OFF MARKET

Off Market Nov 2024 for $395K

$498,806

•

4,236

sq ft

38 Xebec Rd, Palmyra, VA 22963

About this home

Welcome to Lake Monticello!! A gated lake front community! This sprawling 3,374 sq ft home includes 4-5 bedrooms and 3.5 baths. Situated near beach #4 this recently renovated home includes all new flooring, new plumbing and electrical fixtures, new water heater, new oven, stainless steel LG appliances, gas fireplace in the expansive finished basement, and fresh paint throughout! Watch the wildlife on this park like half acre, including a family of deer, red fox, and turkey, from a 12 x 12 screened in back porch, 2 washer dryer options on first floor and basement, large unfinished 3rd floor with plumbing and electric roughed in! Kitchen, dining room, and living room are set up as an open concept floor plan. Two office areas, one on first floor and one in the basement. Gas fireplace, quality cabinets, tons of storage, and back deck! All bedrooms have ceiling fans, new carpet, double closets, and the primary includes a large walk in closet and attached primary bath! Lake Monticello has it all. Marina, pool, golf, beaches, gated security, and much more!! Make this beauty yours today!!! Owner is a licensed realtor in the state of Virginia . Home was recently appraised at 410,000.

Single-familyProperty Type

2002Year Built

0.54 acresLot Size

$118Est. Price/Sq.Ft.

1 spaceParking

Listed by Nicolas Worsham • Real Broker LLC

Contact: Membership@TheRealBrokerage.com

Bought with NON MLS USER MLS • NON MLS OFFICE

Redfin checked: 3 minutes ago

•Source:CVRMLS #2426835

Redfin Estimate

$498,806

$104K since sold in November 2024$5,000 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 3.1% lower than the average sale price ($515K) of 5 comparable homes.

SOLD JUN 23, 2026
$850,000
A
5 beds3.5 baths2,942 sq ft
9 Vine Ridge Dr, Palmyra, VA 22963
SOLD AUG 6, 2026
$375,000
B
4 beds3 baths2,091 sq ft
15 Blackwood Ln, Palmyra, VA 22963
SOLD OCT 16, 2025
$500,000
C
4 beds3.5 baths2,976 sq ft
51 Woodlawn Dr, Palmyra, VA 22963
SOLD JUN 16, 2026
$503,000
D
4 beds3.5 baths3,475 sq ft
198 Jefferson Dr, Palmyra, VA 22963
SOLD JUL 17, 2026
$346,650
E
5 beds2.5 baths2,521 sq ft
29 Cliftwood Rd, Palmyra, VA 22963

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Sell

$162,090

Est. take-home

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Rent

$2,721/mo

Redfin rental estimate

List your home for rent

Market trends in 22963, VA

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

99.2%

0.1% MoM

Median sale price

$366K

$6K MoM

Avg. days on market

32d

4 days MoM

Recently sold homes

101

16 MoM

New listings for sale

OPEN SUN, 12PM TO 2PM
$389,900
3 beds3 baths1,872 sq ft
26 East Point Rd, Palmyra, VA 22963
$359,900
3 beds2 baths1,338 sq ft
129 Virginia Ave, Palmyra, VA 22963
OPEN SUN, 2PM TO 4PM
$394,900
3 beds2 baths1,736 sq ft
99 Park Dr, Palmyra, VA 22963
$199,000
3 beds2.5 baths1,404 sq ft
6 Oak Grove Rd, Palmyra, VA 22963
OPEN TODAY, 11AM TO 1PM
$387,000
3 beds2 baths1,782 sq ft
3 Maplevale Dr, Palmyra, VA 22963
OPEN SUN, 1PM TO 3PM
$495,000
4 beds2.5 baths2,397 sq ft
142 Island Hill Rd, Palmyra, VA 22963
$497,900
4 beds3 baths3,248 sq ft
33 Hardwood Rd, Palmyra, VA 22963
$325,000
4 beds3 baths2,592 sq ft
54 Woodlawn Dr, Palmyra, VA 22963
$269,000
3 beds1 bath960 sq ft
681 Franklin Ln, Palmyra, VA 22963
$289,000
3 beds2 baths1,260 sq ft
16 Hatchechubee Rd, Palmyra, VA 22963
See all

