Coastal home and guest cottage on 7.8 private acres with 300' +/- shoreline with big views and sunsets on Lancaster Creek with a short ride to the River. This is a very unique offering for year round living affording room for family and friends or rental income. The charming main residence was built in 2019 and has two bedrooms, two baths, living room, spacious kitchen and front and screened porches. The guest cottage offers a great room, bedroom, full bath and screened porch. Afternoon naps in the hammock are a must in the screened house. An arched bridge leads to the lighted pier with water, electricity, fish cleaning station and boat lift. The 24' x 18' horse barn has two stalls, water & electricity and solar electric fenced pasture. Home & Guest Cottage on Lot 8, 3.91 +/- acres, 160' +/- shoreline; Adjacent unimproved Lot 9, 3.89 +/- acres, 150' shoreline. The photos will show how special this property truly is and a spec sheet is attached. Most of the furnishings convey with the property so pack your bags and move right in! The owners live here full time and have animals. Advanced notice is required for showings. Please do not drive down the driveway.
Multi-familyProperty Type
2019Year Built
7.8 acresLot Size
$424Est. Price/Sq.Ft.
Listed by Colleen Shaut• Select Properties Of Virginia
Bought with Candace Segalini• Southern Trade Realty, Inc
Coastal home and guest cottage on 7.8 private acres with 300' +/- shoreline with big views and sunsets on Lancaster Creek with a short ride to the River. This is a very unique offering for year round living affording room for family and friends or rental income. The charming main residence was built in 2019 and has two bedrooms, two baths, living room, spacious kitchen and front and screened porches. The guest cottage offers a great room, bedroom, full bath , utility room and screened porch. Afternoon naps in the hammock are a must in the screened summer house. An arched bridge leads to the lighted pier with water, electricity, fish cleaning station and boat lift. The 24' x 18' barn has two stalls, water & electricity and solar electric fenced pasture. Home & Guest Cottage on Lot 8, 3.91 +/- acres, 160' +/- shoreline; Adjacent unimproved Lot 9, 3.89 +/- acres, 150' shoreline. The photos will show how special this property truly is and a spec sheet is attached. Most of the furnishings convey with the property so pack your bags and move right in! The owners live here full time and have animals. Advanced notice is required for showings. Please do not drive down the driveway. No sign.
CBRAR #2033136
Dec 18, 2020
Sold
$589,000
$327/sq ft
Nov 5, 2020
Listed
$589,000
$327/sq ft
CVRMLS #1808304
Jun 22, 2018
Sold
$265,000
$147/sq ft
Mar 16, 2018
Listed
$299,000
$166/sq ft
+45
If you are looking for a private, buildable waterfront retreat, look no more! This 7.8 acre "peninsula" offers an incredible and unique opportunity! Live in the charming one-bedroom cottage while building your dream home or enjoy as is! The cottage provides an open floor plan with bead board walls for a coastal feel throughout. Family Room features a cathedral ceiling with fan/fixture, window seat, gas fireplace, & TV alcove. The Kitchen boasts open shelving, gas cooking, a stylish vent hood, eat-in area, & pass through window to the Master Bedroom. The bedroom offers lots of natural light, fan/fixture, plenty of room for a seating area, and access to the screened-in porch. Full Bath with tub/shower combo & tile flooring. Private dock to 2-4 ft MLW w/ easy access to the Rappahannock River. Cottage parcel includes 3 BR septic permit for your dream home. Second parcel provides additional building potential and can be subdivided! Well & electricity are already in place. This is an incredible opportunity to own a private family compound, build your dream home or simply move in and enjoy all this property offers. For your enjoyment, the boat on the lift conveys! Move in and enjoy!
