SUPER CUTE REMODELED WATERFRONT COTTAGE ON GENTLE LOT WITH VIEWS. .3 BEDROOMS 1.5 BATHS. VAULTED CEILINGS IN BEDROOMS. WOOD STOVE, FULLY FURNISHED. BOAT DOCK WITH LIFT, FLOATING DOCK WITH NEW SWIM LADDER. PERFECT GATHERING/PARTY AREA ADJOINING WATERFRONT WITH STORAGE, SWIM DOCK, 2 FLOATING JET SKI LIFTS. GATED COMMON AREA WITH BOAT RAMP, BOAT STORAGE, PICNIC AREA, NO WAKE COVE. MUST SEE THIS ONE! WIDE WATER VIEW & MTN VIEW.
Single-familyProperty Type
1975Year Built
0.52 acresLot Size
$437Est. Price/Sq.Ft.
4 spacesParking
Listed by KARLEN TINTI• MKB, REALTORS® - AT THE LAKE
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Refinance
$0
Est. cash available
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Rent
$2,331/mo
Redfin rental estimate
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Market trends in 24176, VA
Last updated October 2026
Buyer's Market
Seller's Market
Balanced market
Sale-to-list price
96.6%
+0.2% MoM
Median sale price
$677K
$67K MoM
Avg. days on market
54d
20 days MoM
Recently sold homes
19
2 MoM
Provided by Redfin
Sale history for 431 Montevista Rd
Date
Event
Price
MLSRV #874385
Dec 4, 2020
Sold
$445,000
$279/sq ft
Oct 19, 2020
Listed
$439,000
$275/sq ft
MLSRV #208068
Jul 28, 2003
Sold
$290,000
$182/sq ft
Sep 25, 2002
Listed
$309,000
$194/sq ft
SUPER LAKE COTTAGE TOTALLY UPDATED NEW CARPET, LINOLEUM, NEW HT PUMP SHOWS LIKE A CHARM-CATH CEILING IN ALL BRS, BOAT LIFT-PLENTY OF WATER DEPT- BEAUTIFUL PARTY AREA ADJOINING WATER
MLSRV #56235
May 29, 2001
Listing Removed
—
Oct 18, 2000
Listed
$240,000
$150/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$2,529
$219,000 + $369,100
$588,100
2024
$2,529 (+7.1%)
$219,000 + $369,100
$588,100
2023
$2,362
$208,500 + $178,700
$387,200
2022
$2,362
$208,500 + $178,700
$387,200
2021
$2,362 (+22.1%)
$208,500 + $178,700
$387,200
2020
$1,935 (−7.4%)
$181,000 + $136,200
$317,200
2019
$2,090
$208,500 + $134,200
$342,700
2018
$2,090 (+10.9%)
$208,500 + $134,200
$342,700
2017
$1,885
$208,500 + $134,200
$342,700
2016
$1,884 (−4.2%)
$208,500 + $134,200
$342,700
2014
$1,967
$225,000 + $132,700
$357,700
Tax history for 431 Montevista Rd
Year
Property tax
Land + Additions
Assessment*
2025
$2,529
$219,000 + $369,100
$588,100
2024
$2,529 (+7.1%)
$219,000 + $369,100
$588,100
2023
$2,362
$208,500 + $178,700
$387,200
2022
$2,362
$208,500 + $178,700
$387,200
2021
$2,362 (+22.1%)
$208,500 + $178,700
$387,200
2020
$1,935 (−7.4%)
$181,000 + $136,200
$317,200
2019
$2,090
$208,500 + $134,200
$342,700
2018
$2,090 (+10.9%)
$208,500 + $134,200
$342,700
2017
$1,885
$208,500 + $134,200
$342,700
2016
$1,884 (−4.2%)
$208,500 + $134,200
$342,700
2014
$1,967
$225,000 + $132,700
$357,700
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
2
Baths
1.5
Stories
2
Lot width
—
Lot depth
—
Lot size
0.48 Acres
Year renovated
2001
Sq. Ft.
1,536
Year built
1973
Style
Single Family Residential
County
Franklin County
APN
051/03/065/00////
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 29, 2026.
Property details
Parking
Garage and Parking Information
# of Open Parking Spaces: 4
Other Parking: Off Street Parking
Interior
Bedroom Information
# of Bedrooms (Total): 3
Bathroom Information
# of Full Bathrooms: 1
# of Half Bathrooms: 1
Interior Features
# of Rooms (Total): 7
Flooring: Carpet, Vinyl
Interior Features: Wood Stove
Exterior
Building Information
Building Area (Total): 1,596
Year Built: 1975
Exterior Features
Patio And Porch Features: Front Porch
Property Information
PropertyType: Residential
Green Energy Efficient: Wood Stove
Lot Information
Lot Size Area: 0.52
Lot Size Acres: 0.52
Lot Size Square Feet: 22,651.2
Lot Size Units: Acres
Waterfront: Yes
Water Body Name: Smith Mtn Lake
Waterfront Features: Cove, No Wake Area, Riprap Shoreline
Financial
Tax Information
Tax Annual Amount: $2,000
Parcel Number: 0510306500
Utilities
Heating & Cooling
Has Heating
Heating: Heat Pump
Location
School Information
Elementary School: Glade Hill
Middle Or Junior School: Ben Franklin Middle
High School: Franklin County
Location Information
Directions: From HFB 122S, L616, R834, L40, L Kemp Ford, R Dillards Hill, R Highland Lake Subdivision (Belle Isle) R Montevista Rd to sign on Left.
Public facts
Beds: 2
Baths: 1.5
Sq. Ft.: 1,536
Stories: 2.0
Lot Size: 0.48 acres
Style: Single Family Residential
Year Built: 1973
Year Renovated: 2001
County: Franklin County
APN: 051/03/065/00////
Home facts updated by county records on Jul 29, 2026
Other
Listing Information
ListingId: 874385
ListPrice: $439,000
Around this home
Schools
K - 12
Preschool & daycare
Glade Hill Elementary School
Public PreK-5 • Assigned • 6.2mi
7/10
Benjamin Franklin Middle School
Public 6-8 • Assigned • 13.1mi
7/10
Franklin County High School
Public 9-12 • Assigned • 12.9mi
4/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
7 days above 101° expected this year, 18 days in 30 years
2/10 Wind Factor
3% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Union Hall, VA • 24176
Average low and high temperatures (°F)
43
27
49
33
67
43
73
52
74
56
85
66
87
70
80
65
79
60
68
50
61
43
48
32
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.1 hours in
June and 4.8 hours in December, placing it below the
U.S. average for solar exposure.
9.1 hrs
4.8 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$663,000 – $802,000
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