“LAGNIAPPE” (a southern expression meaning “a little something extra”) captures the essence of this quintessential RIVER HOME. Originally a 1900 farm house, current owners took the main house to the studs & fully renovated & updated in 2020. Every detail was thoughtfully planned and executed adding state of the art features and amenities. In addition, they added a beautiful oversized garage w/ exquisite guest apartment above that complements the timeless appearance. Grounds are irrigated & maintained by Organic Green & all of the landscaping is lush but easy maintenance. Brand-new dock features 8000 lb boat lift & rotating jet ski lift. This sought-after Southern Exposure & NO FLOOD ZONE location has gentle elevation to dock & sand beach. Acreage extending into Rappahannock River includes King’s Grant Land. The main home features 4 bedrooms & 3.5 baths (primary on 1st floor). Masterful chef’s kitchen, multiple gathering spaces, screen porch, outdoor kitchen, outdoor shower & bath add to the ambiance. A features list is attached. This is a must see for your most discriminating WATERFRONT BUYERS.
Single-familyProperty Type
2020Year Built
1.84 acresLot Size
$616Est. Price/Sq.Ft.
2 car garageParking
Listed by Neena Rodgers• Isabell K. Horsley Real Estate
Listed by McKann Payne• Isabell K. Horsley Real Estate
“LAGNIAPPE” (a southern expression meaning “a little something extra”) captures the essence of this quintessential RIVER HOME. An original 1900 charming farm house, the current owners took the main house to the studs and fully renovated and updated in 2020. Every detail was thoughtfully planned and executed adding state of the art features and amenities. Careful attention was paid to preserving the charm and the feel of this historic gem. In addition, they have added a beautiful oversized garage with exquisite guest apartment above that complements the timeless appearance. The grounds are irrigated and maintained by Organic Green and all of the landscaping is lush but easy maintenance. The brand-new dock features an 8000 lb boat lift and rotating jet ski lift. This sought-after Southern Exposure and NO FLOOD ZONE location has gentle elevation to dock and sand beach. The acreage extends into the Rappahannock River which includes King's Grant Land. The main home features 4 bedrooms and 3.5 baths (primary on 1st floor). Masterful chef's kitchen, multiple gathering spaces, screen porch, outdoor kitchen, outdoor shower and bath add to the ambiance. A features list is attached to the listing as the details are too lengthy for the remarks section of the MLS. This is a must see for your most discriminating WATERFRONT BUYERS
CBRAR #2220767
Sep 9, 2022
Sold
$2,250,000
$721/sq ft
Jul 27, 2022
Listed
$1,999,500
$641/sq ft
NNAR #104988
Jul 29, 2019
Sold
$725,000
$232/sq ft
Apr 8, 2019
Listed
$799,000
$256/sq ft
LOVELY 1900 TIDEWATER FARMHOUSE WITH INCREDIBLE VIEWS OF THE RAPPAHANNOCK AND CHESAPEAKE BAY. WONDERFUL SOUTHERN EXPOSURE AND SAND BEACH. GORGEOUS PINE FLOORS AND LIGHT ABOUNDS IN EVERY ROOM. SPACIOUS FOYER, WATERSIDE LIVING ROOM/DINING AREA WITH A GAS FIREPLACE. THE KITCHEN OPENS TO THE SUNROOM SO YOUR GUESTS ARE ALWAYS CLOSE BY WHILE YOU ARE COOKING. THERE IS A FAMILY ROOM, WITH ADJACENT BATH, THAT COULD BE USED AS A FIRST FLOOR BEDROOM. THE UTILITY ROOM, OFF OF THE FOYER, COULD SERVE AS A MUDROOM. THE SECOND LEVEL ENJOYS THREE WATERSIDE BEDROOMS AND TWO FULL BATHS. THIS COASTAL GEM WAS BUILT AROUND 1900 AND TASTEFULLY RENOVATED IN 1999/2000. THE WRAPAROUND PORCH IS PERFECT FOR ENTERTAINING FAMILY AND FRIENDS. LOCATED ON 1.448 ACRES THIS PROPERTY HAS BEAUTIFUL MATURE PLANTINGS, CIRCULAR DRIVEWAY AND IS A QUICK PADDLE OR BOAT RIDE TO AN AMAZING SAND ISLAND FOR SUNSET COCKTAILS AND FISHING. 0.397 SUBMERGED LAND INCLUDED. THERE IS A DEEDED SHARED WELL AGREEMENT.
