OFF MARKET

Off market aug 2025 for $400K

$404,371

Est. refi paymentEst. refi $3,096/mo

•

2,760

sq ft

12 Cliftwood Rd, Palmyra, VA 22963

About this home

One level living at its finest!! Enjoy all the amenities of Lake Monticello in this beautifully maintained home, privately nestled against a reserve area. Sip your morning coffee on the rear deck or expansive screened porch, feeling as though you're perched in a treehouse surrounded by nature. Making your way from the covered front porch into the foyer you'll be greeted by towering vaulted ceilings, an abundance of light, freshly installed luxury vinyl plank flooring, an inviting fireplace, and a delightful open floor plan perfect of entertaining or relaxed living. The primary ensuite is on the first floor, as are two additional bedrooms. The laundry is on the first floor, as is the 2 car garage. Head downstairs to the nearly fully finished walkout basement, where you'll find a massive media room, two more bedrooms, and a full bath—ideal for guests, hobbies, or extended living. Schedule your showing today and make this exceptional home your own!

Single-familyProperty Type

2003Year Built

0.34 acresLot Size

$147Est. Price/Sq.Ft.

2 car garageParking

Listed by DANIEL BARBER • MONTICELLO COUNTRY REAL ESTATE, INC.

Redfin checked: 2 minutes ago

•Source:CAAR #666980

Redfin Estimate

$404,371

$4,371 since sold in August 2025$2,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 1.6% lower than the average sale price ($411K) of 6 comparable homes.

SOLD SEP 29, 2026
$481,000
A
5 beds2.5 baths2,494 sq ft
48 Laguna Rd, Palmyra, VA 22963
SOLD JUL 17, 2026
$346,650
B
5 beds2.5 baths2,521 sq ft
29 Cliftwood Rd, Palmyra, VA 22963
SOLD AUG 7, 2026
$467,000
C
4 beds2.5 baths2,522 sq ft
459 Jefferson Dr, Palmyra, VA 22963
SOLD JUL 30, 2026
$375,000
D
3 beds2.5 baths2,704 sq ft
296 Jefferson Dr, Palmyra, VA 22963
SOLD JUL 16, 2026
$350,000
E
3 beds2.5 baths2,466 sq ft
27 Marwood Dr, Palmyra, VA 22963
SOLD JUL 29, 2026
$446,000
F
4 beds2.5 baths2,320 sq ft
5 Campbell Ct, Palmyra, VA 22963

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Earn from this home

Sell

$66,075

Est. take-home

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Refinance

Est. cash available

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Rent

$1,847/mo

Redfin rental estimate

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Market trends in 22963, VA

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

99.2%

+0.0% MoM

Median sale price

$375K

$2K MoM

Avg. days on market

37d

0 days MoM

Recently sold homes

7 MoM

New listings for sale

$395,000
3 beds2 baths1,450 sq ft
1602 Long Acre Rd, Palmyra, VA 22963
3D WALKTHROUGH
$299,000
1 bed1 bath480 sq ft
130 Baranca Acres Dr, Palmyra, VA 22963
3D WALKTHROUGH
$330,000
3 beds2 baths1,296 sq ft
3 Stonewall Rd, Palmyra, VA 22963
$1,695,000
4 beds2 baths5,036 sq ft
14054 James Madison Hwy, Palmyra, VA 22963
$535,000
4 beds3 baths2,789 sq ft
20 Fairwood Pl, Palmyra, VA 22963
$350,000
4 beds3.5 baths2,195 sq ft
471 Jefferson Dr, Palmyra, VA 22963
$329,000
3 beds2.5 baths1,641 sq ft
25 Hatchechubee Rd, Palmyra, VA 22963
$328,000
3 beds2 baths1,359 sq ft
3 Timberlake Ter, Palmyra, VA 22963
$344,900
3 beds1.5 baths1,849 sq ft
3325 Thomas Jefferson Pkwy, Palmyra, VA 22963
$749,000
5 beds3.5 baths4,378 sq ft
11 Fleetwood Dr, Palmyra, VA 22963
See all

Provided by Redfin

Redfin agents who toured

Really feels a lot bigger than it looks from the outside. Large basement, but questionable layout decisions. Big drainage problems in the back.
1 year ago• May not reflect the current state of the home
Matt White
Redfin Premier agent

Sale history for 12 Cliftwood Rd

Year

Property tax

Land + Additions

Assessment*

2026

$2,577 (+0.7%)

$30,000 + $311,300

$341,300

2025

$2,560 (+11.9%)

