: An exquisite waterfront retreat on Smith Mountain Lake awaits at 1040 Jeffferson Dock Rd-a blend of modern comfort, natural beauty, and lake life luxury. Decorated as a 5 bedroom, 3 bathroom home, with 3265 sqft of living space. Built in 2009 sitting on . 75 acres of beautifully landscaped land, with mature plantings, wroght iron fencing and a pristine new backyard firepit and patio! Stunning lake and mountain views, tucked just inside a cove off the main Blackwater River channel. Spacious open-plan living with large windows that capture the lake view and fill rooms with natural light. Gourmet kitchen outfitted with granite countertops, high-end stainless steel appliances and thoughtful finishes. Comfortable main-level living with screened porch and full-length decks to enjoy the outdoors from multiple vantage points. Lower level designed for guests and gatherings: roomy areas, high ceilings, great funtionality and flow. Professionally landscaped lot with a paved pathway down to a custom boathouse. Deep water slip+lift+enclosed storage make lake access effortless. Multiple outdoor living spaces:screened porch, decks with newly installed Trex style decking spanning the house, perfect for morning coffee or evening sunsets. Oversized 2-car garage; driveway and lot designed to accomodate convenience and aestectics. Fantastic propane gas firepit and stunning outdoor patio for cozy evenings taking in the fresh lake air and quiet scendery. Heat pump system, well and septic utilities. Modern touches:stainless appliances, EV charging capability in garage, updated systems. If you are craving lakefront serenity without sacraficing comfort or stylye, this home offers the best of both. No ST rental for zoning RC-1 in Franklin County at this time. Rental over 30 days is allowed. Come enjoy this beautiful home at Smith Mountain Lake today!
An exquisite waterfront retreat on Smith Mountain Lake awaits at 1040 Jeffferson Dock Rd-a blend of modern comfort, natural beauty, and lake life luxury. Decorated as a 5 bedroom, 3 bathroom home, with 3265 sqft of living space. Built in 2009 sitting on . 75 acres of beautifully landscaped land, with mature plantings, wroght iron fencing and a pristine new backyard firepit and patio! Stunning lake and mountain views, tucked just inside a cove off the main Blackwater River channel. Spacious open-plan living with large windows that capture the lake view and fill rooms with natural light. Gourmet kitchen outfitted with granite countertops, high-end stainless steel appliances and thoughtful finishes. Comfortable main-level living with screened porch and full-length decks to enjoy the outdoors from multiple vantage points. Lower level designed for guests and gatherings: roomy areas, high ceilings, great funtionality and flow. Professionally landscaped lot with a paved pathway down to a custom boathouse. Deep water slip+lift+enclosed storage make lake access effortless. Multiple outdoor living spaces:screened porch, decks with newly installed Trex style decking spanning the house, perfect for morning coffee or evening sunsets. Oversized 2-car garage; driveway and lot designed to accomodate convenience and aestectics. Fantastic propane gas firepit and stunning outdoor patio for cozy evenings taking in the fresh lake air and quiet scendery. Heat pump system, well and septic utilities. Modern touches:stainless appliances, EV charging capability in garage, updated systems. If you are craving lakefront serenity without sacraficing comfort or stylye, this home offers the best of both. Currently RC-1 zoning in Franklin County permitts 30 or more days of rental. ST rental not permitted. Enjoy this beautiful home at Smith Mountain Lake today!
CVRMLS #2526800
Nov 7, 2025
Sold
$1,499,900
$459/sq ft
Oct 8, 2025
Pending
—
Oct 1, 2025
Listed
$1,499,900
$459/sq ft
Sep 29, 2025
Price Changed
$1,499,900
$459/sq ft
MLSRV #889604
Aug 30, 2022
Sold
$1,129,500
$346/sq ft
Jul 15, 2022
Pending
—
Jul 2, 2022
Relisted
—
Jul 1, 2022
Pending
—
Jun 15, 2022
Price Changed
$1,199,900
$368/sq ft
May 20, 2022
Listed
$1,299,900
$398/sq ft
+55
Waterfront house on Smith Mountain Lake with that ''sweet spot'' location, tucked just inside a cove off the main channel. Views of the water and mountain, but with the privacy and quiet you you desire! Super comfortable home with main level living including a spacious screened porch and decks spanning the length of the house on both levels. Kitchen has granite countertops, new stainless steel gas range, double ovens and refrigerator. Other recent upgrades include tankless hot water heater and the oversized two car garage has electric sufficient for two car chargers. Lower level has high ceilings and plenty of room for guests. Paved pathway to the dock and deep water!