Provided by Redfin

Sale history for 38 Xebec Rd

Year

Property tax

Land + Additions

Assessment*

2025

$3,212 (+17.3%)

$30,000 + $398,300

$428,300

2024

$2,739

$30,000 + $398,300

$428,300

2023

$2,739 (+13.9%)

$30,000 + $294,500

$324,500

2022

$2,404 (−1.6%)

$30,000 + $294,500

$324,500

2021

$2,442 (+3.2%)

$27,500 + $248,800

$276,300

2020

$2,366

$27,500 + $248,800

$276,300

2019

$2,366 (+6.4%)

$27,500 + $228,300

$255,800

2018

$2,223

$27,500 + $217,600

$245,100

2017

$2,223 (−0.2%)

$27,500 + $217,600

$245,100

2016

$2,228 (+6.9%)

$27,500 + $215,500

$243,000

2014

$2,084

$27,500 + $209,400

$236,900

Tax history for 38 Xebec Rd

Year

Property tax

Land + Additions

Assessment*

2025

$3,212 (+17.3%)

$30,000 + $398,300

$428,300

2024

$2,739

$30,000 + $398,300

$428,300

2023

$2,739 (+13.9%)

$30,000 + $294,500

$324,500

2022

$2,404 (−1.6%)

$30,000 + $294,500

$324,500

2021

$2,442 (+3.2%)

$27,500 + $248,800

$276,300

2020

$2,366

$27,500 + $248,800

$276,300

2019

$2,366 (+6.4%)

$27,500 + $228,300

$255,800

2018

$2,223

$27,500 + $217,600

$245,100

2017

$2,223 (−0.2%)

$27,500 + $217,600

$245,100

2016

$2,228 (+6.9%)

$27,500 + $215,500

$243,000

2014

$2,084

$27,500 + $209,400

$236,900

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

3.5

Stories

2.3

Lot width

—

Lot depth

—

Lot size

0.54 Acres

Year renovated

2009

Sq. Ft.

3,374

Year built

2002

Style

Single Family Residential

County

Fluvanna County

APN

18/A/12//57///

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 20, 2026.

Property details

Parking

Parking
Features: Driveway, Off Street, Unpaved

Interior

Bathroom Information
# of Full Bathrooms: 3
# of Half Bathrooms: 1

Room Information
# of Rooms (Total): 12
Has Basement
Basement Information: Full, Heated, Walk-Out Access

Room 1 Information
Full Bath

Room 2 Information
Half Bath
Level: First

Room 3 Information
Full Bath
Description: Tub & Shower
Level: Second

Room 4 Information
Full Bath
Description: Tub & Shower
Level: Basement

Room 5 Information
Office
Description: LVP
Level: Basement
Length: 0.0
Width: 0.0

Room 6 Information
Description: Large, LVP,
Level: Basement
Length: 0.0
Width: 0.0

Room 7 Information
Bedroom 4
Description: CF, new carpet
Level: Second
Length: 0.0
Width: 0.0

Room 8 Information
Bedroom 3
Description: CF, new carpet
Level: Second
Length: 0.0
Width: 0.0

Room 9 Information
Bedroom 2
Description: CF, new carpet
Level: Second
Length: 0.0
Width: 0.0

Room 10 Information
Description: CF, new carpet
Level: Second
Length: 0.0
Width: 0.0

Room 11 Information
Foyer
Description: LVP
Level: First
Length: 0.0
Width: 0.0

Room 12 Information
Laundry
Description: W/D hookup
Level: First
Length: 0.0
Width: 0.0

Room 13 Information
Living Room
Description: CF, LVP. 9ft ceilings
Level: First
Length: 0.0
Width: 0.0

Room 14 Information
Dining Room
Description: LVP, chandelier
Level: First
Length: 0.0
Width: 0.0

Room 15 Information
Kitchen
Description: Recessed light, stainless steel app
Level: First
Length: 0.0
Width: 0.0