$30,000 + $311,300

$341,300

2024

$2,288

$30,000 + $311,300

$341,300

2023

$2,288 (+14.1%)

$30,000 + $241,100

$271,100

2022

$2,004 (−1.6%)

$30,000 + $241,100

$271,100

2021

$2,037 (+5.8%)

$27,500 + $202,900

$230,400

2020

$1,925

$27,500 + $202,900

$230,400

2019

$1,925 (+6.0%)

$27,500 + $180,600

$208,100

2018

$1,817

$27,500 + $172,800

$200,300

2017

$1,816 (+1.8%)

$27,500 + $172,800

$200,300

2016

$1,784 (+5.7%)

$27,500 + $167,100

$194,600

2014

$1,687

$27,500 + $164,300

$191,800

Tax history for 12 Cliftwood Rd

Year

Property tax

Land + Additions

Assessment*

2026

$2,577 (+0.7%)

$30,000 + $311,300

$341,300

2025

$2,560 (+11.9%)

$30,000 + $311,300

$341,300

2024

$2,288

$30,000 + $311,300

$341,300

2023

$2,288 (+14.1%)

$30,000 + $241,100

$271,100

2022

$2,004 (−1.6%)

$30,000 + $241,100

$271,100

2021

$2,037 (+5.8%)

$27,500 + $202,900

$230,400

2020

$1,925

$27,500 + $202,900

$230,400

2019

$1,925 (+6.0%)

$27,500 + $180,600

$208,100

2018

$1,817

$27,500 + $172,800

$200,300

2017

$1,816 (+1.8%)

$27,500 + $172,800

$200,300

2016

$1,784 (+5.7%)

$27,500 + $167,100

$194,600

2014

$1,687

$27,500 + $164,300

$191,800

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.34 Acres

Year renovated

2010

Sq. Ft.

1,480

Year built

2003

Style

Single Family Residential

County

Fluvanna County

APN

18/A/12//223///

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 16, 2026.

Property details

Parking

Garage Information
Has Garage
AttachedGarageYN: Yes
Garage Spaces: 2

Parking Information
Parking Features: Attached, Garage

Interior

Virtual Tour Information

Bathroom Information
# of Bathrooms (Full): 3
# of Main Level Bathrooms: 2
# of Bathrooms (Total Integer): 3

Bedroom Information
# of Main Level Bedrooms: 3

Room 1 Information
Type: Bathroom
Level: Basement

Room 2 Information
Type: Laundry
Level: First

Room 3 Information
Type: Bedroom
Level: Basement

Room 4 Information
Type: Bathroom
Level: First

Room 5 Information
Type: Bedroom
Level: First

Room 6 Information
Type: Primary Bathroom
Level: First

Room 7 Information
Type: Primary Bedroom
Level: First

Room 8 Information
Type: Kitchen
Level: First

Room 9 Information
Type: Recreation
Level: Basement

Room 10 Information
Type: Dining Room
Level: First

Room 11 Information
Type: Living Room
Level: First

Basement Information
Has Basement
Basement: Finished, Heated, Walk-Out Access

Fireplace Information
Has Fireplace
Fireplace Features: Gas Log

Interior Features
Flooring: Carpet, Ceramic Tile, Luxury Vinyl Plank, Vinyl
Window Features: Double Pane Windows, Insulated Windows
Interior Features: Primary Downstairs

Exterior

Building Information
Building Area Total: 3,380
Foundation Details: Block
Construction Materials: Stick Built, Vinyl Siding

Exterior Features
Exterior Features: Porch
Roof: Architectural
Patio And Porch Features: Deck, Front Porch, Porch, Screened

Pool Information
Pool Features: Association

Property Information
Property Sub Type: Detached
Property Sub Type Additional: Detached
PropertyAttachedYN: No
Levels: One
Above Grade Finished Area: 1,480
AboveGradeFinishedAreaUnits: Square Feet
AboveGradeFinishedAreaSource: Public Records
Above Grade Unfinished Area Source: Public Records
Below Grade Finished Area: 1,280
BelowGradeFinishedAreaUnits: Square Feet
BelowGradeFinishedAreaSource: Public Records
Below Grade Unfinished Area: 200
Below Grade Unfinished Area Source: Public Records

Lot Information
Lot Size Acres: 0.34

Financial

Tax Information
Tax Annual Amount: $2,335
Parcel Number: 18A-12-223
Tax Year: 2025

Utilities

Utility Information
Utilities: Cable Available, Fiber Optic Available, High Speed Internet Available
Sewer: Community/Coop Sewer
Water Source: Community/Coop

