OFF MARKET

Off Market Jun 2025 for $520K

$656,581

•

1,949

sq ft

21 Top St, Westerly, RI 02891

About this home

Welcome to this well-maintained ranch-style home, offering just under 2,000 square feet of comfortable living space. This charming property features 3 spacious bedrooms, 2.5 baths, and a 2-car attached garage. The large primary suite includes a full bath, while hardwood floors in the bedrooms and new carpeting throughout add a fresh, inviting touch. Enjoy a bright and airy living room with abundant natural light, complemented by a wood burning fireplace. Step outside to a screened-in porch for peaceful outdoor living, and take advantage of the option to finish the lower level for even more space. Ideally located just minutes from downtown Westerly, shopping, dining, and the beautiful beaches of Misquamicut and Watch Hill, this home offers the perfect blend of comfort, convenience, and coastal living.

Single-familyProperty Type

1960Year Built

0.4 acresLot Size

$337Est. Price/Sq.Ft.

2 car garageParking

Listed by Christopher Torrez • RE/MAX ONE

Bought with Christopher Torrez • RE/MAX ONE

Redfin checked: a minute ago

•Source:RIS #1381819

Redfin Estimate

$656,581

$137K since sold in June 2025$2,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 6.3% higher than the average sale price ($618K) of 6 comparable homes.

SOLD MAR 13, 2026
$435,000
A
3 beds2 baths1,873 sq ft
1 River St, Pawcatuck, CT 06379
SOLD JUN 25, 2026
$530,000
B
3 beds2 baths1,946 sq ft
5 Benjamin St, Westerly, RI 02891
SOLD MAY 1, 2026
$610,000
C
3 beds1.5 baths2,054 sq ft
52 Bellevue Ave, Westerly, RI 02891
SOLD APR 10, 2026
$605,000
D
3 beds2.5 baths1,812 sq ft
22 Colonial Dr, Westerly, RI 02891
SOLD MAY 28, 2026
$875,000
E
3 beds3 baths1,872 sq ft
10 Cedar Crest Dr, Westerly, RI 02891
SOLD MAY 27, 2026
$650,000
F
3 beds3 baths2,024 sq ft
37 William St, Pawcatuck, CT 06379

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Earn from this home

Sell

$209,809

Est. take-home

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Rent

$2,865/mo

Redfin rental estimate

List your home for rent

Market trends in 02891, RI

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

100.4%

0.0% MoM

Median sale price

$625K

$139 MoM

Avg. days on market

25d

8 days MoM

Recently sold homes

3 MoM

New listings for sale

$14,200,000
6 beds6 baths7,045 sq ft
5 Water's Edge Rd, Westerly, RI 02891
COMING SOON
$499,000
3 beds2 baths1,144 sq ft
11 Wilder Ave, Westerly, RI 02891
COMING SOON
$529,000
4 beds2 baths3,816 sq ft
160 160 Westerly Bradford Rd, Westerly, RI 02891
$299,000
1 bed1 bath314 sq ft
20 Winnipaug Rd Unit B6, Misquamicut, RI 02891
$306,000
1 bed1 bath362 sq ft
20 Winnapaug Rd Unit B3, Misquamicut, RI 02891
$350,000
1 bed1 bath471 sq ft
20 Winnapaug Rd Unit B7, Misquamicut, RI 02891
$360,000
1 bed1 bath510 sq ft
20 Winnapaug Rd Unit B1, Misquamicut, RI 02891
$489,000
3 beds2 baths2,806 sq ft
392 Bradford Rd, Bradford, RI 02808
3D WALKTHROUGH
$239,900
2 beds1 bath920 sq ft
15 Apache Dr Unit F, Westerly, RI 02891
$450,000
2 beds2 baths1,226 sq ft
114 Granite St #317, Westerly, RI 02891
See all

Provided by Redfin

Sale history for 21 Top St

Year

Property tax

Land + Additions

Assessment*

2025

$3,952 (+1.7%)

