CHARMING 3 BEDROOM, 2.5 BATH HOME IN LAKE MONTICELLO COMMUNITY! This well-maintained property offers comfortable living in one of Fluvanna’s most desirable gated communities. The main level features a spacious living room, dining area, and a bright kitchen with ample cabinet space. Upstairs, the primary suite includes a private bath, while two additional bedrooms share a full hall bath. A convenient half bath is located on the main level. Set on a private lot, the home offers outdoor space for relaxing or entertaining and includes the added convenience of a Tesla home EV charger. Enjoy all of Lake Monticello’s amenities including the 352-acre lake with beaches, golf course, tennis, swimming pool, and clubhouse, plus easy access to shopping, dining, and Charlottesville.
Single-familyProperty Type
2019Year Built
0.34 acresLot Size
$201Price/Sq.Ft.
$122/moHOA Dues
Listed by GARY PALMER• TOWN REALTY
Bought with DENISE RAMEY TEAM• LONG & FOSTER - CHARLOTTESVILLE WEST
Est. $1,790 per month, based on comparable rentals
Redfin agents who toured
Cute house on a quiet street. Would be better with a garage, but good outdoor space. Carpets may need replacing soon, but the interior is in good condition overall.
9 months ago• May not reflect the current state of the home
Association Amenities: Clubhouse, Playground, Tennis Court(s), Trail(s), Water, Beach Rights
School Information
Elementary School: Central (Fluvanna)
Middle Or Junior School: Fluvanna
High School: Fluvanna
Location Information
Unparsed Address: 13 ZEPHYR RD
Directions: From Cville: VA-20S/Monticello Ave to VA-53E/Thomas Jefferson Pkwy, take 1st exit at circle to stay on VA-53E, L on Monish Dr, R on Jefferson Dr, L on Nahor Dr, L on Zephyr Rd.
Community Information
Community Features: Gated
Public facts
Beds: 3
Baths: 2.5
Sq. Ft.: 1,440
Stories: 2.0
Lot Size: 0.34 acres
Style: Single Family Residential
Year Built: 2018
Year Renovated: 2022
County: Fluvanna County
APN: 18/A/8//272///
Home facts updated by county records on Aug 20, 2026
Around this home
Schools
West Central Primary School
Public PreK-K • Assigned • 7.1mi
Fluvanna County High School
Public 8-12 • Assigned • 3.3mi
5/10
Provided by GreatSchools
Climate risks
10/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.15% chance of being in a wildfire in next 30 years
6/10 Heat Factor
7 days above 104° expected this year, 17 days in 30 years
3/10 Wind Factor
5% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Palmyra, VA • 22963
Average low and high temperatures (°F)
43
24
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67
40
75
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76
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89
71
84
65
79
59
70
46
61
38
47
29
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
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Dec
Sun exposure
89/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
8.4 hrs
5.3 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$298,000 – $361,000
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