Welcome to your dream home in the highly sought-after Lake Anna community! This practically new, meticulously maintained gem boasts modern upgrades and a layout designed for both comfort and entertainment. Here's your chance to experience open-concept living in a serene, water-access neighborhood with a private beach and boat ramp, all on Lake Anna's coveted private side. Short term rentals are allowed in the neighborhood and the common area is a short golf cart ride away! Lake Anna has been named as one of the best investment location in the US! Property Highlights: 1. Pristine Condition: This home has been lovingly cared for and is essentially new, ensuring that you can move in with peace of mind and enjoy a worry-free lifestyle. 2. Upgraded Everything: The heart of this home is its upgraded kitchen, featuring exquisite granite countertops, high-end appliances, and beautiful white custom cabinets. Whether you're a seasoned chef or just love to cook, this kitchen will inspire culinary creativity. 3. Open Concept Living: The spacious open-concept living area is perfect for hosting gatherings with friends and family. You'll love the seamless flow from the kitchen to the living room, making it easy to stay connected with your loved ones. 4. Outdoor Paradise: Step outside onto the expansive rear deck, where you can enjoy the tranquility of your private backyard. Host summer barbecues, sip your morning coffee, or simply unwind in this outdoor oasis. Plus, there's a dedicated outdoor patio area for al fresco dining and relaxation. 5. Lake Anna Access: This home is nestled in a water-access community, offering you exclusive access to Lake Anna's private side. Spend your weekends boating, swimming, and sunbathing at the neighborhood beach or launch your boat effortlessly from the private boat ramp. Additional Features: Three spacious bedrooms, providing ample space for your family or guests. Two well-appointed bathrooms with modern fixtures. Abundant natural light throughout the home, creating a warm and inviting atmosphere. Detached carport for convenient parking and nearby shed for storage. Beautiful landscaping adds to the curb appeal and overall charm of the property. Location: Situated in the heart of Lake Anna's private side, this home offers the perfect blend of natural beauty and convenient living. You'll be just moments away from all the recreational opportunities the lake has to offer, from fishing and water sports to hiking and exploring nearby parks. Plus, you'll have easy access to local amenities, dining, and shopping. Don't miss this incredible opportunity to make this pristine home your own. Schedule a showing today and experience the Lake Anna lifestyle at its finest. Your dream home awaits!
Single-familyProperty Type
2018Year Built
1.13 acresLot Size
$317Est. Price/Sq.Ft.
7 spacesParking
Listed by Elizabeth Shepard• Berkshire Hathaway HomeServices PenFed Realty
•540-371-7653 (broker)
•fredericksburg@penfedrealty.com (broker)
Bought with Tiffany Hazelwood• Lake Homes Realty, LLC
Adorable and imacculate lake house cottage for sale at Lake Anna! This new (2018) and idyllic retreat is located in the Mill Pond subdivision on the private side of Lake Anna, and is very close to the water! Walk or ride your golf cart or bike down to the water access common area, which is just a stone's throw from the house, with first-come, first-serve boat slips (the boat slips are typically empty, per the owner, as shown in the attached pictures), and includes boat ramp, beach, picnic area and playground for the kids. This quaint lake house offers about 1,300 square feet of one-floor easy living space, including 3 bedrooms and 2 full bathrooms. Beautiful hardscaping and landscaping leads to the front door. Just inside, the main area of the home is wide open, with a spacious and bright family room with ceiling fan and crown molding, large kitchen with island, new stainless appliances (including an ultra-advanced touchscreen refrigerator), and eating area with doors to the large back deck. The main bedroom has plenty of space, and offers a walk-in closet with shelving, and an en suite bathroom with double vanity, large soaking tub, and separate walk-in shower. Two additional bedrooms with closets are located at the other end of the home, with a full bathroom between the two. A fantastic mud room and laundry room is connected to the rear of the home, with a separate entrance/exit leading out back via the kitchen. The back deck is large and great for relaxing, and leads down to a private back yard, which includes a lovely fire pit with hardscaping, and an adjoining deck area for additional seating, BBQ-ing and entertaining in the backyard. A large shed and carport (perfect for the car or boat) are located beside the house, and there is plenty of room on the lot for additions or construction of a detached garage. Perfect and affordable spot for a family who wants to be close to the water, or would make a great investment/rental property, given the proximity to the lake and community water access area. Great location, with a very short drive to groceries, restaurants, gas stations and more!
