Stunning WATERFRONT Retreat: Nestled on a picturesque WATERFRONT LOT in a peaceful cul-de-sac, this 4-bedroom, 2.5-bathroom home offers breathtaking water views from every rear-facing room. Enjoy awe-inspiring sunsets & the tranquility of a professionally landscaped yard, complete with Japanese garden. Relax on the screened porch with skylights, or entertain on the composite deck overlooking the water. Inside the wood floors throughout provide warmth & sophistication. A beautifully RENOVATED eat-in kitchen features custom cabinets with pull-outs, a center island, a farm sink, quartz countertops, & a unique built-in wine rack. Savor casual meals while taking in serene reservoir views through the beautiful bay window. The kitchen opens seamlessly to a cozy family room with a gas fireplace. The formal dining room features a large picture window offering breathtaking views, creating a perfect setting for gatherings. The spacious primary bedroom boasts cathedral ceilings, two walk-in closets, an additional double closet, & an en-suite bathroom with a jetted tub, separate shower, & double vanity. A versatile second bedroom connects to a 3rd-floor study/library, while the two other large bedrooms include charming details such as a dormer window & a cedar closet. A generously sized laundry room is conveniently located on the 2nd floor. There is a 2 car attached garage & a custom built detached shed. Located in the sought-after community of Brandermill where you can enjoy 15 miles of paved walking/biking trails, a 1,700-acre reservoir, 3 pools, clubhouse, playgrounds, a golf course, a boat ramp, and a private marina. This exceptional home combines modern updates, luxurious details, & a vibrant community setting. It’s the perfect balance of comfort, style, & outdoor living. Schedule your private tour today!
Scenic Waterviews! Custom designed one owner with upgrades, all hardwood floors on 1st floor, center island kitchen, luxury Master bath with jetted tub, vaulted Master bedroom with sitting area and triple windows to enjoy the waterviews, family room w/ gas fireplace, 12' x 12' screened porch, rear deck, luxury, vinyl siding, walk-up attic, gas heat and hot
Public Records
Sep 23, 1994
Sold
$221,390
$94/sq ft
Year
Property tax
Land + Additions
Assessment*
2026
$4,554 (+14.9%)
$149,600 + $362,100
$511,700
2025
$3,964 (+1.4%)
$149,600 + $362,100
$511,700
2024
$3,911 (+1.0%)
$146,200 + $299,200
$445,400
2023
$3,873 (+7.2%)
$146,200 + $288,300
$434,500
2022
$3,613 (+6.6%)
$143,000 + $282,600
$425,600
2021
$3,388 (+2.6%)
$133,100 + $259,600
$392,700
2020
$3,301 (+3.7%)
$130,900 + $225,700
$356,600
2019
$3,184 (+4.0%)
$129,800 + $217,700
$347,500
2018
$3,061 (+1.1%)
$127,600 + $207,600
$335,200
2017
$3,029 (+1.7%)
$124,300 + $197,900
$322,200
2016
$2,979 (+10.4%)
$121,000 + $189,400
$310,400
2014
$2,699 (−5.3%)
$121,000 + $157,600
$278,600
2013
$2,849
$121,000 + $157,600
$278,600
Tax history for 14314 Cove Ridge Ter
Year
Property tax
Land + Additions
Assessment*
2026
$4,554 (+14.9%)
$149,600 + $362,100
$511,700
2025
$3,964 (+1.4%)
$149,600 + $362,100
$511,700
2024
$3,911 (+1.0%)
$146,200 + $299,200
$445,400
2023
$3,873 (+7.2%)
$146,200 + $288,300
$434,500
2022
$3,613 (+6.6%)
$143,000 + $282,600
$425,600
2021
$3,388 (+2.6%)
$133,100 + $259,600
$392,700
2020
$3,301 (+3.7%)
$130,900 + $225,700
$356,600
2019
$3,184 (+4.0%)
$129,800 + $217,700
$347,500
2018
$3,061 (+1.1%)
$127,600 + $207,600
$335,200
2017
$3,029 (+1.7%)
$124,300 + $197,900
$322,200
2016
$2,979 (+10.4%)
$121,000 + $189,400
$310,400
2014
$2,699 (−5.3%)
$121,000 + $157,600
$278,600
2013
$2,849
$121,000 + $157,600
$278,600
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
4
Baths
2.5
Stories
2
Lot width
—
Lot depth
—
Lot size
0.29 Acres
Year renovated
2004
Sq. Ft.