$159,700 + $348,300

$508,000

2024

$3,885 (+2.9%)

$114,200 + $257,600

$371,800

2023

$3,777 (+0.6%)

$114,200 + $257,600

$371,800

2022

$3,755 (+3.8%)

$114,200 + $257,600

$371,800

2021

$3,618 (+1.8%)

$99,300 + $200,700

$300,000

2020

$3,555 (+0.9%)

$99,300 + $200,700

$300,000

2019

$3,522 (+7.1%)

$99,300 + $200,700

$300,000

2018

$3,289 (+2.9%)

$99,300 + $167,000

$266,300

2017

$3,196

$99,300 + $167,000

$266,300

2016

$3,196 (+1.8%)

$99,300 + $167,000

$266,300

2015

$3,140 (+1.6%)

$101,300 + $178,300

$279,600

2014

$3,090 (+1.4%)

$101,300 + $178,300

$279,600

2013

$3,048 (−1.3%)

$101,300 + $178,300

$279,600

2012

$3,088

$112,600 + $192,800

$305,400

Tax history for 21 Top St

Year

Property tax

Land + Additions

Assessment*

2025

$3,952 (+1.7%)

$159,700 + $348,300

$508,000

2024

$3,885 (+2.9%)

$114,200 + $257,600

$371,800

2023

$3,777 (+0.6%)

$114,200 + $257,600

$371,800

2022

$3,755 (+3.8%)

$114,200 + $257,600

$371,800

2021

$3,618 (+1.8%)

$99,300 + $200,700

$300,000

2020

$3,555 (+0.9%)

$99,300 + $200,700

$300,000

2019

$3,522 (+7.1%)

$99,300 + $200,700

$300,000

2018

$3,289 (+2.9%)

$99,300 + $167,000

$266,300

2017

$3,196

$99,300 + $167,000

$266,300

2016

$3,196 (+1.8%)

$99,300 + $167,000

$266,300

2015

$3,140 (+1.6%)

$101,300 + $178,300

$279,600

2014

$3,090 (+1.4%)

$101,300 + $178,300

$279,600

2013

$3,048 (−1.3%)

$101,300 + $178,300

$279,600

2012

$3,088

$112,600 + $192,800

$305,400

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

2.5

Stories

Lot width

—

Lot depth

—

Lot size

6,970 Sq. Ft.

Year renovated

—

Sq. Ft.

1,949

Year built

1960

Style

Single Family Residential

County

Washington County

APN

464722

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jun 22, 2026.

HDR-6

High-Density Residential 6 District

High-Density Residential 6 Zoning Districts are intended primarily for areas of existing residential development. These zoning districts are designed for areas where existing densities are high, close to saturation, which include a variety of housing types. These areas are served by municipal water. Also except Misquamicut, they are served by municipal sewers

Permitted uses

Include but are not limited to:

Housing-Group
Housing-Single unit
Park & open space
Water related

Property details

Parking

Garage/Carport Information
Has Garage
Has Attached Garage
# of Garage Spaces: 2

Parking
Features: Attached, Garage
# of Parking (Total): 8
# of Covered Spaces: 2

Interior

Virtual Tour

Bathroom Information
# of Full Bathrooms: 2
# of Half Bathrooms: 1

Room Information
# of Rooms (Total): 6
Has Basement
Basement Information: Full, Unfinished, Walk-Out Access

Fireplace Information
Has Fireplace
# of Fireplaces: 2
Features: Masonry

Equipment
Appliances: Oil Water Heater

Interior Features
Flooring: Carpet, Hardwood

Exterior

Building Information
Stories: 1
Stories (Total): 1
Construction Details: Brick

Exterior Features
Patio And Porch Features: Porch, Screened

Lot Information
Lot Size Area: 17,424
Lot Size Acres: 0.4
Frontage Length: 120
Zoning: R6

Property Information
Above Grade Finished Area: 1,949
Foundation Details: Concrete Perimeter

