OFF MARKET

Off market may 2022 for $500K

$541,558

Est. refi paymentEst. refi $2,413/mo

•

1,633

sq ft

531 Indian Banks Rd, Farnham, VA 22460

About this home

OPPORTUNITY KNOCKS !!! This absolutely immaculate all-brick home with beautiful hardwood floors and an oversized two-car garage is situated on a level, well landscaped acre lot on Morattico Creek with expansive water views and easy access to the Rappahannock River. The well maintained dock has power, water, and a boat lift. This home comes completely and beautifully furnished. Featured are a nice open feeling with a water view from almost every room. There are two full baths and three well-proportioned bedrooms, all with walk-in closets! The primary bedroom has it's own bathroom and sliding glass doors to the waterfront deck. The family gathering area, open to the dining area, features a gas fireplace and sliding glass doors opening to the 376 sq ft waterfront deck which has an electric retractable awning. The kitchen has granite countertops, generous cabinet space, a pantry, table and breakfast bar as well as all appliances. The driveway is paved and has good space for guests. The listed square footage does not include 530 sq ft of finished garage. Open weekends of April 23 and April 30 1-4pm. Offers, if any, reviewed May 2 or before at sellers discretion.

Single-familyProperty Type

1987Year Built

1.01 acresLot Size

$332Est. Price/Sq.Ft.

2 car garageParking

Listed by Robert Collins • Long & Foster REALTORS

Bought with NON MLS USER MLS • NON MLS OFFICE

Redfin checked: a few seconds ago

•Source:CVRMLS #2208582

Redfin Estimate

$541,558

$42K since sold in May 2022$18K since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 68.6% higher than the average sale price ($321K) of 6 comparable homes.

SOLD JUL 15, 2026
$275,000
A
3 beds2 baths2,042 sq ft
379 Norwood Church Rd, Lancaster, VA 22503
SOLD OCT 5, 2026
$220,000
B
3 beds2 baths1,699 sq ft
31 Bunker Rd, Farnham, VA 22460
SOLD OCT 14, 2026
$159,000
C
3 beds2 baths1,396 sq ft
267 Rocky Neck Rd, Lancaster, VA 22503
SOLD JUL 24, 2026
$585,000
D
3 beds2 baths1,608 sq ft
435 Morattico Creek Rd, Farnham, VA 22460
SOLD AUG 31, 2026
$93,000
E
3 beds1 bath1,456 sq ft
403 Union Mill Rd, Farnham, VA 22460
SOLD JUN 19, 2026
$595,000
F
3 beds3 baths1,392 sq ft
1280 Kelley Neck Rd, Lancaster, VA 22503

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Earn from this home

Refinance

Est. cash available

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Rent

$1,557/mo

Redfin rental estimate

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Market trends in 22460, VA

Last updated September 2026

Sale-to-list price

96.7%

+3.4% MoM

Median sale price

$194K

$34K MoM

Avg. days on market

37d

4 days MoM

Recently sold homes

1 MoM

New listings for sale

$188,000
3 beds2 baths1,693 sq ft
13530 Richmond Rd, Warsaw, VA 22572
See all

Provided by Redfin

Sale history for 531 Indian Banks Rd

Year

Property tax

Land + Additions

Assessment*

2025

$3,013

$151,500 + $350,676

$502,176

2024

$3,013 (+38.6%)

$151,500 + $350,676

$502,176

2023

$2,174

$151,500 + $159,067

$310,567

2022

$2,174

$151,500 + $159,067

$310,567

2021

$2,174

$151,500 + $159,067

$310,567

2020

$2,174

$151,500 + $159,067

$310,567

2019

$2,174

$151,500 + $159,067

$310,567

2018

$2,174

$151,500 + $159,067

$310,567

2017

$2,174

$151,500 + $159,067

$310,567

2016

$2,173 (+4.5%)

$151,500 + $159,067

$310,567

2014

$2,080

$151,500 + $159,067

$310,567

Tax history for 531 Indian Banks Rd

Year

Property tax

Land + Additions

Assessment*

2025

$3,013

$151,500 + $350,676

$502,176

2024

$3,013 (+38.6%)

$151,500 + $350,676

$502,176

2023

$2,174

$151,500 + $159,067

$310,567

2022

$2,174

$151,500 + $159,067

$310,567

2021

$2,174

$151,500 + $159,067

$310,567

2020

$2,174

$151,500 + $159,067

$310,567

2019

$2,174

$151,500 + $159,067

$310,567

2018

$2,174

$151,500 + $159,067

$310,567

2017

$2,174

$151,500 + $159,067

$310,567

2016

$2,173 (+4.5%)

$151,500 + $159,067

$310,567

2014

$2,080

$151,500 + $159,067

$310,567

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

1.01 Acres

Year renovated

1995

Sq. Ft.

1,700

Year built

1987

Style

Single Family Residential

County

Richmond County

APN

43(4)3

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 23, 2026.

