SOLD FEB 24, 2026

Off Market Feb 2026 for $400K

$417,054

Est. refi paymentEst. refi $3,044/mo

•

2,466

sq ft

4 Xebec Rd, Palmyra, VA 22963

About this home

JUST LISTED!! This is a lovely colonial home featuring tons of space to spread around! 4 bedrooms, a huge bonus room room, a fully fenced-in level yard with wooded privacy, a screened porch perfect for evening dinners, covered front porch with swing, and large deck that runs almost the entire length of the home. Get cozy next to the woodburning fireplace with a gorgeous floor-to-ceiling stone fireplace. Plenty of versatile space in both the living room and family room. A spacious kitchen with island, gas cooking, lazy susan, eat-in area, and adjacent formal dining room. Main level laundry with shelving and deep pantry room. Primary bedroom with walk-in closet, brand new tile floors, double vanity, large tub, linen closet and brand new solid hardwood floors. Solid hardwood floors, new carpet and new luxury vinyl plank and natural wood trim. Bonus room with additional storage in the eaves with mini split (2023). New architectural shingle roof less than 5 years. Dual zone HVAC system (2020/2018). Large garage perfect for workshop featuring mini split (2023), storage and pedestrian door. This is an excellent opportunity. Located within close proximity to Beach 4, Monish Gate, Turkeysag Gate and the Fishing Pond.

Single-familyProperty Type

1996Year Built

0.34 acresLot Size

$169Est. Price/Sq.Ft.

2 car garageParking

Listed by THE GUNNELS GROUP • LONG & FOSTER - LAKE MONTICELLO

Redfin checked: a minute ago

•Source:CAAR #669267

Redfin Estimate

$417,054

$17K since sold in February 2026$2,000 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 5.6% higher than the average sale price ($395K) of 6 comparable homes.

SOLD JUL 30, 2026
$375,000
A
3 beds2.5 baths2,704 sq ft
296 Jefferson Dr, Palmyra, VA 22963
SOLD JUL 17, 2026
$346,650
B
5 beds2.5 baths2,521 sq ft
29 Cliftwood Rd, Palmyra, VA 22963
SOLD AUG 7, 2026
$467,000
C
4 beds2.5 baths2,522 sq ft
459 Jefferson Dr, Palmyra, VA 22963
SOLD JUL 29, 2026
$446,000
D
4 beds2.5 baths2,320 sq ft
5 Campbell Ct, Palmyra, VA 22963
SOLD JUL 16, 2026
$350,000
E
3 beds2.5 baths2,466 sq ft
27 Marwood Dr, Palmyra, VA 22963
SOLD AUG 13, 2026
$385,000
F
3 beds2.5 baths2,184 sq ft
10 Shortwood Cir, Palmyra, VA 22963

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Earn from this home

Sell

$74,030

Est. take-home

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Refinance

Est. cash available

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Rent

$2,336/mo

Redfin rental estimate

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Market trends in 22963, VA

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

99.2%

0.1% MoM

Median sale price

$366K

$6K MoM

Avg. days on market

32d

4 days MoM

Recently sold homes

101

16 MoM

New listings for sale

NEW 15 HRS AGO
$359,900
3 beds2 baths1,338 sq ft
129 Virginia Ave, Palmyra, VA 22963
OPEN SUN, 2PM TO 4PM
$394,900
3 beds2 baths1,736 sq ft
99 Park Dr, Palmyra, VA 22963
$199,000
3 beds2.5 baths1,404 sq ft
6 Oak Grove Rd, Palmyra, VA 22963
OPEN SAT, 11AM TO 1PM
$387,000
3 beds2 baths1,782 sq ft
3 Maplevale Dr, Palmyra, VA 22963
OPEN SUN, 1PM TO 3PM
$495,000
4 beds2.5 baths2,397 sq ft
142 Island Hill Rd, Palmyra, VA 22963
$497,900
4 beds3 baths3,248 sq ft
33 Hardwood Rd, Palmyra, VA 22963
$325,000
4 beds3 baths2,592 sq ft
54 Woodlawn Dr, Palmyra, VA 22963
$269,000
3 beds1 bath960 sq ft
681 Franklin Ln, Palmyra, VA 22963
$289,000
3 beds2 baths1,260 sq ft
16 Hatchechubee Rd, Palmyra, VA 22963
OPEN SAT, 11AM TO 1PM
$550,000
4 beds3 baths3,541 sq ft
47 Marwood Dr, Palmyra, VA 22963
See all