Year
Property tax
Land + Additions
Assessment*
2025
$2,877
$113,100 + $409,900
$523,000
2024
$2,877 (+24.6%)
$113,100 + $650,000
$763,100
2023
$2,308
$103,100 + $408,200
$511,300
2022
$2,308
$103,100 + $408,200
$511,300
2021
$2,308
$103,100 + $408,200
$511,300
2020
$2,308 (+64.8%)
$103,100 + $408,200
$511,300
2019
$1,400 (+6.8%)
$103,100 + $119,200
$222,300
2018
$1,312
$107,100 + $115,200
$222,300
2017
$1,312 (+9.3%)
$107,100 + $115,200
$222,300
2016
$1,200
$107,100 + $115,200
$222,300
2014
$1,200 (+7.2%)
$107,100 + $115,200
$222,300
2012
$1,120
$107,100 + $115,200
$222,300
Tax history for 20 Flagstaff Rd
Year
Property tax
Land + Additions
Assessment*
2025
$2,877
$113,100 + $409,900
$523,000
2024
$2,877 (+24.6%)
$113,100 + $650,000
$763,100
2023
$2,308
$103,100 + $408,200
$511,300
2022
$2,308
$103,100 + $408,200
$511,300
2021
$2,308
$103,100 + $408,200
$511,300
2020
$2,308 (+64.8%)
$103,100 + $408,200
$511,300
2019
$1,400 (+6.8%)
$103,100 + $119,200
$222,300
2018
$1,312
$107,100 + $115,200
$222,300
2017
$1,312 (+9.3%)
$107,100 + $115,200
$222,300
2016
$1,200
$107,100 + $115,200
$222,300
2014
$1,200 (+7.2%)
$107,100 + $115,200
$222,300
2012
$1,120
$107,100 + $115,200
$222,300
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Appliances: Cooktop, Washer/Dryer Stacked, Dishwasher, Microwave, Oven, Refrigerator, Range Hood, Tankless Water Heater, Water Purifier
Flooring: Bamboo
Room Information
# of Rooms Total: 4
Laundry Features: Washer Hookup
Basement Details: Other
Exterior
Exterior Features
Exterior Features: Dock, Storage
Patio And Porch Features: Porch, Front Porch, Screened
Fencing: Electric, Fenced, Partial, Split Rail
Roof: Metal
Pool Information
Pool Features: None
Building Information
Levels: One and One Half
# of Stories Total: 1
Construction Materials: Frame, HardiPlank Type
Property Features
On Waterfront
Waterfront Features: Creek, Waterfront
Security Features: Smoke Detector(s)
Horses Allowed
Other Equipment: Generator
Other Structures: Shed(s), Barn(s), Guest House, Gazebo, Stable(s)
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: SingleFamilyResidence
Lot Information
Lot Features: Waterfront
Frontage Length: 310.0000
Water Body Name: Lancaster Creek
Lot Size : 7.8
Lot Size Area: 7.8
Lot Size Units: Acres
Lot Size Acres: 7.8
Zoning Description: R1
Financial
Tax Information
Tax Annual Amount: $1,400
Utilities
Utility Information
Water Source: Well
Sewer: Septic Tank
Location
Schools Information
Elementary School: Lancaster
Middle Or Junior School: Lancaster
High School: Lancaster
Location Information
Directions: From Kilmarnock, take VSH #3 North; Take a left on Morattico Road, VSH #622; Take a right on Norwood Church Road; Take a right on Flagstaff; Go to the end.
Subdivision Name: None
Public facts
Beds: 3
Baths: 2.5
Sq. Ft.: 1,800
Stories: 1.0
Parking Spaces: —
Basement: No
Accessible: No
Lot Size: 7.8 acres
Style: Multi-Family (2-4 Unit)
Year Built: 2019
Year Renovated: 2010
County: Lancaster County
APN: 5 37I
HOA Dues: —
Garage: No
Features: Waterfront
Home facts updated by owner on Aug 11, 2026
Other
Listing Information
List AOR: ChesapeakeBayAreaMls
Around this home
Schools
Lancaster Elementary School
Public K-7 • Assigned • 14.1mi
3/10
Lancaster High School
Public 8-12 • Assigned • 9.0mi
3/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
4/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
9/10 Heat Factor
7 days above 105° expected this year, 17 days in 30 years
6/10 Wind Factor
68% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Lancaster, VA • 22503
Average low and high temperatures (°F)
43
27
47
31
63
42
72
51
76
59
86
68
88
73
83
68
78
64
70
52
61
43
48
32
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.6 hours in
June and 5.1 hours in December, which is comparable to the
U.S. average for solar exposure.