SOLD OCT 28, 2025

Off Market Oct 2025 for $450K

$447,016

•

1,000

sq ft

40 Cross St, Westerly, RI 02891

About this home

This adorable and low maintenance home is the perfect starter home or downsizer and is located just minutes to the beautiful RI beaches and just a short walk to downtown Westerly. Elegantly landscaped with a welcoming front porch, this home boasts 2 bedrooms on the second level and an additional multi-functional room on the first level. With rich hardwood floors throughout and beautifully updated kitchen and baths, it's the perfect blend of classic character with modern upgrades! Contingent upon closing of Buyer's new home.

Single-familyProperty Type

1890Year Built

4,356 sq ftLot Size

$447Est. Price/Sq.Ft.

2 spacesParking

Listed by Karen Hanson • Stonington Realty

Bought with Laurie Johnstone • BHHS New England Properties

Redfin checked: a minute ago

•Source:RIS #1393863

Redfin Estimate

$447,016

$2,984 since sold in October 2025$6,000 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 7.5% higher than the average sale price ($416K) of 6 comparable homes.

SOLD MAY 29, 2026
$420,000
A
3 beds1.5 baths1,198 sq ft
52 Moss St, Pawcatuck, CT 06379
SOLD JUL 22, 2026
$354,004
B
3 beds2 baths1,028 sq ft
10 Hobart St, Westerly, RI 02891
SOLD MAY 15, 2026
$447,000
C
3 beds2 baths1,212 sq ft
16 Spring St, Westerly, RI 02891
SOLD MAR 5, 2026
$295,000
D
2 beds1 bath1,066 sq ft
2 Pawcatuck Ave, Pawcatuck, CT 06379
SOLD NOV 21, 2025
$450,000
E
3 beds2 baths1,100 sq ft
29 John St, Westerly, RI 02891
SOLD SEP 30, 2025
$530,000
F
2 beds1.5 baths1,504 sq ft
29 George St, Westerly, RI 02891

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Earn from this home

Sell

$64,273

Est. take-home

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Rent

$1,893/mo

Redfin rental estimate

List your home for rent

Market trends in 02891, RI

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

100.5%

+0.2% MoM

Median sale price

$625K

$25K MoM

Avg. days on market

32d

3 days MoM

Recently sold homes

8 MoM

New listings for sale

COMING SOON
11 Wilder Ave, Westerly, RI 02891
$499,000
3 beds2 baths1,144 sq ft
11 Wilder Ave, Westerly, RI 02891
COMING SOON
$529,000
4 beds2 baths3,816 sq ft
160 160 Westerly Bradford Rd, Westerly, RI 02891
COMING SOON
$14,200,000
6 beds6 baths7,045 sq ft
5 Water's Edge Rd, Westerly, RI 02891
$299,000
1 bed1 bath314 sq ft
20 Winnipaug Rd Unit B6, Misquamicut, RI 02891
$306,000
1 bed1 bath362 sq ft
20 Winnapaug Rd Unit B3, Misquamicut, RI 02891
$350,000
1 bed1 bath471 sq ft
20 Winnapaug Rd Unit B7, Misquamicut, RI 02891
$360,000
1 bed1 bath510 sq ft
20 Winnapaug Rd Unit B1, Misquamicut, RI 02891
$489,000
3 beds2 baths2,806 sq ft
392 Bradford Rd, Bradford, RI 02808
3D WALKTHROUGH
$239,900
2 beds1 bath920 sq ft
15 Apache Dr Unit F, Westerly, RI 02891
$450,000
2 beds2 baths1,226 sq ft
114 Granite St #317, Westerly, RI 02891
See all

Provided by Redfin

Redfin agents who toured

Magnificent colonial charm!
12 months ago• May not reflect the current state of the home
Jonathan McCabe
Redfin Associate agent

