NEW 6 HRS AGO

For sale

$89,995

Est. $676/mo —

•

761

sq ft

20303 Spillway Rd, Winona, TX 75792

About this home

YOUR OWN LAKEFRONT GETAWAY WITHOUT THE LAKEFRONT PRICE TAG! Who says waterfront living has to cost a fortune? Here's your chance to own a little slice of East Texas paradise on Howell Club Lake at an incredible price! With approximately 109 feet of shoreline, this charming 1 bedroom, 1 bath waterfront cottage offers the perfect escape for weekend getaways, fishing trips, or simply slowing down and enjoying life by the water. Sip your morning coffee on the covered porch, spend your afternoons lakeside, or take advantage of the community boat ramp for a day on the lake. The home features durable Hardie Board siding, a covered carport, and several valuable updates, including roof and water heater both replaced in 2020, HVAC heat pump in 2019, and air handler in 2024. With approximately 761 square feet of living space, this cozy retreat offers plenty of potential to add your personal touches and make it your own. Whether you're dreaming of a weekend fishing cabin, a peaceful lakeside retreat, or an affordable waterfront escape, this property checks the boxes! Where else can you find 109 feet of lakefront shoreline and no neighbor to the right at a price like this? Don't just dream about owning a lake house—make it happen! Schedule your private showing today and come see why this little piece of lakefront paradise is worth making yours!

Single-familyProperty Type

1960Year Built

6,970 sq ftLot Size

$118Price/Sq.Ft.

$42/moHOA Dues

1 spaceParking

Listed by Summer Edwards • White Rock Realty

Listing updated: Nov 2, 2026 at 06:23pm

Redfin checked: 2 minutes ago

•Source:GTAR #26014777

Payment calculator

$676 per month

Principal and interest$485

Property taxes

HOA dues

Home insurance

Utilities

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Affordability tools

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Around this home

Schools

K - 12
Preschool & daycare

Winona Elementary School

Public PreK-5 • Assigned • 8.2mi

3/10

Winona Middle School

Public 6-8 • Assigned • 8.2mi

8/10

Winona High School

Public 9-12 • Assigned • 8.2mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Market insights

20303 Spillway Rd · $89,995

DAYS ON MARKET

The average home goes pending in 82 days.

SALE-TO-LIST

Most homes are selling 1% below list price.

LIST PRICE

Median sale price in this area is $333,311. (270% higher than this home)

PRICE DROP

33% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
High-speed internet
Blinds

Bathrooms
1 full bathroom

Kitchen
Electric range
Refrigerator

Flooring
Carpet

Heating & cooling
Central electric heating
Central air conditioning

Sale and tax history for 20303 Spillway Rd

Sale History
Tax History

Year

Property tax

Land + Additions

Assessment*

2025

$1,225 (−2.9%)

$12,104 + $65,608

$77,712

2024

$1,263 (+21.4%)

2023

$1,040 (−4.2%)

$29,400 + $36,188

$65,588

2022

$1,086 (+11.3%)

$29,400 + $33,820

$63,220

2021

$975 (−0.3%)

$29,400 + $24,160

$53,560

2020

$979 (−3.6%)

$29,400 + $24,160

$53,560

2019

$1,015 (−2.2%)

$29,400 + $23,647

$53,047

2018

$1,038 (−3.5%)

$29,400 + $21,113

$50,513

2017

$1,076 (+6.0%)

$29,400 + $22,762

$52,162

2016

$1,015 (+0.3%)

$29,400 + $22,762

$52,162

2015

$1,012 (+1.4%)

$25,600 + $22,762

$48,362

2014

$998

$25,600 + $21,665

$47,265

Public record

Beds

—

Baths

Stories

Lot width

—

Lot depth

—

Lot size

6,970 Sq. Ft.

Year renovated

1960

Finished Sq. Ft.

761

Unfinished Sq. Ft.

—

Total Sq. Ft.

761

Year built

1960

Style

Single Family Residential

County

Smith County

APN

180550000000051000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 23, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

7/10 Fire Factor

16% chance of being in a wildfire in next 30 years

7/10 Heat Factor

7 days above 109° expected this year, 25 days in 30 years

6/10 Wind Factor

54% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Winona, TX • 75792

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

93/ 100

Exceptional sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.1 hrs

6.1 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 20303 Spillway Rd

$86,609

$3,386 under list price of $90K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $167K to $300K.

SOLD JUL 24, 2026
$175,000 Last sold price
3 beds2 baths1,381 sq ft
16706 Fm 2767, Tyler, TX 75705
$9/sq ft
larger lot
47 years newer
SOLD OCT 13, 2026
$167,000 Last sold price
3 beds2 baths1,164 sq ft
152 N Timberlane Rd, Gladewater, TX 75647
$25/sq ft
larger lot
22 years newer
SOLD JUN 24, 2026
$250,000 Last sold price
4 beds2 baths1,015 sq ft
108 Mcclung St, Winona, TX 75792
$128/sq ft
larger lot
30 years newer
SOLD JUN 18, 2026
$300,000 Last sold price
2 beds1.5 baths1,120 sq ft
22888 Cr 244, Overton, TX 75684
$150/sq ft
larger lot
39 years newer
SOLD APR 7, 2026
$225,000 Last sold price
3 beds2 baths1,539 sq ft
10614 County Road 2258, Tyler, TX 75707
$28/sq ft
15 years newer
SOLD AUG 17, 2026
$231,000 Last sold price
3 beds2 baths1,472 sq ft
12255 County Road 313 E, Tyler, TX 75708
$39/sq ft
larger lot
36 years newer

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Nearby similar homes

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Land— sq ft

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New listings for sale in 75792

NEW 6 HRS AGO

$89,995

1 bed1 bath761 sq ft

20303 Spillway Rd, Winona, TX 75792

Lakefront getaway • Community boat ramp • Hardie board siding

$295,000

3 beds2.5 baths2,642 sq ft

20326 US Hwy 271, Winona, TX 75792

Rv storage • Inviting living room • Vaulted wood ceiling

$435,000

3 beds2 baths1,821 sq ft

10395 Cr 3111/3207, Kilgore, TX 75662

Cross fenced • Open floor plan • Large walk-in closet

$99,000

4 beds1.5 baths1,743 sq ft

210 Church St, Winona, TX 75792

0.43 acre lot • 0.43 acre lot • Garage

Details provided by GTAR and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

Affordability tools

See this home in person

Interested in buying?

Around this home

Schools

Lifestyle

Market insights

Property details

Sale and tax history for 20303 Spillway Rd

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 20303 Spillway Rd

Early Access listings

Nearby similar homes

New listings for sale in 75792

More real estate resources