Elegant light-filled ranch in a prime Lake Monticello location with outstanding curb appeal! This upscale split-bedroom floor plan features multiple rooflines, oversized Palladian windows, vaulted ceilings, and hickory hardwood floor. The spacious living room includes a gas fireplace and opens to the kitchen with granite countertops, maple cabinetry, a breakfast bar, and an eat-in area, plus a separate formal dining room. The primary suite offers vaulted ceilings, hardwood flooring, a large walk-in closet, double vanities, and a walk-in glass-enclosed shower. Additional bedrooms are located on the opposite side of the home for privacy. A vaulted sunroom overlooks the fenced backyard and mature landscaping. Additional features include a side-load garage, paved driveway with extra parking, and established plantings. Conveniently located near the Turkeysag Gate, shopping, dining, and walkable to Beach 4.
Single-familyProperty Type
2001Year Built
0.34 acresLot Size
$211Est. Price/Sq.Ft.
2 car garageParking
Listed by ERRIN SEARCY• STORY HOUSE REAL ESTATE
Bought with MAGGIE GUNNELS• LONG & FOSTER - LAKE MONTICELLO
Patio And Porch Features: Deck, Front Porch, Porch
Fencing: Partial
Pool Information
Pool Features: Association
Property Information
Property Sub Type: Detached
Property Sub Type Additional: Detached
PropertyAttachedYN: No
Levels: One
Security Features: Gated Community, Smoke Detector(s), Surveillance System
Above Grade Finished Area: 1,722
AboveGradeFinishedAreaUnits: Square Feet
AboveGradeFinishedAreaSource: Public Records
Above Grade Unfinished Area: 420
Above Grade Unfinished Area Source: Public Records
BelowGradeFinishedAreaUnits: Square Feet
BelowGradeFinishedAreaSource: Public Records
Below Grade Unfinished Area Source: Public Records
Lot Information
Lot Size Acres: 0.34
Lot Features: Partially Cleared, Wooded
Financial
Assessment
Tax Other Annual Assessment Amount: $247,500
Tax Information
Tax Annual Amount: $2,088.90
Parcel Number: 18A 12 45
Tax Year: 2023
Utilities
Utility Information
Utilities: Cable Available, Fiber Optic Available, High Speed Internet Available
Sewer: Public Sewer
Water Source: Public
Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Forced Air
Location
HOA Information
Has Association
Association Fee: $1,460
Association Fee Frequency: Annually
Association Amenities: Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Playground, Pool, Tennis Court(s), Water
School Information
Elementary School: Central (Fluvanna)
Middle Or Junior School: Fluvanna
High School: Fluvanna
Location Information
Unparsed Address: 34 ZEPHYR RD
Directions: From the main gate, turn right on Jefferson, left on Northwood, left on Jefferson, left on Nahor, left on Zephyr, home on left. From Turkeysag gate, go straight on Turkeysag, left on Jefferson, right on Woodlawn, left Nahor, right Zephyr, home on left.
Community Information
Community Features: Gated
Public facts
Beds: 3
Baths: 2.0
Sq. Ft.: 1,572
Stories: 1.0
Lot Size: 0.34 acres
Style: Single Family Residential
Year Built: 2001
Year Renovated: 2008
County: Fluvanna County
APN: 18/A/12//45///
Home facts updated by county records on Aug 20, 2026
Around this home
Schools
Fluvanna Middle
Public 5-7 • Assigned • 6.9mi
6/10
Fluvanna County High School
Public 8-12 • Assigned • 3.2mi
5/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
6/10 Heat Factor
7 days above 104° expected this year, 17 days in 30 years
3/10 Wind Factor
5% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Palmyra, VA • 22963
Average low and high temperatures (°F)
43
24
50
30
67
40
75
50
76
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87
64
89
71
84
65
79
59
70
46
61
38
47
29
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
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Oct
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Dec
Sun exposure
In this area, properties receive around 9.4 hours in
June and 4.5 hours in December, which is comparable to the
U.S. average for solar exposure.
9.4 hrs
4.5 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$345,000 – $417,000
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