CBRAR #1908485
Jul 29, 2019
Sold
$725,000
$232/sq ft
Apr 8, 2019
Listed
$799,000
$256/sq ft
Public Records
May 20, 1999
Sold
$221,000
$71/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$5,118 (+8.5%)
$354,600 + $575,900
$930,500
2022
$4,715 (+14.1%)
$379,600 + $368,800
$748,400
2021
$4,132 (+2.4%)
$379,600 + $276,300
$655,900
2020
$4,037 (+6.1%)
$379,600 + $261,200
$640,800
2019
$3,804 (+18.3%)
$379,600 + $261,200
$640,800
2018
$3,216
$299,300 + $245,700
$545,000
2017
$3,216 (+9.3%)
$299,300 + $245,700
$545,000
2016
$2,943
$299,300 + $245,700
$545,000
2014
$2,943 (+7.6%)
$299,300 + $245,700
$545,000
2012
$2,736
$299,300 + $245,700
$545,000
Tax history for 2540 Windmill Point Rd
Year
Property tax
Land + Additions
Assessment*
2025
$5,118 (+8.5%)
$354,600 + $575,900
$930,500
2022
$4,715 (+14.1%)
$379,600 + $368,800
$748,400
2021
$4,132 (+2.4%)
$379,600 + $276,300
$655,900
2020
$4,037 (+6.1%)
$379,600 + $261,200
$640,800
2019
$3,804 (+18.3%)
$379,600 + $261,200
$640,800
2018
$3,216
$299,300 + $245,700
$545,000
2017
$3,216 (+9.3%)
$299,300 + $245,700
$545,000
2016
$2,943
$299,300 + $245,700
$545,000
2014
$2,943 (+7.6%)
$299,300 + $245,700
$545,000
2012
$2,736
$299,300 + $245,700
$545,000
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
3
Baths
3
Stories
2
Lot width
—
Lot depth
—
Lot size
1.84 Acres
Year renovated
1979
Sq. Ft.
2,414
Year built
1900
Style
Single Family Residential
County
Lancaster County
APN
39 42
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 26, 2026.
Property details
Parking
Parking/Garage Information
Has Garage
# of Garage Spaces: 2
Parking Features: Detached, Garage, Garage Door Opener
Appliances: Oven, Cooktop, Washer/Dryer Stacked, Dishwasher, Microwave, Refrigerator, Water Softener, Tankless Water Heater, Wine Cooler
Flooring: Tile, Wood
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Gas
Room Information
# of Rooms Total: 9
Laundry Features: Washer Hookup
Basement Details: Crawl Space
Exterior
Exterior Features
Exterior Features: Dock, Lighting, Storage, Gas Grill, Balcony
Patio And Porch Features: Deck, Porch, Rear Porch, Screened
Door Features: French Doors, Sliding Doors
Fencing: Fenced
Roof: Metal
Pool Information
Pool Features: None
Building Information
Above Grade Finished Area: 3,120
Levels: Two
# of Stories Total: 2
Construction Materials: Frame, HardiPlank Type
Property Features
On Waterfront
Waterfront Features: Beach Front, Beach Access, River Front, River Access, Waterfront
Has View
Security Features: Security System
Other Equipment: Generator
Other Structures: Garage(s), Guest House
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: SingleFamilyResidence
Lot Information
Lot Features: Landscaped, Waterfront
Frontage Length: 135.0000
Water Body Name: Rappahannock
Lot Size : 1.845
Lot Size Area: 1.845
Lot Size Units: Acres
Lot Size Acres: 1.845
Zoning Description: R1
Financial
Tax Information
Tax Annual Amount: $4,132
Utilities
Utility Information
Water Source: Well
Sewer: Septic Tank
Location
Schools Information
Elementary School: Lancaster
Middle Or Junior School: Lancaster
High School: Lancaster
Location Information
Directions: From Saluda...Rte 33 East to left onto Rte 3 (at Stop Light), across Rappahannock River Bridge to Right on Windmill Mill Point Road (at Stop Light), Property is @ 3 miles on the Right
Subdivision Name: None
Public facts
Beds: 3
Baths: 3.0
Sq. Ft.: 2,414
Stories: 2.0
Lot Size: 1.84 acres
Style: Single Family Residential
Year Built: 1900
Year Renovated: 1979
County: Lancaster County
APN: 39 42
Home facts updated by county records on Aug 26, 2026
Other
Listing Information
List AOR: ChesapeakeBayAreaMls
Around this home
Schools
Lancaster Elementary School
Public K-7 • Assigned • 6.5mi
3/10
Lancaster High School
Public 8-12 • Assigned • 11.8mi
3/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
4/10 Flood Factor
Estimated 16-24% chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
9/10 Heat Factor
7 days above 104° expected this year, 18 days in 30 years
8/10 Wind Factor
80% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
White Stone, VA • 22578
Average low and high temperatures (°F)
42
29
46
33
61
44
69
53
74
60
84
70
87
75
80
68
77
66
69
54
60
46
48
34
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.6 hours in
June and 5.1 hours in December, which is comparable to the
U.S. average for solar exposure.