BACK ON THE MARKET, NO FAULT OF SELLER OR PROPERTY. Buyer’s financing was denied, so this gem is back on the market! Home inspection report is available and fresh repairs have been made! Ready for quick move-in. Charming lake house at Lake Anna, close to the water, for an affordable price! Located on the exclusive private side of Lake Anna, this secluded retreat gives you convenient one-level living and maximum bang-for-buck. Nestled into the quaint Millpond Coves subdivision, the trees and layout of this water access property make it very private and unique. Here, you'll enjoy easy and quick access to the lake for swimming, boating, and fishing because the water is just a short walk away, where you'll find boat slips, a picnic area and a perfect spot to swim. This one-story rancher with a lovely yard offers 1,300+ square feet with 3 spacious bedrooms, 2 full bathrooms, a large living room with gas and brick fireplace, large kitchen with a connected eating area, a cozy covered front porch where you can enjoy your morning coffee, and a massive sunroom (newly-added in 2021) with vaulted ceilings, exposed beams, and a ceiling fan, perfect for enjoying the warm sunshine, or unwinding during those warm summer evenings after a day on the lake. The master suite includes a large walk-in closet, ceiling fan, and full bath with shower. The attached carport with concrete pad will keep you dry and clean on rainy days going to and from your car, and the mudroom is a perfect spot to ditch the rain boots and tackle the laundry. This lake house also comes with 3 generous outbuildings! A massive detached garage (roughly 40x30), perfect for storing RVs or tall pontoon boats, a workshop with electricity, a shed with electricity perfect for storing lawn & gardening equipment, and a massive pole barn beside the detached garage. Nestled on a large one-acre lot just a short two-minute walk from the lake, this property will warmly welcome you to Lake Anna and all it has to offer.
Single-familyProperty Type
1993Year Built
0.93 acresLot Size
$311Est. Price/Sq.Ft.
4 garage spacesParking
Listed by Ashley Hoffman• Lake Anna Island Realty, Inc.
•540-894-4400 (broker)
•info@laislandrealty.com (broker)
Bought with Mr. Benjamin Quann• Century 21 Redwood Realty
BACK ON THE MARKET, NO FAULT OF SELLER OR PROPERTY. Buyer’s financing was denied, so this gem is back on the market! Home inspection report is available and fresh repairs have been made! Ready for quick move-in. Here, you'll enjoy easy and quick access to the lake because the water is a short walk away, where you'll find boat slips, a picnic area and more. This one-story rancher offers 1,300+ square feet with 3 spacious bedrooms, 2 full bathrooms, a large living room with a fireplace, large kitchen with a connected eating area, a covered front porch where you can enjoy your coffee, and a massive sunroom (added in 2021) with vaulted ceilings, exposed beams, and a ceiling fan, perfect for enjoying the warm sunshine. The master suite includes a large walk-in closet, ceiling fan, and full bath with shower. This lake house also comes with 3 generous outbuildings! A massive detached garage (roughly 40x30), a workshop with electricity, a shed with electricity and a massive pole barn beside the detached garage.
Year
Property tax
Land + Additions
Assessment*
2025
$2,568 (+4.4%)
$55,600 + $313,300
$368,900
2024
$2,460
$55,600 + $313,300
$368,900
2023
$2,459 (+5.5%)
$48,800 + $292,900
$341,700
2022
$2,330 (+14.6%)
$39,400 + $320,100
$359,500
2021
$2,033 (+16.6%)
$39,400 + $284,200
$323,600
2020
$1,743 (+5.1%)
$39,400 + $242,900
$282,300
2019
$1,658 (+1.5%)
$39,400 + $202,700
$242,100
2018
$1,634 (+2.3%)
$39,400 + $190,900
$230,300
2017
$1,598
$39,400 + $182,600
$222,000
2016
$1,598 (+5.0%)
$39,400 + $182,600
$222,000
2015
$1,522 (+8.1%)
$39,400 + $182,600
$222,000
2014
$1,408
$43,800 + $163,300
$207,100
Tax history for 146 Privacy Rd
Year
Property tax
Land + Additions
Assessment*
2025
$2,568 (+4.4%)
$55,600 + $313,300
$368,900
2024
$2,460
$55,600 + $313,300
$368,900
2023
$2,459 (+5.5%)
$48,800 + $292,900
$341,700
2022
$2,330 (+14.6%)
$39,400 + $320,100
$359,500
2021
$2,033 (+16.6%)
$39,400 + $284,200
$323,600
2020
$1,743 (+5.1%)
$39,400 + $242,900
$282,300
2019
$1,658 (+1.5%)
$39,400 + $202,700
$242,100
2018
$1,634 (+2.3%)
$39,400 + $190,900
$230,300
2017
$1,598
$39,400 + $182,600
$222,000
2016
$1,598 (+5.0%)
$39,400 + $182,600
$222,000
2015
$1,522 (+8.1%)
$39,400 + $182,600
$222,000
2014
$1,408
$43,800 + $163,300
$207,100
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
3
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
0.93 Acres
Year renovated
—
Sq. Ft.
