OFF MARKET

Off Market Dec 2021 for $296K

$369,314

Est. refi paymentEst. refi $2,185/mo

•

1,914

sq ft

12 Zephyr Rd, Palmyra, VA 22963

About this home

Completely remodeled in 2016 at Lake Monticello including new hardwood floors on main level, hallways, and bedrooms, white cabinets, granite countertops, stainless steel appliances, 50 yr. roof, vinyl siding, garage door, replaced Quest plumbing, heat pump, windows, doors, custom bathrooms. Terrace level basement is perfect for a home office, home theater, or kids play room. Rear deck and large fenced back yard are perfect for entertaining. Very private! Make this your new dream home!

Single-familyProperty Type

1991Year Built

0.34 acresLot Size

$193Est. Price/Sq.Ft.

2 car garageParking

Listed by JULIE WEAVER • FIND HOMES REALTY LLC

Bought with ANGELA DOTSON • NEST REALTY GROUP

Redfin checked: a minute ago

•Source:CAAR #624155

Redfin Estimate

$369,314

$73K since sold in December 2021$2,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 5.4% higher than the average sale price ($350K) of 6 comparable homes.

SOLD AUG 13, 2026
$385,000
A
3 beds2.5 baths2,184 sq ft
10 Shortwood Cir, Palmyra, VA 22963
SOLD APR 14, 2026
$337,000
B
3 beds2.5 baths1,960 sq ft
340 Jefferson Dr, Palmyra, VA 22963
SOLD JUL 30, 2026
$375,000
C
3 beds2.5 baths2,704 sq ft
296 Jefferson Dr, Palmyra, VA 22963
SOLD JUL 31, 2026
$318,000
D
3 beds2.5 baths1,664 sq ft
4 Old Homestead Cir, Palmyra, VA 22963
SOLD MAY 1, 2026
$352,000
E
3 beds3 baths1,860 sq ft
7 Englewood Dr, Palmyra, VA 22963
SOLD JUL 31, 2026
$335,000
F
3 beds2.5 baths2,028 sq ft
19 Kiowa Ln, Palmyra, VA 22963

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Earn from this home

Sell

$131,031

Est. take-home

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Refinance

Est. cash available

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Rent

$2,029/mo

Redfin rental estimate

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Market trends in 22963, VA

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

99.5%

+0.3% MoM

Median sale price

$369K

$2K MoM

Avg. days on market

35d

3 days MoM

Recently sold homes

103

5 MoM

New listings for sale

$389,900
3 beds2 baths1,737 sq ft
14 Cliftwood Rd, Palmyra, VA 22963
$145,000
2 beds1 bath840 sq ft
316 Main St, Palmyra, VA 22963
$340,000
3 beds2.5 baths1,413 sq ft
434 Shores Rd, Palmyra, VA 22963
$489,900
3 beds2.5 baths2,634 sq ft
9 Oak Terrace Dr, Palmyra, VA 22963
$305,000
3 beds2 baths1,344 sq ft
848 Jefferson Dr, Palmyra, VA 22963
VIDEO TOUR
$509,000
4 beds2.5 baths2,769 sq ft
2 Whippoorwill Ln, Palmyra, VA 22963
$949,900
4 beds2.5 baths2,632 sq ft
72 Wildwood Dr, Palmyra, VA 22963
$389,900
3 beds3 baths1,872 sq ft
26 East Point Rd, Palmyra, VA 22963
$359,900
3 beds2 baths1,338 sq ft
129 Virginia Ave, Palmyra, VA 22963
$394,900
3 beds2 baths1,736 sq ft
99 Park Dr, Palmyra, VA 22963
See all

Provided by Redfin

Sale history for 12 Zephyr Rd

Year

Property tax

Land + Additions

Assessment*

2025

$2,794 (+39.0%)

$30,000 + $342,500

$372,500

2024

$2,010

$30,000 + $342,500

$372,500

2023

$2,010 (+12.8%)

$30,000 + $208,200

$238,200

2022

$1,782 (−1.6%)

$30,000 + $208,200

$238,200

2021

$1,810 (+4.3%)