Room 16 Information
Office
Description: Gas hookup, CF, LVP
Level: First
Length: 0.0
Width: 0.0

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Features: Gas

Equipment
Appliances: Dryer, Dishwasher, Electric Cooking, Electric Water Heater, Gas Cooking, Disposal, Oven, Washer
Water Heater: Electric

Interior Features
Window Features: Screen(s)
Flooring: Partially Carpeted, Vinyl
Other Features: Ceiling Fan(s), Fireplace, High Ceilings, Laminate Counters

Exterior

Building Information
Stories (Total): 2
Year Built Details: Renovated
Construction Details: Block, Drywall, Concrete, Vinyl Siding

Exterior Features
Exterior Features: Unpaved Driveway
Patio And Porch Features: Stoop
Security Features: Gated Community
Fencing: Fenced, Partial, Privacy

Pool and Spa Information
Pool Features: Pool

Land Information
Topography: Sloping

Lot Information
Lot Size Area: 0.543
Lot Size Acres: 0.543
Lot Features: Sloped, Wooded
Waterfront Features: Creek, Lake, Navigable Water, Walk to Water
Zoning Description: R-4

Property Information
Has View
Below Grade Finished Area: 862
Below Grade Unfinished Area: 230
Above Grade Finished Area: 3,374
Resale

Financial

Assessments and Fees
Assessed Value: $324,500

Tax Information
Annual Tax Amount: $2,738.78
Tax Year: 2023

Utilities

Utility Information
Sewer: Community/Coop Sewer
Water Source: Community/Coop, Shared Well

Heating & Cooling
Has Cooling
Cooling: Central Air, Electric, Zoned
Has Heating
Heating: Electric, Propane, Zoned

Location

HOA Information
Has Home Owners Association
Association Fee: $1,266.90
Annually
Association Fee Includes: Clubhouse, Common Areas, Snow Removal, Trash

Community Information
Community Features: Basketball Court, Beach, Boat Facilities, Common Grounds/Area, Clubhouse, Dock, Golf, Gated, Home Owners Association, Lake, Marina, Playground, Pond, Tennis Courts

Public facts

Beds: 4
Baths: 3.5
Sq. Ft.: 3,374
Stories: 2.3
Lot Size: 0.54 acres
Style: Single Family Residential
Year Built: 2002
Year Renovated: 2009
County: Fluvanna County
APN: 18/A/12//57///

Home facts updated by county records on Aug 20, 2026

Around this home

Schools

Fluvanna Middle

Public 5-7 • Assigned • 6.9mi

6/10

Fluvanna County High School

Public 8-12 • Assigned • 3.1mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

6/10 Heat Factor

7 days above 104° expected this year, 17 days in 30 years

3/10 Wind Factor

5% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Palmyra, VA • 22963

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 4.5 hours in December, which is comparable to the U.S. average for solar exposure.

9.4 hrs

4.5 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$474,000 – $574,000

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Land— sq ft

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OPEN SUN, 1PM TO 3PM

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Home values near 38 Xebec Rd

Data from public records.

Address	Redfin Estimate
31 Xebec Rd, Palmyra, VA 3 Beds \| 1.5 Baths \| 960 Sq. Ft.	$244,170
35 Xebec Rd, Palmyra, VA 3 Beds \| 2.5 Baths \| 1660 Sq. Ft.	$346,041

Address	Redfin Estimate
39 Xebec Rd, Palmyra, VA 4 Beds \| 2.5 Baths \| 2453 Sq. Ft.	$466,258
34 Xebec Rd, Palmyra, VA 4 Beds \| 2.5 Baths \| 1792 Sq. Ft.	$384,355

Address	Redfin Estimate
40 Xebec Rd, Palmyra, VA 5 Beds \| 4 Baths \| 4127 Sq. Ft.	$854,852
30 Xebec Rd, Palmyra, VA 3 Beds \| 3 Baths \| 1552 Sq. Ft.	$333,344

Property information provided by CVRMLS when last listed in 2024. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 22963, VA

Sale history for 38 Xebec Rd

Tax history for 38 Xebec Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 22963

Home values near 38 Xebec Rd

More real estate resources