Sale history for 40 Cross St

Date

Event

Price

RIS #1393863

Oct 28, 2025

Sold

$450,000

$450/sq ft

Sep 5, 2025

Pending

—

Aug 30, 2025

Listed

$399,000

$399/sq ft

RIS #1102685

Dec 1, 2015

Sold

$214,500

$215/sq ft

Nov 18, 2015

Pending

—

Oct 14, 2015

Contingent

—

Sep 17, 2015

Price Changed

$238,000

$238/sq ft

Jul 17, 2015

Listed

$242,000

$242/sq ft

+20

RIS #959477

Dec 19, 2013

Price Changed

$199,000

$199/sq ft

May 17, 2010

Listing Removed

—

Feb 20, 2010

Listed

$219,000

$219/sq ft

Smart MLS #E236675

Jun 30, 2010

Listing Removed

—

Feb 20, 2010

Listed

$199,000

$199/sq ft

RIS #730080

Feb 20, 2007

Listing Removed

—

Jan 2, 2007

Listed

$249,900

$250/sq ft

RIS #213357

Feb 12, 2003

Sold

$146,500

$147/sq ft

Jan 7, 2003

Listing Removed

—

Sep 8, 2002

Listed

$159,900

$160/sq ft

Smart MLS #E129930

Sep 16, 2002

Listed

$159,900

$160/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$2,691 (−8.8%)

$136,200 + $209,700

$345,900

2024

$2,950 (+2.9%)

$97,300 + $185,000

$282,300

2023

$2,868 (+0.6%)

$97,300 + $185,000

$282,300

2022

$2,851 (+0.6%)

$97,300 + $185,000

$282,300

2021

$2,834 (+1.8%)

$84,600 + $150,400

$235,000

2020

$2,785 (+0.9%)

$84,600 + $150,400

$235,000

2019

$2,759 (+4.9%)

$84,600 + $150,400

$235,000

2018

$2,629 (+2.9%)

$84,600 + $128,300

$212,900

2017

$2,555

$84,600 + $128,300

$212,900

2016

$2,555 (+24.6%)

$84,600 + $128,300

$212,900

2015

$2,051 (+13.7%)

$86,400 + $96,200

$182,600

2014

$1,804 (+1.3%)

$86,400 + $76,900

$163,300

2013

$1,780 (−3.1%)

$86,400 + $76,900

$163,300

2012

$1,837

$96,000 + $85,700

$181,700

Tax history for 40 Cross St

Year

Property tax

Land + Additions

Assessment*

2025

$2,691 (−8.8%)

$136,200 + $209,700

$345,900

2024

$2,950 (+2.9%)

$97,300 + $185,000

$282,300

2023

$2,868 (+0.6%)

$97,300 + $185,000

$282,300

2022

$2,851 (+0.6%)

$97,300 + $185,000

$282,300

2021

$2,834 (+1.8%)

$84,600 + $150,400

$235,000

2020

$2,785 (+0.9%)

$84,600 + $150,400

$235,000

2019

$2,759 (+4.9%)

$84,600 + $150,400

$235,000

2018

$2,629 (+2.9%)

$84,600 + $128,300

$212,900

2017

$2,555

$84,600 + $128,300

$212,900

2016

$2,555 (+24.6%)

$84,600 + $128,300

$212,900

2015

$2,051 (+13.7%)

$86,400 + $96,200

$182,600

2014

$1,804 (+1.3%)

$86,400 + $76,900

$163,300

2013

$1,780 (−3.1%)

$86,400 + $76,900

$163,300

2012

$1,837

$96,000 + $85,700

$181,700

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

1.5

Stories

Lot width

—

Lot depth

—

Lot size

4,356 Sq. Ft.

Year renovated

—

Sq. Ft.

1,000

Year built

1890

Style

Single Family Residential

County

Washington County

APN

237884

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jun 22, 2026.

HDR-6

High-Density Residential 6 District

High-Density Residential 6 Zoning Districts are intended primarily for areas of existing residential development. These zoning districts are designed for areas where existing densities are high, close to saturation, which include a variety of housing types. These areas are served by municipal water. Also except Misquamicut, they are served by municipal sewers

Permitted uses

Include but are not limited to:

