Waterfront Retreat – 4 Bedrooms & 4 Bathrooms! Welcome to the charm of this dream waterfront retreat where tranquility and adventure blend seamlessly! Priced below appraised value of ($720k), this stunning home nestled on the Lower Machodoc offers the perfect blend of luxury and natural beauty with its expansive dock and pier, featuring deep water access, an 8000-pound Magnum boat lift, and a generous slip for all your aquatic adventures. Situated on 1.16 acres, this exceptional property boasts elevated water views, a private dock, a large porch and is surrounded by a picturesque natural setting that includes lush woods for added privacy and serenity. Inside, the family room delights with amazing panoramic 180-degree elevated water views. The main level includes two luxurious master suites, each offering stunning water vistas. One suite boasts a large soaking garden tub and a walk-in closet, while the other provides a kitchenette and a private entrance, ideal for privacy and relaxation with serene views of the water and woods. The main eat in kitchen is perfect for family gatherings and culinary adventures with NEW Granite counter tops, stainless steel appliances, a spacious island, and boasts ample cabinet space. Upstairs, you'll find two additional generous bedrooms, a full bath, a versatile living/game room, and plenty of storage options. Outside, enjoy a sprawling porch with hanging flower baskets. The expansive grounds include an oversized garage with power and water, and two additional spaces ideal for crafts, hobbies, storage, and all your water toys and gear. Mature trees offer shade, while a charming swing and a fire pit invite you to relax, soak in stunning sunsets, and enjoy fireside gatherings. Modern conveniences abound with smart home features, including smart thermostats, smart doorbell, smart lighting, smart door lock, and smart security system. This riverfront gem combines luxury with serenity, featuring an open floor plan and large windows that fill the home with natural light and showcase the mesmerizing waterfront scenery. Revel in boating, fishing, or simply savoring the beauty of your surroundings from your private dock. Watch eagles soar and swans glide by. Start your day with coffee on the deck or glider dock seat and end it with a sunset by the fire pit. You’ll enjoy this retreat, which offers a charming setting perfect for creating wonderful memories. Conveniently located just 2 hours from DC, 1.5 hours from Richmond, and 1 hour from Fredericksburg, this well-maintained home is an incredible opportunity for family gatherings and getaways. Don’t miss your chance to own this slice of waterfront paradise! The 2120 Parker Pilot House with a 175hp Yamaha is also separately available!
Single-familyProperty Type
1960Year Built
1.16 acresLot Size
$288Est. Price/Sq.Ft.
4 garage spacesParking
Listed by Justin Hryckiewicz• CENTURY 21 New Millennium
•703-922-4010 (broker)
•kyle.crawford@c21nm.com (broker)
Bought with Justin Hryckiewicz• CENTURY 21 New Millennium
Beautiful Cape Cod Home only 1 hour from Fredericksburg with a water view from all 4 bedrooms! This home has been totally renovated and updated during the last few years. Two HVAC zones provide comfort and adjustability. Lower zone completely replaced in 2017. New kitchen appliances in 2019. Home has 400 amp service while the workshop/ garage has its own 200 amp service and frost free water hydrant. Outside its an easy walk to the dock which was recently expanded and updated and has a new 8000# boatlift. The mature shade trees provide a canopy to sit under on those hot summer days and the fire pit is a place to sit and watch sunsets and enjoy the warmth of real wood burning fire on those cooler evenings. There is plenty of room for the kids to run and play. The workshop an also be used as a crab shack with plenty of room for picnic tables incase of inclement weather. Just imagine leaving work a little early on Friday and heading to the Rivah for a weekend of fun and relaxation weekend with family. There is plenty of room with 4 bedrooms and 3 and 1/2 baths. One room has its own entrance, kitchenette and own full bath. Great for that independent senior who needs privacy. All doorways in that suite have large doorways for wheelchair access. The outside grounds are mostly level and easy to care for so you don't have to spend all weekend on yard maintenance. Don't let this fantastic home slip away! Grab the family and run to this gem! You will not be disappointed.
