SOLD OCT 31, 2025

Off Market Oct 2025 for $480K

$549,039

•

1,878

sq ft

45 Cross St, Westerly, RI 02891

About this home

Charming cape located in the heart of town. Living room has a fireplace with a pellet stove insert. Eat in kitchen with granite counters and tile floors. First floor bedroom and a full bath with separate tub and shower. Formal dining room . 2 beds and a bath upstairs. Primary bedroom has walk in closet and balcony. Full basement with a half bath. Oil heat city water and sewer. Solar panels are paid in full and transferable to the new owner . House is being sold as is.

Single-familyProperty Type

1954Year Built

6,970 sq ftLot Size

$292Est. Price/Sq.Ft.

1 car garageParking

Listed by Kimber Pope Kettlety • Coldwell Banker Coastal Homes

Bought with Ryan Lynch • Compass

Redfin checked: a minute ago

•Source:RIS #1396403

Redfin Estimate

$549,039

$69K since sold in October 2025$9,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 0.2% lower than the average sale price ($550K) of 6 comparable homes.

SOLD JUN 25, 2026
$530,000
A
3 beds2 baths1,946 sq ft
5 Benjamin St, Westerly, RI 02891
SOLD JUN 16, 2026
$519,900
B
3 beds1.5 baths2,128 sq ft
14 Hyde St, Pawcatuck, CT 06379
SOLD MAY 1, 2026
$610,000
C
3 beds1.5 baths2,054 sq ft
52 Bellevue Ave, Westerly, RI 02891
SOLD DEC 17, 2025
$500,000
D
3 beds2 baths1,656 sq ft
52 William St, Pawcatuck, CT 06379
SOLD OCT 30, 2025
$724,400
E
3 beds2 baths1,810 sq ft
99 East Ave, Westerly, RI 02891
SOLD AUG 19, 2026
$417,500
F
3 beds2 baths1,520 sq ft
34 Downer St, Pawcatuck, CT 06379

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Earn from this home

Sell

$137,439

Est. take-home

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Rent

$2,983/mo

Redfin rental estimate

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Market trends in 02891, RI

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

100.4%

0.0% MoM

Median sale price

$625K

$139 MoM

Avg. days on market

25d

8 days MoM

Recently sold homes

3 MoM

New listings for sale

NEW 18 HRS AGO
$895,000
2 beds2 baths1,316 sq ft
3 Clifford Dr, Westerly, RI 02891
COMING SOON
$525,000
3 beds2 baths1,171 sq ft
39 Riverdale Rd, Westerly, RI 02891
$1,600,000
2 beds2 baths924 sq ft
118 Bay St #4, Westerly, RI 02891
$895,000
3 beds1.5 baths1,128 sq ft
23 1st St, Westerly, RI 02891
$879,900
2 beds2 baths1,806 sq ft
31 Butterfly Dr, Westerly, RI 02891
$999,000
6 beds1 bath1,590 sq ft
49 Benson Ave, Westerly, RI 02891
$895,000
4 beds1.5 baths2,476 sq ft
177 High St, Westerly, RI 02891
$2,300,000
3 beds1.5 baths1,596 sq ft
12 Brightman Way, Westerly, RI 02891
$14,200,000
6 beds6 baths7,045 sq ft
5 Water's Edge Rd, Westerly, RI 02891
COMING SOON
$499,000
3 beds2 baths1,144 sq ft
11 Wilder Ave, Westerly, RI 02891
See all

Provided by Redfin

Sale history for 45 Cross St

Year

Property tax

Land + Additions

Assessment*

2025

$3,265 (−5.4%)

$152,000 + $267,700

$419,700

2024

$3,451 (+2.9%)

$108,600 + $221,600

$330,200

2023

$3,355 (+0.6%)

$108,600 + $221,600

$330,200

2022

$3,335 (+8.6%)

$108,600 + $221,600

$330,200

2021

$3,070 (+1.8%)

$94,500 + $160,100

$254,600

2020

$3,017 (+0.9%)

$94,500 + $160,100

$254,600

2019

$2,989 (+12.9%)

$94,500 + $160,100

$254,600

2018

$2,648 (+2.9%)

$94,500 + $119,900

$214,400

2017

$2,573

$94,500 + $119,900

$214,400

2016

$2,573 (+2.8%)

$94,500 + $119,900

$214,400

2015

$2,502 (+1.6%)

$96,400 + $126,400

$222,800

2014

$2,462 (+1.4%)

$96,400 + $126,400

$222,800

2013

$2,429 (−4.7%)

$96,400 + $126,400

$222,800

2012

$2,548

$107,100 + $144,900

$252,000

Tax history for 45 Cross St

Year

Property tax

Land + Additions

Assessment*

2025

$3,265 (−5.4%)

$152,000 + $267,700

$419,700

2024

$3,451 (+2.9%)

$108,600 + $221,600

$330,200

2023

$3,355 (+0.6%)

$108,600 + $221,600

$330,200

2022

$3,335 (+8.6%)

$108,600 + $221,600

$330,200

2021

$3,070 (+1.8%)

$94,500 + $160,100

$254,600

2020

$3,017 (+0.9%)

$94,500 + $160,100

$254,600

2019

$2,989 (+12.9%)

$94,500 + $160,100

$254,600

2018

$2,648 (+2.9%)

$94,500 + $119,900

$214,400

2017

$2,573

$94,500 + $119,900

$214,400

2016

$2,573 (+2.8%)

$94,500 + $119,900

$214,400

2015

$2,502 (+1.6%)

$96,400 + $126,400

$222,800

2014

$2,462 (+1.4%)

$96,400 + $126,400

$222,800

2013

$2,429 (−4.7%)

$96,400 + $126,400

$222,800

2012

$2,548

$107,100 + $144,900

$252,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

2.5

Stories

Lot width

—

Lot depth

—

Lot size

6,970 Sq. Ft.