CVRMLS #2128971
Nov 15, 2021
Sold
$294,900
$228/sq ft
Oct 11, 2021
Pending
—
Oct 7, 2021
Price Changed
$294,900
$228/sq ft
Sep 21, 2021
Listed
$299,000
$231/sq ft
Sep 21, 2021
Price Changed
$299,000
$231/sq ft
Mar 15, 2002
Sold
$294,900
$228/sq ft
Dec 11, 2001
Listed
$235,000
$181/sq ft
Public Records
Apr 11, 2016
Sold
$65,000
$50/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$2,783 (+5.7%)
$57,700 + $342,000
$399,700
2024
$2,634 (+276.7%)
$57,700 + $342,000
$399,700
2023
$699 (−68.0%)
$50,900 + $314,900
$365,800
2022
$2,185 (+29.0%)
$41,500 + $299,200
$340,700
2021
$1,694 (+16.0%)
$41,500 + $262,000
$303,500
2020
$1,460 (+5.1%)
$41,500 + $193,800
$235,300
2019
$1,390 (+5.8%)
$41,500 + $161,300
$202,800
2018
$1,313 (+292.3%)
$41,500 + $151,500
$193,000
2017
$335
$40,200 + $6,300
$46,500
Tax history for 104 Privacy Rd
Year
Property tax
Land + Additions
Assessment*
2025
$2,783 (+5.7%)
$57,700 + $342,000
$399,700
2024
$2,634 (+276.7%)
$57,700 + $342,000
$399,700
2023
$699 (−68.0%)
$50,900 + $314,900
$365,800
2022
$2,185 (+29.0%)
$41,500 + $299,200
$340,700
2021
$1,694 (+16.0%)
$41,500 + $262,000
$303,500
2020
$1,460 (+5.1%)
$41,500 + $193,800
$235,300
2019
$1,390 (+5.8%)
$41,500 + $161,300
$202,800
2018
$1,313 (+292.3%)
$41,500 + $151,500
$193,000
2017
$335
$40,200 + $6,300
$46,500
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
3
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
1.13 Acres
Year renovated
—
Sq. Ft.
1,296
Year built
2018
Style
Single Family Residential
County
Louisa County
APN
61A 1 22
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 6, 2026.
Property details
Parking
Parking Information
# of Detached Carport Spaces: 2
# of Total Garage and Parking Spaces: 7
Driveway - # of Spaces: 5
Gravel Driveway
Driveway, Detached Carport
Interior
Bedroom Information
# of Bedrooms On Main Level: 3
Bathroom Information
# of Bathrooms (Full) On Main Level: 2
# of Bathrooms (Full): 2
Interior Information
Appliances: Built-In Microwave, Built-In Range, Dishwasher, Dryer - Electric, Dryer - Front Loading, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer - Front Loading, Water Heater
Lot Features: Backs to Trees, Level, Rear Yard, Rural
Navigable Water
Tidal Water: No
Land Information
Land Assessed Value: $41,500
Above Grade Information
Finished Sq.Ft.: 1,296
Finished Sq.Ft. Source: Assessor
Below Grade Information
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor
Financial
Tax Information
County Tax: $2,185
Tax Assessed Value: $303,500
Tax Year: 2022
Tax Annual Amount: $2,185
Assessments Information
Year Assessed: 2022
Lease Information
Lease Considered: No
Utilities
Utilities Information
Central Air
Cooling Type: Ceiling Fan(s), Central A/C
Cooling Fuel: Electric
Heat Pump(s)
Heating Fuel: Electric
Hot Water: Electric
Sewer Septic: On Site Septic
Water Source: Well
Municipal Trash: No
Location
Homeowners Association Information
HOA/Condo/Coop Fee Includes: Common Area Maintenance, Pier/Dock Maintenance, Road Maintenance
HOA/Condo/Coop Amenities: Beach, Boat Ramp, Lake, Mooring Area, Water/Lake Privileges
HOA Fee: $150
HOA Fee Frequency: Annually
School Information
High School: LOUISA COUNTY
School District Name: LOUISA COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent
Location Information
Outside City Limits
Directions: From Lake Anna Parkway, turn onto 652 (Kentucky Springs Road at the Food Lion) stay straight for about 8 miles to a left on Bohannon, stay straight all the way to the gravel road and continue another 2'ish miles down the private road. Turn right into Mill Pond Coves, Left onto Privacy Road, home is on the right.
Location Type: Lake
Mean Low Water Feet: 4
Waterfrontage Information
Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed, Waterski/Wakeboard
Water Access
Water Oriented
Water Body Type: Lake
Water Body Name: Lake Anna
Community Information
# of Community Docks: 2
Public facts
Beds: 3
Baths: 2.0
Sq. Ft.: 1,296
Stories: 1.0
Lot Size: 1.13 acres
Style: Single Family Residential
Year Built: 2018
Year Renovated: —
County: Louisa County
APN: 61A 1 22
Home facts updated by county records on Aug 6, 2026
Around this home
Schools
Thomas Jefferson Elementary School
Public PreK-5 • Assigned • 9.2mi
9/10
Louisa County Middle School
Public 6-8 • Assigned • 7.4mi
7/10
Louisa County High School
Public 9-12 • Assigned • 7.1mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.15% chance of being in a wildfire in next 30 years
6/10 Heat Factor
7 days above 105° expected this year, 17 days in 30 years
4/10 Wind Factor
11% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Bumpass, VA • 23024
Average low and high temperatures (°F)
43
25
49
30
66
42
73
51
76
56
86
66
89
71
81
64
78
61
70
49
61
40
47
30
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.7 hours in
June and 4.7 hours in December, which is comparable to the
U.S. average for solar exposure.
9.7 hrs
4.7 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$391,000 – $473,000
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