Public Records
Aug 7, 2015
Sold
$240,000
$97/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$3,092
$176,800 + $277,900
$454,700
2024
$3,092 (+9.7%)
$176,800 + $277,900
$454,700
2023
$2,819
$176,800 + $277,900
$454,700
2022
$2,819 (−5.0%)
$176,800 + $277,900
$454,700
2021
$2,969
$176,800 + $213,800
$390,600
2020
$2,969 (+16.9%)
$176,800 + $213,800
$390,600
2019
$2,539 (+6.6%)
$176,800 + $213,800
$390,600
2018
$2,383 (+3.3%)
$176,800 + $213,800
$390,600
2016
$2,307 (+20.5%)
$176,800 + $207,800
$384,600
2014
$1,914 (+8.3%)
$176,800 + $191,300
$368,100
2013
$1,767
$176,800 + $191,300
$368,100
Tax history for 308 Apple Tree Rd
Year
Property tax
Land + Additions
Assessment*
2025
$3,092
$176,800 + $277,900
$454,700
2024
$3,092 (+9.7%)
$176,800 + $277,900
$454,700
2023
$2,819
$176,800 + $277,900
$454,700
2022
$2,819 (−5.0%)
$176,800 + $277,900
$454,700
2021
$2,969
$176,800 + $213,800
$390,600
2020
$2,969 (+16.9%)
$176,800 + $213,800
$390,600
2019
$2,539 (+6.6%)
$176,800 + $213,800
$390,600
2018
$2,383 (+3.3%)
$176,800 + $213,800
$390,600
2016
$2,307 (+20.5%)
$176,800 + $207,800
$384,600
2014
$1,914 (+8.3%)
$176,800 + $191,300
$368,100
2013
$1,767
$176,800 + $191,300
$368,100
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
—
Baths
3.5
Stories
1
Lot width
—
Lot depth
—
Lot size
1.16 Acres
Year renovated
1995
Sq. Ft.
—
Year built
1960
Style
Single Family Residential
County
Westmoreland County
APN
38-F - 1- - 1
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 13, 2026.
Property details
Parking
Parking Information
# of Detached Garage Spaces: 4
Garage Features: Covered Parking, Garage - Front Entry, Oversized
# of Total Garage and Parking Spaces: 14
Has Garage
# of Garage Spaces: 4
Driveway - # of Spaces: 10
Crushed Stone
Detached Garage, Driveway
Interior
Bedroom Information
# of Bedrooms On 1st Upper Level: 2
# of Bedrooms On Main Level: 2
Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 1
# of Bathrooms (Half) On Main Level: 1
# of Bathrooms (Full) On Main Level: 2
# of Bathrooms (Full) On All Upper Levels: 1
# of Bathrooms (Half): 1
# of Bathrooms (Full): 3
Interior Information
Appliances: Stainless Steel Appliances, Built-In Microwave, Dishwasher, Dryer - Electric, Washer, Water Heater, Refrigerator, Oven/Range - Electric
Lot Features: Cleared, Fishing Available, Stream/Creek, Trees/Wooded
Navigable Water
Has Water View
Water Frontage In Feet: 227
Tidal Water: Yes
Dock Information
Dock Type and Features: Hoist/Lift Electric, Material - Treated Lumber, Multiple Slip, Private, Sun Deck
Dock/Slip Conveyance: Exclusive Use, Deeded
# of Docks: 1
Dock/Slip Conveys: Yes
Above Grade Information
Finished Sq.Ft.: 2,484
Finished Sq.Ft. Source: Estimated
Below Grade Information
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor
Financial
Tax Information
Tax Assessed Value: $454,700
Tax Year: 2024
Tax Annual Amount: $3,092
Assessments Information
Year Assessed: 2022
Utilities
Utilities Information
Cooling Type: Heat Pump(s)
Cooling Fuel: Electric
Heat Pump - Oil BackUp
Heating Fuel: Electric, Oil
Hot Water: Electric
Sewer Septic: On Site Septic
Water Source: Well
Location
School Information
School District Name: WESTMORELAND COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent
Location Information
Outside City Limits
Directions: From Route 3 --> 202 Cople Highway --> Left on Mount Holly --> Right on Erica Drive --> Left on N. Tidwells Rd --> Right on Apple Tree Rd --> Home is on right
Location Type: River
Road Surface Type: Paved
Waterfrontage Information
Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access
Water Access
Private Dock Site, Rip-Rap, Sandy Beach
On Waterfront
Water Oriented
Water Body Type: River
Public facts
Beds: —
Baths: 3.5
Sq. Ft.: —
Stories: 1.0
Lot Size: 1.16 acres
Style: Single Family Residential
Year Built: 1960
Year Renovated: 1995
County: Westmoreland County
APN: 38-F - 1- - 1
Home facts updated by county records on Aug 13, 2026
Around this home
Schools
Cople Elementary School
Public PreK-5 • Assigned • 2.2mi
5/10
Montross Middle School
Public 6-8 • Assigned • 6.8mi
7/10
Washington & Lee High School
Public 9-12 • Assigned • 8.4mi
4/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.15% chance of being in a wildfire in next 30 years
9/10 Heat Factor
7 days above 104° expected this year, 17 days in 30 years
6/10 Wind Factor
50% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Montross, VA • 22520
Average low and high temperatures (°F)
41
26
46
30
63
41
71
50
75
57
85
67
88
71
80
64
77
62
69
49
60
41
47
31
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.6 hours in
June and 5 hours in December, which is comparable to the
U.S. average for solar exposure.
9.6 hrs
5 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$681,000 – $824,000
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