Gorgeous AFFORDABLE Smith Mountain Lake waterfront home offering the ultimate lake lifestyle with incredible views, extensive upgrades, and an exceptional double-slip dock! POTENTIAL to be used as a short term rental! This beautifully maintained 3-bedroom, 3-bath home is designed for both comfort and entertaining, featuring a finished basement complete with a bedroom and full bathroom, ideal for guests or family. The home has been thoughtfully updated with major improvements that provide peace of mind, including a main HVAC system just 4 years old and a basement mini-split only 2 years old. The septic system has been recently pumped with lines cleaned, leaving one less thing for you to worry about at move in. Outside, you'll appreciate the attention to detail with black aluminum railings, new decking within the last three years, and a front yard fence installed just 3 years ago, offering both style and functionality. The true showstopper is the gorgeous dock, perfectly set up to enjoy Smith Mountain Lake in every season. This two-slip dock features two boat lifts, with one brand-new lift added this year, plus a grandfathered-in sun deck a rare and highly sought-after feature. An additional party deck off the dock creates the perfect space for entertaining, relaxing, and taking in the lake views. Whether hosting gatherings or enjoying quiet mornings on the water, this dock delivers an unmatched lake experience. Inside, the kitchen is equally impressive with granite countertops installed within the last three years, blending modern style with everyday functionality. The home is move-in ready and thoughtfully maintained, allowing you to spend more time enjoying the lake and less time worrying about updates. With a strong offer, the boat and furnishings may convey, including a 2017 Taho 2150 Deck Boat that comfortably seats 10-12 people, making this a truly turn-key lakefront opportunity. From the extensive updates to the rare dock features and potential for a fully furnished, ready-to-enjoy setup, this Smith Mountain Lake home is an exceptional value. The value is here, the GORGEOUS waterfront is here- the only thing missing is YOU! All information to be independently verified by buyer and buyers agent. Scoop up this blessing indeed~
Single-familyProperty Type
1986Year Built
0.89 acresLot Size
$474Price/Sq.Ft.
Listed by KENDRA PORTER• VIRGINIA REALTY GROUP
Bought with IRENE MAY• WAINWRIGHT & CO., REALTORS®- LAKE
Est. $2,389 per month, based on comparable rentals
Sale and tax history for 1111 Jefferson Dock Rd
Sale History
Tax History
Date
Event
Price
MLSRV #923883
Jul 28, 2026
Sold
$720,000
$474/sq ft
Jun 24, 2026
Pending
—
Jun 18, 2026
Relisted
—
Apr 23, 2026
Pending
—
Mar 29, 2026
Price Changed
$725,000
$477/sq ft
Mar 2, 2026
Price Changed
$799,000
$526/sq ft
Feb 1, 2026
Price Changed
$825,000
$543/sq ft
Jan 14, 2026
Listed
$849,000
$559/sq ft
Public Records
May 20, 1996
Sold
$150,000
$99/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$1,784
$112,000 + $302,900
$414,900
2024
$1,784 (+11.5%)
$112,000 + $302,900
$414,900
2023
$1,599
$105,000 + $157,200
$262,200
2022
$1,599 (+32.2%)
$105,000 + $157,200
$262,200
2021
$1,209 (−24.4%)
$105,000 + $157,200
$262,200
2020
$1,599 (+2.8%)
$105,000 + $157,200
$262,200
2019
$1,556
$105,000 + $150,100
$255,100
2018
$1,556 (+10.9%)
$105,000 + $150,100
$255,100
2017
$1,403
$105,000 + $150,100
$255,100
2016
$1,403 (−0.8%)
$105,000 + $150,100
$255,100
2014
$1,415
$105,000 + $152,400
$257,400
Public record
Public record
Zoning
Beds
2
Baths
2.5
Stories
1
Lot width
—
Lot depth
—
Lot size
0.89 Acres
Year renovated
2001
Sq. Ft.
1,120
Year built
1986
Style
Single Family Residential
County
Franklin County
APN
067/00/021/01/C///
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 1, 2026.
A1
Agricultural District
This district includes unincorporated portions of the county that are occupied by various open uses such as farms, forests, lakes, reservoirs, streams and park lands. This district is established for the purpose of facilitating existing and future farming operations, preserving farm and forest lands, conserving water and other natural resources, reducing soil erosion, preventing water pollution, and protecting watersheds and reducing hazards from flood and fire.
Permitted uses
Include but are not limited to:
Agriculture
Greenhouse / nursery
Assembly / meeting place
Religious facility
Day care facility
Commercial & retail-Other
Housing-Single unit
Bed & breakfast
Library
Veterinary clinic
Property details
Interior
Bedroom Information
# of Bedrooms (Total): 3
# of Main Level Bedrooms: 2
Bathroom Information
# of Full Bathrooms: 3
# of Main Level Bathrooms: 2
Interior Features
Appliances: Microwave Oven (Built In)
Flooring: Carpet, Laminate, Wood
Floor Plans Change Timestamp: Wednesday, January 14, 2026 3:27 PM
Interior Features: Storage
Exterior
Building Information
Building Area (Total): 1,520
Year Built: 1986
Property Information
PropertyType: Residential
Lot Information
Lot Size Area: 0.89
Lot Size Acres: 0.89
Lot Size Square Feet: 38,768.4
Lot Size Dimensions: 0.89
Lot Size Units: Acres
Waterfront: Yes
Water Body Name: Smith Mtn Lake
Zoning: 1
Financial
Tax Information
Tax Annual Amount: $1,784
Parcel Number: 0670002101C
Utilities
Heating & Cooling
Has Heating
Has Cooling
Cooling: Heat Pump Electric
Heating: Heat Pump Electric
Location
School Information
Elementary School: Glade Hill
Middle Or Junior School: Ben Franklin Middle
High School: Franklin County
Location Information
Directions: Route 40 to Penhook,turn onto Morgan's Ford Rd, Bear R into Jefferson Dock Rd to house on the R.
Public facts
Beds: 2
Baths: 2.5
Sq. Ft.: 1,120
Stories: 1.0
Lot Size: 0.89 acres
Style: Single Family Residential
Year Built: 1986
Year Renovated: 2001
County: Franklin County
APN: 067/00/021/01/C///
Home facts updated by county records on Sep 1, 2026
Other
Listing Information
ListingId: 923883
ListPrice: $725,000
Around this home
Schools
Glade Hill Elementary School
Public PreK-5 • Assigned • 7.0mi
7/10
Benjamin Franklin Middle School
Public 6-8 • Assigned • 14.3mi
7/10
Franklin County High School
Public 9-12 • Assigned • 14.0mi
4/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
7 days above 101° expected this year, 18 days in 30 years
2/10 Wind Factor
3% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Penhook, VA • 24137
Average low and high temperatures (°F)
43
27
49
33
66
43
74
52
75
56
86
66
88
72
80
65
78
62
70
51
61
43
48
32
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
95/ 100
Exceptional sunlight
Sunscore
This home receives average direct sun exposure in the zip code. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.9 hrs
5.9 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$654,000 – $792,000
Sell confidently with a local market expert in Penhook.