Poised at the storied confluence of the Rappahannock River and the Chesapeake Bay, this exceptional 4.8-acre waterfront estate represents a rare convergence of privacy, natural grandeur, and timeless Tidewater architecture. A winding gravel lane meanders through park-like grounds past towering hardwoods and sweeping lawns, offering tantalizing glimpses of open water before the bay reveals itself in full — a narrow barrier island shimmering on the horizon, the sky vast and endlessly open overhead. Built in 1940 and positioned atop a gentle knoll, the 3,470-square-foot residence commands breathtaking bay vistas, brilliant sunrises, and moonrises that paint the Rappahannock silver. The generous living room, anchored by a handsome masonry fireplace, opens onto a long deck spanning the full length of the home — an incomparable perch for morning coffee, sunset gatherings, and everything in between. The soothing rhythm of waves against the shoreline and the ever-shifting quality of bay light make even an ordinary afternoon feel rare, unhurried, and deeply restorative out on that long, lovely deck. A light-filled dining room is refined yet warmly welcoming. The cozy family room with full bath invites easy everyday living, while the kitchen’s bright breakfast nook frames captivating water views at every meal. The generous first-floor primary suite is a true retreat — its own fireplace, a private riverside deck, two walk-in closets, and a spacious bath. Upstairs, four bedrooms and two full baths are arranged across two wings connected by a charming hall, ideally suited for families and guests of all generations. Offered with full acknowledgment that updating and remodeling await the next steward, the home is priced accordingly— a compelling opportunity to craft something truly personal and enduring in one of the most coveted settings on the Northern Neck. A screened porch, fenced pool terrace, an attached three-bay garage, private pier, and a pristine sandy beach complete this once-in-a-generation Chesapeake Bay estate.
Single-familyProperty Type
1940Year Built
4.8 acresLot Size
$719Price/Sq.Ft.
3 car garageParking
Listed by Emily Carter• Jim & Pat Carter Real Estate
Listed by Emily Donofrio• Jim & Pat Carter Real Estate
On a picturesque country lane at the confluence of the Rappahannock River and the Chesapeake Bay, this exceptional property showcases the remarkable features of its setting: stunning vistas of the bay, a narrow barrier island, a sandy shoreline, breathtaking sunrises, and moonrises on the shimmering Rappahannock River. A winding lane meanders through the park-like grounds with expansive lawns and mature trees, offering glimpses of the Bay. Built in 1940, this rambling Tidewater design is situated on a knoll, providing privacy and elevation. The home boasts a spacious living room with a masonry fireplace, which opens onto a large deck. This deck highlights the spectacular view, allowing you to enjoy the soothing sound of waves lapping against the shoreline and the gentle bay breezes. The light-filled dining room is simple yet elegant. For a more relaxed gathering space, there is the cozy family room with a full bath. Overlooking the water, the kitchen includes a bright breakfast nook. The expansive first-floor primary bedroom features its own fireplace and private riverside deck. The second floor is divided by an upper hall with an office, two bedrooms, a bath on one side, and a hall bath with two bedrooms on the other. The pool terrace opens off a screened porch, facing the river. The attached 3-bay garage can house automobiles, boats, bikes, and golf carts. Down the gentle hill is a waterside deck leading to the private dock and sand beach. This is the perfect location to realize the dream of a life on the Chesapeake Bay shoreline that will be an enduring family tradition.
CBRAR #202600756
May 6, 2026
Listed
$2,495,000
$719/sq ft
NNAR #119889
Feb 1, 2026
Listed
$2,495,000
$719/sq ft
CBRAR #1
Aug 25, 2025
Price Changed
$2,495,000
$719/sq ft
NNAR #118034
Aug 25, 2025
Price Changed
$2,495,000
$719/sq ft
Aug 8, 2025
Relisted
—
Jul 1, 2025
Relisted
—
Apr 24, 2025
Relisted
—
Nov 4, 2024
Listed
$2,600,000
$749/sq ft
CBRAR #2428883
Nov 4, 2024
Listed
$2,600,000
$749/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$6,997
$463,000 + $809,200
$1,272,200
2024
$6,997 (+17.0%)
$463,000 + $809,200
$1,272,200
2023
$5,979
$438,000 + $511,100
$949,100
2022
$5,979
$438,000 + $511,100
$949,100
2021
$5,979
$438,000 + $511,100
$949,100
2020
$5,979
$438,000 + $511,100
$949,100
2019
$5,979 (+10.4%)
$438,000 + $511,100
$949,100
2018
$5,417
$450,000 + $468,200
$918,200
2017
$5,417 (+9.3%)
$450,000 + $468,200
$918,200
2016
$4,958
$450,000 + $468,200
$918,200
2014
$4,958 (+12.1%)
$450,000 + $468,200
$918,200
2012
$4,424
$450,000 + $468,200
$918,200
Public record
Beds
4
Baths
4
Stories
1.7
Lot width
—
Lot depth
—
Lot size
4.8 Acres
Year renovated
1964
Finished Sq. Ft.
3,470
Unfinished Sq. Ft.
—
Total Sq. Ft.
3,470
Year built
1940
Style
Single Family Residential
County
Lancaster County
APN
39A 1 11
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 26, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
9/10 Heat Factor
7 days above 104° expected this year, 18 days in 30 years
8/10 Wind Factor
80% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
White Stone, VA • 22578
Average low and high temperatures (°F)
42
29
46
33
61
44
69
53
74
60
84
70
87
75
82
69
77
66
69
54
60
46
48
34
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
83/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9 hrs
5.8 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 2276 Mosquito Point Rd
$2,294,534
$200K under list price of $2.50M
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $515K to $2.5M.