OFF MARKET

Off Market Oct 2019 for $755K

$1,364,134

Est. refi paymentEst. refi $3,168/mo

•

3,900

sq ft

3520 Windmill Point Rd, White Stone, VA 22578

About this home

Spacious waterfront home on the Rappahannock River in White Stone. This 3,900 sq. ft. home sits on 2.93 acres with a sand beach and pier with boat lift. The property captures the expansive waterfront views. From the moment you walk in the house, you are hit with the amazing views and the attention to detail. There are 4 bedrooms (3 of which have ensuite bathrooms) and 3.5 baths. The main floor offers a great room with stone fireplace that flows into the large custom kitchen. There is a waterfront master suite with a large bathroom (tub, double sinks, shower) and a walk in closet. The second floor has a large loft area with 2 bedrooms, 2 office areas and a large bonus room. The Coastal Living inspired home is elevated with a first level basement, consisting of 2,135 sq. ft. (4 garage bays, workshop and plumbed for a bathroom). The property has space to accommodate a waterfront pool. Located in the X Zone, so no flood insurance is required!

Single-familyProperty Type

2002Year Built

2.93 acresLot Size

$350Est. Price/Sq.Ft.

4 car garageParking

Listed by Hunter Law • IsaBell K. Horsley Real Estate

Bought with Glenn Cockrell • Antique Properties, Inc.

Redfin checked: 2 minutes ago

•Source:CBRAR #1839205

Redfin Estimate

$1,364,134

$609K since sold in October 2019$2,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 26.1% higher than the average sale price ($1.08M) of 6 comparable homes.

SOLD AUG 6, 2026
$680,000
A
3 beds2 baths2,416 sq ft
1060 Ocran Rd, White Stone, VA 22578
SOLD JUN 26, 2026
$775,000
B
5 beds4 baths3,540 sq ft
199 Foxwells Ln, White Stone, VA 22578
SOLD MAY 4, 2026
$590,000
C
3 beds2.5 baths2,843 sq ft
397 Jackson Dr, Deltaville, VA 23043
SOLD OCT 1, 2025
$1,650,000
D
4 beds4.5 baths4,296 sq ft
529 Stiff Ln, Deltaville, VA 23043
SOLD MAR 16, 2026
$915,000
E
4 beds3 baths3,187 sq ft
448 Mcswain Rd, White Stone, VA 22482
SOLD JUN 29, 2026
$1,879,750
F
3 beds2.5 baths3,487 sq ft
147 Galway Bay Ln, Kilmarnock, VA 22482

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Earn from this home

Refinance

Est. cash available

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Rent

$4,354/mo

Redfin rental estimate

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Market trends in 22578, VA

Last updated August 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

98.4%

+1.1% MoM

Median sale price

$530K

$33K MoM

Avg. days on market

53d

11 days MoM

Recently sold homes

6 MoM

New listings for sale

3D WALKTHROUGH
$675,000
4 beds3 baths2,030 sq ft
373 High Bank Dr, White Stone, VA 22578
$289,900
2 beds2 baths1,700 sq ft
261 Ocran Rd, White Stone, VA 22578
$995,000
4 beds3.5 baths2,381 sq ft
328 Bowline Rd, White Stone, VA 22578
3D WALKTHROUGH
$1,350,000
3 beds3.5 baths3,816 sq ft
731 Flowering Field Fld, White Stone, VA 22578
3D WALKTHROUGH
$445,000
2 beds2 baths2,054 sq ft
5828 Rivers Landing Ter #5828, White Stone, VA 22578
3D WALKTHROUGH
$445,000
2 beds2 baths2,054 sq ft
5828 Rivers Landing Ter, White Stone, VA 22578
See all

Provided by Redfin

Sale history for 3520 Windmill Point Rd

Date

Event

Price

NNAR #104551

Oct 8, 2019

Sold

$755,000

$194/sq ft

Jan 31, 2019

Listed

$825,000

$212/sq ft

CBRAR #1839205

Oct 8, 2019

Sold

$755,000

$194/sq ft

Jan 31, 2019

Listed

$825,000

$212/sq ft

Public Records

Jan 20, 1999

Sold

$59,900

$15/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$7,353

$372,800 + $964,100

$1,336,900

2024

$7,353 (+35.3%)

$372,800 + $964,100

$1,336,900

2023

$5,436

$322,800 + $540,000

$862,800

2022

$5,436 (+3.3%)

$322,800 + $540,000

$862,800

2021

$5,264

$322,800 + $512,700

$835,500

2020

$5,264

$322,800 + $512,700

$835,500

2019

$5,264 (+2.7%)

$322,800 + $512,700

$835,500

2018

$5,127

$324,300 + $544,600

$868,900

2017

$5,127 (+9.3%)

$324,300 + $544,600

$868,900

2016

$4,692

$324,300 + $544,600

$868,900

2014

$4,692 (+10.4%)

$324,300 + $544,600

$868,900

2012

$4,250

$324,300 + $544,600

$868,900

Tax history for 3520 Windmill Point Rd

Year

Property tax

Land + Additions

Assessment*

2025

$7,353

$372,800 + $964,100

$1,336,900

2024

$7,353 (+35.3%)

$372,800 + $964,100

$1,336,900

2023

$5,436

$322,800 + $540,000

$862,800

2022

$5,436 (+3.3%)

$322,800 + $540,000

$862,800

2021

$5,264

$322,800 + $512,700

$835,500

2020

$5,264

$322,800 + $512,700

$835,500

2019

$5,264 (+2.7%)

$322,800 + $512,700

$835,500

2018

$5,127

$324,300 + $544,600

$868,900

2017

$5,127 (+9.3%)

$324,300 + $544,600

$868,900

2016

$4,692

$324,300 + $544,600

$868,900

2014

$4,692 (+10.4%)

$324,300 + $544,600

$868,900

2012

$4,250

$324,300 + $544,600

$868,900

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

3.5

Stories

1.7

Lot width

—

Lot depth

—

Lot size

2.84 Acres

Year renovated

2015

Sq. Ft.

