Welcome to River Oaks in Center Cross, Virginia. This waterfront subdivision offers amenities including access to the community, pier, boat ramp, picnic area, and beach overlooking the Rappahannock River. 165 Pine Tree Road has been thoughtfully renovated with a new kitchen with granite countertops, stainless appliances, and lovely cabinets. There is new lvp flooring throughout the main living areas and bedrooms. There are 2 full, brand new bathrooms with gorgeous tile, new cabinets, and fixtures. The home is also complete with a new roof, electrical, and is ready for internet hookup. The property is conveniently located just a few minutes from Tappahannock which offers close proximity to the hospital, doctor's offices, the town park, local shops, and restaurants. This wonderful property is ready for you!
Single-familyProperty Type
1979Year Built
0.55 acresLot Size
$278Est. Price/Sq.Ft.
Listed by Jennifer Lynn Bacon• Bay River Realty
Contact: 8045295000
Bought with Outside R. E. Agent• Other Real Estate Firms
Great investment opportunity. With some TCL, this property would be a perfect starter home in a water-access community. The property is being sold as-is. Seller is not responsible for any inspections or repairs.
Year
Property tax
Land + Additions
Assessment*
2026
$885
$31,500 + $129,400
$160,900
2025
$885 (−9.4%)
$31,500 + $129,400
$160,900
2024
$976
$31,350 + $102,400
$133,750
2023
$976
$31,350 + $102,400
$133,750
2022
$977 (+30.4%)
$31,400 + $102,400
$133,800
2020
$749 (−2.3%)
$31,400 + $55,700
$87,100
2019
$766
$31,400 + $55,700
$87,100
2018
$766
$31,400 + $55,700
$87,100
2017
$766 (−1.0%)
$31,400 + $55,700
$87,100
2014
$774 (+23.8%)
$31,400 + $58,600
$90,000
2013
$625
$31,400 + $58,600
$90,000
Tax history for 165 Pine Tree Rd
Year
Property tax
Land + Additions
Assessment*
2026
$885
$31,500 + $129,400
$160,900
2025
$885 (−9.4%)
$31,500 + $129,400
$160,900
2024
$976
$31,350 + $102,400
$133,750
2023
$976
$31,350 + $102,400
$133,750
2022
$977 (+30.4%)
$31,400 + $102,400
$133,800
2020
$749 (−2.3%)
$31,400 + $55,700
$87,100
2019
$766
$31,400 + $55,700
$87,100
2018
$766
$31,400 + $55,700
$87,100
2017
$766 (−1.0%)
$31,400 + $55,700
$87,100
2014
$774 (+23.8%)
$31,400 + $58,600
$90,000
2013
$625
$31,400 + $58,600
$90,000
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
3
Baths
1.5
Stories
—
Lot width
—
Lot depth
—
Lot size
0.55 Acres
Year renovated
1999
Sq. Ft.
981
Year built
1979
Style
Single Family Residential
County
Essex County
APN
54-B-7--8B
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 6, 2026.
Property details
Interior
Virtual Tour
Bathroom Information
# of Full Bathrooms: 2
Heating & Cooling
Has Cooling
Cooling: Ceiling Fan(s)
Has Heating
Heating: Heat Pump
Interior Features
Appliances: Microwave, Range, Refrigerator, Electric Water Heater
Flooring: Tile
Room Information
# of Rooms Total: 5
Exterior
Exterior Features
Roof: Composition
Building Information
# of Stories Total: 1
Construction Materials: Aluminum Siding
Property Features
Security Features: Smoke Detector(s)
Other Structures: Shed(s)
Property Information
Property Type: Residential
Raw Mls Property Sub Type: Non-Waterfront Residential
Lot Information
Water Body Name: RAPPAHANNOCK RIVER
Lot Size : .55
Lot Size Acres: 0.55
Zoning Description: SFD
Utilities
Utility Information
Sewer: Septic Tank
Location
HOA Information
Has Homeowners Association
Association Fee: $150
Association Fee Frequency: Annually
Derived Association Fee (Monthly): $12.50
Location Information
Subdivision Name: River Oaks
Public facts
Beds: 3
Baths: 1.5
Sq. Ft.: 981
Stories: —
Lot Size: 0.55 acres
Style: Single Family Residential
Year Built: 1979
Year Renovated: 1999
County: Essex County
APN: 54-B-7--8B
Home facts updated by county records on Jul 6, 2026
Other
Listing Information
AttributionContact: 8045295000
Around this home
Schools
Essex Intermediate School
Public 5-8 • Assigned • 11.5mi
3/10
Essex High School
Public 9-12 • Assigned • 11.9mi
4/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
8/10 Heat Factor
7 days above 107° expected this year, 16 days in 30 years
6/10 Wind Factor
48% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Center Cross, VA • 22437
Average low and high temperatures (°F)
43
25
48
30
64
42
72
50
76
57
86
66
88
71
83
66
78
62
70
48
61
40
48
30
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.7 hours in
June and 5 hours in December, which is comparable to the
U.S. average for solar exposure.
9.7 hrs
5 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$260,000 – $314,000
Sell confidently with a local market expert in Center Cross. 3 minutes to get started.