Wonderful Smith Mountain Lake Waterfront Lake Cottage nestled on a wooded lot and ideally located near the main body of the lake. Decorated with 3 Bedrooms, 2-additional Loft Sleeping Areas, 2-1/2 Baths, an open Great Room floor plan, and distinctive Wrap-Around Outdoor Decks leading to the newer Party Cabana on the walkway leading to the lake. Gourmet kitchen, Limestone counter tops, Stacked stone fireplace, Hardwood floors and Tiled Showers & Baths. Third Bedroom, which could instead be a Recreation Room Area, is in a private setting in the lower-level with a 1/2 bath. Seller updates include: Detached 2-car garage, New retaining walls, New roof & skylights, New exterior paint, New HVAC unit, Party Cabanna, New dock, New electrical to the dock, New Boat Lift Motor, Updated landscaping, New walkway to back yard. Lots of value for under $1M!
Single-familyProperty Type
1987Year Built
1.18 acresLot Size
$316Price/Sq.Ft.
2 spacesParking
Listed by FRED CUFFARI• SMITH MTN LAKE HOMES BROKERED BY BUYERS AGCY OF SML
Bought with TERESA GRANT• KELLER WILLIAMS REALTY LYNCHBURG
Est. $3,378 per month, based on comparable rentals
Sale and tax history for 3217 Dillards Hill Rd
Sale History
Tax History
Date
Event
Price
MLSRV #931013
Oct 13, 2026
Sold
$895,000
$316/sq ft
Sep 13, 2026
Pending
—
Sep 2, 2026
Listed
$895,000
$316/sq ft
MLSRV #851357
Oct 11, 2018
Sold
$390,000
$138/sq ft
Aug 10, 2018
Listed
$438,990
$155/sq ft
+28
This Wonderful Lake Cottage sits idyllically on a wooded lot invoking a feeling of Mountain just seconds from the lake. This home features 4 bedrooms, 2 baths, an open floor plan, perfect for entertaining with creative outdoor living spaces that blend harmoniously into the surrounding landscape. Enjoy a Gourmet kitchen, limestone counter tops, Stacked stone fireplace, loft that services as office or extra bedroom space. Newly finished bedroom on lower-level or great space for young adults. Great find and priced way under assessed value.
MLSRV #823785
Jan 9, 2017
Listing Removed
—
Mar 11, 2016
Listed
$450,000
$159/sq ft
MLSRV #776041
Apr 12, 2012
Listing Removed
—
Oct 28, 2011
Listed
$595,000
$210/sq ft
MLSRV #746661
Sep 5, 2009
Listing Removed
—
Jun 30, 2009
Listed
$699,900
$247/sq ft
MLSRV #728609
Nov 17, 2008
Listing Removed
—
Mar 1, 2008
Listed
$699,900
$247/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$2,895
$108,100 + $565,100
$673,200
2024
$2,895 (+20.1%)
$108,100 + $565,100
$673,200
2023
$2,410
$101,100 + $307,000
$408,100
2022
$2,410
$101,100 + $294,000
$395,100
2021
$2,410
$101,100 + $294,000
$395,100
2020
$2,410 (−21.5%)
$101,100 + $294,000
$395,100
2019
$3,071
$181,100 + $322,300
$503,400
2018
$3,071 (+10.9%)
$181,100 + $322,300
$503,400
2017
$2,769
$181,100 + $322,300
$503,400
2016
$2,768 (+12.6%)
$181,100 + $322,300
$503,400
2014
$2,458
$205,000 + $242,000
$447,000
Public record
Beds
3
Baths
2
Stories
1.9
Lot width
—
Lot depth
—
Lot size
1.18 Acres
Year renovated
2001
Sq. Ft.
3,407
Year built
1987
Style
Single Family Residential
County
Franklin County
APN
048/02/001/00////
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 23, 2026.
Property details
Parking
Garage and Parking Information
# of Covered Spaces: 2
Other Parking: Off Street Parking
Interior
Bedroom Information
# of Bedrooms (Total): 3
# of Main Level Bedrooms: 2
Bathroom Information
# of Full Bathrooms: 2
# of Half Bathrooms: 1
# of Main Level Bathrooms: 2
Basement Information
Basement: Crawl Space
Fireplace Information
Has Fireplace
# of Fireplaces (Total): 1
Interior Features
# of Rooms (Total): 6
Appliances: Wall Oven
Flooring: Carpet, Wood
Interior Features: Whirlpool Bath
Exterior
Building Information
Building Area (Total): 2,830
Year Built: 1987
Exterior Features
Patio And Porch Features: Front Porch
Property Information
PropertyType: Residential
Lot Information
Lot Size Area: 1.18
Lot Size Acres: 1.18
Lot Size Square Feet: 51,400.8
Lot Size Units: Acres
Waterfront: Yes
Water Body Name: Smith Mtn Lake
Waterfront Features: Cove
Zoning: 1
Financial
Tax Information
Tax Annual Amount: $3,164
Parcel Number: 048 02-001 00
Utilities
Heating & Cooling
Has Heating
Has Cooling
Cooling: Heat Pump Electric
Heating: Heat Pump Electric
Location
School Information
Elementary School: Glade Hill
Middle Or Junior School: Ben Franklin Middle
High School: Franklin County
Location Information
Directions: From HFB, S-Booker T Washington (122), L-Scruggs (616), R-Brooks Mill Rd (834), L-Old Franklin Twp (40E), L-Kemp Ford Rd (946), R-Dillards Hill Rd to first driveway on L past Pelican Point.
Public facts
Beds: 3
Baths: 2.0
Sq. Ft.: 3,407
Stories: 1.9
Lot Size: 1.18 acres
Style: Single Family Residential
Year Built: 1987
Year Renovated: 2001
County: Franklin County
APN: 048/02/001/00////
Home facts updated by county records on Oct 23, 2026
Other
Listing Information
ListingId: 931013
ListPrice: $895,000
Listing Office and Agent
Seller Representative Specialist / SRS
Around this home
Schools
Glade Hill Elementary School
Public PreK-5 • Assigned • 7.0mi
7/10
Benjamin Franklin Middle School
Public 6-8 • Assigned • 13.6mi
7/10
Franklin County High School
Public 9-12 • Assigned • 13.4mi
4/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
7 days above 101° expected this year, 18 days in 30 years
2/10 Wind Factor
3% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Union Hall, VA • 24176
Average low and high temperatures (°F)
43
27
49
33
67
43
73
52
74
56
85
66
87
70
80
65
79
60
68
50
61
43
48
32
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
90/ 100
Exceptional sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.8 hrs
5.7 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$813,000 – $984,000
Sell confidently with a local market expert in Union Hall.