2,298
Year built
1994
Style
Single Family Residential
County
Chesterfield County
APN
723686007800000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 21, 2026.
Property details
Parking
Garage/Carport Information
Has Garage
Has Attached Garage
# of Garage Spaces: 2
Parking
Features: Attached, Direct Access, Driveway, Garage, Garage Door Opener, Off Street, Paved, Two Spaces
Interior
Bathroom Information
# of Full Bathrooms: 2
# of Half Bathrooms: 1
Room Information
# of Rooms (Total): 8
Basement Information: Crawl Space
Room 1 Information
Full Bath
Room 2 Information
Half Bath
Level: First
Room 3 Information
Full Bath
Description: Tub & Shower
Level: Second
Fireplace Information
Has Fireplace
# of Fireplaces: 1
Features: Gas
Equipment
Appliances: Dishwasher, Gas Cooking, Disposal, Gas Water Heater, Icemaker, Microwave, Refrigerator
Water Heater: Gas
Interior Features
Window Features: Skylight(s)
Flooring: Wood
Other Features: Book Cases, Built-in Features, Bay Window, Ceiling Fan(s), Cathedral Ceiling(s), Separate/Formal Dining Room, Double Vanity, Eat-in Kitchen, Fireplace, Jetted Tub, Kitchen Island, Bath In Primary Bedroom, Pantry, Solid Surface Counters, Skylights, Walk-In Closet(s)
Exterior
Building Information
Stories (Total): 2
Year Built Details: Actual
Roof Details: Composition, Shingle
Construction Details: Block, Drywall, Frame, Vinyl Siding
Exterior Features
Exterior Features: Deck, Out Building(s), Porch, Storage, Shed, Paved Driveway
Patio And Porch Features: Rear Porch, Screened, Deck, Porch
Other Structures: Shed(s), Outbuilding
Security Features: Security System
Pool and Spa Information
Pool Features: Pool, Community
Lot Information
Lot Size Area: 0.294
Lot Size Acres: 0.294
Lot Features: Water Front, Cul-De-Sac
Is Waterfront
Water Body Name: SWIFT CREEK RESERVOIR
Waterfront Features: Water Access, Waterfront
Frontage Length: 89
Frontage Length Remarks: 89.0000
Zoning Description: R7
Property Information
Has View
Above Grade Finished Area: 2,347
Resale
Financial
Assessments and Fees
Assessed Value: $434,500
Tax Information
Annual Tax Amount: $3,910.50
Tax Year: 2024
Utilities
Utility Information
Sewer: Public Sewer
Water Source: Public
Heating & Cooling
Has Cooling
Cooling: Central Air, Electric
Has Heating
Heating: Forced Air, Natural Gas
Location
HOA Information
Has Home Owners Association
Association Fee: $222.25
Quarterly
Association Fee Includes: Association Management, Clubhouse, Common Areas, Pool(s), Recreation Facilities, Water Access
Community Information
Community Features: Basketball Court, Beach, Boat Facilities, Common Grounds/Area, Clubhouse, Deck/Porch, Golf, Home Owners Association, Lake, Playground, Pond, Pool, Tennis Courts, Trails/Paths
Public facts
Beds: 4
Baths: 2.5
Sq. Ft.: 2,298
Stories: 2.0
Lot Size: 0.29 acres
Style: Single Family Residential
Year Built: 1994
Year Renovated: 2004
County: Chesterfield County
APN: 723686007800000
Home facts updated by county records on Sep 21, 2026
Around this home
Schools
K - 12
Preschool & daycare
Swift Creek Elementary School
Public PreK-5 • Assigned • 0.9mi
10/10
Swift Creek Middle School
Public 6-8 • Assigned • 1.6mi
9/10
Clover Hill High School
Public 9-12 • Assigned • 1.8mi
5/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
7/10 Heat Factor
7 days above 105° expected this year, 16 days in 30 years
5/10 Wind Factor
25% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Midlothian, VA • 23112
Average low and high temperatures (°F)
45
26
50
32
67
43
75
52
77
58
87
68
89
72
81
66
78
62
68
50
62
42
49
32
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.8 hours in
June and 5 hours in December, which is comparable to the
U.S. average for solar exposure.
9.8 hrs
5 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$577,000 – $698,000
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