Provided by Redfin

Sale history for 4 Xebec Rd

Year

Property tax

Land + Additions

Assessment*

2025

$2,776 (+8.0%)

$30,000 + $340,100

$370,100

2024

$2,570

$30,000 + $340,100

$370,100

2023

$2,570 (+13.0%)

$30,000 + $274,500

$304,500

2022

$2,274 (−1.6%)

$30,000 + $274,500

$304,500

2021

$2,311 (+2.8%)

$27,500 + $233,900

$261,400

2020

$2,247

$27,500 + $233,900

$261,400

2019

$2,247 (+6.7%)

$27,500 + $215,400

$242,900

2018

$2,105

$27,500 + $204,600

$232,100

2017

$2,105 (+1.2%)

$27,500 + $204,600

$232,100

2016

$2,080 (+6.9%)

$27,500 + $199,400

$226,900

2014

$1,946

$27,500 + $193,700

$221,200

Tax history for 4 Xebec Rd

Year

Property tax

Land + Additions

Assessment*

2025

$2,776 (+8.0%)

$30,000 + $340,100

$370,100

2024

$2,570

$30,000 + $340,100

$370,100

2023

$2,570 (+13.0%)

$30,000 + $274,500

$304,500

2022

$2,274 (−1.6%)

$30,000 + $274,500

$304,500

2021

$2,311 (+2.8%)

$27,500 + $233,900

$261,400

2020

$2,247

$27,500 + $233,900

$261,400

2019

$2,247 (+6.7%)

$27,500 + $215,400

$242,900

2018

$2,105

$27,500 + $204,600

$232,100

2017

$2,105 (+1.2%)

$27,500 + $204,600

$232,100

2016

$2,080 (+6.9%)

$27,500 + $199,400

$226,900

2014

$1,946

$27,500 + $193,700

$221,200

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

2.5

Stories

Lot width

—

Lot depth

—

Lot size

0.34 Acres

Year renovated

2005

Sq. Ft.

2,128

Year built

1996

Style

Single Family Residential

County

Fluvanna County

APN

18/A/8//396///

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 20, 2026.

Property details

Parking

Garage Information
Has Garage
AttachedGarageYN: Yes
Garage Spaces: 2

Parking Information
Parking Features: Attached, Garage Faces Front, Garage, Gravel

Interior

Bathroom Information
# of Bathrooms (Full): 2
# of Bathrooms (1/2): 1
# of Main Level Bathrooms: 1
# of Bathrooms (Total Integer): 3

Room 1 Information
Type: Bathroom
Level: Second

Room 2 Information
Type: Bonus Room
Level: Second

Room 3 Information
Type: Primary Bedroom
Level: Second

Room 4 Information
Type: Bedroom
Level: Second

Room 5 Information
Type: Laundry
Level: First

Room 6 Information
Type: Breakfast Room/Nook
Level: First

Room 7 Information
Type: Kitchen
Level: First

Room 8 Information
Type: Dining Room
Level: First

Room 9 Information
Type: Half Bath
Level: First

Room 10 Information
Type: Family Room
Level: First

Room 11 Information
Type: Primary Bathroom
Level: Second

Room 12 Information
Type: Living Room
Level: First

Room 13 Information
Type: Foyer
Level: First

Basement Information
Basement: Crawl Space

Fireplace Information
Has Fireplace
# of Fireplaces (Total): 1
Fireplace Features: One, Wood Burning

Interior Features
Appliances: Dishwasher, Disposal, Gas Range, Refrigerator
Flooring: Carpet, Hardwood, Luxury Vinyl Plank, Vinyl
Window Features: Casement Window(s), Insulated Windows, Low Emissivity Windows, Screens, Vinyl, Skylight(s)
Interior Features: Double Vanity, Jetted Tub, Skylights, Walk-In Closet(s), Breakfast Bar, Entrance Foyer, Eat-in Kitchen, Kitchen Island
Laundry Features: Washer Hookup, Dryer Hookup

Exterior

Building Information
Building Area Total: 3,142
Foundation Details: Block
Construction Materials: Stick Built, Vinyl Siding