Heating & Cooling
Has Cooling
Cooling: Heat Pump
Has Heating
Heating: Electric, Heat Pump

Location

HOA Information
Has Association
Association Fee: $1,460
Association Fee Frequency: Annually
Association Fee Includes: Association Management, Boat Ramp, Common Area Maintenance, Clubhouse, Golf, Insurance, Playground, Pool(s), Reserve Fund, Road Maintenance, Snow Removal, Security, Tennis Courts, Trash
Association Amenities: Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Sport Court, Golf Course, Meeting Room, Meeting/Banquet/Party Room, Picnic Area, Playground, Pool, Sports Fields, Tennis Court(s), Water, Beach Rights, Dock

School Information
Elementary School: Central (Fluvanna)
Middle Or Junior School: Fluvanna
High School: Fluvanna

Location Information
Unparsed Address: 12 CLIFTWOOD RD
Directions: From Main Gate take a right on Jefferson Dr., left on Northwood Rd., left on Jefferson Dr., left on Nahor Dr., left on Xebec Rd, to a left on Cliftwood Rd, to property on the left

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,480
Stories: 1.0
Lot Size: 0.34 acres
Style: Single Family Residential
Year Built: 2003
Year Renovated: 2010
County: Fluvanna County
APN: 18/A/12//223///

Home facts updated by county records on Oct 16, 2026

Around this home

Schools

Fluvanna Middle

Public 5-7 • Assigned • 7.2mi

6/10

Fluvanna County High School

Public 8-12 • Assigned • 3.4mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

6/10 Heat Factor

7 days above 104° expected this year, 17 days in 30 years

3/10 Wind Factor

4% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Palmyra, VA • 22963

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 4.5 hours in December, which is comparable to the U.S. average for solar exposure.

9.4 hrs

4.5 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$385,000 – $466,000

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Nearby similar homes

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New listings for sale in 22963

$395,000

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10x12 stall • Tack room • Run-in

3D WALKTHROUGH

$299,000

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Waterfront retreat • Navigable pond • Newly built deck

3D WALKTHROUGH

$330,000

3 beds2 baths1,296 sq ft

3 Stonewall Rd, Palmyra, VA 22963

Walk to main beach • Oversized garage • Brand new windows

$1,695,000

4 beds2 baths5,036 sq ft

14054 James Madison Hwy, Palmyra, VA 22963

Two story layout • Guesthouse • Art studio

$535,000

4 beds3 baths2,789 sq ft

20 Fairwood Pl, Palmyra, VA 22963

One level living • Tiled foyer • Hardwood floors

$350,000

4 beds3.5 baths2,195 sq ft

471 Jefferson Dr, Palmyra, VA 22963

Private lake access • Gated community • Tree-lined backyard

$329,000

3 beds2.5 baths1,641 sq ft

25 Hatchechubee Rd, Palmyra, VA 22963

Brand new carpet • Fresh paint • Sunny great room

$328,000

3 beds2 baths1,359 sq ft

3 Timberlake Ter, Palmyra, VA 22963

Spacious rear deck • Storage shed • High-speed internet

$344,900

3 beds1.5 baths1,849 sq ft

3325 Thomas Jefferson Pkwy, Palmyra, VA 22963

Remodeled ranch home • 2.67 acres • Hardwood floors

Home values near 12 Cliftwood Rd

Data from public records.

Address	Redfin Estimate
6 Cliftwood Road, Palmyra, VA 4 Beds \| 2.5 Baths \| 2432 Sq. Ft.	$420,291
18 Cliftwood Road, Palmyra, VA 3 Beds \| 2 Baths \| 2019 Sq. Ft.	$339,349

Address	Redfin Estimate
8 Cliftwood Road, Palmyra, VA 3 Beds \| 2.5 Baths \| 2829 Sq. Ft.	$421,481
2 Cliftwood Road, Palmyra, VA 3 Beds \| 2 Baths \| 1228 Sq. Ft.	$327,206

Address	Redfin Estimate
4 Cliftwood Road, Palmyra, VA 3 Beds \| 2 Baths \| 1418 Sq. Ft.	$318,509
16 Cliftwood Road, Palmyra, VA 3 Beds \| 2.5 Baths \| 2108 Sq. Ft.	$428,506

Property information provided by CAAR when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 22963, VA

Redfin agents who toured

Sale history for 12 Cliftwood Rd

Tax history for 12 Cliftwood Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 22963

Home values near 12 Cliftwood Rd

More real estate resources