle School

Public 5-8 • Assigned • 2.6mi

7/10

Westerly High School

Public 9-12 • Assigned • 0.3mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

6/10 Heat Factor

7 days above 91° expected this year, 17 days in 30 years

8/10 Wind Factor

80% chance of strong winds in next 30 years

3/10 Air Factor

3 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Westerly, RI • 02891

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.1 hours in June and 4.6 hours in December, which is comparable to the U.S. average for solar exposure.

9.1 hrs

4.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$470,000 – $569,000

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Nearby similar homes

$579,300

4 beds2 baths3,483 sq ft

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Large backyard • Ample parking area • 0.47 acre lot

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13 No Bottom Rdg, Westerly, RI 02891

Gated community • 2 tennis courts • Protected privacy

$495,000

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Covered rear deck • Owned solar panels • Newer furnace

New listings for sale in 02891

OPEN SAT, 11:30AM TO 1PM

$639,300

3 beds2 baths2,904 sq ft

316 Post Rd, Westerly, RI 02891

Peaceful setting • Modern updates • 0.79 acre lot

NEW 9 HRS AGO

$1,650,000

4 beds3 baths2,878 sq ft

3 Rock Ridge Rd, Westerly, RI 02891

Open-concept design • Massive patio • 0.78 acre lot

OPEN SAT, 11AM TO 12PM

$450,000

3 beds1 bath1,503 sq ft

100 John St, Westerly, RI 02891

Move in ready • Spacious kitchen • Mudroom

OPEN SAT, 11AM TO 12:30PM

$925,000

3 beds3.5 baths2,898 sq ft

8 Pond View Ave, Westerly, RI 02891

Coastal setting • Rooftop views • Private walkout

$495,000

4 beds2 baths2,090 sq ft

148 Canal St, Westerly, RI 02891

Covered rear deck • Owned solar panels • Newer furnace

$625,000

4 beds2 baths4,357 sq ft

69 School St, Westerly, RI 02891

Corner lot • Spacious yard • Historic character

OPEN SUN, 11AM TO 1PM

$1,200,000

4 beds3.5 baths4,236 sq ft

6 Shoreline Dr, Westerly, RI 02891

Private lot • In-ground pool • Rooftop solar array

$635,000

3 beds1.5 baths1,562 sq ft

4 Wampanoag Ave, Westerly, RI 02891

Covered front porch • Hardwood floors • Brick gas fireplace

$2,995,000

3 beds2 baths1,516 sq ft

88 Rossini Rd, Westerly, RI 02891

Waterfront home • Private dock • Tennis courts

Home values near 20 Top St

Data from public records.

Address	Redfin Estimate
27 Top St, Westerly, RI 3 Beds \| 2 Baths \| 1288 Sq. Ft.	$502,013
16 Top St, Westerly, RI 4 Beds \| 2.5 Baths \| 2012 Sq. Ft.	$543,047

Address	Redfin Estimate
23 Top St, Westerly, RI 3 Beds \| 1 Baths \| 1560 Sq. Ft.	$517,727
21 Top St, Westerly, RI 3 Beds \| 2.5 Baths \| 1949 Sq. Ft.	$651,564

Address	Redfin Estimate
18 Top St, Westerly, RI 4 Beds \| 2 Baths \| 1735 Sq. Ft.	$549,141
22 Top St, Westerly, RI 3 Beds \| 1.5 Baths \| 1518 Sq. Ft.	$497,091

Property information provided by RIS when last listed in 2019. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 02891, RI

Sale history for 20 Top St

Tax history for 20 Top St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 02891

Home values near 20 Top St

More real estate resources