Financial

Assessments and Fees
Assessed Value: $371,800

Tax Information
Annual Tax Amount: $3,885
Tax Year: 2024

Utilities

Utility Information
Utilities: Sewer Connected
Sewer: Connected
Water Source: Connected

Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Baseboard, Oil

Location

Community Information
Community Features: Near Hospital, Near Schools, Recreation Area, Restaurant, Shopping, Tennis Court(s)

Public facts

Beds: 3
Baths: 2.5
Sq. Ft.: 1,949
Stories: 1.0
Lot Size: 6,970 square feet
Style: Single Family Residential
Year Built: 1960
Year Renovated: —
County: Washington County
APN: 464722

Home facts updated by county records on Jun 22, 2026

Around this home

Schools

State Street School

Public K-4 • Assigned • 1.0mi

9/10

Westerly Middle School

Public 5-8 • Assigned • 2.6mi

7/10

Westerly High School

Public 9-12 • Assigned • 0.3mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

6/10 Heat Factor

7 days above 91° expected this year, 17 days in 30 years

8/10 Wind Factor

80% chance of strong winds in next 30 years

3/10 Air Factor

3 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Westerly, RI • 02891

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.1 hours in June and 4.6 hours in December, which is comparable to the U.S. average for solar exposure.

9.1 hrs

4.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$624,000 – $756,000

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Nearby similar homes

$574,800

3 beds2 baths1,646 sq ft

6 Holmes St, Westerly, RI 02891

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177 High St, Westerly, RI 02891

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215 Canal St, Westerly, RI 02891

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4 beds2.5 baths1,889 sq ft

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$1,199,000

5 beds3.5 baths4,156 sq ft

167 Winnapaug Rd, Westerly, RI 02891

New listings for sale in 02891

$14,200,000

6 beds6 baths7,045 sq ft

5 Water's Edge Rd, Westerly, RI 02891

COMING SOON

$499,000

3 beds2 baths1,144 sq ft

11 Wilder Ave, Westerly, RI 02891

COMING SOON

$529,000

4 beds2 baths3,816 sq ft

160 160 Westerly Bradford Rd, Westerly, RI 02891

$299,000

1 bed1 bath314 sq ft

20 Winnipaug Rd Unit B6, Misquamicut, RI 02891

$306,000

1 bed1 bath362 sq ft

20 Winnapaug Rd Unit B3, Misquamicut, RI 02891

$350,000

1 bed1 bath471 sq ft

20 Winnapaug Rd Unit B7, Misquamicut, RI 02891

$360,000

1 bed1 bath510 sq ft

20 Winnapaug Rd Unit B1, Misquamicut, RI 02891

$489,000

3 beds2 baths2,806 sq ft

392 Bradford Rd, Bradford, RI 02808

3D WALKTHROUGH

$239,900

2 beds1 bath920 sq ft

15 Apache Dr Unit F, Westerly, RI 02891

Home values near 21 Top St

Data from public records.

Address	Redfin Estimate
12 Top St, Westerly, RI 2 Beds \| 1.5 Baths \| 1512 Sq. Ft.	$465,447
17 Top St, Westerly, RI 4 Beds \| 2.5 Baths \| 2300 Sq. Ft.	$671,412

Address	Redfin Estimate
23 Top St, Westerly, RI 3 Beds \| 1 Baths \| 1560 Sq. Ft.	$509,622
18 Top St, Westerly, RI 4 Beds \| 2 Baths \| 1735 Sq. Ft.	$538,893

Address	Redfin Estimate
20 Top St, Westerly, RI 4 Beds \| 2 Baths \| 1573 Sq. Ft.	$518,403
15 Top St, Westerly, RI 4 Beds \| 2.5 Baths \| 2362 Sq. Ft.	$610,834

Property information provided by RIS when last listed in 2025. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 02891, RI

Sale history for 21 Top St

Tax history for 21 Top St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 02891

Home values near 21 Top St

More real estate resources