1,334
Year built
1993
Style
Single Family Residential
County
Louisa County
APN
61A 1 21
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 6, 2026.
Property details
Parking
Parking Information
# of Detached Garage Spaces: 4
# of Detached Carport Spaces: 2
Garage Features: Oversized, Garage - Front Entry
# of Total Garage and Parking Spaces: 10
Has Garage
# of Garage Spaces: 4
Driveway - # of Spaces: 4
Gravel Driveway
Driveway, Detached Garage, Detached Carport
Interior
Bedroom Information
# of Bedrooms On Main Level: 3
Bathroom Information
# of Bathrooms (Full) On Main Level: 2
# of Bathrooms (Full): 2
Interior Information
Appliances: Dishwasher, Disposal, Dryer, Washer, Refrigerator, Oven/Range - Electric
Outdoor Living Structures: Enclosed, Patio(s), Porch(es)
Roof: Shingle
Structure Type: Detached
Other Structures: Garage(s), Pole Barn, Shed, Shed Shop, Carriage House
Exterior Information
Outbuilding(s), Secure Storage
Lot Information
Lot Features: Front Yard, Level, Partly Wooded
Navigable Water
Tidal Water: No
Land Information
Land Assessed Value: $39,400
Dock Information
Dock Type and Features: Material - Treated Lumber, Mooring, Multiple Slip, Pier, Private, Ramp, Shared Slip
Dock/Slip Conveyance: First Come - First Served
# of Docks: 5
Dock/Slip Conveys: Yes
Above Grade Information
Finished Sq.Ft.: 1,304
Finished Sq.Ft. Source: Assessor
Below Grade Information
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor
Financial
Tax Information
County Tax: $2,033
Tax Assessed Value: $282,300
Tax Year: 2021
Tax Annual Amount: $2,033
Assessments Information
Year Assessed: 2021
Utilities
Utilities Information
Central Air
Cooling Type: Central A/C, Heat Pump(s)
Cooling Fuel: Electric
Heat Pump(s)
Heating Fuel: Electric
Hot Water: Electric
Sewer Septic: On Site Septic
Propane
Water Source: Well
Location
Homeowners Association Information
HOA/Condo/Coop Fee Includes: Common Area Maintenance, Pier/Dock Maintenance
HOA/Condo/Coop Amenities: Boat Slip, Boat Ramp, Common Grounds, Lake, Picnic Area, Pier/Dock, Shared Slip, Water/Lake Privileges
HOA Fee: $100
HOA Fee Frequency: Annually
School Information
School District Name: LOUISA COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent
Location Information
Outside City Limits
Directions: From 208/Courthouse Road, start on Kentucky Springs Road, make a right onto Bohannon Road. Make a sharp right turn onto Retreat Road, and make a left onto Privacy Road. The home is on your right.
Location Type: Lake
Waterfrontage Information
Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Seaplane Permitted, Swimming Allowed, Waterski/Wakeboard, Sail
Water Access
Water Oriented
Water Body Type: Lake
Water Body Name: Lake Anna
Community Information
# of Community Docks: 12
Public facts
Beds: 3
Baths: 2.0
Sq. Ft.: 1,334
Stories: 1.0
Lot Size: 0.93 acres
Style: Single Family Residential
Year Built: 1993
Year Renovated: —
County: Louisa County
APN: 61A 1 21
Home facts updated by county records on Aug 6, 2026
Around this home
Schools
Thomas Jefferson Elementary School
Public PreK-5 • Assigned • 9.2mi
9/10
Louisa County Middle School
Public 6-8 • Assigned • 7.4mi
7/10
Louisa County High School
Public 9-12 • Assigned • 7.1mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.15% chance of being in a wildfire in next 30 years
6/10 Heat Factor
7 days above 105° expected this year, 17 days in 30 years
4/10 Wind Factor
11% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Bumpass, VA • 23024
Average low and high temperatures (°F)
43
25
49
30
66
42
73
51
76
56
86
66
89
71
81
64
78
61
70
49
61
40
47
30
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.7 hours in
June and 4.7 hours in December, which is comparable to the
U.S. average for solar exposure.
9.7 hrs
4.7 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$386,000 – $467,000
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