$27,500 + $177,300

$204,800

2020

$1,735

$27,500 + $177,300

$204,800

2019

$1,735 (+26.5%)

$27,500 + $160,100

$187,600

2018

$1,372

$27,500 + $123,800

$151,300

2017

$1,372 (+0.3%)

$27,500 + $123,800

$151,300

2016

$1,368 (+5.8%)

$27,500 + $121,700

$149,200

2014

$1,293

$27,500 + $119,500

$147,000

Tax history for 12 Zephyr Rd

Year

Property tax

Land + Additions

Assessment*

2025

$2,794 (+39.0%)

$30,000 + $342,500

$372,500

2024

$2,010

$30,000 + $342,500

$372,500

2023

$2,010 (+12.8%)

$30,000 + $208,200

$238,200

2022

$1,782 (−1.6%)

$30,000 + $208,200

$238,200

2021

$1,810 (+4.3%)

$27,500 + $177,300

$204,800

2020

$1,735

$27,500 + $177,300

$204,800

2019

$1,735 (+26.5%)

$27,500 + $160,100

$187,600

2018

$1,372

$27,500 + $123,800

$151,300

2017

$1,372 (+0.3%)

$27,500 + $123,800

$151,300

2016

$1,368 (+5.8%)

$27,500 + $121,700

$149,200

2014

$1,293

$27,500 + $119,500

$147,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.34 Acres

Year renovated

2004

Sq. Ft.

1,914

Year built

1991

Style

Single Family Residential

County

Fluvanna County

APN

18/A/8//369///

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 20, 2026.

Property details

Parking

Garage Information
Has Garage
AttachedGarageYN: Yes
Garage Spaces: 2

Parking Information
Parking Features: Attached, Electricity, Garage Faces Front, Garage, Garage Door Opener

Interior

Virtual Tour Information

Bathroom Information
# of Bathrooms (Full): 2
# of Bathrooms (1/2): 1
# of Bathrooms (Total Integer): 3

Room 1 Information
Type: Family Room
Level: First

Room 2 Information
Type: Bathroom
Level: Second

Room 3 Information
Type: Kitchen
Level: First

Room 4 Information
Type: Primary Bedroom
Level: Second

Room 5 Information
Type: Foyer
Level: First

Room 6 Information
Type: Recreation
Level: Basement

Room 7 Information
Type: Primary Bathroom
Level: Second

Room 8 Information
Type: Laundry
Level: First

Room 9 Information
Type: Half Bath
Level: Basement

Room 10 Information
Type: Bedroom
Level: Second

Basement Information
Has Basement
Basement: Exterior Entry, Finished, Heated, Interior Entry, Walk-Out Access

Fireplace Information
Has Fireplace
# of Fireplaces (Total): 1
Fireplace Features: One, Gas, Gas Log

Interior Features
Appliances: Dishwasher, Electric Range, Disposal, Microwave, Refrigerator
Flooring: Carpet, Ceramic Tile, Hardwood, Vinyl
Window Features: Double Pane Windows, Screens, Skylight(s)
Interior Features: Double Vanity, Remodeled, Skylights, Walk-In Closet(s), Entrance Foyer, Eat-in Kitchen, Recessed Lighting, Vaulted Ceiling(s)
Laundry Features: Washer Hookup, Dryer Hookup

Exterior

Building Information
Building Area Total: 2,314
Foundation Details: Poured
Construction Materials: Stick Built, Vinyl Siding

Exterior Features
Roof: Composition, Shingle
Patio And Porch Features: Deck, Front Porch, Porch

Property Information
Property Sub Type: Detached
Property Sub Type Additional: Detached
PropertyAttachedYN: No
Property Condition: Updated/Remodeled
Levels: Multi/Split
Security Features: Gated Community, Smoke Detector(s)
Above Grade Finished Area: 1,252
AboveGradeFinishedAreaUnits: Square Feet
Below Grade Finished Area: 662
BelowGradeFinishedAreaUnits: Square Feet

Lot Information
Lot Size Acres: 0.34
Zoning: R Residential

Financial

Tax Information
Tax Annual Amount: $1,735
Parcel Number: 18A 8 369
Tax Year: 2020