Property details

Parking

Garage/Carport Information
Has Garage
Has Attached Garage
# of Garage Spaces: 2

Parking
Features: Attached, Direct Access, Driveway, Finished Garage, Garage, Garage Door Opener, Off Street, Oversized, Paved, Two Spaces

Interior

Bathroom Information
# of Full Bathrooms: 2

Room Information
# of Rooms (Total): 6
Basement Information: Crawl Space

Room 1 Information
Full Bath
Description: Tub & Shower
Level: First

Room 2 Information
Full Bath
Description: Tub & Shower
Level: First

Room 3 Information
Florida Room
Level: First
Length: 0.0
Width: 0.0

Room 4 Information
Bedroom 3
Description: Walk-in closet, Hwd floor
Level: First
Dimensions: 10.0 x 13.6
Length: 10.0
Width: 13.6

Room 5 Information
Bedroom 2
Description: Waterfront view, Hwd floor, Walk-in closet, CF
Level: First
Dimensions: 11.0 x 13.6
Length: 11.0
Width: 13.6

Room 6 Information
Description: 7x4 walk-in closet, Waterfront, Adjoining bath
Level: First
Dimensions: 14.0 x 12.0
Length: 14.0
Width: 12.0

Room 7 Information
Laundry
Description: Off the kitchen, next to big pantry
Level: First
Dimensions: 3.0 x 6.0
Length: 3.0
Width: 6.0

Room 8 Information
Family Room
Description: Water view sliding door to deck, Fireplace
Level: First
Dimensions: 14.0 x 20.0
Length: 14.0
Width: 20.0

Room 9 Information
Dining Room
Description: Open to living area, Water view
Level: First
Dimensions: 13.0 x 9.0
Length: 13.0
Width: 9.0

Room 10 Information
Kitchen
Description: D.W., Refrig, Smooth top range, Granite counters
Level: First
Dimensions: 16.0 x 9.0
Length: 16.0
Width: 9.0

Room 11 Information
Foyer
Description: Tile floor
Level: First
Dimensions: 6.0 x 4.0
Length: 6.0
Width: 4.0

Laundry Information
Features: Washer Hookup, Dryer Hookup

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Features: Gas, Masonry, Vented, Wood Burning, Insert

Equipment
Satellite Dish
Appliances: Dryer, Dishwasher, Exhaust Fan, Electric Cooking, Electric Water Heater, Freezer, Microwave, Oven, Refrigerator, Smooth Cooktop, Stove, Water Heater, Washer

Interior Features
Window Features: Window Treatments
Door Features: Sliding Doors
Flooring: Tile, Wood
Other Features: Bedroom on Main Level, Breakfast Area, Ceiling Fan(s), Dining Area, Eat-in Kitchen, Fireplace, Granite Counters, High Speed Internet, Main Level Primary, Multiple Primary Suites, Pantry, Solid Surface Counters, Cable TV, Wired for Data, Walk-In Closet(s), Window Treatments

Exterior

Building Information
Stories: 1
Stories (Total): 1
Year Built Details: Actual
Roof Details: Composition
Construction Details: Brick, Brick Veneer, Drywall

Exterior Features
Exterior Features: Awning(s), Boat Lift, Deck, Dock, Lighting, Out Building(s), Storage, Shed, Paved Driveway
Patio And Porch Features: Front Porch, Deck
Other Structures: Garage(s), Shed(s), Gazebo, Outbuilding
Security Features: Smoke Detector(s)

Lot Information
Lot Size Area: 1.01
Lot Size Acres: 1.01
Lot Features: Cleared, Cul-De-Sac, Dead End, Landscaped, Level, Water Front
Is Waterfront
Water Body Name: Morattico Creek
Waterfront Features: Creek, Dock Access, Mooring, Navigable Water, Boat Ramp/Lift Access, Waterfront
Zoning Description: R-1

Property Information
Above Grade Finished Area: 1,633
Resale

Financial

Assessments and Fees
Assessed Value: $310,567

Tax Information
Annual Tax Amount: $2,174
Tax Year: 2021

Utilities

Utility Information
Sewer: Septic Tank
Water Source: Well

Heating & Cooling
Has Cooling
Cooling: Heat Pump
Has Heating
Heating: Electric, Forced Air, Heat Pump

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,700
Stories: 1.0
Lot Size: 1.01 acres
Style: Single Family Residential
Year Built: 1987
Year Renovated: 1995
County: Richmond County
APN: 43(4)3

Home facts updated by county records on Oct 23, 2026

Around this home

Schools

Richmond County Elementary School

Public PreK-7 • Assigned • 10.7mi

6/10

Rappahannock High School

Public 8-12 • Assigned • 10.9mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

9/10 Heat Factor

7 days above 105° expected this year, 17 days in 30 years

7/10 Wind Factor

78% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Farnham, VA • 22460

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.6 hours in June and 5.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.6 hrs

5.1 hrs

JuneDecember

Provided by Shadowmap

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Home values near 531 Indian Banks Rd

Data from public records.

Address	Redfin Estimate
184 Indian Banks Rd, Farnham, VA 3 Beds \| 2 Baths \| 3192 Sq. Ft.	$394,545
536 Indian Banks Rd, Farnham, VA 3 Beds \| 2 Baths \| 1372 Sq. Ft.	$344,702

Address	Redfin Estimate
274 Indian Banks Rd, Farnham, VA 3 Beds \| 1.5 Baths \| 1367 Sq. Ft.	$283,969
540 Indian Banks Rd, Farnham, VA 3 Beds \| 2 Baths \| 1810 Sq. Ft.	$509,501

Address	Redfin Estimate
537 Indian Banks Rd, Farnham, VA 3 Beds \| 2 Baths \| 1418 Sq. Ft.	$393,451
235 Indian Banks Rd, Farnham, VA 4 Beds \| 2 Baths \| 1948 Sq. Ft.	$427,254

Property information provided by CVRMLS when last listed in 2022. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 22460, VA

Sale history for 531 Indian Banks Rd

Tax history for 531 Indian Banks Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Is this your home?

Nearby similar homes

New listings for sale in 22572

Home values near 531 Indian Banks Rd

More real estate resources