Year renovated

—

Sq. Ft.

1,878

Year built

1954

Style

Single Family Residential

County

Washington County

APN

238482

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jun 22, 2026.

HDR-6

High-Density Residential 6 District

High-Density Residential 6 Zoning Districts are intended primarily for areas of existing residential development. These zoning districts are designed for areas where existing densities are high, close to saturation, which include a variety of housing types. These areas are served by municipal water. Also except Misquamicut, they are served by municipal sewers

Permitted uses

Include but are not limited to:

Housing-Group
Housing-Single unit
Park & open space
Water related

Property details

Parking

Garage/Carport Information
Has Garage
# of Garage Spaces: 1
Has Carport

Parking
Features: Carport
# of Parking (Total): 3
# of Covered Spaces: 1

Interior

Virtual Tour

Bathroom Information
# of Full Bathrooms: 2

Room Information
# of Rooms (Total): 6
Has Basement
Basement Information: Full, Interior Entry, Unfinished

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Features: Insert

Equipment
Appliances: Oil Water Heater

Interior Features
Flooring: Ceramic Tile, Hardwood
Other Features: Tub Shower

Exterior

Building Information
Stories: 2
Stories (Total): 2
Construction Details: Plaster, Vinyl Siding

Pool and Spa Information
Pool Features: Above Ground

Lot Information
Lot Size Area: 6,970
Lot Size Acres: 0.16

Property Information
Above Grade Finished Area: 1,878
Foundation Details: Concrete Perimeter

Financial

Assessments and Fees
Assessed Value: $419,700

Tax Information
Annual Tax Amount: $3,265
Tax Year: 2025

Utilities

Utility Information
Electric: Circuit Breakers
Sewer: Public Sewer
Water Source: Public

Heating & Cooling
Has Heating
Heating: Baseboard, Forced Air, Oil

Public facts

Beds: 3
Baths: 2.5
Sq. Ft.: 1,878
Stories: 2.0
Lot Size: 6,970 square feet
Style: Single Family Residential
Year Built: 1954
Year Renovated: —
County: Washington County
APN: 238482

Home facts updated by county records on Jun 22, 2026

Around this home

Schools

State Street School

Public K-4 • Assigned • 0.4mi

9/10

Westerly Middle School

Public 5-8 • Assigned • 2.5mi

7/10

Westerly High School

Public 9-12 • Assigned • 0.5mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

6/10 Heat Factor

7 days above 91° expected this year, 17 days in 30 years

8/10 Wind Factor

80% chance of strong winds in next 30 years

3/10 Air Factor

3 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Westerly, RI • 02891

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.1 hours in June and 4.6 hours in December, which is comparable to the U.S. average for solar exposure.

9.1 hrs

4.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$522,000 – $632,000

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Nearby similar homes

$579,300

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New listings for sale in 02891

NEW 18 HRS AGOVIDEO TOUR

$895,000

2 beds2 baths1,316 sq ft

3 Clifford Dr, Westerly, RI 02891

COMING SOON

$525,000

3 beds2 baths1,171 sq ft

39 Riverdale Rd, Westerly, RI 02891

$1,600,000

2 beds2 baths924 sq ft

118 Bay St #4, Westerly, RI 02891

$895,000

3 beds1.5 baths1,128 sq ft

23 1st St, Westerly, RI 02891

$879,900

2 beds2 baths1,806 sq ft

31 Butterfly Dr, Westerly, RI 02891

$999,000

6 beds1 bath1,590 sq ft

49 Benson Ave, Westerly, RI 02891

$895,000

4 beds1.5 baths2,476 sq ft

177 High St, Westerly, RI 02891

$2,300,000

3 beds1.5 baths1,596 sq ft

12 Brightman Way, Westerly, RI 02891

$14,200,000

6 beds6 baths7,045 sq ft

5 Water's Edge Rd, Westerly, RI 02891

Home values near 45 Cross St

Data from public records.

Address	Redfin Estimate
42 Cross Street, Westerly, RI 5 Beds \| 3 Baths \| 2941 Sq. Ft.	$559,397
41 Cross Street, Westerly, RI 3 Beds \| 1.5 Baths \| 1714 Sq. Ft.	$660,006

Address	Redfin Estimate
51 Cross Street, Westerly, RI 3 Beds \| 2 Baths \| 2127 Sq. Ft.	$534,482
44 Cross Street, Westerly, RI 4 Beds \| 2.5 Baths \| 2363 Sq. Ft.	$563,755

Address	Redfin Estimate
40 Cross Street, Westerly, RI 2 Beds \| 1.5 Baths \| 1000 Sq. Ft.	$446,124
40 Cross Street, Westerly, RI 2 Beds \| 1.5 Baths \| 1000 Sq. Ft.	$424,216

Property information provided by RIS when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 02891, RI

Sale history for 45 Cross St

Tax history for 45 Cross St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 02891

Home values near 45 Cross St

More real estate resources