Utilities

Utility Information
Utilities: Cable Available, High Speed Internet Available
Sewer: Public Sewer
Water Source: Public

Heating & Cooling
Has Cooling
Cooling: Central Air, Heat Pump
Has Heating
Heating: Heat Pump, Propane

Location

HOA Information
Has Association
Association Fee: $1,130
Association Fee Frequency: Annually
Association Fee Includes: Boat Ramp, Playground, Road Maintenance, Snow Removal, Trash
Association Amenities: Boat Dock, Boat Ramp, Playground, Sports Fields, Water, Beach Rights

School Information
Elementary School: Central (Fluvanna)
Middle Or Junior School: Fluvanna
High School: Fluvanna

Location Information
Unparsed Address: 12 ZEPHYR RD
Directions: From main gate, right on Jefferson Dr., pass the fishing pond, to left on Nahor Dr. to left on Zephyr Rd. and property on the left.

Community Information
Community Features: Gated

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,914
Stories: 1.0
Lot Size: 0.34 acres
Style: Single Family Residential
Year Built: 1991
Year Renovated: 2004
County: Fluvanna County
APN: 18/A/8//369///

Home facts updated by county records on Aug 20, 2026

Around this home

Schools

Fluvanna Middle

Public 5-7 • Assigned • 7.1mi

6/10

Fluvanna County High School

Public 8-12 • Assigned • 3.4mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

6/10 Heat Factor

7 days above 104° expected this year, 17 days in 30 years

3/10 Wind Factor

5% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Palmyra, VA • 22963

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 4.5 hours in December, placing it below the U.S. average for solar exposure.

9.4 hrs

4.5 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$351,000 – $425,000

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OPEN SAT, 10AM TO 5PM3D WALKTHROUGH

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New listings for sale in 22963

$389,900

3 beds2 baths1,737 sq ft

14 Cliftwood Rd, Palmyra, VA 22963

$145,000

2 beds1 bath840 sq ft

316 Main St, Palmyra, VA 22963

$340,000

3 beds2.5 baths1,413 sq ft

434 Shores Rd, Palmyra, VA 22963

$489,900

3 beds2.5 baths2,634 sq ft

9 Oak Terrace Dr, Palmyra, VA 22963

$305,000

3 beds2 baths1,344 sq ft

848 Jefferson Dr, Palmyra, VA 22963

VIDEO TOUR

$509,000

4 beds2.5 baths2,769 sq ft

2 Whippoorwill Ln, Palmyra, VA 22963

$949,900

4 beds2.5 baths2,632 sq ft

72 Wildwood Dr, Palmyra, VA 22963

$389,900

3 beds3 baths1,872 sq ft

26 East Point Rd, Palmyra, VA 22963

$359,900

3 beds2 baths1,338 sq ft

129 Virginia Ave, Palmyra, VA 22963

Home values near 12 Zephyr Rd

Data from public records.

Address	Redfin Estimate
15 Zephyr Rd, Palmyra, VA 3 Beds \| 2.5 Baths \| 1400 Sq. Ft.	$326,502
13 Zephyr Rd, Palmyra, VA 3 Beds \| 2.5 Baths \| 1440 Sq. Ft.	$313,397

Address	Redfin Estimate
20 Zephyr Rd, Palmyra, VA 4 Beds \| 2.5 Baths \| 2395 Sq. Ft.	$416,384
18 Zephyr Rd, Palmyra, VA 3 Beds \| 2 Baths \| 1560 Sq. Ft.	$350,767

Address	Redfin Estimate
17 Zephyr Rd, Palmyra, VA 4 Beds \| 2.5 Baths \| 1920 Sq. Ft.	$375,581
6 Zephyr Rd, Palmyra, VA 3 Beds \| 2 Baths \| 1404 Sq. Ft.	$350,828

Property information provided by CAAR when last listed in 2021. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 22963, VA

Sale history for 12 Zephyr Rd

Tax history for 12 Zephyr Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 22963

Home values near 12 Zephyr Rd

More real estate resources