MLSRV #855575
Nov 15, 2019
Sold
$625,000
$191/sq ft
Jan 28, 2019
Listed
$640,000
$196/sq ft
CAAR #585292
Jan 29, 2019
Listed
$640,000
$196/sq ft
LMLS #316378
Jan 27, 2019
Listed
$640,000
$196/sq ft
MLSRV #830065
Sep 12, 2016
Listing Removed
—
Sep 1, 2016
Listed
$715,000
$219/sq ft
Public Records
May 9, 2008
Sold
$322,500
$99/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$4,789
$222,000 + $891,800
$1,113,800
2024
$4,789 (+25.7%)
$222,000 + $891,800
$1,113,800
2023
$3,809
$195,000 + $429,400
$624,400
2022
$3,809
$195,000 + $429,400
$624,400
2021
$3,809
$195,000 + $429,400
$624,400
2020
$3,809 (+7.3%)
$195,000 + $429,400
$624,400
2019
$3,550
$195,000 + $386,900
$581,900
2018
$3,550 (+10.9%)
$195,000 + $386,900
$581,900
2017
$3,200
$195,000 + $386,900
$581,900
2016
$3,200 (−6.5%)
$195,000 + $386,900
$581,900
2014
$3,421
$215,000 + $407,100
$622,100
Tax history for 1040 Jefferson Dock Rd
Year
Property tax
Land + Additions
Assessment*
2025
$4,789
$222,000 + $891,800
$1,113,800
2024
$4,789 (+25.7%)
$222,000 + $891,800
$1,113,800
2023
$3,809
$195,000 + $429,400
$624,400
2022
$3,809
$195,000 + $429,400
$624,400
2021
$3,809
$195,000 + $429,400
$624,400
2020
$3,809 (+7.3%)
$195,000 + $429,400
$624,400
2019
$3,550
$195,000 + $386,900
$581,900
2018
$3,550 (+10.9%)
$195,000 + $386,900
$581,900
2017
$3,200
$195,000 + $386,900
$581,900
2016
$3,200 (−6.5%)
$195,000 + $386,900
$581,900
2014
$3,421
$215,000 + $407,100
$622,100
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
5
Baths
3
Stories
1
Lot width
—
Lot depth
—
Lot size
0.75 Acres
Year renovated
2018
Sq. Ft.
3,265
Year built
2009
Style
Single Family Residential
County
Franklin County
APN
051/05/011/00////
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 29, 2026.
Property details
Parking
Garage/Carport Information
Has Garage
# of Garage Spaces: 2.5
Parking
Features: Driveway, Detached, Garage, Paved
Interior
Virtual Tour
Bathroom Information
# of Full Bathrooms: 3
Room Information
# of Rooms (Total): 12
Has Basement
Basement Information: Full
Room 1 Information
Full Bath
Room 2 Information
Full Bath
Description: Tub & Shower
Level: First
Room 3 Information
Full Bath
Description: Tub & Shower
Level: Basement
Laundry Information
Features: Stacked
Fireplace Information
Has Fireplace
Features: Gas
Equipment
Appliances: Built-In Oven, Washer/Dryer Stacked, Dishwasher, Gas Cooking, Disposal, Gas Water Heater, Microwave, Refrigerator, Water Softener
Water Heater: Gas
Interior Features
Flooring: Ceramic Tile, Wood
Other Features: Book Cases, Built-in Features, Bedroom on Main Level, Ceiling Fan(s), Dining Area, Double Vanity, Eat-in Kitchen, Fireplace, Granite Counters, High Speed Internet, Kitchen Island, Main Level Primary, Pantry, Cable TV, Wired for Data