3,872

Year built

2002

Style

Single Family Residential

County

Lancaster County

APN

40B 1 1C

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

Property details

Parking

Parking/Garage Information
Has Garage
Has Attached Garage
# of Garage Spaces: 4
Parking Features: Attached, Garage, Garage Door Opener, Oversized, Workshop in Garage

Interior

Bathroom Information
# of Full Bathrooms: 3
# of Half Bathrooms: 1

Heating & Cooling
Has Cooling
Cooling: Heat Pump
Has Heating
Heating: Electric, Heat Pump, Propane

Interior Features
Interior Features: Bookcases, Built-in Features, Cathedral Ceiling(s), Double Vanity, High Ceilings, Pantry, Recessed Lighting, Walk-In Closet(s), Central Vacuum, Master Downstairs
Appliances: Oven, Dryer, Dishwasher, Microwave, Refrigerator, Washer
Flooring: Ceramic Tile, Wood
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Gas

Room Information
# of Rooms Total: 10
Has Basement
Basement Details: Full, Interior Entry, Walk-Out Access

Exterior

Exterior Features
Exterior Features: Dock, Lighting
Patio And Porch Features: Porch, Rear Porch, Front Porch, Patio
Fencing: None
Roof: Metal

Pool Information
Pool Features: None
Has Spa/Hot Tub

Building Information
Below Grade Finished Area: 2,135
# of Stories Total: 1
Construction Materials: Frame, HardiPlank Type, Stucco

Property Features
On Waterfront
Waterfront Features: River Front, Waterfront

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: SingleFamilyResidence

Lot Information
Lot Features: Waterfront
Water Body Name: rappahannock
Lot Size : 2.93
Lot Size Area: 2.93
Lot Size Units: Acres
Lot Size Acres: 2.93
Zoning Description: R1

Financial

Tax Information
Tax Annual Amount: $5,127

Utilities

Utility Information
Water Source: Well
Sewer: Septic Tank

Location

Schools Information
Elementary School: Lancaster
Middle Or Junior School: Lancaster
High School: Lancaster

Location Information
Directions: From White Stone, turn on to Windmill Point Rd. The property will be on the right.
Subdivision Name: None

Public facts

Beds: 3
Baths: 3.5
Sq. Ft.: 3,872
Stories: 1.7
Lot Size: 2.84 acres
Style: Single Family Residential
Year Built: 2002
Year Renovated: 2015
County: Lancaster County
APN: 40B 1 1C

Home facts updated by county records on Aug 26, 2026

Other

Listing Information
List AOR: ChesapeakeBayAreaMls

Around this home

Schools

Lancaster Elementary School

Public K-7 • Assigned • 6.9mi

3/10

Lancaster High School

Public 8-12 • Assigned • 12.3mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

9/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

9/10 Heat Factor

7 days above 104° expected this year, 18 days in 30 years

8/10 Wind Factor

80% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

White Stone, VA • 22578

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.5 hours in June and 5.1 hours in December, which is comparable to the U.S. average for solar exposure.

9.5 hrs

5.1 hrs

JuneDecember

Provided by Shadowmap

Is this your home?

Track this home’s value and nearby sales activity

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New listings for sale in 22578

3D WALKTHROUGH

$675,000

4 beds3 baths2,030 sq ft

373 High Bank Dr, White Stone, VA 22578

$289,900

2 beds2 baths1,700 sq ft

261 Ocran Rd, White Stone, VA 22578

$995,000

4 beds3.5 baths2,381 sq ft

328 Bowline Rd, White Stone, VA 22578

3D WALKTHROUGH

$1,350,000

3 beds3.5 baths3,816 sq ft

731 Flowering Field Fld, White Stone, VA 22578

3D WALKTHROUGH

$445,000

2 beds2 baths2,054 sq ft

5828 Rivers Landing Ter #5828, White Stone, VA 22578

3D WALKTHROUGH

$445,000

2 beds2 baths2,054 sq ft

5828 Rivers Landing Ter, White Stone, VA 22578

Home values near 3520 Windmill Point Rd

Data from public records.

Address	Redfin Estimate
3678 Windmill Point Rd, White Stone, VA 4 Beds \| 4 Baths \| 5304 Sq. Ft.	$2,242,610
3308 Windmill Point Rd, White Stone, VA 3 Beds \| 3 Baths \| 4399 Sq. Ft.	$1,873,248

Address	Redfin Estimate
3256 Windmill Point Rd, White Stone, VA 4 Beds \| 2 Baths \| 2036 Sq. Ft.	$1,285,685
3607 Windmill Point Rd, White Stone, VA 3 Beds \| 3.5 Baths \| 2666 Sq. Ft.	$1,023,758

Address	Redfin Estimate
3352 Windmill Point Rd, White Stone, VA 4 Beds \| 3.5 Baths \| 3812 Sq. Ft.	$1,818,286
3705 Windmill Point Rd, White Stone, VA 2 Beds \| 1 Baths \| 780 Sq. Ft.	$216,999

Property information provided by CBRAR when last listed in 2019. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 22578, VA

Sale history for 3520 Windmill Point Rd

Tax history for 3520 Windmill Point Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Is this your home?

Nearby similar homes

New listings for sale in 22578

Home values near 3520 Windmill Point Rd

More real estate resources