Housing-Group
Housing-Single unit
Park & open space
Water related

Property details

Parking

Parking
Features: Detached, Garage, No Garage
# of Parking (Total): 2

Interior

Bathroom Information
# of Full Bathrooms: 1
# of Half Bathrooms: 1

Room Information
# of Rooms (Total): 6

Equipment
Appliances: Gas Water Heater, Tankless Water Heater

Interior Features
Flooring: Ceramic Tile, Hardwood

Exterior

Building Information
Stories: 2
Stories (Total): 2

Lot Information
Lot Size Area: 4,356
Lot Size Acres: 0.1

Property Information
Above Grade Finished Area: 1,000
Foundation Details: Block

Financial

Assessments and Fees
Assessed Value: $282,300

Tax Information
Annual Tax Amount: $2,950
Tax Year: 2024

Utilities

Utility Information
Utilities: Sewer Connected
Sewer: Connected
Water Source: Connected

Heating & Cooling
Has Heating
Heating: Forced Air, Gas

Location

Community Information
Community Features: Golf, Near Hospital, Near Schools, Recreation Area, Restaurant, Shopping

Public facts

Beds: 2
Baths: 1.5
Sq. Ft.: 1,000
Stories: 2.0
Lot Size: 4,356 square feet
Style: Single Family Residential
Year Built: 1890
Year Renovated: —
County: Washington County
APN: 237884

Home facts updated by county records on Jun 22, 2026

Around this home

Schools

State Street School

Public K-4 • Assigned • 0.4mi

9/10

Westerly Middle School

Public 5-8 • Assigned • 2.5mi

7/10

Westerly High School

Public 9-12 • Assigned • 0.5mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

6/10 Heat Factor

7 days above 91° expected this year, 17 days in 30 years

8/10 Wind Factor

80% chance of strong winds in next 30 years

3/10 Air Factor

3 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Westerly, RI • 02891

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.1 hours in June and 4.6 hours in December, which is comparable to the U.S. average for solar exposure.

9.1 hrs

4.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$425,000 – $515,000

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Nearby similar homes

$574,800

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76 Pleasant St, Westerly, RI 02891

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39 Avondale Rd, Westerly, RI 02891

New listings for sale in 02891

COMING SOON

$499,000

3 beds2 baths1,144 sq ft

11 Wilder Ave, Westerly, RI 02891

COMING SOON

$529,000

4 beds2 baths3,816 sq ft

160 160 Westerly Bradford Rd, Westerly, RI 02891

COMING SOON

$14,200,000

6 beds6 baths7,045 sq ft

5 Water's Edge Rd, Westerly, RI 02891

$299,000

1 bed1 bath314 sq ft

20 Winnipaug Rd Unit B6, Misquamicut, RI 02891

$306,000

1 bed1 bath362 sq ft

20 Winnapaug Rd Unit B3, Misquamicut, RI 02891

$350,000

1 bed1 bath471 sq ft

20 Winnapaug Rd Unit B7, Misquamicut, RI 02891

$360,000

1 bed1 bath510 sq ft

20 Winnapaug Rd Unit B1, Misquamicut, RI 02891

$489,000

3 beds2 baths2,806 sq ft

392 Bradford Rd, Bradford, RI 02808

3D WALKTHROUGH

$239,900

2 beds1 bath920 sq ft

15 Apache Dr Unit F, Westerly, RI 02891

Home values near 40 Cross St

Data from public records.

Address	Redfin Estimate
42 Cross Street, Westerly, RI 5 Beds \| 3 Baths \| 2941 Sq. Ft.	$568,489
45 Cross Street, Westerly, RI 3 Beds \| 2 Baths \| 1878 Sq. Ft.	$547,973

Address	Redfin Estimate
41 Cross Street, Westerly, RI 3 Beds \| 1.5 Baths \| 1714 Sq. Ft.	$672,532
42 Cross Street, Westerly, RI 4 Beds \| 2 Baths \| 2107 Sq. Ft.	$513,165

Address	Redfin Estimate
44 Cross Street, Westerly, RI 4 Beds \| 2.5 Baths \| 2363 Sq. Ft.	$558,692
44 Cross Street, Westerly, RI 4 Beds \| 2.5 Baths \| 2363 Sq. Ft.	$608,902

Property information provided by RIS when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 02891, RI

Redfin agents who toured

Sale history for 40 Cross St

Tax history for 40 Cross St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 02891

Home values near 40 Cross St

More real estate resources