Classic Old Village charm, designer finishes, and true peace of mind on a 0.26-acre corner lot. This six-bedroom, 5.5-bath property offers more than 4,000 square feet and checks every box. Visual Comfort and Currey & Company lighting, Wolf and Viking appliances, and designer wallpapers run throughout. The showpiece is the dining room featuring hand-painted chinoiserie walls, a true work of art. The main level has a primary suite and a guest suite, and a second primary suite is upstairs. The outdoor spaces offer a true retreat with a pool, spa, outdoor kitchen, and screened porch with fireplace. A detached garage with a heated and cooled office, parking for six cars, and an encapsulated crawl space round it out. Walk to the Pitt Street Bridge, Alhambra Hall, local businesses and Shem Creek.Double front porches, a white picket fence, and sapele mahogany screen doors and gate give the home classic Lowcountry curb appeal. Part of the house dates to 1900 and part to the 1980s, and a rear wing was added in 2024. The whole home has been carefully restored with real respect for its history. Reclaimed wood ceilings and beams, as well as pecky cypress ceilings, add warmth, and the rear wing hallway and the screened porch are finished in vertical tongue-and-groove hemlock paneling. The floor plan is very flexible. The main-level primary suite has a large walk-in closet, and the main-level guest room has its own bath. Upstairs, the spacious second primary suite has a large walk-in closet. Two separate living/media spaces give everyone room to spread out, and there are two laundries, one upstairs and one on the main level. Custom cubbies and cabinetry provide abundant storage. The open kitchen with its island, a large walk-in pantry, and a wet bar make the house a natural place to entertain, and two sets of folding glass walls open it completely to the outdoors. The outdoor kitchen with grill has bar seating for five, and there's an outdoor shower. This home has also been meticulously maintained. In addition to the encapsulated crawl space, it has new stainless steel ductwork, in-line HVAC dehumidifiers, and a new electrical panel. Two of the HVAC systems date from 2023 and 2025, and the third just had its motor replaced. A termite treatment plan and a crawl space rodent-exclusion guarantee are in place. A full features sheet is available. It's all in the heart of the historic Old Village, within walking distance of the Pitt Street Pharmacy and the shops and restaurants of the business district. It's a rare chance to own a home in one of the Lowcountry's most sought-after neighborhoods.
Old Village Historic District, located between Shem Creek and the Ravenel Bridge, is a historic and waterfront Mount Pleasant neighborhood with live oaks and marsh views. Centered on palm-lined streets, the area reads as Lowcountry: cottage-scale homes, deep porches, and tidy gardens behind picket fences. The neighborhood’s character concentrates around Pitt Street and Whilden Street, where a small-town strip of cafes, boutiques, and a classic soda-counter feel sets the pace. Pitt Street Pharmacy and The Post House anchor daily rituals, while Alhambra Hall keeps the calendar tied to the water. Pitt Street Bridge frames sunrise walks over the marsh. Kayaks and shrimp boats on Shem Creek add a working-coast backdrop.
Provided by Walk Score and Local Logic
Market insights
304 Bank St · $4,795,000
SALE-TO-LIST
97.0%
Most homes are selling 3% below list price.
LIST PRICE
$4,795,000
Median sale price in this area is $713,525. (85% lower than this home)
PRICE DROP
0 price drops
23% of homes in this area have had a price drop in the past month.
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Dining
Interior features
High ceilings
Beamed ceilings
Smooth ceilings
Wet bar
Walk-in closet
Family room
Great room
Media room
Office
Entrance foyer
Separate dining room
Pantry
Bedrooms
6 bedrooms
Primary bedroom on the lower and upper levels
Bathrooms
5.5 bathrooms
Kitchen
Kitchen island
Eat-in kitchen
Dishwasher
Disposal
Gas range
Electric double oven
Microwave
Refrigerator
Ice maker
Range hood
Laundry & utility
Laundry room
Washer and dryer
Tankless water heater
Flooring
Ceramic tile
Stone
Slate
Carpet
Wood
Marble
Heating & cooling
Heat pump
Central air conditioning
Exterior features
Rain gutters
Lawn irrigation
Lawn well
Outdoor lighting
Balcony
Outdoor kitchen
Enclosed wooden privacy fence
In-ground pool
Hot tub
Home design
Two stories
Ground-level entry
Parking
Detached one-car garage
Off-street parking
Garage door opener
Construction
Architectural asphalt and metal roof
Utilities
Public sewer
Mount Pleasant water and sewer service
Dominion Energy service
HOA & community
Community park
Tennis courts
Walk/jog trails
Community trash service
Electricity and solar
View estimated energy costs and solar savings for this home
The purposes of the R-2 Residential Districts is to provide for residential neighborhoods with small and medium lot sizes and to encourage the formation and continuation of a stable, healthy residential environment.; The regulations that apply within these districts are designed to: Discourage unwarranted and blighting encroachments by limiting commercial uses and prohibiting industrial uses; Disallow any other use that would subsequently interfere with the development or continuation of residential uses and Discourage any use that would generate traffic on minor streets other than that required to serve residences on these streets.
Permitted uses
Include but are not limited to:
Housing-Group
Housing-Single unit
Fire house
Police station
Recreation
Park & open space
Climate risks
9/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.31% chance of being in a wildfire in next 30 years
10/10 Heat Factor
7 days above 106° expected this year, 19 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
3/10 Air Factor
3 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Mount Pleasant, SC • 29464
Average low and high temperatures (°F)
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83
69
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59
70
54
60
43
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
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Sun exposure
92/ 100
Exceptional sunlight
Sunscore
This home receives average direct sun exposure in Mount Pleasant. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.2 hrs
6.9 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 304 Bank St
There isn’t enough information to generate an accurate estimate at this time. Learn More
More resources
Rental earnings
Est. $5,522 per month, based on comparable rentals
Take the next step
This home may be available for showings. Contact a Redfin Agent for more information.