Exterior Features
Exterior Features: Fully Fenced, Mature Trees/Landscape, Porch
Roof: Architectural
Patio And Porch Features: Deck, Front Porch, Porch, Screened
Fencing: Fenced, Full
Other Structures: Shed(s)

Pool Information
Pool Features: Association

Property Information
Property Sub Type: Detached
Property Sub Type Additional: Detached
PropertyAttachedYN: No
Levels: Two
Security Features: Dead Bolt(s), 24 Hour Security, Smoke Detector(s), Gated Community
Above Grade Finished Area: 2,466
AboveGradeFinishedAreaUnits: Square Feet
AboveGradeFinishedAreaSource: Public Records
Above Grade Unfinished Area Source: Public Records
BelowGradeFinishedAreaUnits: Square Feet
BelowGradeFinishedAreaSource: Public Records
Below Grade Unfinished Area Source: Public Records

Lot Information
Lot Size Acres: 0.34
Lot Features: Landscaped, Level, Native Plants, Private, Wooded

Financial

Tax Information
Tax Annual Amount: $2,775.25
Parcel Number: 18A-8-396
Tax Year: 2024

Utilities

Utility Information
Utilities: Cable Available, Fiber Optic Available
Sewer: Public Sewer
Water Source: Public
Electric: Underground

Heating & Cooling
Has Cooling
Cooling: Central Air, Heat Pump
Has Heating
Heating: Electric, Heat Pump

Location

HOA Information
Has Association
Association Fee: $122
Association Fee Frequency: Monthly
Association Fee Includes: Association Management, Boat Ramp, Insurance, Playground, Reserve Fund, Road Maintenance, Snow Removal, Security, Tennis Courts, Trash
Association Amenities: Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Sport Court, Golf Course, Meeting Room, Picnic Area, Playground, Pool, Sports Fields, Tennis Court(s), Trail(s), Water, Beach Rights, Dock

School Information
Elementary School: Central (Fluvanna)
Middle Or Junior School: Fluvanna
High School: Fluvanna

Location Information
Unparsed Address: 4 XEBEC RD
Directions: Enter Lake Monticello Main Gate, right on Jefferson, left on Northwood, left on Jefferson, left on Nahor, left on Xebec, property is on the left.

Community Information
Community Features: Dock, Gated

Public facts

Beds: 3
Baths: 2.5
Sq. Ft.: 2,128
Stories: 2.0
Lot Size: 0.34 acres
Style: Single Family Residential
Year Built: 1996
Year Renovated: 2005
County: Fluvanna County
APN: 18/A/8//396///

Home facts updated by county records on Aug 20, 2026

Around this home

Schools

Fluvanna Middle

Public 5-7 • Assigned • 7.2mi

6/10

Fluvanna County High School

Public 8-12 • Assigned • 3.4mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.15% chance of being in a wildfire in next 30 years

6/10 Heat Factor

7 days above 104° expected this year, 17 days in 30 years

3/10 Wind Factor

4% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Palmyra, VA • 22963

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 4.5 hours in December, placing it below the U.S. average for solar exposure.

9.4 hrs

4.5 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$397,000 – $480,000

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Nearby similar homes

$199,000

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Land— sq ft

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New listings for sale in 22963

NEW 15 HRS AGO

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OPEN SUN, 2PM TO 4PM

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OPEN SAT, 11AM TO 1PM

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Home values near 4 Xebec Rd

Data from public records.

Address	Redfin Estimate
9 Xebec Road, Palmyra, VA 3 Beds \| 2 Baths \| 1504 Sq. Ft.	$257,533
8 Xebec Road, Palmyra, VA 3 Beds \| 2 Baths \| 1910 Sq. Ft.	$385,705

Address	Redfin Estimate
10 Xebec Road, Palmyra, VA 3 Beds \| 2.5 Baths \| 1864 Sq. Ft.	$316,480
1 Xebec Road, Palmyra, VA 3 Beds \| 2 Baths \| 1322 Sq. Ft.	$315,482

Address	Redfin Estimate
7 Xebec Road, Palmyra, VA 3 Beds \| 2 Baths \| 1024 Sq. Ft.	$218,589
2 Xebec Road, Palmyra, VA 4 Beds \| 3 Baths \| 2331 Sq. Ft.	$401,843

Property information provided by CAAR when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 22963, VA

Sale history for 4 Xebec Rd

Tax history for 4 Xebec Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 22963

Home values near 4 Xebec Rd

More real estate resources